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Empowering Rural Participation And Partnerships In Morocco’S Sustainable Development, Yossef Ben-Meir
Empowering Rural Participation And Partnerships In Morocco’S Sustainable Development, Yossef Ben-Meir
Journal of Global Initiatives: Policy, Pedagogy, Perspective
This essay explores the vast potential for participatory and sustainable human development in Morocco. Though Morocco is a country with many diverse resources, it remains burdened by severe levels of poverty and illiteracy, and now growing social discord. There have recently been increased public calls for participatory development programs designed and implemented by and for local people. The essay identifies six existing Moroccan Frameworks intended to initiate decentralized human development programs, and critically examines their efficacy. Ultimately, the purpose of the article is to suggest a new model to implement these Frameworks with maximum impact. The six Frameworks deal with …
Actual And Self-Assessed Financial Literacy Among Employees Of A South African University, Gizelle D. Willows
Actual And Self-Assessed Financial Literacy Among Employees Of A South African University, Gizelle D. Willows
Numeracy
This study examines the level of financial literacy and self-assessed financial literacy amongst members of a South African tertiary institution’s retirement fund. Based on surveys of the fund’s members, I employ descriptive statistics and multivariate regression analyses to examine differences in financial literacy within and across groups. The results show that, despite working for an employer implementing many best practices identified by financial literacy advocates, respondents from all demographic subgroups possess relatively low levels of financial knowledge. Men, White respondents, and those with a higher cost of employment or higher educational attainment were more likely to have a higher level …