Open Access. Powered by Scholars. Published by Universities.®
Finance and Financial Management Commons™
Open Access. Powered by Scholars. Published by Universities.®
- Discipline
-
- Accounting (15)
- Business Analytics (7)
- Corporate Finance (7)
- Business Law, Public Responsibility, and Ethics (5)
- Economics (5)
-
- Social and Behavioral Sciences (5)
- Taxation (5)
- Portfolio and Security Analysis (4)
- Entrepreneurial and Small Business Operations (3)
- Finance (3)
- Business Administration, Management, and Operations (2)
- Insurance (2)
- Management Sciences and Quantitative Methods (2)
- Strategic Management Policy (2)
- Technology and Innovation (2)
- Arts Management (1)
- Business Intelligence (1)
- Communication (1)
- Communication Technology and New Media (1)
- Computer-Aided Engineering and Design (1)
- E-Commerce (1)
- Econometrics (1)
- Education (1)
- Education Economics (1)
- Engineering (1)
- Fashion Business (1)
- International Business (1)
- International Economics (1)
- Institution
- Keyword
-
- Accounting (7)
- Finance (6)
- Case (3)
- Financial literacy (3)
- Interest rates (3)
-
- Mississippi (3)
- Accountancy (2)
- Cases (2)
- College (2)
- Cybersecurity (2)
- Financial accounting (2)
- Financial education (2)
- Houston (2)
- Insurance (2)
- Investment (2)
- Piracy (2)
- Regulation (2)
- Risk management (2)
- Small business (2)
- Study (2)
- Undergraduate research (2)
- Accounting practicum (1)
- Accounting thesis (1)
- Adhesion (1)
- Agency costs (1)
- Altman Z-score (1)
- Amazon (1)
- Artificial intelligence (1)
- Automotive (1)
- Autozone (1)
- Publication Year
- Publication Type
Articles 61 - 90 of 93
Full-Text Articles in Finance and Financial Management
Observations Of Homeownership In The United States Since World War Ii: A Look At The Ups And Downs, Jake Muse
Observations Of Homeownership In The United States Since World War Ii: A Look At The Ups And Downs, Jake Muse
Honors Theses
This thesis investigates the mechanisms that have affected homeownership since World War II. Homeownership rates can reflect people's desire to own homes or not own homes. Therefore, studying the homeownership rates will give me a better opportunity to understand how the residential real estate market operates. Robert Shiller's Homeownership graph, the U.S. Census Bureau's Total Housing Inventory Table and the Federal Reserve Bank of St. Louis' graph of the homeownership rate drove my research. Dating back to World War II, wherever I observed a significant increase or decrease in homeownership, I wanted to explain what was driving the increase or …
An Analysis Of The Financial Literacy Of Senior Students Across Fields Of Study At The University Of Mississippi, Robert Hollis Burrow
An Analysis Of The Financial Literacy Of Senior Students Across Fields Of Study At The University Of Mississippi, Robert Hollis Burrow
Honors Theses
This thesis examines the financial literacy of senior students at the University of Mississippi, as well as which variables influence a student's financial literacy level. Financial literacy is crucial for both an individual's current and long-term well-being and financial health. Students in various major fields of study participated in a multiple-choice survey, including demographic, socioeconomic, and financial literacy questions. The student's answers were analyzed using univariate analyses, an ordinary least squares stepwise regression, and a logistic stepwise regression. The study found that the average student score of 2.75 out of five financial literacy questions was comparable to the national average …
An Analysis On The Growth Of Student Loans And Its Implications On The U.S. Economy, Jensine Voon
An Analysis On The Growth Of Student Loans And Its Implications On The U.S. Economy, Jensine Voon
Honors Theses
Student loan debt is an issue facing the United States of America today. More and more people are enrolling themselves into college, hoping that a college degree would increase their chances of employment and improve their standard of living. However, the rise in demand for tertiary education has an effect on the amount of student loan debt accumulated in America. A hike in college tuition fees has caused a rise in default rate among student borrowers. More borrowers are entering repayment plans because they are not able to make their monthly loan payments. This phenomenon has altered borrowers’ decision on …
The World Of Finance In Russia, Matthew Thomas
The World Of Finance In Russia, Matthew Thomas
Honors Theses
Russia is currently in an economic crisis the likes of which the Russian people are unfortunately familiar with in their turbulent past. Economic sanctions, paired with a global downturn in oil prices, have stalled any progress that had been occurring after the 2008 global economic meltdown. The Central Bank of Russia, which was founded after the fall of the USSR in the early 1990s, was quick to respond to the sanctions and domestic economic issues by laying out an Anti-Crisis plan along with the aid of the rest of the government. They raised interest rates to over 20%, passed legislation …
Financial Literacy In High School Education, Chelsea N. Simmons
Financial Literacy In High School Education, Chelsea N. Simmons
Honors Theses
Personal finance has become increasingly complicated in the past thirty years due to globalization and financial engineering. Americans are faced with new financial products and decisions, and many do not have the knowledge or expertise to successfully manage their finances. Financial literacy is especially low among young adults. Individual states have responded by introducing a personal finance course into the high school curriculum. This course may be an elective or a requirement for graduation. This study begins to examine personal finance curriculum in high schools and the effect such coursework has on overall financial literacy when students reach college.
