Open Access. Powered by Scholars. Published by Universities.®
- Institution
-
- AccessLex (5)
- University of Arkansas, Fayetteville (4)
- University of Nevada, Las Vegas (3)
- Dartmouth College (2)
- Embry-Riddle Aeronautical University (2)
-
- Bryant University (1)
- Georgetown University Law Center (1)
- Montclair State University (1)
- SIT Graduate Institute/SIT Study Abroad (1)
- Singapore Management University (1)
- South Dakota State University (1)
- University of Dayton (1)
- University of Richmond (1)
- University of Texas Rio Grande Valley (1)
- University of Texas at El Paso (1)
- Western Kentucky University (1)
- Keyword
-
- Financial status and behavior (5)
- Higher education students (5)
- Student loans (4)
- Financial aid (3)
- Graduate schools (3)
-
- Professional schools (3)
- Access to graduate education (2)
- Education, Higher (2)
- Federal financial aid policy (2)
- Federal student loans (2)
- Financial literacy (2)
- Higher Education Act (HEA) (2)
- School enrollment (2)
- Student aid (2)
- Student financial aid administration (2)
- Universities and colleges (2)
- Accounting Education; Restructuring; Global Financial Crisis (1)
- Arkansas (1)
- Bennett hypothesis (1)
- Brazil (1)
- China (1)
- Cognitive reflection (1)
- Consolidation (1)
- Control variables (1)
- Costs (1)
- Debt (1)
- Debt holders (1)
- Decision making (1)
- Declining birthrates (1)
- Demographic shifts (1)
- Publication Year
- Publication
-
- Commissioned Research (3)
- Education Reform Faculty and Graduate Students Publications (3)
- AccessLex Institute Research (2)
- Dartmouth Scholarship (2)
- Math 365 Class Projects (2)
-
- Consumer Sciences Faculty Publications (1)
- Department of Political Science and Law Faculty Scholarship and Creative Works (1)
- Dissertations (1)
- Economics Faculty Publications (1)
- Economics and Finance Faculty Publications (1)
- Economics and Finance Faculty Publications and Presentations (1)
- Georgetown Law Faculty Publications and Other Works (1)
- Higher Education (1)
- Honors Projects in Finance (1)
- Independent Study Project (ISP) Collection (1)
- Introduction to Research Methods RSCH 202 (1)
- Publications (1)
- Publications and Presentations (1)
- Research Collection School Of Economics (1)
- Working Papers (1)
Articles 1 - 27 of 27
Full-Text Articles in Education
Is The Declining Birthrate Really An Issue For The Economy?, Harsh Ramesh Pednekar, Theodore Lee, Darrion Chin
Is The Declining Birthrate Really An Issue For The Economy?, Harsh Ramesh Pednekar, Theodore Lee, Darrion Chin
Introduction to Research Methods RSCH 202
This study aims to explore the complex implications of declining birth rates on the economy, focusing on GDP per capita as a crucial metric, and aims to uncover both potential opportunities and challenges stemming from this demographic transformation using regression analysis. Using a quantitative methodology and secondary data from OECD.stat, World Population Review, and World Bank, the study explores the relationship between declining birth rates and economic impacts. GDP per capita serves as an essential dependent variable, and it accounts for control variables such as labour force participation, literacy, and education levels, child dependence ratio, and physical capital. Past studies …
Student Loan Debt In Mountain West States, Zachary Walusek, Caitlin J. Saladino, William E. Brown Jr.
Student Loan Debt In Mountain West States, Zachary Walusek, Caitlin J. Saladino, William E. Brown Jr.
Higher Education
This fact sheet summarizes findings on student loan debt across Mountain West states from “Student Loan Debt by State,” a report by the Education Data Initiative.
Systemic Review Of Personal Finance Articles In Family And Consumer Sciences Journals, Lorna Saboe-Wounded Head
Systemic Review Of Personal Finance Articles In Family And Consumer Sciences Journals, Lorna Saboe-Wounded Head
Consumer Sciences Faculty Publications
The purpose of this article is to report the results of a systematic review of personal finance articles published from 2009 to 2019 in seven family and consumer sciences journals. Articles included in the review addressed personal finance topics. The qualitative analysis examined categorizations and themes. Published most often were articles on the topics of financial education, financial literacy, and investing/saving. Research articles were predominately on the topic of financial literacy, programs were most often on the topic of financial education. A limited number of articles reported on research results or program impact for minority groups.
