Digital Commons Network^™

Loan Restructuring And Deposit Growth: Evidence From The Market Discipline During The Covid-19 Outbreak, Indra Tumbelaka

Bulletin of Monetary Economics and Banking

Amid the COVID-19 pandemic, banks boosted loan restructuring efforts to offer borrowers assistance and preserve credit quality. This study employs dynamic and static panel data from Indonesian commercial banks to include restructured loans as a metric for assessing market discipline prior to and during the pandemic. Depositors shown discipline about banks’ credit risk during the COVID-19 period and exhibited heightened sensitivity to restructured loans. Subsequent analysis indicates that the association between deposit growth and restructured loans was more pronounced in government, small, and publicly listed banks during the outbreak

Triple Shock On External Sustainability In Indonesia, Aloysius Deno Hervino, Insukindro Insukindro, Sekar Utami Setiastuti, Amirullah Setya Hardi

Bulletin of Monetary Economics and Banking

This study evaluates Indonesia’s external sustainability by analyzing exports, imports, and net unilateral transfer payments. The study utilizes Indonesia’s data from the third quarter of 2005 to the fourth quarter of 2019, applying both a long-run dynamic model and a short-run forward-looking model incorporating triple shocks. This research excludes the period from 2020 onwards due to the economic upheaval in Indonesia resulting from the COVID-19 outbreak. This study concludes that Indonesia’s current account is unsustainable, as neither export nor import variables exhibit a long-term link, hence failing to meet intertemporal budget constraints. Furthermore, imports substantially influence long-term exports, which increase …

Exchange Rate And Indonesia Economic Growth, Ayi Supriyadi, Yanfitri Yanfitri, Trinil Arimurti, Sinta Atharinanda

Bulletin of Monetary Economics and Banking

We examine the effect of the exchange rate on the economy and the impact of the Dominant Currency Paradigm (DCP) on Indonesia’s export volume. This study employs multiple methodologies, namely the Auto Regressive Distributed Lag (ARDL) model, the non-linear version of ARDL, and panel regressions. The findings indicated that the depreciation of the exchange rate influenced economic expansion. The beneficial effect was mitigated by the influence of finance as seen in the company’s financial sheet. The findings also indicate the influence of DCP on the volume of international trade in Indonesia.

Does Digital Finance Move Together With Technology Innovation In China?, Zhu Wenhui, Zhang Jiajie, Hu Chuanxia, Dong Hanwei

Bulletin of Monetary Economics and Banking

Existing academic research has predominantly examined the unidirectional impact of digital finance on technological innovation, thereby neglecting the reciprocal interplay between these two domains. This study fills this gap by investigating the long-term bidirectional cointegrated relationship between digital finance and technological innovation. Using panel cointegration estimation methods on panel data from 286 Chinese cities during 2011–2020, empirical results reveal a long-term co-movement between digital finance and technological innovation. Pooled Mean Group estimation demonstrates that digital finance makes significant contributions to technological innovation in both long-term and short-term contexts. However, sub-sample analyses show that digital finance consistently boosts technological innovation in …

Precision Care In Screening, Surveillance, And Overall Management Of Barrett's Esophagus, Yeshaswini Reddy, Madhav Desai, Bernadette Tumaliuan, Nirav Thosani

Faculty, Staff and Student Publications

Barrett's esophagus (BE), a metaplastic transformation of an esophageal squamous epithelium into an intestinal-type columnar epithelium, is the primary precursor to esophageal adenocarcinoma (EAC). Traditional management strategies have relied heavily on selective screening, tailored surveillance intervals, and early dysplasia detection and treatment algorithms. However, the heterogeneity in progression risk among BE patients necessitates a more nuanced, personalized approach involving precision care, tailoring decisions to individual patient characteristics, promises to enhance outcomes in BE through more targeted screening, personalized surveillance intervals, and risk-based therapeutic strategies. This review explores the current landscape and emerging trends in precision medicine for Barrett's esophagus, highlighting …

The Adaptation And Translation Of A Transition Readiness Scale For Young Adults With Autism Spectrum Disorder, Antonio F Pagán, Katherine A Loveland, Ron Acierno

