Business Commons^™

The Adoption Of Cryptocurrency Technology Into The Us Banking Infrastructure, Trevor Melito

Senior Theses

This thesis examines the possibility of using Blockchain technology to permanently change the payment structure of the US banking system. First, I examine the current technology that dominates the banking sector. I introduce the most frequently used payments methods including Automatic Clearing House transfers and wire transfers, both domestically and internationally. In addition, I highlight the major players controlling these transactions. Under the current system, frictions between senders and receivers cause billions of dollars in losses each year.

Next, I examine Blockchain’s roots along with some similar cryptocurrency technology, namely Distributed Ledger Technology and Smart Contracts. The transparency, security, and …

Review-Guided Helpful Answer Identification In E-Commerce, Wenxuan Zhang, Wai Lam, Yang Deng, Jing Ma

Research Collection School Of Computing and Information Systems

Product-specific community question answering platforms can greatly help address the concerns of potential customers. However, the user-provided answers on such platforms often vary a lot in their qualities. Helpfulness votes from the community can indicate the overall quality of the answer, but they are often missing. Accurately predicting the helpfulness of an answer to a given question and thus identifying helpful answers is becoming a demanding need. Since the helpfulness of an answer depends on multiple perspectives instead of only topical relevance investigated in typical QA tasks, common answer selection algorithms are insufficient for tackling this task. In this paper, …

Green Bonds For Financing Renewable Energy And Energy Efficiency In South-East Asia: A Review Of Policies, Dina Azhgaliyeva, Anant Kapoor, Yang Liu

Research Collection Lee Kong Chian School Of Business

Mobilizing private finance for renewable energy and energy efficiency is critical for Association of South-East Asian Nations (ASEAN) not only for the reduction of global temperature rise but also for meeting fast-growing energy demand. Two-thirds of green bonds issued in ASEAN were used to finance renewable energy and energy efficiency projects. This paper provides a review of green bond issuance and green bond policies in ASEAN. Issuance of green bonds in top three green bond issuing countries in ASEAN, i.e. Indonesia, Malaysia and Singapore, are reviewed in detail. Green bond policies in ASEAN are effective in promoting green bond issuance. …

Artificial Intelligence-Enhanced Predictive Insights For Advancing Financial Inclusion: A Human-Centric Ai-Thinking Approach, Meng Leong How, Sin Mei Cheah, Aik Cheow Khor, Yong Jiet Chan

Research Collection Lee Kong Chian School Of Business

According to the World Bank, a key factor to poverty reduction and improving prosperity is financial inclusion. Financial service providers (FSPs) offering financially-inclusive solutions need to understand how to approach the underserved successfully. The application of artificial intelligence (AI) on legacy data can help FSPs to anticipate how prospective customers may respond when they are approached. However, it remains challenging for FSPs who are not well-versed in computer programming to implement AI projects. This paper proffers a no-coding human-centric AI-based approach to simulate the possible dynamics between the financial profiles of prospective customers collected from 45,211 contact encounters and predict …

Supercavitation Capabilities On A Submarine, Adam Vu

Georgia College Student Research Events

Submarines have shaped the way wars have been fought and have been influential in our understanding of fluid dynamics. In the past, supercavitation has been implemented to an idea that has been used to significantly increase the velocity of torpedoes in Chinese and Russian submarines. An example of this is the Russian VA-111 Shkval torpedo. The idea being that if your torpedo is expelling a gas out of the nose cone region, creating a boundary layer between the water and the torpedo, the torpedo will be facing much less resistance relative to when it was traveling in water alone. This …

Conceptualization And Application Of Deep Learning And Applied Statistics For Flight Plan Recommendation, Nicholas C. Forrest

Theses and Dissertations

The Air Forces Pilot Training Next (PTN) program seeks a more efficient pilot training environment emphasizing the use of virtual reality flight simulators alongside periodic real aircraft experience. The PTN program wants to accelerate the training pace and progress in undergraduate pilot training compared to traditional undergraduate pilot training. Currently, instructor pilots spend excessive time planning and scheduling flights. This research focuses on methods to auto-generate the planning of in-flight events using hybrid filtering and deep learning techniques. The resulting approach captures temporal trends of user-specific and program-wide student performance to recommend a feasible set of graded flight events for …

