Education Commons^™

A Workship Cirriculum For Student Loan Debt, Cion Swoope

Culminating Experience Projects

For many college students, taking out student loans is a necessary step towards higher education, yet it often leads to accumulated debt that can seem insurmountable. This project intends to investigate the implications of student loan debt, such as homeownership, household debt, and other life goals, and educate borrowers on the potential repercussions. Using Becker's (1993) Human Capital theory, I will examine the investment logic behind student loan borrowing, framing debt as a calculated risk for future gain. This project also uses Crenshaw's (1989) Intersectionality theory to extend beyond the scope of the average borrower and highlight the demographic groups …