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Full-Text Articles in Finance and Financial Management

Competing With Free: An Analysis Of The Effects Of Tennessee Promise On Freshman Enrollment In Four-Year Colleges And Universities, Vicki Clark Jun 2017

Competing With Free: An Analysis Of The Effects Of Tennessee Promise On Freshman Enrollment In Four-Year Colleges And Universities, Vicki Clark

Doctoral Dissertations and Projects

In 2014, Tennessee’s governor, Bill Haslam, introduced Tennessee Promise - legislation that enabled Tennessee high school and home school graduates to attend two years of tuition-free higher education at qualifying institutions. In the fall of 2015, Tennessee’s four-year colleges and universities experienced a significant decline in freshman enrollment. This quantitative descriptive study uses the theories of human capital, social capital, and marketing service theory to examine the impact of free tuition on the college choice. Four hundred twelve Tennessee Promise students answered survey questions, demonstrating the impact of Tennessee Promise funds on their decision to attend college and on the …


Financial Management Issues Of College-Aged Students: Influences And Consequences, Katharine N. Widener Apr 2017

Financial Management Issues Of College-Aged Students: Influences And Consequences, Katharine N. Widener

Selected Honors Theses

College students have acquired a reputation of irresponsibility and impulsivity, which has contributed to the perception that they are poor managers of money. This researcher sought to establish a clearer picture of the full story behind how college students handle their finances through a comprehensive literature review. Several searches were conducted on the topics of college students, finances, money management, debt levels, and other related terms. Scholarly articles were analyzed for common themes and research patterns, and the various strings of research identified were categorized into three main headings: Financial situation, financial influences, and financial consequences. The three major headings …


Ua3/9 Email To Faculty & Staff, Gary Ransdell Apr 2017

Ua3/9 Email To Faculty & Staff, Gary Ransdell

WKU Administration Documents

Emails from WKU president Gary Ransdell to faculty & staff from January to June 2017.

  • Balancing Our Budget by Year End, 3/2
  • Campus Forum, 4/12
  • Farewell Message, 6/30
  • Finance Fact Sheet, 1/20
  • Gary Ransdell to Lead Semester at Sea Program, 2/8
  • Invitation University of Kentucky College of Medicine, 6/5
  • New Chapter, 2/8
  • New Semester, 1/20
  • Personnel Actions, 6/19
  • Spring Semester Message, 4/6
  • Statement on Immigration Ban, 1/30
  • Video Surveillance Systems Policy, 6/19


2016-2017 Financial Summary, Morehead State University. Budget & Financial Planning Office. Jan 2017

2016-2017 Financial Summary, Morehead State University. Budget & Financial Planning Office.

Morehead State University Financial Summaries Archive

2016-2017 Financial Summary of Morehead State University.


Lumberjack Construction: Job-Order Costing & Manufacturing Simulation, Marie Kelly, Nikki Shoemaker Jan 2017

Lumberjack Construction: Job-Order Costing & Manufacturing Simulation, Marie Kelly, Nikki Shoemaker

Faculty Publications

This paper describes a classroom Job-Order Costing and manufacturing simulation called Lumberjack Construction. This simulation is used in introductory managerial accounting and cost accounting courses to help students understand the various parts of the manufacturing process and the application of Job-Order Costing principles. For this simulation, students are placed into manufacturing groups. Each group is responsible for manufacturing a building and calculating the cost of that building using job-order costing.


Ua25/2 Memoranda, Wku Human Resources Jan 2017

Ua25/2 Memoranda, Wku Human Resources

WKU Administration Documents

Memoranda issued by WKU Human Resources to faculty & staff via email.

  • Personnel Actions Approval Procedures
  • Governor's Proposal for Public Pension Reform
  • Keeping the Promise Highlights
  • Keeping the Promise KERS-NH/CERS-NH
  • Keeping the Promise KTRS
  • Keeping the Promise KERS HAZ. / CERS HAZ. / SPRS
  • Keeping the Promise - Legislative Retirement
  • Keeping the Promise - Judicial Retirement
  • Keeping the Promise - Additional Reforms


Graduate Bulletin, 2017-2018, Minnesota State University Moorhead Jan 2017

Graduate Bulletin, 2017-2018, Minnesota State University Moorhead

Graduate Bulletins (Catalogs)

No abstract provided.