Applying Data Organizational Techniques To Enhance Air Force Learning, Jacob A. Orner

Theses and Dissertations

The USAF and the DoD use traditional schoolhouses to educate and train personnel. The physical aspects of these schoolhouses limit throughput. A method to increase throughput is to shift towards an asynchronous learning environment where students move through content at individually. This research introduces a methodology for transforming a set of unstructured documents into an organized TM students can use to orient themselves in a domain. The research identifies learning paths within the TM to create a directed KSAT. We apply this methodology in four case studies, each an education or training course. Using a graph comparison metric and the …

A Novel Penalized Log-Likelihood Function For Class Imbalance Problem, Lili Zhang

Doctor of Data Science and Analytics Dissertations

The log-likelihood function is the optimization objective in the maximum likelihood method for estimating models (e.g., logistic regression, neural network). However, its formulation is based on assumptions that the target classes are equally distributed and the overall accuracy is maximized, which do not apply to class imbalance problems (e.g., fraud detection, rare disease diagnoses, customer conversion prediction, cybersecurity, predictive maintenance). When trained on imbalanced data, the resulting models tend to be biased towards the majority class (i.e. non-event), which can bring great loss in practice. One strategy for mitigating such bias is to penalize the misclassification costs of observations differently …

The Analytics Managers Ultimate Guide For Working With Universities, Robert J. Mcgrath

Faculty Publications

The challenges organizations are having related to finding (and retaining) deep analytical talent did not materialize out of thin air…or overnight. Analytics and Data science – and the role of the analytics professional – has evolved over the last several decades and has been fueled by our ability to capture and process increasingly larger and more complex variations of data and our desire to gain increasingly granular insights to fuel innovation and creativity. While many organizations recognize that a partnership with a university can be a resource to many of these challenges, the best way to start a conversation with …

Some Advice For Psychologists Who Want To Work With Computer Scientists On Big Data, Cornelius J. König, Andrew M. Demetriou, Philipp Glock, Annemarie M. F. Hiemstra, Dragos Iliescu, Camelia Ionescu, Markus Langer, Cynthia C. S. Liem, Anja Linnenbürger, Rudolf Siegel, Ilias Vartholomaios

Personnel Assessment and Decisions

This article is based on conversations from the project “Big Data in Psychological Assessment” (BDPA) funded by the European Union, which was initiated because of the advances in data science and artificial intelligence that offer tremendous opportunities for personnel assessment practice in handling and interpreting this kind of data. We argue that psychologists and computer scientists can benefit from interdisciplinary collaboration. This article aims to inform psychologists who are interested in working with computer scientists about the potentials of interdisciplinary collaboration, as well as the challenges such as differing terminologies, foci of interest, data quality standards, approaches to data analyses, …

Mechanical Properties Of Transition Metals Mn,Fe And Zn Doped Nio Nanoparticles, Ahmed Khalaf, Jamalat Al Boukhari, Lidea Zeidan

BAU Journal - Science and Technology

This work is a continuation of the characterization study of nickel oxide (NiO) nanoparticles (NPs) doped with transition metals (TM) like Mn, Fe and Zn, synthesized by the co-precipitation method. In this part, the effect of TM doping on the physical and mechanical properties of the NiO NPs is examined using a digital Vickers microhardness tester. The microhardness measurement results enable us to evaluate the important mechanical parameters including Vickers microhardness (HV), Young's modulus (E), yield strength (Y) and fracture toughness (KIC), responsible for practical industrial applications. It was found that all the properties given above strongly depend on the …

Empirical Study Of Knowledge Sharing Among Multinational Academicians, Shaidah Jusoh, Hejab Alfawareh

BAU Journal - Science and Technology

Knowledge sharing among faculty members may enhance the quality of teaching and research activities. Despite the fact that a number of research has been conducted, to the best of our knowledge, this is the first work that focus on multinational academicians. The aim of this empirical study is to investigate ways and factors which contribute to knowledge sharing in the context of multinational academicians at universities. We performed this study at the Information Technology faculty at one of universities in Saudi Arabia, as a case study. The faculty employed academicians from 10 different countries including Malaysia, Jordanian, Egypt, Saudi Arabia, …