The Question Of Financial Career Paths: Which Graduate Program And/Or Professional Certification Leads To The Greatest Income And Level Of Satisfaction Based On A Survey Of Professionals Working Within The Accounting/Finance Fields?, Tanner M. Shaw
Honors Theses
Thousands of men and women across the United States graduate from accounting and finance undergraduate programs and find themselves uncertain about what the future holds and what steps should be taken in order to maximize their odds of meeting their personal goals related to job satisfaction and level of income. This study aims to evaluate graduate degree and non-graduate-degree alternatives, as well as the CPA and CFA professional designations in terms of the likelihood of each route leading to high job satisfaction and a high level of income. To that end, a survey of successful accounting and finance professionals was …
High Frequency Trading: Perceptions Regarding Volatility And Regulation, Daniel A. Beck
High Frequency Trading: Perceptions Regarding Volatility And Regulation, Daniel A. Beck
Honors Theses
Although high frequency trading (HFT) makes up a large portion of day to day trading activity in US and global markets, Khashanah and colleagues (2014) found that nearly half of academic and business industry professionals feel that HFT provides an unfair advantage relative to other market participants, and that a majority of industry professionals share concerns that HFT increases volatility in markets. This creates an environment wherein there are increasing calls by various groups for increased regulation of HFT, and the same study by Khashanah et al (2014) finds that 59% of academics and 46% of industry professionals are of …
An Examination Of Control Fraud In Non-Banking Industries, Kaylie Takahashi
An Examination Of Control Fraud In Non-Banking Industries, Kaylie Takahashi
Honors Theses
William Black’s (2005) control fraud theory suggests accounting fraud initiated by CEOs is more damaging than accounting fraud that is not. However, this theory has only been applied anecdotally to financial institutions. I test Black’s theory using a sample of manufacturing, merchandising, and service firms that engaged in accounting fraud from 2007-2014. I hypothesize that firms which commit CEO-led fraud will exhibit greater growth, leverage, and have higher CEO compensation. My findings do not show that there is any evidence that control frauds are more damaging than other accounting frauds that do not involve the CEO.
High Frequency Trading 101: Regulatory Impact In American And European Markets, Yasmine Elisabeth Allen
High Frequency Trading 101: Regulatory Impact In American And European Markets, Yasmine Elisabeth Allen
Honors Theses
High frequency trading has impacted the American and European financial markets through its advanced algorithms, rapid speed, and preferential treatment from purchasing information and co-location from exchanges. High frequency trading alone is not harmful, but without proper regulations it can hurt the financial markets. In this thesis, I researched implemented regulations, the consequences of those regulations, and pending new regulations. To gather information, I studied relevant research on the topic, including numerous academic articles and books to get a broader view of the issues. Through my research, I have found that previous regulations implemented by American and European regulatory agencies …
A Background And Chronological Take On High Frequency Trading, Quinn H. Murray
A Background And Chronological Take On High Frequency Trading, Quinn H. Murray
Honors Theses
The purpose of this thesis is to analyze, in context of high frequency trading, potential market manipulation techniques (i.e. market making arbitrage, statistical arbitrage, market structure arbitrage, and directional strategies), and to review the subject from a chronological perspective from the 1960s onward, covering topics not limited to Regulation National Market System, the flash crash of May 6, 2010, and the August 24, 2015 market crash. To date, high frequency trading's effects on the United States market place have been well documented. This thesis will speculate about the true nature—whether adverse or beneficial-- of this fascinating, evolutionary, highly scrutinized topic.
