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Full-Text Articles in Business

Do Financial Advisors Have Consumers' Best Interests? Not Always, But Trust Is Key, Say Experts, Singapore Management University Dec 2012

Do Financial Advisors Have Consumers' Best Interests? Not Always, But Trust Is Key, Say Experts, Singapore Management University

Perspectives@SMU

In a world of volatile markets and complex financial products, getting financial advice from professional financial planners and advisers might seem like a good idea for those for those trying to meet their financial goals. However, finding good, impartial and suitable advice might be akin to finding a needle in the proverbial haystack.


Communicating In Markets: Is It Worthy To Be Wordy?, Singapore Management University Nov 2012

Communicating In Markets: Is It Worthy To Be Wordy?, Singapore Management University

Perspectives@SMU

In the midst of on-going discussions around complex financial concepts, it is perhaps time to step back and look at the importance of communication, said David G Fernandez, head of JP Morgan’s Emerging Asia Research team, at the Sim Kee Boon Institute for Financial Economics (SKBI) Annual Conference. He notes the importance for policy makers to communicate with market participants in light of the increase in volatility and tail risks in financial markets


Change Required: Chinese Businesses In Singapore, Singapore Management University Nov 2012

Change Required: Chinese Businesses In Singapore, Singapore Management University

Perspectives@SMU

Today, Chinese businesses play an important role in Singapore’s economy. They make up 99.3 per cent of all small and medium enterprises (SMEs) and employ 51 per cent of workers in the country, contributing 40 per cent of value add to the economy. However, the world economy has become more competitive and Chinese businesses in Singapore have been forced to look at modernizing and changing the way they do business.


Making Room: Lock+Store Leverages Singapore's Growing Appetite For Space, Singapore Management University Nov 2012

Making Room: Lock+Store Leverages Singapore's Growing Appetite For Space, Singapore Management University

Perspectives@SMU

While expanding population numbers, escalating rents, and shrinking apartment sizes may not seem like a desirable situation for most, Helen Ng, CEO of Lock+Store, sees opportunity. Lock+Store is a business that leases small spaces to individuals, households and businesses in a variety of shapes, forms and sizes, ranging from 16 to 300 square feet. Sometimes called "self-storage", "mini-storage", "short-storage", "wine-storage" or even "lockers", these micro warehousing businesses emerged in Singapore only ten years ago.


Engaging The Corporate Citizen: Social Challenges, Business Solutions, Singapore Management University Nov 2012

Engaging The Corporate Citizen: Social Challenges, Business Solutions, Singapore Management University

Perspectives@SMU

When he came up with the idea of selling toilets in Cambodia, where more than 60 per cent of the population does not have access to basic sanitation, National Volunteer and Philanthropy Centre chief executive Laurence Lien was laughed at. His detractors told him: "Nobody is going to purchase toilets from you because this is a community that is dependent on (financial) aid. "But tens of thousands of the toilets were sold within the first few months. Speaking at the Africa Singapore Business Forum, Connex, held at Singapore Management University in August 2012, Lien credits the success of the …


When On The Mountain Top, Create New Summits, Says Samsung Asia Pacific Ceo, Singapore Management University Nov 2012

When On The Mountain Top, Create New Summits, Says Samsung Asia Pacific Ceo, Singapore Management University

Perspectives@SMU

The past couple of years have been nothing short of phenomenal for Korean electronics giant, Samsung. The company has seen success with a number of their products, particularly in the television business. "For TV, we've been number one in the world since 2005," exclaimed Gregory Lee, President and CEO of Samsung Asia.


Daddy’S Advice For Life, Singapore Management University Oct 2012

Daddy’S Advice For Life, Singapore Management University

Perspectives@SMU

ANTHONY A. ROSE , speaks about his book, "Daddy's Logic", which is based on real-life experiences and anecdotes of some of the most inspirational people in the world, ROSE looks back over 30 years of shared experiences with his late father-as well as over 21 years of career experiences in working with many of `Daddy's Heroes`-to define and share Daddy's Logic for success in both the personal and professional spheres of one's life.