Examining Graduate Lending: Access Vs. Private Lending, Accesslex Institute
Examining Graduate Lending: Access Vs. Private Lending, Accesslex Institute
AccessLex Institute Research
This report, the second of our two-part series on graduate lending, uses federal data to show, as one example, that black borrowers and Historically Black Colleges and Universities would likely be severely harmed by a move to significantly limit or outright eliminate federal lending to graduate and professional students.
Examining Grad Plus: Value And Cost, Accesslex Institute
Examining Grad Plus: Value And Cost, Accesslex Institute
AccessLex Institute Research
This report, the first in a two-part series, uses federal data to show that the primary criticisms of the Grad PLUS program—rising institutional education costs and potential cost to the federal government—are either nonexistent or massively overblown.
Accounting Education In Greece During The Gfc (2009-2016), Dimitrios V. Siskos
Accounting Education In Greece During The Gfc (2009-2016), Dimitrios V. Siskos
Publications
The structure of accounting education in Greece, and in the world, is facing nowadays many significant challenges since the global financial crisis has left behind many critical educational burdens. At the same time, there is an increase in accounting omissions and malpractices of ethics both in the public and in the private sector of Greece. These undoubtedly contributed to massive unemployment, high poverty rate, crime and other social ills experienced in the country. This motivated the study on restructuring accounting education by devising a new educational framework that can be applied to Greek universities and colleges with the purpose of …
The Relationship Between Financial Literacy, Financial Status, And Academic Success In College Students, Brian Douglas Brausch
The Relationship Between Financial Literacy, Financial Status, And Academic Success In College Students, Brian Douglas Brausch
Dissertations
As the cost of college continues to rise, an increasing number of students are relying on loans and credit cards to fund their postsecondary education. In an effort to curb student debt and increase retention and graduation rates, many universities have begun to offer financial literacy initiatives to stimulate financial knowledge and promote positive money management behaviors.
This study examines the relationship between a for-credit personal financial literacy course and student academic success and economic status. Students who took a personal finance course during their first or second year of college are compared to a random sampling of students who …
Clark County Population Vs. Unlv Student Enrollment, Gregory Goronson, John Inductivo, Joseph Copanas
Clark County Population Vs. Unlv Student Enrollment, Gregory Goronson, John Inductivo, Joseph Copanas
Math 365 Class Projects
Year after year new high school graduates seek higher education. How does an institution like UNLV prepare for newcomers? More specifically, how will they implement such numbers into resources for incoming and returning students, also taking into account the growing population of Clark County.
Unlv Financial Aid Forecasting, Austin-Ryan Abendanio, Cheyenne D'Cruz, Julie Jeon, Michelle Trinchera
Unlv Financial Aid Forecasting, Austin-Ryan Abendanio, Cheyenne D'Cruz, Julie Jeon, Michelle Trinchera
Math 365 Class Projects
With an increasing population of students enrolling into UNLV each year, it is important to be able to predict the financial aid funding for future years. We were able to predict how many students would apply for aid and whether or not they would receive any, or enough need-based financial aid, from the years 2019-2023.