Derivatives: Benefits, Risks, And Regulations, Kristopher Nguyen
Derivatives: Benefits, Risks, And Regulations, Kristopher Nguyen
Honors Theses
This paper explores much preexisting research and history about derivatives. Derivative contracts can be used to hedge risk and to speculate in markets. To find the affects of hedging and speculating, I explored what other researches had found in studies and documented in history. Through out history, the regulations of derivatives have changes. I further explore some of the most recent changes in legislation and included those changes and some of the affects in this paper. Based upon the research of others I find that when non-financial firms hedge, those firms receive a lower cost of equity and cost of …
Tobacco And Cannabis: The Evolution Of Pertinent Rules And Regulations And Subsequent Financial Ramifications, Palmer Avisto
Tobacco And Cannabis: The Evolution Of Pertinent Rules And Regulations And Subsequent Financial Ramifications, Palmer Avisto
Honors Theses
My thesis will discuss the evolution of the regulations surrounding tobacco and cannabis and the subsequent financial ramifications later posed on pertaining companies and the industries themselves. I will also briefly discuss the evolution of tobacco advertisements and the introduction of e-cigarettes into the tobacco market. Concerning newly legalized cannabis stores, I will discuss the struggle to acquire financial tools, the state-Federal disagreement, and proposed solutions to those issues. Both having been deemed public enemy number one, I will compare marijuana and tobacco regarding health effects, profitability after new laws, and their overall economic profitability for the country. I researched …
A Quantitative Analysis Of Financial Literacy At The University Of Mississippi, Paul Jackson Gunn
A Quantitative Analysis Of Financial Literacy At The University Of Mississippi, Paul Jackson Gunn
Honors Theses
This thesis examines why financial literacy is important and what factors can influence students' financial literacy at the University of Mississippi. Financial literacy is important and can affect many aspects of life, whether it is political, financial, educational or personal. Students enrolled in EDHE 105 participated in the multiple-choice survey, which included socioeconomic, demographic and financial literacy questions. Participants' answers were analyzed using four statistical models: ordinary least squares regression, univariate analysis or means by differences analysis, interactions and probit analysis. The study found that the average score, 2.02 out of five, to the financial literacy quiz for all participants …
The Dodd-Frank Act's Impact On Systemically Important Financial Institutions, Andrew Wilkes
The Dodd-Frank Act's Impact On Systemically Important Financial Institutions, Andrew Wilkes
Honors Theses
Following the financial crisis of 2008, President Barrack Obama signed into effect the Dodd-Frank Wall Street Reform and Consumer Protection Act on July 21, 2010. The Act contains stated goals of eliminating too big to fail and promote financial stability. In this paper, I analyze the impacts of new regulations on systemically important financial institutions. In Chapter one, I briefly review U.S. financial regulation and the financial crisis of 2008. In Chapter two, I identify how increasing capital requirements affects banks. This thesis then examines how the Order of Liquidation Authority and its Single Point of Entry Strategy has unintended …
A Study On How Mobile Banking Has Affected The Banking Industry: Has Mobile Banking Improved Bank Performance?, Courtney Elizabeth Cleveland
A Study On How Mobile Banking Has Affected The Banking Industry: Has Mobile Banking Improved Bank Performance?, Courtney Elizabeth Cleveland
Honors Theses
This paper explores the effect of mobile banking on the banking industry. It further seeks to investigate if banks improve financial performance as well as customer conversion and retention due to mobile banking. The research sifts through early entries in mobile banking features, data transfer technology evolution along with hand-held mobile device advances. Population demographics are also reviewed to understand which segment is more inclined to use mobile banking applications, giving banks insights and analytics for focused advertising. Data security needs and bank personnel skills evaluation show a shift in personnel skill-set evolution from historical employees. Overall, the data suggests …
The Future Of Community Banks And Their Role In The Changing Economy, Alisha R. Defatta
The Future Of Community Banks And Their Role In The Changing Economy, Alisha R. Defatta
Honors Theses
This paper is a survey of the current literature concerning community banks, the current challenges faced by community banks, and the role community banks play in the economy. Currently technological and regulatory changes are creating challenges for community banks. To combat these issues many community banks are increasing their merger and acquisition activity to avoid closing. This objective of this paper is to discuss the reasons community banks are so important to our economy and to define the hardships they are currently facing. It is also important to identify the next steps we should take to ensure the stability of …
Learning From The Past: A Comparative Analysis Of The Influences Of The Great Depression On The Recent Financial Crisis., Shirish Bade Shrestha