Can The Next Housing – And Financial Crisis Be Averted?, Singapore Management University May 2012

Can The Next Housing – And Financial Crisis Be Averted?, Singapore Management University

Perspectives@SMU

Global financial systems and economies are still far from recovering from the recent financial crisis triggered by the burst of the American housing bubble. Naturally, the investment community, the academia, and of course, the regulators would be keen to find out how to prevent history from repeating itself.


From Boardroom To Parliament, Singapore Management University Apr 2012

From Boardroom To Parliament, Singapore Management University

Perspectives@SMU

Everyone has different motivations for working, . But the primary incentive for slogging it out in the corporate jungle would be money— at least that is what employers believe. This helps explain why companies are often willing to shell out wads of cash to outbid one another in the labour market for top executives.


Walking The Talk Of Wall Street, Singapore Management University Mar 2012

Walking The Talk Of Wall Street, Singapore Management University

Perspectives@SMU

The rules of the game on Wall Street may be ever changing but a professor of economics at Princeton University, Burton Malkiel, has held on to his views on how the game should be played for almost four decades.


Get Organised: The Importance Of Focus In Shopping, Singapore Management University Mar 2012

Get Organised: The Importance Of Focus In Shopping, Singapore Management University

Perspectives@SMU

Shopping may seem like a carefree experience with some regarding it as a stress reliever when they lose themselves in the mall. The reality is, however, that most of the work has been cut out for consumers from the time they enter, to the time the cash tills ring.


Enhancing Internal Communications: How Microsoft Cuts Through The Clutter, Singapore Management University Feb 2012

Enhancing Internal Communications: How Microsoft Cuts Through The Clutter, Singapore Management University

Perspectives@SMU

How do you communicate with 5,000 employees across 17 countries in a simple yet effective and compelling way? This was a question that Jovina Ang had to answer back in 2010, when she joined Microsoft Services Asia as marketing communications director.


Large Mutual Fund Families: Bigger May Not Always Be Better, Singapore Management University Feb 2012

Large Mutual Fund Families: Bigger May Not Always Be Better, Singapore Management University

Perspectives@SMU

Size is not everything but it may be intuitive for the novice investor to place his money in a mutual fund from large fund families thinking that it will outperform the smaller ones.


Business Strategies For Emerging Markets: Agility, Size And Taste, Singapore Management University Jan 2012

Business Strategies For Emerging Markets: Agility, Size And Taste, Singapore Management University

Perspectives@SMU

The term 'BRIC' was invented by Goldman Sachs economist Jim O'Neill in 2001 to shorthand the four key emerging economies to watch. BRIC, of course stands for Brazil, Russia, India, China – countries that have, over the past decade, produced a third of global GDP, and represent a quarter of world's population. In 2010, the BRIC middle classes - with incomes between 6,000 and 30,000 USD - overtook that of the G7, and it has been estimated that this middle class population will double by 2020, profoundly changing demand trends in favour of value-added products such as cars, office equipment …


Beckon The Dragon: How Businesses Can Attract The Chinese Consumers Through Digital Marketing, Singapore Management University Jan 2012

Beckon The Dragon: How Businesses Can Attract The Chinese Consumers Through Digital Marketing, Singapore Management University

Perspectives@SMU

With a population of more than 1.3 billion people, China is one market that any business would be remiss not to attract. But, with the population spread over an area of 9,600,000 sq km, how do businesses ensure their messages get through to their potential customers?


Financial Literacy And Numerical Ability: Keys To Better Mortgage Outcomes, Singapore Management University Jan 2012

Financial Literacy And Numerical Ability: Keys To Better Mortgage Outcomes, Singapore Management University

Perspectives@SMU

While mortgage credit expansion had lead to a rapid increase of home ownership in the US, the reversal of home prices beginning in 2006 resulted in a substantial increase in mortgage delinquencies and an explosion in outright defaults. Its devastating impact on the associated mortgage backed securities led the US and the world to its worst financial and macroeconomic crisis since the Great Depression, with its deleterious effects still felt today.