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Articles 31 - 60 of 134
Full-Text Articles in Business
2. Screening Cost, Credit Risk, And The Optimal Structure Of Mortgage Lending—Origin Of The Subprime Mortgage Crisis, Pingkang Yu
2. Screening Cost, Credit Risk, And The Optimal Structure Of Mortgage Lending—Origin Of The Subprime Mortgage Crisis, Pingkang Yu
Pingkang Yu
This paper attempts to answer a direct question—who should get mortgage credit and how should that credit be supplied? This question is at the heart of the recent subprime crisis and the efforts to reform mortgage lending through new regulations. This paper develops a credit market model with borrower’s self-selection and lender’s costly screening. Borrowers in the model differ in both screening cost and credit risk. In particular, the model includes fraudulent borrowers and low-risk-high-documentation-cost borrowers. The paper finds that separating equilibrium, where specialized lender serves the targeted type of borrower, is the only feasible market structure in the long …
Adaptive Responses To Flooding Incidents In Ilorin, Kwara State, Nigeria, Habiba I. Jimoh, Kayode A. Iroye
Adaptive Responses To Flooding Incidents In Ilorin, Kwara State, Nigeria, Habiba I. Jimoh, Kayode A. Iroye
Confluence Journal Environmental Studies (CJES), Kogi State University, Nigeria
Incidents of floods which are mainly caused by changes in landuse is fast becoming a city life experience in Ilorin as in most urban centres in Nigeria causing untold hardships and sometimes loss of lives. This extreme hydro-meteorological event is also being exacerbated by climate change which thus calls for adaptive response by residents towards reducing its risks, hence this study. Data used were generated from direct field measurements and questionnaire administration. Descriptive statistics and cross tabulations were used in analyzing the data. Results obtained indicate that most respondents use a wide range of non-structural adaptive response to flood. The …
An Assessment Of Socio-Economic Impact Of Waste Scavenging As A Means Of Poverty Alleviation In Gwagwalada, Abuja., John Yakubu Magaji, Samuel Panse Dakyes
An Assessment Of Socio-Economic Impact Of Waste Scavenging As A Means Of Poverty Alleviation In Gwagwalada, Abuja., John Yakubu Magaji, Samuel Panse Dakyes
Confluence Journal Environmental Studies (CJES), Kogi State University, Nigeria
Waste scavengers are usually perceived as being among the poor, and scavenging is considered a marginal activity. They tend to have low incomes, but can obtained decent earning when they are not exploited by middlemen. This study was conducted in Gwagwalada town with the aim of assessing the socio-economic impact of scavenging on the people. A structured questionnaire was constructed to capture the demographic characteristics of the scavengers, their experiences, types of items scavenged, the economic gains and the challenges being faced. The target pollution is waste scavengers and a random sampling technique was adopted in selecting the respondents for …
Measuring Intellectual Capital In Corporations, Philadelphia University
Measuring Intellectual Capital In Corporations, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Mixed Reality Environment For Web-Based Laboratory Interactive Learning, Philadelphia University
Mixed Reality Environment For Web-Based Laboratory Interactive Learning, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Modeling An Interactive Fms Scheduler Using Colored Petri Nets, Philadelphia University
Modeling An Interactive Fms Scheduler Using Colored Petri Nets, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Studies On Taxonomy And Ecology Of Some Fish Larve From The Gulf Of Aqaba, Philadelphia University
Studies On Taxonomy And Ecology Of Some Fish Larve From The Gulf Of Aqaba, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
تلخيص ونبذة عن كتاب الجراحة التجميلية في الجوانب القانونية والشرعية, Philadelphia University
تلخيص ونبذة عن كتاب الجراحة التجميلية في الجوانب القانونية والشرعية, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Quality Evaluation Of Reconstructed Biological Signals, American Journal Of Applied Sciences, 6 (1): 187-193, 2009., Philadelphia University
Quality Evaluation Of Reconstructed Biological Signals, American Journal Of Applied Sciences, 6 (1): 187-193, 2009., Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Guidelines For Teaching These Speech Acts, Philadelphia University
Guidelines For Teaching These Speech Acts, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Exploration And Impacts Of Utilizing Computerized Information Systems Field Study: At The Headquarters Of Jordanian Ministry Of Education, Philadelphia University
Exploration And Impacts Of Utilizing Computerized Information Systems Field Study: At The Headquarters Of Jordanian Ministry Of Education, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Spatial Organization Of The International Tourism Flows In Jordan, Philadelphia University
Spatial Organization Of The International Tourism Flows In Jordan, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Redes Culturales: Corresponsabilidad Social Y La Sostenibilidad En El Aprovechamiento De Los Recursos Culturales, Sylvie Duran
Redes Culturales: Corresponsabilidad Social Y La Sostenibilidad En El Aprovechamiento De Los Recursos Culturales, Sylvie Duran
Sylvie E. Duran Mrs.
Presentation on cultural networks, especially in Central America. It begins with a discussion on paradigms concerning networking and a serie of tools to account for sustainability in culture and networking as systemic strategy.