Graduate And Professional School Debt: How Much Students Borrow, Sandy Baum, Patricia Steele
Graduate And Professional School Debt: How Much Students Borrow, Sandy Baum, Patricia Steele
Commissioned Research
There is wide variation in how students cover tuition and living expenses while they pursue graduate and professional degrees. Most research doctoral degree students attending public and private nonprofit schools benefit from generous institutional fellowships and assistant ships that cover a significant portion of their expenses. But master’s degree students in all sectors cover most of their expenses with earnings from employment and federal student loans. Borrowing is particularly important for professional degree students, most of whom have neither earnings from employment during the academic year nor grants and fellowships to cover tuition and living expenses while they are enrolled. …
Financing Graduate And Professional Education: How Students Pay, Sandy Baum, Patricia Steele
Financing Graduate And Professional Education: How Students Pay, Sandy Baum, Patricia Steele
Commissioned Research
This brief examines how students finance their graduate and professional education. It summarizes the sources of funds used to cover the tuition and fees universities charge, as well as living expenses. Institutions set a “cost of attendance” (COA) for students, estimating the average budget for one academic year (fall through spring). COA includes tuition and fees, books and supplies, room and board, transportation, and other living expenses, and it establishes the maximum amount students can borrow in federal student loans to attend a particular school. These official budgets serve as the foundation for the discussion that follows about how graduate …
School District Consolidation Policies: Endogenous Cost Inefficiency And Saving Reversals, Mustafa U. Karakaplan, Levent Kutlu
School District Consolidation Policies: Endogenous Cost Inefficiency And Saving Reversals, Mustafa U. Karakaplan, Levent Kutlu
Economics and Finance Faculty Publications and Presentations
Some education policy studies suggest that consolidation of public school districts saves resources. However, endogeneity in cost models would result in incorrect estimates of the effects of consolidation. We use a new stochastic frontier methodology to examine district expenditures while handling endogeneity. Using the data from California, we find that the effects of student achievement and education market concentration on expenditure per pupil are substantially larger when endogeneity is handled. Our findings are robust to concerns such as instrumental variable adequacy and spatial interactions. Our consolidation simulations indicate that failure to address endogeneity can result in unrealistic expectations of savings.
Alternative Measures Of Noncognitive Skills And Their Effect On Retirement Preparation And Financial Capability, Gema Zamarro
Alternative Measures Of Noncognitive Skills And Their Effect On Retirement Preparation And Financial Capability, Gema Zamarro
Education Reform Faculty and Graduate Students Publications
Social science, more than ever, is drawing upon the insights of personality psychology. Though researchers now know that noncognitive skills and personality traits, such as conscientiousness, grit, self-control, or a growth mindset could be important for life outcomes, they struggle to find reliable measures of these skills. Self-reports are often used for analysis, but these measures have been found to be affected by important biases. We study the validity of innovative, more robust measures of noncognitive skills based on performance tasks. Our first proposed measure is an adaptation, for the adult population, of the Academic Diligence Task (ADT) developed and …
Compounded Inequities: Assessing School Finance Equity For Low-Income English Language Learners, David S. Knight, Jesus E. Mendoza
Compounded Inequities: Assessing School Finance Equity For Low-Income English Language Learners, David S. Knight, Jesus E. Mendoza
Working Papers
School districts face different costs to produce the same level of educational opportunity because of differences in student population, geographical costs of living, and district size. However, in many states, the school finance system fails to take these factors into account when distributing funds to school districts. Most prior analyses of state school finance systems focus on the relationship between district funding and the percent of low-income students in that district or the percent of emergent bilinguals, who are typically classified as English language learners (ELLs).
We present the first longitudinal descriptive evidence of the extent to which state school …
Is It Worth Your Time? Biggest Contributors To Starting Salary For Bryant University Students, Brittany Sarza
Is It Worth Your Time? Biggest Contributors To Starting Salary For Bryant University Students, Brittany Sarza
Honors Projects in Finance
Students often wonder what curricular, co-curricular, and extra-curricular activities contribute to initial starting salary. Previous studies on this topic have indicated that the factors GPA, major/field of study, gender, and having an internship all increase starting salary. Prior research showed a positive and significant relationship between GPA and starting salary (Jones and Jackson, 1990), fields that require mathematical abilities had higher starting salaries in comparison to those fields without quantitative abilities (Paglin and Rufolo, 1990), 95% of the gender gap in starting salaries with women earning less than men could be attributed to college majors selected (McDonald and Thorton, 2007), …
Loan Counseling For Graduate And Professional Students, Patricia Steele, Chad Anderson
Loan Counseling For Graduate And Professional Students, Patricia Steele, Chad Anderson
Commissioned Research
This report provides an overview of existing literature that examines loan counseling and financial literacy for graduate and professional students, and includes actionable recommendations for stakeholders to better support students in making optimal financial decisions about their loans and other aspects of their personal finances. The report was authored by Patricia Steele, Ph.D., and Chad Anderson with Higher Ed Insight.