Faculty, Staff and Student Publications

Autistic young adults often face significant challenges during the transition to adulthood, yet few tools exist to assess their readiness in a developmentally appropriate and culturally responsive manner. This study presents the development and initial validation of the Transition Readiness Scale for Autistic Adolescents and Adults (TRS-A), a brief caregiver- and self-report measure designed to assess key domains of transition readiness. Guided by qualitative input from Latino families, community stakeholders, and clinicians, the TRS-A was piloted with 114 autistic young adults, 66 Spanish-speaking parents, and 48 English-speaking parents. Psychometric analyses supported the scale's internal consistency and construct validity, mirroring the …

A Tragedy And A Miracle: Trauma Medicine During The U.S. Civil War, Maxwell Bailey

Masters Theses

The Civil War, in many ways, hangs in the balance between the modern and premodern, with some historians calling it the first modern war, and others calling it the last pre-modern war. This historical dilemma extends to battlefield trauma care, where the modern and the archaic exist hand in hand. While the Civil War did not represent the birth of modern trauma care, it is certainly where modern American trauma care was conceived. The advancements in the medical field during this time prepared the way for germ theory to truly develop trauma care into a modern medical science. The groundwork …

I Came To Fulfill The Law: ΠληρόΩ As Used In The Discourses Of Jesus, Ethan Lunik

Masters Theses

One of the central questions of the church with respect to Christian orthopraxy, or right living, concerns the relationship between the Christian and the Old Testament (OT) Law. Historically, the church has not obeyed many commands clearly laid out in the OT, such as observing a seventh-day Sabbath, the dietary laws, and other laws that perhaps are viewed as cultural more than didactic. Christians understand the OT to be inspired Scripture, and these commands to be genuine orders of God, so the question of why the church has historically ignored these commands is easily raised. While answers to this question …

Navigating Ethical Challenges In Generative Ai-Enhanced Research: The Ethical Framework For Responsible Generative Ai Use, Douglas Eacersall, Lynette Pretorius, Ivan Smirnov, Erika Spray, Sam Illingworth, Ritesh Chugh, Sonja Strydom, Dianne Stratton-Maher, Jonathan Simmons, Isaac Jennings, Rian Roux, Ruth Kamrowski, Abigail Downie, Chee Ling Thong, Katharine A. Howell

Research outputs 2022 to 2026

The rapid adoption of generative artificial intelligence (GenAI) in research presents both opportunities and ethical challenges that should be carefully navigated. Although GenAI tools can enhance research efficiency by automating tasks such as literature reviews and data analysis, their use raises concerns about aspects including data accuracy, privacy, bias, and research integrity. This paper proposes the ETHICAL framework, which is a practical guide for responsible GenAI use in research. Employing a multi-stage single case study design, we examine multiple GenAI tools in real research contexts to develop the ETHICAL framework, which consists of seven key principles: Examine policies and guidelines, …

Timing Of Nodal Metastasis In Patients With Eyelid Sebaceous Carcinoma And Implications For Surveillance And Survival, Tracy Lu, Casey Anthony, Xinyang Jiang, Jing Ning, Ryan Goepfert, Bita Esmaeli

Faculty, Staff and Student Publications

Background/aims: Sebaceous carcinoma (SC) is a rare cancer with periocular predilection. Studies focused on patterns and timing of nodal metastasis are scarce.Our aim is to report patterns of regional nodal metastasis in patients with eyelid SC, including results of sentinel lymph node biopsy (SLNB).

Methods: All consecutive patients with eyelid SC treated during 1999-2023 were retrospectively reviewed.All subjects had standard of care surgery for eyelid SC and regional lymph node evaluation using physical examination and ultrasonography (US) at baseline and during the surveillance period. 38 patients with negative findings on US had SLNB to rule out microscopic metastasis.The frequency and …

If We Must, We Must: A Better Way To Utilize Placement Exams, Samantha Bravo

Masters Theses (Archived)

College placement exams have been part of a student’s continuing education journey for many years. In a state like Texas, who has had a very extensive and dynamic history in regard to education assessment, students wishing to enter into college must take a state specific college placement exam. Is this state specific placement instrument helping its students? Texas pioneered a shift to a college and career ready focused state curriculum, so does this focused curriculum prepare students for the state college placement exam? How can this potentially be used in a way that can better serve its students? By analyzing …

Classics Into Comics: Transformation Of Children’S Literature Classics Into Comics And Translating Them Into Other Languages, Amal Rakan Alkhaldi Dr.

