Finance and Financial Management Commons^™

Transformación De La Gestión Del Talento Humano: Impulsores Legales Y Motivacionales En Cundinamarca (Comercio, Servicios, Agricultura Y Educación), Oswaldo Vanegas Flórez, César Augsuto Giraldo Duque, Benjamín Andrés Manjarrés Zárate, Ana María Balcázar Daza, Juan Román Ávila Meléndez

Ciencias Administrativas, Económicas y Contables

Transformación de la gestión del talento humano. Impulsores legales y motivacionales en Cundinamarca ofrece una visión integral sobre la evolución reciente de la gestión del talento humano en sectores clave del departamento de Cundinamarca, Colombia, a través de un enfoque multidisciplinar, analiza los factores motivacionales, administrativos y legales que inciden en el desempeño y la productividad organizacional. Desde la aplicación de la teoría de la autodeterminación en instituciones de educación superior, hasta los retos administrativos en el sector agrícola, cada capítulo vincula marcos teóricos contemporáneos con estudios de caso locales. Los aportes de autores como Deci y Ryan, Lussier y …

Budgeting Apps, Financial Literacy, And Financial Control, Max Masabo, Abdullah Mohammad Mahi

Presentations - 2026

Our paper shows the real hidden connections between budgeting app usage and financial wellbeing of U.S Households

Budgeting Apps, Financial Literacy And Financial Distress: Evidence From U.S. Households, Max Ngenzi Masabo

Posters - 2026

• First, it provides the first large-scale, nationally representative evidence on how budgeting app usage relates to household financial distress in the United States. Contrary to the intended purpose of these tools, we find that app users, especially frequent users, experience significantly higher levels of financial strain. • Second, we show that financial literacy is a critical moderating factor. The adverse association between budgeting apps and financial distress is substantially stronger among low-literacy individuals, highlighting financial literacy as an essential safeguard against harmful fintech outcomes. • Third, we identify behavioral mechanisms through which budgeting apps may exacerbate financial difficulties. App …

The Budget, Fiscal Year 2026-2027, Tennessee. Department Of Finance And Administration

Budget Volume 1

This document is the final budget for the coming fiscal year.

Contemporary Issues In Economics And Finance: The View From China, Kenneth S. Bigel

Open Touro Created

2026

This collection of essays showcases original research crafted by exceptional young scholars—primarily high school students from China and North America—guided step-by-step from topic selection to final publication. Across diverse subjects in business and the social sciences, these emerging researchers demonstrate curiosity, discipline, and global awareness. Their work provides a rare window into the questions today’s youth are asking on both sides of the Pacific, offering fresh perspectives and a meaningful bridge between two world powers. Designed not only to inspire but also to instruct, this compendium fills a long-recognized gap in early research education: it presents accessible, real student …

100 Conversation Starters To Develop Student Critical Thinking In Intermediate And Financial Accounting Courses, Joe B. Hoyle

Bookshelf

INTRODUCTION

Why create a book containing nothing but accounting problems?

The genesis of an idea is often difficult to recall, but I can trace the creation of this project to a single sentence found in a specific book.  One recent summer, to help prepare myself for the upcoming academic year, I began reading Why Don’t Students Like School? by Daniel T. Willingham.  On page 16 of the dog-eared copy I acquired on the Internet, I was drawn to a key sentence like a moth to a flame.  The words were buried rather unobtrusively within a long paragraph but, for me, …

Sistema De Costos. Ecosistemas De Emprendimientos Rurales De Chía. Sector Turístico, Luz Alejandra Riveros Sáchica, Luz Mireya Rincón Mora, Diana Karina López Carreño

Ciencias Administrativas, Económicas y Contables

Sistema de costos. Ecosistemas de emprendimientos rurales de Chía. Sector turístico subraya la importancia de los emprendedores rurales a diferentes niveles, señalando la falta de información en las bases de datos gubernamentales. Además, busca que los emprendedores reconozcan el significado de su trabajo para identificarse como tales y participar activamente en la comunidad emprendedora. En este sentido, se describe cómo este grupo social no se ha articulado, ni han establecido mecanismos de cohesión que permitan la conformación de ecosistemas sostenibles direccionados hacia un mayor desarrollo. El presente libro sugiere temáticas puntuales para capacitaciones y asesorías educativas, especialmente en aspectos económicos …

Fixed Income Mathematics, Kenneth S. Bigel

Open Touro Created

2025

Bond Math is at the center of the functioning of the bond markets, yet this critical sub-finance discipline is usually not accessible to the typical investor. This is an approachable study of the mathematical theories underlying Fixed Income instruments. It is not a study of bonds per se or the bond markets. The text commences with a basic review of the time value of money, i.e., the theory of compound interest. It then proceeds to discuss how bond prices and yields are determined. Next, it covers the relationships between bond prices and general movements of interest rates in the …

The Influence Of Money In Politics, Aminata Dieng

Undergraduate Research Symposium Podium Presentations

Money plays a powerful role in shaping political outcomes by significantly influencing who gets elected and which policies are prioritized. Campaign financing, which includes donations from individuals, corporations, and Political Action Committees (PACs), often determines a candidate's visibility, resources, and ability to compete effectively. Those with greater financial backing tend to dominate media coverage and reach more voters, which can tip the scales in elections.