Rotary Oscillation Of A Rigid Sphere In A Couple Stress Fluid, Tarek Shehadeh, Emad Ashmawy

BAU Journal - Science and Technology

In this paper, the rotary oscillation of a rigid sphere in an incompressible couple stress fluid is studied. The classical no slip boundary conditions are imposed on spherical boundary. Moreover, it is assumed that the couple stresses on the boundary of the sphere vanish. In the present study, the motion is generated by a sudden rotary oscillation of the rigid sphere about an axe passing through its center with a time-dependent angular velocity. Stokasian assumption is taken into consideration so that the non-linear terms are neglected in the equation of motion. The torque experienced by the couple stress fluid on …

On The Product Of Two Hypoexponential Random Variables, Therrar Kadri, Khaled Smaili, Seifedine Kadry, Ali El-Joubbeh

BAU Journal - Science and Technology

In this paper, we consider the product of two independent Hypoexponential distributions which has many applications in sciences and engineering. We find analytically the probability density function, the cumulative distribution function, moment generating function, the reliability function and hazard function, which was proved to be a linear combination of the K distribution. Finally, we will apply our results application in stochastic PERT Network.

Influence Of Nano-Ag Addition On Phase Formation And Excess Conductivity Analysis Of (Cu0.5tl0.5)-1223 Superconducting Phase, Nayera Mohammed, Seham Mahmoud, Weleed Abdeen, Marwa Hasebbo

BAU Journal - Science and Technology

Ceramic superconducting samples of type (nano-Ag)xCu0.5Tl0.5Ba2Ca2Cu3O10-δ, 0.0 ≤ x ≤ 3.0 wt.%, were successfully synthesized via single step solid-state reaction technique at 850 ºC and under ambient pressure. The samples were characterized by XRD and SEM. Obtained data revealed that the highest grains connectivity volume fraction was detected for the sample with x = 0.15 wt.%. The electrical properties of the prepared samples was examined using the electrical resistivity measurements, and the results proved that the highest superconducting transition temperature Tc was observed at x = 0.15 wt.%. Furthermore, the fluctuation conductivity Δσ(T), above Tc, was analyzed as a function …

Speed Bump Detection For Autonomous Vehicles Using Signal-Processing Techniques, Mohamad Darwiche, Wassim El-Hajj-Chehade

BAU Journal - Science and Technology

Autonomous vehicle (AV) is one of the emerging technologies that have far-reaching applications and implications in smart cities. Among the current challenges of the Smart City, Traffic management is of utmost importance. AV technologies can decrease transportation cost and can be used for efficient management and control of traffic flows. Traffic management strongly depends on the road surface condition. Abnormalities in the road, such as manholes and potholes, can cause accidents when not identified by the drivers. Furthermore, human-induced abnormalities, such as speed bumps, could also cause accidents. Detecting road abnormalities provide safety to human and vehicles. Current researches on …

A Review On The Use Of Vegetable Oil And Its Waste In Construction Applications, Ahmed Chamaa, Jamal Khatib, Adel Elkordi

BAU Journal - Science and Technology

The generation of waste materials is causing an impact on the environment due to many reasons including the effect on human health and decrease in landfill space. Of these waste materials is the waste cooking oil. There are large amounts of waste vegetable oil generated in the world and most of it is disposed of in the sewer system which can cause problems when treating wastewater. This paper is a review of literature on the use of vegetable oil (VO) and waste vegetable oil (WVO) as chemical admixtures in construction materials. The construction materials include mainly concrete and pavement. The …

Flexural Testing Of Various Composite-Beamsunder Quasi-Static Loads, Wael Slika, Adnan Masri, Oussama Baalbaki

BAU Journal - Science and Technology

The successful interaction between concrete and steel has inspired researchers to develop composite structural systems. Steel and concrete are utilized in various configurations to reduce construction costs and assure optimal load-response behavior. Since the response spectrum of the composite system varies from one system to another, adequate understanding of the composite system behavior is essential to guarantee a desired response. Several parameters affect the flexural capacity and failure mode of a composite section, such as geometry, material properties and bond. In practice, advanced material mechanics and numerical modeling can be utilized for simulating section response, however, variability in the material …

