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- Health insurance -- Florida -- Jacksonville -- History -- 21st century – Archives (3)
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Articles 31 - 42 of 42
Full-Text Articles in Business
Decision Tree Analysis Of Terminated Life Insurance Policies, Robert Keng Heong Lian, Yuan Wu, Hian Chye Koh
Decision Tree Analysis Of Terminated Life Insurance Policies, Robert Keng Heong Lian, Yuan Wu, Hian Chye Koh
Journal of Actuarial Practice (1993-2006)
Statistical methods such as regression and survival analysis have traditionally been used to investigate the factors affecting the duration of terminated life insurance policies. This study explores a different approach: it uses a more recently developed data mining technique called decision trees. By sequentially partitioning the data to maximize differences in the dependent variable (duration in this study), the decision trees technique is good at identifying data segments with significant differences in the dependent variable. This identification can be useful when a company is trying to understand the factors driving or associated with the termination of life insurance policies. Decision …
Credibility Theory And Geometry, Elias S.W. Shiu, Fuk Yum Sing
Credibility Theory And Geometry, Elias S.W. Shiu, Fuk Yum Sing
Journal of Actuarial Practice (1993-2006)
We present a geometric approach to studying greatest accuracy credibility theory. Our main tool is the concept of orthogonal projections. We show, for example, that to determine the Buhlmann credibility premium is to find the coefficients of the minimum-norm vector in an affine space spanned by certain orthogonal random variables. Our approach is illustrated by deriving various common credibility formulas. Several equivalent forms of the credibility factor Z are derived by means of similar triangles.
A Comparative Study Of Parametric And Nonparametric Estimators Of Old-Age Mortality In Sweden, Peter Fledelius, Montserrat Guillen, Jens Perch Nielsen, Kitt Skovso Petersen
A Comparative Study Of Parametric And Nonparametric Estimators Of Old-Age Mortality In Sweden, Peter Fledelius, Montserrat Guillen, Jens Perch Nielsen, Kitt Skovso Petersen
Journal of Actuarial Practice (1993-2006)
A recent study of Swedish old-age mortality used a modified GompertzMakeham model with a linear hazard for the force of mortality. We propose an alternative model using smooth two-dimensional kernel hazard estimators and introduce a new estimator based on the multiplicative bias correction for the multivariate marker dependent hazard. The multiplicative bias correction appears to have great potential for estimating mortality rates at the highest ages. We also observe that mortality continues to increase at an exponential rate even in old-age.
Product Innovation In Financial Services: A Survey, Christopher O'Brien
Product Innovation In Financial Services: A Survey, Christopher O'Brien
Journal of Actuarial Practice (1993-2006)
This paper considers product innovation in insurance and other financial services, an area where actuaries have an important role. It considers the proposition that there is no unique formula for success and that what works well in one situation may not work well in another. It first examines the sources of ideas for new products and, in particular, the role played by consumers, which is generally regarded as weak. It then looks at how ideas are implemented, with particular importance attributed to cross-functional teams and the formality of the product development process. Then it considers how success is measured (with …
Perspectives Winter 2004, Blue Cross And Blue Shield Of Florida, Inc.
Perspectives Winter 2004, Blue Cross And Blue Shield Of Florida, Inc.
Florida Blue Archives Printed Materials
Winter 2004 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida.
2004 Educational Programs: A Listing Of Blue Cross And Blue Shield Association Programs, Blue Cross And Blue Shield Of Florida, Inc.
2004 Educational Programs: A Listing Of Blue Cross And Blue Shield Association Programs, Blue Cross And Blue Shield Of Florida, Inc.
Florida Blue Archives Printed Materials
Listing of 2004 conferences, training and educational programs hosted by Blue Cross and Blues Shield Association (BCBSA).
2004 Covering America: 75 Years And Counting Historical Calendar, Blue Cross And Blue Shield Association
2004 Covering America: 75 Years And Counting Historical Calendar, Blue Cross And Blue Shield Association
Florida Blue Archives Printed Materials
2004 calendar printed to celebrate national Blue Cross and Blue Shield Plans’ 75th Anniversary.
Bcbsa Blue Annual 2004, Blue Cross And Blue Shield Of Florida, Inc.
Bcbsa Blue Annual 2004, Blue Cross And Blue Shield Of Florida, Inc.
Florida Blue Archives Printed Materials
BCBSA Blue Annual 2004.
Manual: Blue Cross And Blue Shield Of Florida, Brunson Enterprises And Robin Shepherd Group-Image Award Entry, Charitable Initiative, Blue Cross And Blue Shield Of Florida, Inc.
Manual: Blue Cross And Blue Shield Of Florida, Brunson Enterprises And Robin Shepherd Group-Image Award Entry, Charitable Initiative, Blue Cross And Blue Shield Of Florida, Inc.
Florida Blue Archives Printed Materials
Manual: Blue Cross and Blue Shield of Florida, Brunson Enterprises and Robin Shepherd Group-Image Award Entry, Charitable Initiative.
2004 Blue Cross And Blue Shield Of Florida 60th Anniversary Historical Calendar, Blue Cross And Blue Shield Of Florida, Inc.
2004 Blue Cross And Blue Shield Of Florida 60th Anniversary Historical Calendar, Blue Cross And Blue Shield Of Florida, Inc.
Florida Blue Archives Printed Materials
2004 calendar printed to celebrate Blue Cross and Blue Shield of Florida’s 60th Anniversary.
Insuring Liability Risks, Tom Baker
Insuring Liability Risks, Tom Baker
All Faculty Scholarship
Recent dramatic increases in prices for medical liability insurance, directors and officers insurance, and other lines of commercial liability insurance, together with the exit of some insurers from those lines of business, has placed liability insurance on the public agenda. At the same time, asbestos and environmental losses continue to mount under general liability insurance policies sold long ago, when no one could have predicted the extent or cost of such losses. In combination, these and other related events have raised serious concerns about the insurability of liability risks and have prompted calls for dramatic efforts to roll back the …
The Virtues Of Uncertainty In Law: An Experimental Approach, Tom Baker, Alon Harel, Tamar Kugler
The Virtues Of Uncertainty In Law: An Experimental Approach, Tom Baker, Alon Harel, Tamar Kugler
All Faculty Scholarship
Predictability in civil and criminal sanctions is generally understood as desirable. Conversely, unpredictability is condemned as a violation of the rule of law. This paper explores predictability in sanctioning from the point of view of efficiency. It is argued that, given a constant expected sanction, deterrence is increased when either the size of the sanction or the probability that it will be imposed is uncertain. This conclusion follows from earlier findings in behavioral decision research and the results of an experiment conducted specifically to examine this hypothesis. The findings suggest that, within an efficiency framework, there are virtues to uncertainty …