Leadership Adaptation To Changes In Public Funding Of Community Colleges, James Hightower Simpson Jan 2017

Leadership Adaptation To Changes In Public Funding Of Community Colleges, James Hightower Simpson

Walden Dissertations and Doctoral Studies

Although growth in U.S. community colleges has been exponential, a major challenge accompanying that growth has been the source of funding, which has consisted of shifting proportions of tuition, local taxes, and state aid. The shift away from state aid toward fundraising, profit-oriented research, sophisticated financing, and higher tuition presents challenges and unintended consequences. This shift could threaten the community college access mission and contribute to a perception of higher education as a private good rather than a public good. With a framework of academic capitalism and resource dependency theories, the purpose of this basic qualitative interview study with 7 …


A Case Study Of Financial Literacy And Debt Of Immigrants In Lloydminster, Canada, Oludamola Olalere Durodola Jan 2017

A Case Study Of Financial Literacy And Debt Of Immigrants In Lloydminster, Canada, Oludamola Olalere Durodola

Walden Dissertations and Doctoral Studies

The high debt-to-income ratios and the low financial literacy levels among Canadian immigrants are hindering public welfare, macroeconomic policies, and economic growth. The purpose of this qualitative exploratory case study was to explore why immigrants to Lloydminster, Canada possess high debt-to-income ratios in their financial portfolios by examining pertinent themes and patterns between their debt profiles and their financial literacy levels. The life cycle hypothesis, rational choice theory, and bounded rationality theory grounded the study. Data collection from the purposeful sample included semistructured face-to-face interviews with 13 adult immigrants and a focus group discussion with 6 adult immigrants, all of …


A Comparison Between Administrative Leadership In Higher Education And Change-Oriented Leadership In Banks, Glenn King Jr Jan 2017

A Comparison Between Administrative Leadership In Higher Education And Change-Oriented Leadership In Banks, Glenn King Jr

Walden Dissertations and Doctoral Studies

Organizational environments continually change. Organizations that do not meet the demands for change do not survive. The required changes differ for banks versus universities, suggesting that leaders in each type of organization need to use unique styles to adapt to their unique environments. The purpose of this quantitative research study was to test a contingency theory of leadership that leaders of banks are change-oriented, whereas leaders of higher educational institutions are administrative in their style. The research questions dealt with differences in the uncertainty of internal operations and the external environment of banks versus universities, and the leadership style most …


Spend Your Student Loans On A Vacation. No One Is Watching., Raul A. Hernandez, Morten Buttler Dec 2016

Spend Your Student Loans On A Vacation. No One Is Watching., Raul A. Hernandez, Morten Buttler

Capstones

Student loan debtors who spend their loans on non-educational expenses   increase the likelihood of financial hardship once they begin repayment. Contributing to the financial struggles of student loan debtors is an overly-complicated student loan system which can entangle borrowers with unclear financial statements and a glut of federal loan repayment programs.

Link to capstone project: https://medium.com/@raul.hernandez/spend-your-student-loans-on-a-vacation-no-one-is-watching-a71834ed6f45#.vj61hhxig


Hunting For Financial Literacy, Georgia Sozou May 2016

Hunting For Financial Literacy, Georgia Sozou

Theses and Dissertations

This paper summarizes and explores the results of a survey conducted at Hunter College of the City University of New York that surveys 211 students. It examines the relationships between the students’ individual characteristics, previous personal finance education and the levels of financial literacy of the Hunter College population.


Financial Wellness And Undergraduate Students, Kristin N. O'Donovan May 2016

Financial Wellness And Undergraduate Students, Kristin N. O'Donovan

BU Well

Liberal Arts Universities often include a core curriculum with the education provided to students. This core curriculum includes a variety of topics, separate from a student’s major, aimed at delivering a well-rounded education. However, one major topic seems to be missing from the core curriculum of many universities across the country: finance. Not only does this have implications to the financial wellness of undergraduate students, but the overall wellness of students as well. Undergraduate students face an increasingly difficult financial landscape with unique needs, and the financial decisions they make may have repercussions years or decades into their futures. Based …


Predictors Of Private School Sustainability Using Irs Form 990, Paul G. Leaman May 2016

Predictors Of Private School Sustainability Using Irs Form 990, Paul G. Leaman

Dissertations, 2014-2019

Private school leaders face financial sustainability challenges as competition for students and money increases. This study aims to identify financial metrics which school leaders can use for monitoring and guiding their school’s financial health. IRS Form 990 provided the financial data for calculating predictors of interest. The study evaluated data from 2009–2013 for five groupings of schools, as measured by operational size. The study included 1029 private schools after removing outliers and cases with missing data. Private school leaders helped define the dependent variable as the ratio of total revenue/total expense. Sustainable schools carried an averaged five-year ratio of greater …


An Empirical Analysis Of Efficiency And Profitability Ratios In The U.S. Retail Industry, Sergio Ribera Boigues Apr 2016

An Empirical Analysis Of Efficiency And Profitability Ratios In The U.S. Retail Industry, Sergio Ribera Boigues

Morehead State Theses and Dissertations

A Thesis Presented to the Faculty of the College of Business and Technology Morehead State University in Fulfillment of the Requirements for the Course IET 699 - Thesis by Sergio Ribera Boigues on April 28, 2016.


