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2023 Community Bank Case Study Competition, Joseph Kelly
2023 Community Bank Case Study Competition, Joseph Kelly
Finance Undergraduate Honors Theses
We studied a community bank in Danville, Arkansas named Chambers Bank. This was part of a 2023 Community Bank Case Study Competition, which illustrated the financial analysis, staffing, and training of the bank. We learned about technology implemented into the bank, and how the bank works with customers locally to ensure the best quality care.
An Analysis Of Bank Willingness To Decrease Deposit Fees, Madison E. Settlage
An Analysis Of Bank Willingness To Decrease Deposit Fees, Madison E. Settlage
Finance Undergraduate Honors Theses
Bank deposit fees have been at the forefront of bank criticism for years, as many view them as being too severe and having a disproportionate effect on low-income customers. In recent years, there has been a strong push for declines in these rates. In this paper, I analyze banks willingness to decrease deposit fees using data from bank call reports over the 2017 to 2023 time period. Through statistical analysis, I find that various factors such as 2017 deposit fee level, ROA, total assets, average personal deposits, population, median income, and poverty rates are significant in determining bank fee levels …