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Full-Text Articles in Education
Financial Literacy: A Case Study On Current Practices, Briana Lee Hammontree
Financial Literacy: A Case Study On Current Practices, Briana Lee Hammontree
Masters Theses
In the last few years, the concern for financial illiteracy among teenagers has only grown as the economy has shifted. Many teenagers feel unprepared and unsecured moving forward with their finances as adults. This issue is intensified further among low-income and marginalized youths who deal with additional hardship in their lives. Accessibility is a huge issue among teenagers and the role of financial literacy of their lives in education is often predetermined by government officials and policies they can only really advocate for change for but cannot vote on. In this research I explore the concept of utilizing social innovation …
Teaching Users About Real World Of Finance, Aurobindo Ghosh
Teaching Users About Real World Of Finance, Aurobindo Ghosh
Research Collection Lee Kong Chian School Of Business
In a commentary, SMU Assistant Professor of Finance (Education) and Director of Citi-Foundation SMU Financial Literacy Programme for Young Adults Aurobindo Ghosh shared his views on the metaverse and the opportunities to make money in the metaverse economy. While pointing out that lowering the cost of service and standardising service, as a virtual banking establishment, might increase customer experience for financial services, Asst Prof Ghosh cited a 2021 survey conducted by the Citi-Foundation SMU Financial Literacy Programme which found evidence that financial inclusion among young adults reduces impediments to banking like access to branches and documentation requirements.
Financial Threat And Financial Literacy On Willingness To Change The Financial Behavior, Salman B. Memon, Abdul S. Dahri, Ayaz A. Maitlo
Financial Threat And Financial Literacy On Willingness To Change The Financial Behavior, Salman B. Memon, Abdul S. Dahri, Ayaz A. Maitlo
University of South Florida (USF) M3 Publishing
Grounded on “Theory of Planned Behaviour” (TPB), this study analyzes the influence of financial threat and financial literacy on ‘willingness to change’ the financial behavior. The ‘primary data’ collected from the university students by using convenience sampling technique. Multiple regression results shows that financial literacy and financial threat has significant influence on willingness to change the financial behavior of the university students. This implies that increase in the financial threat leads to change in the financial behavior, which supports the fact that investor’s intention to invest is affected by different factors. Employing TPB thus offer researchers to enhance understanding in …
Longer-Term Impact And Efficacy Of Nebraska's In-School Elementary Grades Savings Programs, Jennifer Davidson
Longer-Term Impact And Efficacy Of Nebraska's In-School Elementary Grades Savings Programs, Jennifer Davidson
Department of Teaching, Learning, and Teacher Education: Dissertations, Theses, and Student Research
The prevalence of in-school savings programs is widespread. Research on program efficacy is not. This mixed-methods case study contributes to the gap in the research literature. The study examined the in-school savings program, conducted in the elementary grades, from multiple perspectives. The first perspective was a longitudinal one that assessed high school student financial behaviors and evaluated if there were any lasting effects from participation in the program when they were in elementary school. The second perspective was an educational one that assessed what elementary school teachers and administrators who implemented the programs thought about the benefits of the program. …
The Hidden Curriculum In Financial Literacy: Economics, Standards, And The Teaching Of Young Children, Debbie Sonu, Anand R. Marri
The Hidden Curriculum In Financial Literacy: Economics, Standards, And The Teaching Of Young Children, Debbie Sonu, Anand R. Marri
Publications and Research
No abstract provided.
Finance Day At Ua, Shelby Amatangelo
Finance Day At Ua, Shelby Amatangelo
Williams Honors College, Honors Research Projects
Financial stability cannot be built overnight. It takes years of working, saving, investing and planning to develop and maintain financial stability. However, one poor financial decision can destroy a person’s financial stability that they spent years creating. Over 25% of high school students believe that they will be unprepared to manage their finances upon high school graduation (Cooley, 2013). While 43 states require that K-12 standards in financial literacy, only 35 of them are required to be implemented (Heath, 2016). Furthermore, only 17 states require that a high school course in personal finance be taken to graduate and only 6 …
Hunting For Financial Literacy, Georgia Sozou
Hunting For Financial Literacy, Georgia Sozou
Theses and Dissertations
This paper summarizes and explores the results of a survey conducted at Hunter College of the City University of New York that surveys 211 students. It examines the relationships between the students’ individual characteristics, previous personal finance education and the levels of financial literacy of the Hunter College population.
Loan Counseling For Graduate And Professional Students, Patricia Steele, Chad Anderson
Loan Counseling For Graduate And Professional Students, Patricia Steele, Chad Anderson
Commissioned Research
This report provides an overview of existing literature that examines loan counseling and financial literacy for graduate and professional students, and includes actionable recommendations for stakeholders to better support students in making optimal financial decisions about their loans and other aspects of their personal finances. The report was authored by Patricia Steele, Ph.D., and Chad Anderson with Higher Ed Insight.