Journal of Arabic Sciences and Humanities

The study investigates how Oliver Twist, written by Charles Dickens in 1839, has been adapted into comic form and translated into other languages. It concerns the communicative problems and techniques of meaning-making in text and image. Translating nonsequential multimodal narratives is complex, requiring consideration of cultural context and image semantics to maintain coherence across text and visuals in the target language. The paper also explores how translators overcome these challenges to maintain the essence of the narrative while presenting it in different forms that will appeal to its various readers. Studying the Oliver Twist comic adaptation and translation aids translation …

Passive Verb Morphology In Arabic And Faifi Dialect, Essa Salman Alfaifi Dr.

Journal of Arabic Sciences and Humanities

The formation of passive verbs in Arabic is uniquely challenging due to its complex structure and dialectal variations. While Classical Arabic (CA) and Modern Standard Arabic (MSA) adhere to non-concatenative rules of internal vowel modification of the active stem, some dialects use different strategies such as affixation or reflexive pronouns with no modification to the stem. However, despite previous studies on Arabic verbs, the passive verb construction remains insufficiently explored. This paper aims to participate in addressing this gap by detailing the passive verb morphology in the Faifi dialect (FD) and comparing it with CA/MSA. The properties of passive verbs …

Expanding The Role Of Embodiment And Teacher Noticing In Units Coordination And Construction, Claudia Bertolone-Smith, Jonathan Troup, Liza Bondurant, Diana Moss, Hortensia Soto

Publications

We aim to expand units coordination and construction assessment by examining the significance of embodiment and teacher noticing, especially in relation to recent developments in equitable mathematics teacher noticing research. We outline our approach as mathematics teacher educators with a wide range of expertise, wherein we investigated how prospective elementary mathematics teachers (PTs) notice students' units construction and coordination through embodied actions and the impact of incorporating a focus on embodiment in assessment. We also address how expanding the understanding of units coordination and construction assessment through embodied noticings can create more equitable classroom spaces. The study emphasizes the need …

An Investigation Of Mental Well-Being Of Music Ensemble Participants At Eastern Arizona College: A Case Study, Geoffrey D. Despain

Doctoral Dissertations and Projects

The purpose of this qualitative case study was to explore the experiences of collegiate music ensemble students with mental illness and if music ensemble participation helped them cope. Students have indicated that participating in a music ensemble or listening to music has helped them cope with perceived or diagnosed mental illness such as depression and anxiety. Music students at Eastern Arizona College (EAC), a rural community college in Thatcher, Arizona, expressed their mental health struggles with band and choir directors. Some students have sought help through the counseling department. Many students do not seek help in any form. This qualitative …

Adult Romantic Attachment Styles, Attachment To God And Recidivism Risk Among Adult Male Sexual Offenders, Mary Crystal Wring

Doctoral Dissertations and Projects

This study investigated the possible relationship between attachment to adult romantic partners and attachment to God style and sexual/violent recidivism risk scores. The study, also, sought to understand the lived experiences of adult male sexual offenders in relation to their family of origin, romantic partners, and with the Christian God. Participants (N=38) completed self-report questionnaires on their attachment styles to adult romantic partners (ECR-R) and to God (AGI). These scores were analyzed using chi-squared test of independence and multiple linear regression with scores of sexual/violent recidivism risk assessments performed by their probation or corrections officers (STATIC 99R, CPORT). This study …

Pennsylvania Germans In The Seventeenth & Eighteenth Century: God, Community, And Country Die Pennsylvania-Deutschen Im 17. Und 18. Jahrhundert: Gott, Gemeinschaft Und Land, James M. Deitch

Doctoral Dissertations and Projects

The terms freedom, liberty, liberalism, republicanism, linguistics, culture, and religion are all strongly associated with the early history of Pennsylvania. Historians have documented aspects of German and Anglo-Pennsylvanians. Historians have written about the conflict between freedom and liberty with loose definitions. Others have mentioned these differences only in passing, as if the Germans did not figure as prominently in the overall narrative, or other cases, assuming that all people understood and experienced freedom in the same manner and defined it with the same meanings and context. In Pennsylvania during the late 17th century and throughout the 18th century, the Germans …

The Teaching Motivation Of Filipino Educators In English-Speaking International Schools In Japan: A Transcendental Phenomenological Qualitative Study, Gloria Jean Whitaker