Learning From The Past: A Comparative Analysis Of The Influences Of The Great Depression On The Recent Financial Crisis., Shirish Bade Shrestha
Honors Theses
The Great Depression and the recent financial crisis are events that have changed the lives of many American and global citizens. In hopes of preventing similar mistakes in the future, we should study, analyze, and learn from these past events. This investigation attempts to do just that through a rigorous study of the past Great Depression and recent financial crisis. We will explore the two events separately, analyze their similarities and differences and then discuss what we have learned from the Great Depression and see how that knowledge has been used to combat the recent financial crisis. The Great Depression …
Measuring Financial Literacy: A Comparative Study Across Two Collegiate Groups, Emma Floyd
Measuring Financial Literacy: A Comparative Study Across Two Collegiate Groups, Emma Floyd
Honors Theses
This study analyzed the financial literacy of students in the College of Business versus that of students in other colleges at the University of Southern Mississippi. The purpose of this study was to examine the relationship between demographic characteristics, financial literacy, and financial experience. The financial literacy of the students was assessed using a selection of questions from the Jump$tart Coalition Survey of Personal Financial Literacy. The financial literacy of the students was determined based upon the number of questions answered correctly on the survey; however, there was no passing or failing number. Instead, each demographic group was said to …
The Power Of An Actively Managed Portfolio: An Empirical Example Using The Treynor-Black Model, Alexander D. Brown
The Power Of An Actively Managed Portfolio: An Empirical Example Using The Treynor-Black Model, Alexander D. Brown
Honors Theses
The focus of this thesis is to examine the added benefits of actively managing a portfolio of securities from an individual investor's perspective. More specifically, managing a market portfolio with the combination of a selected few actively managed securities can, in some instances, create excess return. The active portfolios are formed based on the firms' specific industries or region in which they operate. The idea is that an investor can forecast that a specific industry will outperform or underperform other industries during different periods in the market. Using the investor's forecasts can provide excess returns if the forecast is accurate. …
Online Music Piracy In College-Age Students, Jasmine D. Allen
Online Music Piracy In College-Age Students, Jasmine D. Allen
Honors Theses
The purpose of this study is to assess the demographic profile of online music pirates and to assess how the magnitudes of various existing constructs differ according to gender. To reach conclusions as to which kinds of college students engage in online music piracy and their reasons for doing so, a campus-wide online survey that assessed the demographic information and piracy motivations of participants was offered to college students at a university. There is a need for this study because it will further contribute to a growing knowledge base that offers explanations as to why individuals partake in acts of …
Personal Savings In The United States, Samanatha A. Marsh
Personal Savings In The United States, Samanatha A. Marsh
Honors Theses
Over the past decade personal savings in America has been much lower than in the past. The question is why household savings is so much lower and what factors are contributing to the decline. To answer this question, I look at data collected from the Bureau of Labor Statistics (BLS). The BLS has conducted a survey of consumer expenditures, or buying habits, since 1984. By using the BLS 2010 Consumer Expenditure Data, I can look at how different factors, such as income, age, family size and number of kids under the age of eighteen all effect household savings. Using the …
The Impact Of Whistleblowing Legislation On Developed And Emerging Markets, Catherine C. Koh
The Impact Of Whistleblowing Legislation On Developed And Emerging Markets, Catherine C. Koh
Honors Theses
This paper intends to study the impact of whistleblowing legislations and on developed and emerging markets. The main reason the study is carried out is because there is lack of research and literature conducted on this topic areas. The testing of the relationship between how whistleblowing affects the equity markets in developed and emerging countries is conducted through a multi-regression analysis across four parameters (i) the weekly historical adjusted returns of the countries' indices around the time the legislation was proposed or passed, (ii) the occurrence of the event which is the week when the legislation was promulgated or enacted, …
The Impact Of Quantitative Easing Measures On Interest Rates, Financial Markets, And Economic Activity: A Case Study Of U.S.A., Aneesha A. Rai
The Impact Of Quantitative Easing Measures On Interest Rates, Financial Markets, And Economic Activity: A Case Study Of U.S.A., Aneesha A. Rai
Honors Theses