The Impact Of Design Changes In Construction Projects On The Cost Charged By Consultant Offices, Hadi Abou Chakra

BAU Journal - Science and Technology

In any construction project, a large number of modifications occur. The consequences of those modifications may result in additional costs due to the re-design of the project on each member of the project’s stakeholders. The financial impact of modifications during the construction phase of a project on consultant offices will be explored in this study. The aim of this study is to investigate the cost of the modifications and to examine the type of relationship between the time ‎spent on the design to accomplish the modifications and the amount of money earned in the return of the ‎extra work done. …

Siderite As A Weighting Material In Drilling Mud, Khaled Abou Alfa, Rami Harkouss, Jamal Khatib

BAU Journal - Science and Technology

Successful petroleum drilling largely depends on the type and quality of mud used in the process. There exist many types of muds, which differ in use and composition. Certain muds are composed of materials that can cause damage to the formation and the bottom-hole. This has resulted in the search for alternatives mud additives or addition of new materials to minimize the damage of the formation and enhance the stability of the wellbore. Several bodies of literature exist that research different sources of mud functions and additives, also their effect on the drilling process, the production zone and the environment. …

The Impact Of Changing The Size Of Aircraft Radar Displays On Visual Search In The Cockpit, Justin R. Marsh

Theses and Dissertations

Advances in sensor technology have enabled our fighter aircraft to find, fix, track, target, engage (F2T2E) at greater distances, providing the operator with more data within the battlefield. Modern aircraft are designed with larger displays while our legacy aircraft are being retrofitted with larger cockpit displays to enable display of the increased data. While this modification has been shown to enable improvements in human performance of many cockpit tasks, this effect is often not measured nor fully understood at a more generalizable level. This research outlines an approach to comparing human performance across two display sizes in future F-16 cockpits. …

Privateex: Privacy Preserving Exchange Of Crypto-Assets On Blockchain, Lei Xu, Lin Chen, Zhimin Gao, Keshav Kasichainula, Miguel Fernandez, Bogdan Carbunar, Weidong Shi

Computer Science Faculty Publications

Bitcoin introduces a new type of cryptocurrency that does not rely on a central system to maintain transactions. Inspired by the success of Bitcoin, all types of alt cryptocurrencies were invented in recent years. Some of the new cryptocurrencies focus on privacy enhancement, where transaction information such as value and sender/receiver identity can be hidden, such as Zcash and Monero. However, there are few schemes to support multiple types of cryptocurrencies/assets and offer privacy enhancement at the same time. The major challenge for a multiple asset system is that it needs to support two-way assets exchange between participants besides one-way …

When The Bank Comes To You: Branch Network And Customer Omnichannel Banking Behavior, Mi Zhou, Dan Geng, Vibhanshu Abhishek, Beibei Li

Research Collection School Of Computing and Information Systems

Banks today have been increasingly reducing their physical presence and redirecting customers to digital channels, and yet, the consequences of this strategy are not well studied. This paper investigates the effects of banks' branch network changes (i.e., branch openings and branch closures) on customer omnichannel banking behavior. Using approximately 0.85 million (33 months') anonymized individual-level banking transactions from a large commercial bank in the United States, this paper shows the asymmetric effects of branch openings and branch closures on customer omnichannel banking behavior. In particular, we find that branch openings increase customers' branch transactions; however, the first branch opening leads …

Tackling Regional Climate Change Impacts And Food Security Issues: A Critical Analysis Across Asean, Pif, And Saarc, Md. Saidul Islam, Edson Kieu

Research Collection Lee Kong Chian School Of Business

Climate change and food security issues are multi-faceted and transcend across national boundaries. Therefore, this paper begins with the premise that regional organizations are optimally positioned to address climate change and food security issues while actively engaging global partners to slow down or reverse current trajectories. However, the potential of regional organizations to play a central role in mitigating these vital concerns has not been realized. In this paper, we focus on three regional organizations—the Association of Southeast Asian Nations (ASEAN), the Pacific Islands Forum (PIF), and the South Asian Association for Regional Cooperation (SAARC) and set out to investigate …