Doctoral Dissertations and Projects

The purpose of this qualitative transcendental phenomenology study was to examine the job motivation of Filipino educators in English-speaking international schools in Japan. Filipinos represent the third largest group among nationalities seeking employment overseas. This study was guided by Deci and Ryan’s self-determination theory, which focuses on motivation and three basic human psychological needs for optimum well-being: autonomy, competence, and relatedness. The qualitative transcendental phenomenological approach was used to gather information from participants about their motivation while teaching at English-speaking international schools in Japan. The central research question addressed was, “How do Filipino teachers in English-speaking international schools in Japan …

Exploring Higher Education Faculty Experiences With Artificial Intelligence: A Case Study, Keisha Pierre-Stephen

Doctoral Dissertations and Projects

The purpose of this case study was to explore the experiences and perceptions of higher education educators integrating artificial intelligence (AI) tools, such as ChatGPT, in curriculum work conducted within a university setting, focusing specifically on faculty members. The theory guiding this study was the technological pedagogical content knowledge (TPACK) framework, which presented a window for understanding the integration of technology, pedagogy, and content knowledge in educational practices. The central research question was: What are the lived experiences and perceptions of higher education faculty members at an urban university on the West Coast of the United States regarding students' use …

Iowa Test Scores Before And After Covid-19 In Early Adolescents, Carmel F. W. Ontoy

Doctoral Dissertations and Projects

This paper addresses past research that examined the effects of COVID-19 on academics and presents a study further examining an area of academics before and after COVID-19. Research relating to COVID-19 has varied, studying correlations and effects on factors such as mental health and relationships. Researchers and educators projected various degrees of learning loss, and while some studies have revealed some loss, others have revealed little to no change. Further research is needed to continue developing researchers’ and educators’ understanding of how COVID-19 and the shift to online learning may have been related to learning and academics of young adolescents. …

Impacts Of Positive Childhood Experiences That Foster Resilience In Adults With Childhood Trauma A Qualitative Case Study, Jennifer J. Ruiz

Doctoral Dissertations and Projects

In today’s rapidly evolving environment, adolescents face increasingly complex challenges to their health and well-being. A significant contributor to these challenges is exposure to adverse childhood experiences (ACEs), which have been linked to long-term negative outcomes in physical, emotional, and psychological health. The pervasive impact of ACEs highlights the urgent need to explore protective mechanisms that can buffer against these adverse effects. Positive childhood experiences (PCEs) have emerged as a promising counterbalance, offering supportive and nurturing conditions that enhance resilience and promote healthier developmental trajectories. This qualitative case study explored the specific types of PCEs that foster resilience in individuals …

Developing The Importance Of Integrity To Consistently Display Biblical Principles And Characteristics In Ministry Leadership Roles, Michella R. Keys

Doctoral Dissertations and Projects

Integrity in ministry is not a choice; it must be the lifestyle of those in leadership. Christian leaders must understand the influence they have on others (Bredfeldt, 2006). The dissertation focuses on the importance of integrity and how, as Christian leaders, it is essential to consistently display integrity, biblical principles, and biblical characteristics when in leadership roles in ministry.. The problem arises when ministry leaders do not live a consistent lifestyle that aligns with God’s word. Training and developing Christian leaders who know Jesus as their example and can lead by being a role model for others with consistent character …

Understanding The Willingness Of Christian Ethnic Minority Student-Athletes To Seek On-Campus Mental Health Services: A Mixed Methods Approach, Benael J. John-Rose

Doctoral Dissertations and Projects

Romans 12:1 tells Christians that their unique physical abilities are gifts from God that should be used to honor Him (New International Version Bible, 1978/2011). Christian racial/ethnic minority student-athletes (CMSAs) often navigate complex intersections of spirituality, identity, and stigma in relation to mental health. Despite growing research in biopsychosocial-spiritual (BPSS) models, CMSAs remain underrepresented in mental health literature. This mixed-methods study explored the willingness of CMSAs to seek on-campus mental health services at a public university in the Southwestern United States. Data was collected through a web-based survey (N = 20) and semi-structured interviews with a subset of participants (N …

Using Statistical Modeling To Help Improve The Work Environment For Nurses, Malcolm S. Demery