Banking On Black: Black Banking And Financial Institutions In Historic Westside, Las Vegas, Drewmel Darby

Undergraduate Research Symposium Podium Presentations

Guiding Questions and Topic Interest:

• What happened to the attempts to establish a black-owned bank on the Westside? Why did they fail?

• In what ways did the black community engage with financial institutions?

• How did black Las Vegans view their fiscal autonomy post-integration of Las Vegas in the 1960s?

• How does understanding the community’s history with banking better our understanding of it’s condition in the present?

High Stakes & High Heels: The Economic Potential Of Merging Gambling With Gentlemens Clubs, Anthony Hernandez, Tony Nohmy

Undergraduate Research Symposium Podium Presentations

Purpose:

• Vegas used to be “Vegas”
• Gambling Hotspot
• Lost the “magic”
• On Property Gentlemen’s Clubs
• Similar to property exclusive restaurants or nightclubs

The Role Of Money In Elections, Brandon Nabbefeld

Undergraduate Research Symposium Posters

What if your vote mattered less than a millionaire’s donation? In every election cycle, billions of dollars flow into campaign war chests but what does that mean? Let’s follow the money and see who is truly influencing our elections. Money plays a powerful role in shaping electoral outcomes and public policy in democratic systems. In the United States, campaign funding has become increasingly dominated by large donations. This is because in 2010, Citizens United v. FEC decision opened the doors for unlimited independent political spending, sparking widespread concerns about fairness, transparency, and the influence of wealthy donors in politics.

The Budget, Fiscal Year 2025-2026, Tennessee. Department Of Finance And Administration

Budget Volume 1

This document is the final budget for the coming fiscal year.

Women On Boards Annual Monitoring Report 2024, Center For Entrepreneurship And Innovation

Faculty Books

The AUC Egypt women on boards monitoring report is issued annually to track and monitor the presence and representation of women on boards towards meeting the goal of having 30% women on boards by 2030. The importance of improving representation of women on boards stems from the fact that it is one of the good governance pillars, in addition to the positive impact on firm performance and profitability. The National Strategy for the Empowerment of Egyptian Women 2030 has accordingly promoted for increasing the leadership roles of women and holding key positions in public institutions and companies, setting the target …

Development Of Financial Management Skills: A Guidebook For Caregivers Of Autistic Children, Marcie Balleza, Steven M. Gerardi, Angela Blackwell

Fall 2024 OTD Capstone Symposium

Autistic children face challenges to living independently, including learning to manage finances. Caregivers of autistic children must develop in their care recipients the financial skills to live independently. A lack of educational resources on how to teach financial management skills can impede the development of independent living skills in autistic children. Caregivers of autistic children lack the education and training that is necessary to teach financial management skills to autistic children to prepare them for transition to adulthood. Caregivers of autistic children do not know how to help their child learn money management skills in preparation for the transition to …

Effect Of Stakeholder Capitalism After The 2019 Business Roundtable Pledge, Maximiliano Villarreal-Castro

Poster Presentations

There has been a shift towards a new model of corporate operation, one which prioritizes not only the company shareholders but anyone affected by its operations, i.e., stakeholders. Although many believe this is a path towards a more equitable future, others fear it could cause agency issues. As a result, companies that focus on ESG/Stakeholder Capitalism may experience the adverse effects of slow growth, costing shareholders, employers, and employees in the long term.

To determine if there was an impact from 'The Shift' to an ESG model by the major corporations, this study compared internal (accounting) and external (market) data. …

Comercio Informal Y Financiación Informal En Colombia Casos: Cúcuta, Villavicencio, Localidad De Chapinero Y Sector Las Aguas En Bogotá, Olga Marina García Norato, Gustavo Adolfo Diaz Valencia

Ciencias Administrativas, Económicas y Contables

Este libro presenta una serie de investigaciones desarrolladas desde 2016 sobre la informalidad en Colombia, específicamente el comercio informal en el espacio público y las fuentes de financiación de los vendedores informales. La primera investigación, realizada en Chapinero, Bogotá, analizó las condiciones socioeconómicas y las limitaciones financieras de estos comerciantes. En 2017, el estudio se expandió a Villavicencio y Cúcuta, examinando las fuentes de financiación informal y sugiriendo políticas públicas para la inclusión financiera. Los resultados revelan bajos niveles de escolaridad e ingresos entre los vendedores, quienes dependen de prestamistas informales debido a las barreras para acceder al crédito formal, …

Dad’S New Car, Ahmed Ali Siddiqui

IBA Press

No abstract provided.

The Saim's Bookstore & Harmony Bank, Ahmed Ali Siddiqui

IBA Press

No abstract provided.