Income-Driven Repayment And The Public Financing Of Higher Education, John R. Brooks
Income-Driven Repayment And The Public Financing Of Higher Education, John R. Brooks
Georgetown Law Faculty Publications and Other Works
This article provides the first comprehensive analysis in the legal literature of the federal government’s new income-driven student loan repayment programs, known as Income-Based Repayment and Pay As You Earn. In a set of gradual and little-noticed statutory and regulatory moves, the federal government, through these programs, has dramatically reshaped higher education finance in ways that schools, students, and even the government itself are only beginning to understand.
Under IBR and PAYE, a student borrower pays no more than 10% of her discretionary income in loan service payments, and after a maximum of 20 years, the remaining debt is forgiven—for …
Does Financial Literacy Contribute To Food Security?, Katherine Grace Carman, Gema Zamarro
Does Financial Literacy Contribute To Food Security?, Katherine Grace Carman, Gema Zamarro
Education Reform Faculty and Graduate Students Publications
Food insecurity, not having consistent access to adequate food for active, healthy lives for all household members is most common among low income households. However, income alone is not sufficient to explain who experiences food insecurity. This study investigates the relationship between financial literacy and food security. We find that low income households who exhibit financial literacy are less likely to experience food insecurity.
Is Student Loan Debt Discouraging Homeownership Among Young Adults?, Jason N. Houle, Lawrence Berger
Is Student Loan Debt Discouraging Homeownership Among Young Adults?, Jason N. Houle, Lawrence Berger
Dartmouth Scholarship
Amid concern that rising student loan debt has social and economic consequences for young adults, many suggest that student loan debt is leading young adults to forgo home buying. However, there is little empirical evidence on this topic. In this study, we use data from the National Longitudinal Survey of Youth 1997 to estimate associations of student loan debt with homeownership, mortgage amount, and home equity. We use a variety of methodological techniques and test several model specifications. While we find a negative association between debt and homeownership in some models, the association is substantively modest in size and is …
Financial Literacy And Financial Inclusion Of Women In Rural Rajasthan, Emily Levi-D'Ancona
Financial Literacy And Financial Inclusion Of Women In Rural Rajasthan, Emily Levi-D'Ancona
Independent Study Project (ISP) Collection
Financial inclusion is an important step in development, as access to finances can help the poor build money and lift themselves out of poverty. In many parts of the developing world, and especially in India, microfinance is seen as a new approach to fighting poverty by bringing financial services, including low-interest loans, to the poor so that they can afford to start a business or invest and eventually gain self-sufficiency – in other words, a method of financial inclusion for the poor. However, microfinance in India cannot sufficiently reach the poor populations, especially those in rural India, and many of …
Local Responses To Federal Grants: Evidence From The Introduction Of Title I In The South, Elizabeth U. Cascio, Nora Gordon, Sarah Reber
Local Responses To Federal Grants: Evidence From The Introduction Of Title I In The South, Elizabeth U. Cascio, Nora Gordon, Sarah Reber
Dartmouth Scholarship
We analyze the effects of the introduction of Title I of the 1965 Elementary and Secondary Education Act, a large federal grants program designed to increase poor students' educational services and achievement. We focus on the South, the poorest region of the country. Title I increased school spending by $0.50 on the dollar in the average southern school district and by more in districts with less ability to offset grants through local tax reductions. Title I-induced increases in school budgets appear to have reduced high school dropout rates of whites, but not blacks.
Teacher Qualifications And Student Achievement: A Panel Data Of Analysis, Trevor Collier
Teacher Qualifications And Student Achievement: A Panel Data Of Analysis, Trevor Collier
Economics and Finance Faculty Publications
Recent academic research suggests that teacher quality plays an important role in student achievement: however, empirical research on the efficacy of policies requiring teachers to obtain certain degrees is inconclusive, particularly in elementary education. This paper models a panel data production function with fixed effects using the Early Childhood Longitudinal Study (ECLS-K) to asses the relationship between different undergraduate and graduate majors and elementary student test scores. Specifcally, we aim to discern if there is a difference in teacher efficacy within the different education related majors (e.g. early childhood education and elementary education) and between education and non-education related majors.