Doctoral Dissertations and Projects

This study aims to investigate if statistical modeling can help to improve the nurse’s work environment by identifying and solving basic workplace stresses. The major problem addressed is the stressful situation of burnout and high turnover levels for nurses, which affects the patient and the quality of care. Therefore, this research is important since it can enhance nurse job satisfaction and retention which subsequently can result in better healthcare outcomes, lower operational costs, and better patient safety. The central research questions guiding this study are: (1) How can statistical modeling aid in the discovery and correction of underlying factors that …

Keep The Family Close: A Hermeneutic Phenomenological Study On Family Support And Successful Re-Entry, Kerry Lynn Shipman

Doctoral Dissertations and Projects

The purpose of this hermeneutic phenomenological study is to understand successful reintegration with positive family support for formerly incarcerated African American men in a major metropolitan city in North Carolina. Individuals released from prison face challenges that result in the likelihood of recidivism. Previous studies regarding these individuals have focused on the requirements for their successful re-entry into society, including financial stability, housing, employment, and family support; however, there is a need to understand what forms of support are needed from families. The theory guiding the current study is the social support theory, as it explains that support from communities, …

Equipping Future Christian Leaders: Parents’ Perspectives Of Christian Schools In Orange County, California, Mawufemor Jay Biekro

Doctoral Dissertations and Projects

The purpose of this phenomenological study is to explore how Christian schools in Orange County, California, contribute to the spiritual growth of their students as it pertains to becoming future Christian leaders. Spiritual growth will be defined as the process of becoming more and more like Jesus Christ. Though studies exist addressing the spiritual formation of children, this research focused specifically on the impact of Christian schools in Orange County, California, as perceived by their parents. The meaning of “future Christian leaders” as used in the title of this research not only refers to future pastors or Christians who hold …

The Relationship Between Parent-Child Attachment And Emotional Regulations In Adolescents, Stanley T. Triplett

Doctoral Dissertations and Projects

It is unknown how parent-child attachment is related to emotion regulation among adolescents; this quantitative correlational study aimed to examine how the quality of parent-child attachment was related to adolescents’ emotion regulation abilities, and whether gender or stage of adolescence moderated this relationship. Data collected from 116 parents of adolescents aged 10-21 using the Attachment Q-Sort Questionnaire, the Emotion Regulation Questionnaire, and a demographic questionnaire were analyzed using multiple linear regression analysis, indicating that the model was significant; the quality of parent-child attachment explained 6% of the variance in adolescents’ emotion regulation, meaning the quality of parent-child attachment could predict …

Investigating The Need For A Contemporary Bachelor Of Music In Music Education Degree At Trevecca Nazarene University And Union University, Thomas Paul Goddard

Doctoral Dissertations and Projects

Despite the traditional music education curriculum being valuable to music education majors, it fails to provide contemporary approaches and relevant content within a modern musical society. Students graduate from Trevecca Nazarene University’s (TNU) School of Music (SoM) and Union University’s (UU) Department of Music (DoM) and enter the music education field without sufficient guidance. This study examined the perspectives of music education professionals from interviews and the Teacher Sense of Efficacy Scale (TSES). Guided by Gordon’s music learning theory, this multimethod study identifies experiences from music educators that create a comprehensive undergraduate music education curriculum. In addition to the traditional …

Subject Area Teachers' Perceptions Of The Influence Of Reading Instruction On Middle School Reading Skill Development: A Transcendental Phenomenological Study, Rachel Guiel

Doctoral Dissertations and Projects

This discovery of subject area teachers' perceptions of the influence of reading instruction and reading skill development on middle school students' reading comprehension is the theme of this phenomenological study. A subject area teacher was defined as someone who teaches history, science, math, and Bible classes. Middle school students were defined as six, seventh, and eighth-grade students. Reading skill development was defined as vocabulary instruction, background knowledge, and the implementation of flexible reading groups. The theory guiding this study is Vygotsky's sociocultural learning theory, as it describes learning coming before language development, language being the main tool of thought, and …

Service-Learning At The Meso-Level: Integrating A Course On Sustainable Development With National Service Requirements, Mark Anthony D. Abenir, Helena Roxanne A. Indigne

Development Studies Faculty Publications

Higher education institutions have been leveraging service learning (SL) to enhance the effectiveness of sustainable development education within their curriculum and pedagogical practices.