A Journey To Our Dream House, Ahmed Ali Siddiqui

IBA Press

No abstract provided.

Yusuf's First Bank Account, Ahmed Ali Siddiqui

IBA Press

No abstract provided.

Yusuf’S Saving Goal, Ahmed Ali Siddiqui

IBA Press

No abstract provided.

The Budget, Fiscal Year 2024-2025, Tennessee. Department Of Finance And Administration

Budget Volume 1

This document is the final budget for the coming fiscal year.

Legal Status Of Bank Gospodarstwa Krajowego As A Public Development Finance Institution, Sebastian Skuza

Monografie/Monographs

Bank Gospodarstwa Krajowego jest istotną instytucją w krajowym systemie finansowym. Zakres powierzonych mu zadań spowodował, że niektóre kwestie związane z jego funkcjonowaniem postanowiono uregulować w drodze odrębnej ustawy, wprowadzając rozwiązania o charakterze lex specialis dotyczące banków działających na zasadach komercyjnych. Monografia, jako jedna z pierwszych na rynku, prezentuje krajowe rozwiązania prawne zawarte w ustawie z dnia 14 marca 2003 r. o Banku Gospodarstwa Krajowego, ich analizę oraz ocenę zasadności ich funkcjonowania w kontekście reguły lex specialis również w aspekcie rozwiązań zagranicznych. Autor dokonał również przeglądu innych powszechnie obowiązujących przepisów prawa krajowego, w szczególności ustawy o Prawie Bankowym, a także rozwiązań …

Corporate Finance, Kenneth S. Bigel

Open Touro Created

2023

Corporate Finance is a comprehensive guide covering the three fundamental topics in Corporate Finance, including Capital Budgeting under Certainty, Capital Structure Theory, and Short-term Financial Management and Operating Leverage. In-depth explanations of topics and terms are provided as well as key illustration in the manner of problem sets and solutions, tables, and diagrams. Review problems are also included so that students can conduct self-assessments. This text will be continually updated in order to provide novel information and enhance students’ experiences.

The Behavioral Economics And Politics Of Global Warming: Unsettling Behaviors, Hersh M. Shefrin

Faculty Book Gallery

The main goal of this Element is to provide a psychological explanation for why actual global climate policy is so greatly at odds with the prescriptions of most neoclassical economists. To be sure, the behavioral approach does focus on why neoclassical models are often psychologically unrealistic. However, in this Element the author argues that the unrealistic elements are minor compared to the psychological pitfalls driving politically determined climate policy. Why this is the case is what the author describes as the 'big behavioral question.' More precisely, the big behavioral question asks about unsettling behaviors, why there is a huge gap …

Exploring Occupational Therapy’S Role In Foster Care: A Mixed Methods Study On Financial Literacy Education For Foster Youth, Ashley Carmichael, Karen Park

Summer 2023 Virtual OTD Capstone Symposium

Background: Foster youth are children under 21 years old who have been removed from their homes due to neglect or abuse and are susceptible to early adversity and trauma (Alternative Family Services, n.d.; AOTA, 2017). Financial literacy is the knowledge and skills to take control of finances (National Financial Educators Council, n.d.). In the foster care setting, occupational therapists (OTs) provide client-centered care that traditionally focuses on transitional life skills, such as seeking employment (American Occupational Therapy Association [AOTA], 2017).

Problem/Purpose: The lack of resources for foster youth to gain financial literacy skills leads to a disadvantage in …

Plan For Retirement Versus The Occupational Impact Throughout Retirement: The Significance Of Identity And Role Transitions, Priscilla Guardado, Amy Lyons-Brown

Summer 2023 Virtual OTD Capstone Symposium

OBJECTIVE: The purpose of this study was to conduct a mixed methods research study on retired individuals and identifying their occupational identity throughout their retired experience.

METHODS: Using survey methods, a demographic questionnaire was sent out to individuals who signed up to participate in the study. To participate, individuals had to be in the age range of 50-80 years with a minimum of 2 years post retirement. A total of 15 participants initially signed up with a 93% survey response rate (n=14) and 86% (n=13) response rate for completion of the study with an interview.

RESULTS: Most participants reported dealing …

Money And Energy, Admin Stem For Success, Natalie Wilson

STEM for Success Showcase

Money is related to physics concepts to teach students about work, potential energy and conservation of energy

The Relationship Between Increased Wages And Nurse Satisfaction And Intent To Stay, Jean Andres

College of Health Sciences Posters

The recent COVID-19 pandemic contributed to a negative climate in healthcare and increased the workforce demands of nurses leading to decreased satisfaction and an unprecedented staffing crisis. Further compounding the problem, staffing agencies have offered fiscally lucrative contracts that enticed experienced nurses to leave permanent staff positions for external contract agency nursing.

Research Questions for this study are as follows:

• RQ1: What is the relationship between increased wages and nurse satisfaction?
• RQ2: What is the relationship between increased wages and intent to stay?
• RQ3: What is the relationship between demographic variables and nurse satisfaction?
• RQ4: What is the relationship demographic …