Examining Of Amman Stock Market Behavior, Philadelphia University
Examining Of Amman Stock Market Behavior, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Manifest Greatness The Final Original Version By Emmanuel Mario B Santos Aka Marc Guerrero, Emmanuel Mario B. Santos Aka Marc Guerrero
Manifest Greatness The Final Original Version By Emmanuel Mario B Santos Aka Marc Guerrero, Emmanuel Mario B. Santos Aka Marc Guerrero
Emmanuel Mario B Santos aka Marc Guerrero
MANIFEST GREATNESS vf24jan2010 WE COME TOGETHER THERE OUGHT TO BE NO POOR WE TAKE CHARGE.
Alternative "More Efficient" Irrigation Systems, David A. Bainbridge
Alternative "More Efficient" Irrigation Systems, David A. Bainbridge
David A Bainbridge
Many traditional irrigation systems work well for ecological restoration projects. These demand responsive systems are very water efficient and robust and have proved themselves in the most extreme desert conditions.
An Investigation Of Speech Enhancement Using Wavelet Filtering Method, International Journal Of Speech Technology, Philadelphia University
An Investigation Of Speech Enhancement Using Wavelet Filtering Method, International Journal Of Speech Technology, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Jordanian Commercial Bank Strategies In High- Rate Of Return Realization And Its Relation With Liquidity Gap Management Performance, Philadelphia University
Jordanian Commercial Bank Strategies In High- Rate Of Return Realization And Its Relation With Liquidity Gap Management Performance, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Testing Lyoequivalency For Three Commercially Sustainedrelease Tablets Containing Diltiazem Hydrochloride, Philadelphia University
Testing Lyoequivalency For Three Commercially Sustainedrelease Tablets Containing Diltiazem Hydrochloride, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
The Novel And The Experimentation, Philadelphia University
The Novel And The Experimentation, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Neural-Network-Based Fuzzy Identifier: Design And Evaluation, Philadelphia University
Neural-Network-Based Fuzzy Identifier: Design And Evaluation, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Using Database Marketing To Enhance Direct Marketing Alternatives In Jordanian Industrial Shareholders Corporations, Philadelphia University
Using Database Marketing To Enhance Direct Marketing Alternatives In Jordanian Industrial Shareholders Corporations, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Manifest Greatness Version5 By Marc Guerrero With Tato Malay, Emmanuel Mario B. Santos Aka Marc Guerrero
Manifest Greatness Version5 By Marc Guerrero With Tato Malay, Emmanuel Mario B. Santos Aka Marc Guerrero
Emmanuel Mario B Santos aka Marc Guerrero
MANIFEST GREATNESS version5 by Marc Guerrero with Tato Malay
Manifest Greatness Version3 By Marc Guerrero With Jay Fajardo, Emmanuel Mario B. Santos Aka Marc Guerrero
Manifest Greatness Version3 By Marc Guerrero With Jay Fajardo, Emmanuel Mario B. Santos Aka Marc Guerrero
Emmanuel Mario B Santos aka Marc Guerrero
MANIFEST GREATNESS version3 by Marc Guerrero with Jay Fajardo
Manifest Greatness Version2 With Danielle Van Asch-Prevot, Emmanuel Mario B. Santos Aka Marc Guerrero
Manifest Greatness Version2 With Danielle Van Asch-Prevot, Emmanuel Mario B. Santos Aka Marc Guerrero
Emmanuel Mario B Santos aka Marc Guerrero
MANIFEST GREATNESS version2 by Marc Guerrero with Danielle van Asch-Prevot
Clusters And Strategy In Regional Economic Development, Edward Feser
Clusters And Strategy In Regional Economic Development, Edward Feser
Edward J Feser
Many economic development practitioners view cluster theory and analysis as constituting a general approach to strategy making in economic development, which may lead them to prioritize policy and planning interventions that cannot address the actual development challenges in their cities and regions. This paper discusses the distinction between strategy formation and strategic planning, where the latter is the programming of development strategies that are identified through a blend of experience, intuition, and analysis. Cluster theories and analytical tools can provide useful informational inputs into a strategy making effort and they can also be helpful for programming specific interventions (i.e., strategic …
النتائج المالية لشهادة التسجيل للحصول على الآيزو في الشركات الصناعية المساهمة العامة, Philadelphia University
النتائج المالية لشهادة التسجيل للحصول على الآيزو في الشركات الصناعية المساهمة العامة, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
Mape-Ando ¿Quién Anda?, Sylvie Duran
Mape-Ando ¿Quién Anda?, Sylvie Duran
Sylvie E. Duran Mrs.
Presentation on cultural information systems, specially in the Ibero American context. Background, modalities, challenges and examples are reviewed. The presentation ends with recommendation and final comments for future efforts.
Decision Making, Philadelphia University
Decision Making, Philadelphia University
Philadelphia University, Jordan
No abstract provided.
The Irony In The Poetry Of Murid Al-Barghothi, Philadelphia University
The Irony In The Poetry Of Murid Al-Barghothi, Philadelphia University
Philadelphia University, Jordan
No abstract provided.