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Finance and Financial Management

2014

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Articles 1 - 16 of 16

Full-Text Articles in Education

Financial Literacy And Financial Inclusion Of Women In Rural Rajasthan, Emily Levi-D'Ancona Dec 2014

Financial Literacy And Financial Inclusion Of Women In Rural Rajasthan, Emily Levi-D'Ancona

Independent Study Project (ISP) Collection

Financial inclusion is an important step in development, as access to finances can help the poor build money and lift themselves out of poverty. In many parts of the developing world, and especially in India, microfinance is seen as a new approach to fighting poverty by bringing financial services, including low-interest loans, to the poor so that they can afford to start a business or invest and eventually gain self-sufficiency – in other words, a method of financial inclusion for the poor. However, microfinance in India cannot sufficiently reach the poor populations, especially those in rural India, and many of …

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Mandated Personal Finance Education, Martina Peng, Souren Soumbatiants Nov 2014

Mandated Personal Finance Education, Martina Peng, Souren Soumbatiants

Learning Showcase 2014

The urgency of implementation of financial literacy education has been recognized in the recent years. This study evaluates the recent progress on state financial literacy legislation and the effectiveness of personal finance education mandates in high schools. The three common approaches to the mandatory personal finance education policy take forms in setting education standards, personal finance courses, and required testing. Course mandates appear to be the most effective in raising financial literacy scores. State policy requiring testing personal finance concepts has been the least effective. The findings of this study have important implications for policymakers, educators and researchers considering personal …

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Understanding The Mind Of The Risk Manager, Emmanuel Moore Abolo Dr. Oct 2014

Understanding The Mind Of The Risk Manager, Emmanuel Moore Abolo Dr.

Dr. Emmanuel Moore Abolo

The human mind is very complex and for the risk manager the complexity is even more complex. A good risk manager must leave the comfort of his zone and enter the mind of the world to be successful.

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Support And Ideas For Economic Education, Ed Starkenburg, Erica Vonk Oct 2014

Support And Ideas For Economic Education, Ed Starkenburg, Erica Vonk

Faculty Work Comprehensive List

Presentation covers opportunities to engage K-12th grade students in hands-on financial and economic materials that meet Iowa's content requirements. Also introduces the Dordt College Center for Economic Education and the services available and free resources available to teachers.

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Engaging Students In Financial And Economic Literacy With Free Resources, Erica Vonk, Ed Starkenburg, Art Attema Oct 2014

Engaging Students In Financial And Economic Literacy With Free Resources, Erica Vonk, Ed Starkenburg, Art Attema

Faculty Work Comprehensive List

Presentation covers opportunities to engage 3rd-12th grade students in hands-on financial and economic materials that meet Iowa's content requirements. This session will introduce you to the Dordt College Center for Economic Education, the services available and free resources available to teachers.

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Factors That Affect The Outcome Of A General Fund Referendum In Indiana, Andrew Charles Sargent Oct 2014

Factors That Affect The Outcome Of A General Fund Referendum In Indiana, Andrew Charles Sargent

Open Access Dissertations

School finance elections in Indiana were a relatively rare occurrence prior to a series of new legislation enacted in 2008 that, through the imposition of property tax caps statewide, resulted in sweeping reforms to education funding. These new laws coupled with a national recession resulted in many school districts not having the necessary financial resources to maintain programming and personnel consistent with their needs. With this in mind, many of these districts turned to the General Fund referendum as a mechanism to raise more revenue for their districts through an increase in local property taxes as decided by the voters …

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Independent Evaluation Of Asic’S Implementation Of The Helping Our Kids Understand Finances Initiative, Robert Simons Jul 2014

Independent Evaluation Of Asic’S Implementation Of The Helping Our Kids Understand Finances Initiative, Robert Simons

Dr Robert Simons

In May 2013, the Australian Securities and Investments Commission (ASIC) commissioned the Australian Council for Educational Research (ACER) to conduct an independent evaluation of its implementation of the Helping Our Kids Understand Finances (HOKUF) initiative. The purpose was to conduct an independent evidence-based assessment of whether ASIC implemented the HOKUF initiative in a way that met the following key criteria: 1) Appropriate – the extent to which the program developed by ASIC was useful and ‘fit for purpose’ in supporting the delivery of the consumer and financial literacy content aligned to the Australian Curriculum. 2) Effective − the extent to …

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Wall Street Ready: The Whitman School’S Orange Value Fund Immerses Students In The World Of Finance And Teaches Them How To Capitalize On The Experience, Denise Jochem-Robertson Jul 2014

Wall Street Ready: The Whitman School’S Orange Value Fund Immerses Students In The World Of Finance And Teaches Them How To Capitalize On The Experience, Denise Jochem-Robertson

Syracuse University Magazine

No abstract provided.