Using Real World Applications To Policy And Everyday Life To Teach Money And Banking, Dean D. Croushore
Using Real World Applications To Policy And Everyday Life To Teach Money And Banking, Dean D. Croushore
Economics Faculty Publications
Teaching a course in money and banking can be simultaneously challenging and easy. It is challenging because teaching the course well often requires a fair amount of institutional knowledge, which an instructor may not have acquired in graduate school. However, it is easy because the course can be geared to the coverage of current events, so economic data releases and the state of the economy help the instructor develop a new course every semester and produce an interesting lecture every day.
There are many different ways to teach a course on money and banking. At most schools, the only prerequisite …
Impact Of Remittances On Schooling In The Philippines: Does The Relationship To The Household Head Matter?, Tomoki Fujii
Impact Of Remittances On Schooling In The Philippines: Does The Relationship To The Household Head Matter?, Tomoki Fujii
Research Collection School Of Economics
The remittance have emerged as one of the most important sources of international flows. In the Philippines, the amount of remittance receipts has more than doubled over a decade since early 1990s. As a result, the way remittances are used has become extremely important for economic development. Unlike the previous studies, we allow for the potential heterogeneity in the impact of remittances across various relationships to the head of household and take into account the potential negative effects of being guarded by someone other than the parents. We find that the impact of remittances on schooling is generally positive and …
What Explains The Gender Gap In Financial Literacy? The Role Of Household Decision-Making, Raquel Fonseca, Kathleen J. Mullen, Gema Zamarro, Julie Zissimopoulos
What Explains The Gender Gap In Financial Literacy? The Role Of Household Decision-Making, Raquel Fonseca, Kathleen J. Mullen, Gema Zamarro, Julie Zissimopoulos
Education Reform Faculty and Graduate Students Publications
Research has shown that financial illiteracy is widespread among women, and that many women are unfamiliar with even the most basic economic concepts needed to make saving and investment decisions. This gender gap in financial literacy may contribute to the differential levels of retirement preparedness between women and men. However, little is known about the determinants of the gender gap in financial literacy. Using data from the RAND American Life Panel, we examined potential explanations for the gender gap including the role of marriage and division of financial decision-making among couples. We found that differences in the demographic characteristics of …
Why Economic Performance Has Differed Between Brazil And China? A Comparative Analysis Of Brazilian And Chinese Macroeconomic Policy, Fernando Ferrari-Filho, Anthony Petros Spanakos
Why Economic Performance Has Differed Between Brazil And China? A Comparative Analysis Of Brazilian And Chinese Macroeconomic Policy, Fernando Ferrari-Filho, Anthony Petros Spanakos
Department of Political Science and Law Faculty Scholarship and Creative Works
This paper addresses a specific question: why has China grown so rapidly and Brazil not? To answer this question, it (i) establishes the basis for comparison between China and Brazil by contextualizing these countries within the BRICs concept, and (ii) presents a comparative analysis of Brazilian and Chinese reforms focusing only on the issue of macroeconomic policy, especially the monetary and exchange rate regimes, and its effect on growth.
Priming The Pump: Research As A Catalyst For Economic Growth, Jeffery T. Collins, Craig T. Schulman
Priming The Pump: Research As A Catalyst For Economic Growth, Jeffery T. Collins, Craig T. Schulman
Publications and Presentations
This analysis is designed to answer several important questions regarding the impact of research dollars invested in the state of Arkansas. We begin by discussing the state of the state in terms of income measures and measures of educational attainment levels. Throughout this analysis, the state of Arkansas is compared to the U.S., to a group of peer states , and, initially, to the state of Mississippi.
Next, we examine the linkage between income and education. We also examine higher education in the state in terms of spending, access and research dollars. From this general description we examine the present …