Reducing Customer Waiting Time Of Commercial Banking Industry (A Case Study), Feng Gao Apr 2016

Reducing Customer Waiting Time Of Commercial Banking Industry (A Case Study), Feng Gao

Morehead State Theses and Dissertations

A Thesis Presented to the Faculty of the College of Business and Technology Morehead State University in Partial Fulfillment of the Requirements for the Degree Master of Science by Feng Gao April 26, 2016.


Student Debt: Impact On Student Choices, Kelsey Cavanaugh Apr 2016

Student Debt: Impact On Student Choices, Kelsey Cavanaugh

Celebrating Scholarship & Creativity Day (2011-2017)

In 2010 student loans became the second largest portion of US debt. Today, the estimated total is 1.4 trillion. Over the last decade the average debt per student has increased 56%, which is double the inflation rate for that period. The graduating class of 2014 left college with an average of about $29,000 of debt. Lastly, the number of federal borrowers today is 7.5 million and growing. This presentation examines how student debt affects students’ spending choices after college and what has changed in these patterns over the last decade.


Rodeo In The Classroom: Activity Based Costing Simulation, Nikki Shoemaker, Marie Kelly Jan 2016

Rodeo In The Classroom: Activity Based Costing Simulation, Nikki Shoemaker, Marie Kelly

Faculty Publications

This paper describes a classroom Activity Based Costing simulation called Rodeo in the Classroom. This simulation has been used in several introductory managerial accounting and cost accounting courses in order to help students understand the difference in the application of overhead between Job Order Costing and Activity Based Costing methods. Each student is assigned their own rodeo simulation and must calculate its cost using specific cost drivers. To verify their calculations, students with the same rodeos are grouped together to compare costs. Final rodeo costs are presented to the class where differences in cost allocations and reasons for these differences …


2015-2016 Financial Summary, Morehead State University. Budget & Financial Planning Office. Jan 2016

2015-2016 Financial Summary, Morehead State University. Budget & Financial Planning Office.

Morehead State University Financial Summaries Archive

2015-2016 Financial Summary of Morehead State University.


Quasi-Public Spending, John R. Brooks Jan 2016

Quasi-Public Spending, John R. Brooks

Georgetown Law Faculty Publications and Other Works

The United States has increasingly designed certain public spending programs not as traditional tax-financed programs, but rather as mixtures of private expenditures, subsidies, and limited taxes. Thus part of what could have gone to the government as a tax is instead used to purchase the good or service directly, with only incremental taxes and subsidies to manage distributional goals. This Article terms this “quasi-public spending,” and argues that it is descriptive of our evolving approaches to both health care and higher education. Based on this observation, the Article defines and analyzes quasipublic spending and compares it to both traditional public …


Examining Social Desirability Bias In Measures Of Financial Behavior, Nicole L. Kelly Sep 2015

Examining Social Desirability Bias In Measures Of Financial Behavior, Nicole L. Kelly

Theses and Dissertations

Surveys that investigate the financial lives of consumers consist of direct questions about financial behavior, with college students being a heavily surveyed and convenient sample (Gutter 2013). However, the subjective nature of survey data is not bias-free, indicated by the presence of disparities between the respondents' reported and actual behavior. Due to the fact that many students begin to acquire loans, establish credit, and initiate saving behaviors in college, it is important that we have a complete understanding the financial behavior of college students.

The goal of this study was to investigate the role of socially desirable responding (SDR) in …


Learning Of Business Processes & Application: An Industry-Ready Approach, Yi Meng Lau, Yu Yee Poon, Mike Wee Sep 2015

Learning Of Business Processes & Application: An Industry-Ready Approach, Yi Meng Lau, Yu Yee Poon, Mike Wee

Research Collection School Of Computing and Information Systems

The Learning Framework for Business Processes was developed by lectures from School of InfoComm Technology (ICT)to support their students’ learning in the Diploma of Financial Informatics. This framework leverage on the use of learning approaches such as Inquiry based learning to create opportunities for students to be engaged, explore, explain and apply their learning. This framework was presented at International Symposium on Advances in Technology Education (ISATE) 2015 in Nagaoka, Japan.


