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Informing The Creation Of A Financial Literacy Tool For Cal Poly Students, Kelly Michelle Carroll Jun 2020

Informing The Creation Of A Financial Literacy Tool For Cal Poly Students, Kelly Michelle Carroll

Communication Studies

This research project examines the wants, needs, and desires of Cal Poly students to inform the creation of a financial literacy tool (tentatively named “MoneySmart”) to be created by another student. The methodologies used to gauge these metrics were a literature review and questionnaire. The literature review aids in understanding research regarding the current state of student financial literacy in the United States, including student attitudes toward the topic. Subsequent findings were used to create the questionnaire, which inquired about students’ financial stress, confidence in their abilities to manage their personal finances, specific interests for the design and contents of …


Personal Finance Education: The Benefits In Secondary School Settings, Kathryn Mary Sickels Batterman Jan 2020

Personal Finance Education: The Benefits In Secondary School Settings, Kathryn Mary Sickels Batterman

All Electronic Theses and Dissertations

The purpose of a Personal Finance course is to develop important financial literacy concepts that all adults need to thrive in today’s increasingly complex economy. A lack of financial literacy for many individuals in the United States is an extensive problem that erodes into individuals' livelihood when unaddressed. This research investigates the benefits of a Personal Finance class which teaches students introductory financial literacy content, as well as skills and strategies that they can implement to make a positive impact in their own lives as they grow into adulthood. This research will focus on the advantages of a Personal Finance …


Does Experiential Learning Add Value In Financial Literacy Education: A Qualitative Investigation, Abra Akers Endsley Jan 2020

Does Experiential Learning Add Value In Financial Literacy Education: A Qualitative Investigation, Abra Akers Endsley

Online Theses and Dissertations

According to Marketwatch.com the lack of financial literacy among U.S. citizens has cost upwards of $200 billion over the last twenty years. Besides racking up student loan debt that averaged about $37,172 per student in 2016 (Marketwatch.com) millennials and those in Generation Z are also the most likely to engage in risky financial behaviors like payday loans, pawnshops and tax refund advances (PwC, 2016; Mottolla, 2014). Being financially vulnerable as young adults compounded with today’s increasingly complex financial environment (Batty et al., 2015), make fertile ground for mistakes that have lifelong impact.

Over the last 20 years, much has been …