This study focuses on the impact of Quantitative Easing measures done by the Federal Reserve and its impact on the U.S.A, with a focus on interest rates, financial markets and economic activity. The Quantitative Easing measures studied are Operation Twist, Quantitative Easing I as well as Quantitative Easing II. The secondary research is conducted using event studies, and different perspectives of economists have been taken into consideration. The answer whether further quantitative easing should be pursued by the Federal Reserve is debated. A different step-by-step view is given into reasons as to why this quantitative easing has been pursued. A …
The Smartest "Guise" In The Room: Why America Is Doomed To Repeat An Enron-Like Scandal, Shayne Reddington
The Smartest "Guise" In The Room: Why America Is Doomed To Repeat An Enron-Like Scandal, Shayne Reddington
Honors Theses
There is no question that Enron has brought change to the landscape surrounding business practices both domestically and globally. After the Emon Scandal occurred, Congress passed a very controversial and groundbreaking legislative act known as the Sarbanes-Oxley Act as a means of stopping the conditions that made this widespread scandal possible. There are several reasons why another Emon-type Scandal is prone to repeat itself in the near future. One of the reasons is that Sarbanes-Oxley is not the perfect bill. Although the controversial Sarbanes-Oxley is a valiant effort to reform the environment that fostered Enron, there are major gaps and …
Mission Statements: The Soul Of An Organization, Brian Johns
Mission Statements: The Soul Of An Organization, Brian Johns
Honors Theses
When a culture is created or decisions are made, the presence of a viable mission statement is critical. This document can be used as a tool to create a business environment employees are attracted to, as a model for how decisions should be made, and is an image of who the company is and what it does. This paper looks to explore the makeup of a good mission statement through scholarly articles and research and the effect it has on corporate culture through real life examples of top companies in a variety of industries, supported by first-hand experience from the …
The Financing And Reform Of The United States Healthcare System, Sarah Georgeau Bernheisel
The Financing And Reform Of The United States Healthcare System, Sarah Georgeau Bernheisel
Honors Theses
According to the National Center for Health Statistics, approximately forty-five million people in the United States, including nearly nine million children, were without health insurance in 2007 ("Fast Stats A to Z" 1). Additionally, in 2007, nearly 30% of young adults, ages 18-24, in the United States were uninsured ("Income, Poverty, and Health Insurance Coverage" 22). Sadly, none of these figures includes the countless individuals who have insufficient healthcare coverage caused by their high out-of pocket costs compared to their wages.
Stock Markets And Household Wealth: Can A Stock Market Crash Cause A Recession In The U.S. Economy?, Ishan Singh
Stock Markets And Household Wealth: Can A Stock Market Crash Cause A Recession In The U.S. Economy?, Ishan Singh
Honors Theses
Stock market wealth effects on the level of consumption in the United States economy have been constantly debated; there is evidence for arguments for and against its prominence and its symmetry. This paper seeks to investigate the strength of its negative effect by creating models to analyze unexpected shocks to the Standard and Poor's 500 index. First, a transmission mechanism between the stock market and GDP is established through the use of second-order vector autoregressive models. Following which, theory from the life cycle model and adaptations of previous researchers' models are used to create a structural model. This paper finds …
The Importance Of An Internship And What Makes Quicken Loans An Extraordinary Place To Intern, Frank C. Salinger
The Importance Of An Internship And What Makes Quicken Loans An Extraordinary Place To Intern, Frank C. Salinger
Honors Theses
Records the author's experiences interning for Quicken Loans as a student studying Business at Western Michigan University, and what benefits were found from the internship process.
Are Stock Prices Related To New York's Climatic Conditions?, Matthew M. Cullen
Are Stock Prices Related To New York's Climatic Conditions?, Matthew M. Cullen
Honors Theses
The past five years has shown tremendous growth in a new wave and style of investing strategy. This new style, known as behavioral investing, attempts to analyze financial markets through the eye of a social scientist rather than a financial professional. Its followers try to see market movements as affected not necessarily by the business or economy but by the cognition and mood of buyers and seller. This paper analyzes the effect of climatic conditions on mood and the effect that has on market movements and volume. For the most part, it was found that there is no significant relationship …
The Global Stock Market: Implications To American Investors, Angela Giordano
The Global Stock Market: Implications To American Investors, Angela Giordano
Honors Theses
Investors in most industrialized nations have many alternatives beyond the traditional checking and savings accounts. Alternatives such as stocks, which can be purchased off over 180exchanges worldwide, bonds, mutual funds, retirement plans (401k, 501c, 403b), annuities, money market accounts and CDs are often used as investment tools. With all these alternatives, how does one determine which tool or tools to utilize in investing their hard-earned income?