Leadership And Decision-Making Skills Of High Poverty Elementary School Principals In An Era Of Reduced Resources, Kevin Eugene Spooner Jul 2015

Leadership And Decision-Making Skills Of High Poverty Elementary School Principals In An Era Of Reduced Resources, Kevin Eugene Spooner

Dissertations and Theses

Recently, a great deal of interest has been generated around the role of principal and its effectiveness, especially its impact on improving teacher instruction and student learning. Waters, Marzano, and McNulty (2003) concluded that one quarter of all "school effects" on achievement can be attributed to principals. While there is general agreement on the principal's importance and affect, do we understand how principals have adapted to changes in schools with reduced resources and increased learning needs of students? How have principals made decisions in an environment where resources have been reduced over time? Given the stories of retired principals from …


An Epistemological And Pattern Analysis Of Empirical Data That Influences Emergency Loan Need Among Graduate Students, Efosa C. Idemudia, R. Ferguson May 2015

An Epistemological And Pattern Analysis Of Empirical Data That Influences Emergency Loan Need Among Graduate Students, Efosa C. Idemudia, R. Ferguson

Faculty Publications - The LeMoyne Smith School of Business

This analysis studies closely education affordability through the epistemology of emergency loan need that signals economic challenges on the horizon for domestic and international students seeking a post graduate credential at any cost. Prior studies have been very helpful; however, to the best of our knowledge there is not a comprehensive study that has investigated the comparison of small vs. large emergency student loans taken out by graduate students. Also, to the best of our knowledge and to date there are no studies that have investigated the patterns and relationships among ethnicity, gender, marital status, degree type, and college awarded …


An Examination Of Perceived Stress And Coping Strategies Among Research University Chief Financial Officers, Patrick Michael Gallagher May 2015

An Examination Of Perceived Stress And Coping Strategies Among Research University Chief Financial Officers, Patrick Michael Gallagher

Graduate Theses and Dissertations

The purpose of this study was to measure and report the perceived stress among research postsecondary institution chief financial officers. A non-experimental descriptive approach was used in this investigation. Research questions were developed to describe and seek any differences in stress among the respondents. The population for this study was chief financial officers in research institutions based on the Carnegie Foundation for the Advancement of Teaching but excluded CFOs that had responsibility over multiple campuses, medical or professional schools and any vacant positions. The sample consisted of 90 respondents from public and private institutions. Data was collected by a self-reported …


Nebraska Extension Program Cost Analysis Spreadsheet, Deborah J. Weitzenkamp Dr. Mar 2015

Nebraska Extension Program Cost Analysis Spreadsheet, Deborah J. Weitzenkamp Dr.

Kimmel Education and Research Center: Faculty and Staff Publications

No abstract provided.


Aerospace Renaissance – Ripe For Research To Impact The Industry, Constantine M. Koursaris, Brig. Gen. Robert E. Mansfield Jr. (Ret.) Jan 2015

Aerospace Renaissance – Ripe For Research To Impact The Industry, Constantine M. Koursaris, Brig. Gen. Robert E. Mansfield Jr. (Ret.)

Aviation / Aeronautics / Aerospace International Research Conference

The Center for Aviation and Aerospace Leadership (CAAL) was founded in 2008 to capture, create, and share relevant information on leadership in the aviation and aerospace industry.

The AIR is developed and published in collaboration with the Aerospace Industries Association and includes:

• Information on the status of aerospace manufacturing in the United States and state of the economy

• An in-depth review of sales across the various sectors of the industry, employment trends, key international trade statistics, financial information on the industry & major aerospace firms, trends to watch, and a forecast for the future based on a review …


2014-2015 Financial Summary, Morehead State University. Budget & Financial Planning Office. Jan 2015

2014-2015 Financial Summary, Morehead State University. Budget & Financial Planning Office.

Morehead State University Financial Summaries Archive

2014-2015 Financial Summary of Morehead State University.


Financial Statement Racing, Marie Kelly, Nikki Shoemaker Jan 2015

Financial Statement Racing, Marie Kelly, Nikki Shoemaker

Faculty Publications

This paper describes an active learning activity called Financial Statement Racing. This game has been used in several introductory financial accounting courses to help students understand the normal balances and financial statement classifications of multiple financial statement accounts. The activity encourages students to work together in a team to place racecars on the appropriate financial statement racetrack in the correct debit or credit lane. These teams compete against other teams in the class to try to win the race to the end of the financial statement racetrack.


College Retention Connections With Multiple Influencing Factors, Jamie Esther Mccracken Jan 2015

College Retention Connections With Multiple Influencing Factors, Jamie Esther Mccracken

Walden Dissertations and Doctoral Studies

There are many challenges associated with student retention. Saint Mary-of-the-Woods College (SMWC) has focused on determining the factors affecting student retention across its campus and distance course delivery formats in order to improve student retention. The purpose in this study was to explore the extent to which age, course delivery, technical ability, and financial background determine retention at SMWC. Retention and attrition models of Tinto and Walleri laid the foundation of this study. Qualitative data on technical ability were collected from 69 students who responded to the survey instrument on Survey Monkey. Quantitative data on retention, age, course delivery, and …