Vehicle Routing Problem For Multi-Product Cross-Docking, Aldy Gunawan, Audrey Tedja Widjaja, Benjamin Gan, Vincent F. Yu, Panca Jodiawan

Research Collection School Of Computing and Information Systems

Cross-docking is a logistic technique that can reduce costs occurred in a supply chain network while increasing the flow of goods, thus shortening the shipping cycle. Inside a cross-dock facility, the goods are directly transferred from incoming vehicles to outgoing vehicles without storing them in-between. Our research extends and combines this cross-docking technique with a well-known logistic problem, the vehicle routing problem (VRP), for delivering multiple products and addresses it as the VRP for multi-product cross-docking (VRP-MPCD). We developed a mixed integer programming model and generated two sets of VRP-MPCD instances, which are based on VRPCD instances. The instances are …

Beauty For Ashes: Reflections On Aesthetic Experience And Suffering, Douglas Gilmour

Verbum Incarnatum: An Academic Journal of Social Justice

In this essay, I examine the relationship between aesthetic experience and suffering, and I specifically explore how and why the former can potentially serve to meliorate the severity of the latter. Of course, that art and beauty can provide a certain measure of comfort and healing to the afflicted is a universally acknowledged truth; however, the reasons why this should be so could be considered an equally universal mystery. “I feel we understand too little about the psychology of loss,” writes Arthur Danto, “to understand why the creation of beauty is so fitting a way of marking it.” By exploring …

Music Therapy As A Treatment For Female Adolescents With Childhood Abuse, Janice M. Dvorkin Psy.D, Acmt, Sierra Belmares

Verbum Incarnatum: An Academic Journal of Social Justice

This article describes the preference to using receptive music therapy as a modality for helping an adolescent who has PTSD from childhood abuses. Adolescence is a difficult period during the life span. The second stage of separation/individuation provides challenges to almost all adolescents. This article contains a description of the adolescent behaviors of someone who is experiencing the consequences of PTSD. Along with an explanation of why receptive music therapy is an effective therapy with this population is a case study.

The Rise And Infiltration Of Pac-Man And Street Fighter, Angelic Phan

University Honors Theses

With the social, cultural, and economic influence of video games, it is important to examine why they have become such popular forms of entertainment. Particularly, why certain franchises have continued to persist among the growing industry. Two notable franchises are Pac-Man and Street Fighter, which are also most frequently discussed in scholarly texts. I supplement a literature review with an analysis of marketing texts to illuminate a series of shared factors that help explain both games' popularity despite the apparent dissimilarities of their content. First, my work helps us look across multiple scholarly papers to create a bigger picture …

Climate Change And Tourist Destinations: Florida's Case, Alan Fyall, Dr. Asli Tasci, Jill Fjelstul, Roberta Atzori

Rosen Research Review

Aside from the physical impacts of climate change, society's perception of climate change, and the response to it at different decision-making levels, are now critical issues. As public awareness of the consequences of climate change increases, it becomes a consideration in everyday decision-making, including tourism. The research of three colleagues at Rosen college o Hospitality Managment, Dr. Alan Fyall, Dr. Asli D. A. Tasci, and Dr. Jill Fjelstul, along with Dr. Roberta Atzori from California State University, Monterey Bay, examines how social representations of climate change may affect a choice of holiday destination. In particular, they examine how they might …

Proceedings Of The Cuny Games Conference 6.0, Robert O. Duncan, Joseph Bisz, Christina Boyle, Kathleen Offenholley, Maura A. Smale, Carolyn Stallard, Deborah Sturm

Publications and Research

The CUNY Games Network is an organization dedicated to encouraging research, scholarship and teaching in the developing field of games-based learning. We connect educators from every campus and discipline at CUNY and beyond who are interested in digital and non-digital games, simulations, and other forms of interactive teaching and inquiry-based learning. These proceedings summarize the CUNY Games Conference 6.0, where scholars shared research findings at a three-day event to promote and discuss game-based pedagogy in higher education. Presenters could share findings in oral presentations, posters, demos, or play testing sessions. The conference also included workshops on how to modify existing …