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Independent Evaluation Of Asic’S Implementation Of The Helping Our Kids Understand Finances Initiative, Robert Simons Jul 2014

Independent Evaluation Of Asic’S Implementation Of The Helping Our Kids Understand Finances Initiative, Robert Simons

Policy Analysis and Program Evaluation

In May 2013, the Australian Securities and Investments Commission (ASIC) commissioned the Australian Council for Educational Research (ACER) to conduct an independent evaluation of its implementation of the Helping Our Kids Understand Finances (HOKUF) initiative. The purpose was to conduct an independent evidence-based assessment of whether ASIC implemented the HOKUF initiative in a way that met the following key criteria: 1) Appropriate – the extent to which the program developed by ASIC was useful and ‘fit for purpose’ in supporting the delivery of the consumer and financial literacy content aligned to the Australian Curriculum. 2) Effective − the extent to …

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Financing The Future: Australian Students’ Results In The Pisa 2012 Financial Literacy Assessment, Sue Thomson Jul 2014

Financing The Future: Australian Students’ Results In The Pisa 2012 Financial Literacy Assessment, Sue Thomson

OECD Programme for International Student Assessment (PISA) Australia

This report reveals that Australia is in the top five in the world’s first international assessment of young people’s financial literacy. Conducted in 2012 as part of the Programme for International Student Assessment (PISA) of the OECD with support from the Australian Securities and Investments Commission as the Australian Government agency responsible for financial literacy, the supplementary PISA financial literacy assessment measured 15-year-olds’ knowledge of personal finances and ability to apply it to financial problems. A total of 29 000 students from 18 countries and economies participated in the assessment, including approximately 3300 Australian students from 768 schools. According to …

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The Effect Of Educational Debt On The Probability Of Homeownership For College Graduates: An Empirical Analysis, Cole Ikkala Jun 2014

The Effect Of Educational Debt On The Probability Of Homeownership For College Graduates: An Empirical Analysis, Cole Ikkala

Honors Theses

With the average tuition of both public and private institutions on the rise, students are graduating from college with a higher burden of debt than ever before. In turn this is adversely affecting their post-graduation decisions, specifically the purchasing of their first home. With the simultaneous increase of educational debt levels and tightening of lending constraints for mortgages, it is hypothesized that first-time homeownership is being delayed. The purpose of this study is to analyze what exactly is delaying graduates from purchasing a home, the outstanding total educational debt amount or the monthly educational debt repayment amounts. Both can hinder …

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The Current State Of Financial Literacy Of University Of Arkansas Students: 2014, Stacia Tianne Baughman May 2014

The Current State Of Financial Literacy Of University Of Arkansas Students: 2014, Stacia Tianne Baughman

Finance Undergraduate Honors Theses

In light of recent events in the global economy, more attention has been given to the subject of personal financial management. With a sluggish economy, rising student debt levels, increasing attention and concern, universities are considering if something should be done in an attempt to make students more financially literate. In order to better understand the current level of financial literacy, a survey of students at the University of Arkansas was conducted and compared to the same national survey conducted by Jump$tart. University of Arkansas students were found to have slightly lower levels of financial literacy than their national counterparts …

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Is Macro-Prudential Regulation The Optimal Path To Financial System Stability?, Emmanuel Moore Abolo Dr. Apr 2014

Is Macro-Prudential Regulation The Optimal Path To Financial System Stability?, Emmanuel Moore Abolo Dr.

Dr. Emmanuel Moore Abolo

Macro-prudential regulation can play a critical role in ensuring financial stability. To be more effective, it has to be blended with other policies in a general equilibrium framework

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2013-2014 Financial Summary, Morehead State University. Budget & Financial Planning Office. Jan 2014

2013-2014 Financial Summary, Morehead State University. Budget & Financial Planning Office.

Morehead State University Financial Summaries Archive

2013-2014 Financial Summary of Morehead State University.

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Blended Learning : A Program Evaluation In A Central Virginia K-12 School District, Edward A. Hoisington Jan 2014

Blended Learning : A Program Evaluation In A Central Virginia K-12 School District, Edward A. Hoisington

Graduate Dissertations and Theses

The purpose of this study was to evaluate a general education course offered in a blended learning environment in a Central Virginia public school district. Three research questions were addressed in this study: How satisfied are students with a blended learning environment in a general education Economics and Personal Finance course? Is a student’s course grade affected by the following: Technology, self-efficacy, course organization, quality of instruction, and student satisfaction in a blended learning course? Is a student’s grade on a credential test affected by the following: Technology, self-efficacy, course organization, quality of instruction, and student satisfaction in a blended …

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Sustainable Revenue Generation System For Nonprofit Institutions Of Higher Education, Graig Arcuri Jan 2014

Sustainable Revenue Generation System For Nonprofit Institutions Of Higher Education, Graig Arcuri

Walden Dissertations and Doctoral Studies

Social and individual spending on higher education has outpaced social and individual economic growth, resulting in nonprofit institutions of higher education (NIHEs) growing increasingly dependent upon unsustainable governmental subsidies and tuition increases. The purpose of this study was to examine the interactions among components of the nonprofit university system, existing revenue generation methods, and sustainability of revenue generation, thereby generating a new sustainable revenue theory for nonprofit universities within the United States. This qualitative grounded theory study used a multiphase design incorporating data from the literature review, historical documents, and phone interviews from a theoretical sampling of 10 NIHEs. Participants …

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