Digital Commons Network^™

"Why Do Students Save Less?" A Study Of The Determinants Of Saving Intentions And Behaviours Among Undergraduate Students, Rna Hamza Ahmed Eissa, Chi Hau Tan, Ben Hou

International Journal of Management, Finance and Accounting

Despite the issue of low savings being a serious concern, limited research has been conducted on students’ saving behaviour in Malaysia, especially when it comes to private universities. This research focuses on examining factors that affect saving behaviour among undergraduate students at a private university in Malaysia, in reference to the Theory of Planned Behaviour. A mixed-method design was applied. Quantitative research was conducted, in which 122 valid responses were collected via an online survey and analysed using Partial Least Squares Structural Equation Modelling (PLS-SEM). In addition, qualitative research with 11 respondents was conducted, and the data were analysed using …

Impact Of Green Finance On Environmentally Sustainable Development Goals, Shu Min Loh, Hui Shan Lee, Leong Mow Gooi, Suwen Xie

International Journal of Management, Finance and Accounting

In this context, climate change represents a real phenomenon with significant implications for economies, industries, and societies worldwide. In the context of the Regional Comprehensive Economic Partnership (RCEP) agreement, these implications are significant, given that the countries in question cumulatively account for a considerable share of global emissions, energy consumption, and industrial production. As these countries aim for a carbon-neutral future and continue the path toward the achievement of the Sustainable Development Goals (SDGs) set for 2030, the question for these countries, therefore, is not whether they should act but how they can act in a sustainable manner toward a …

Understanding Trust As A Mediating Mechanism In Ai-Based Medical Tools And Clinical Decision Processes, Shanthi Isparan, Seow Ai Na, Chang Jing Jing, Hew Jun Jie

International Journal of Management, Finance and Accounting

The growing integration of artificial intelligence (AI) in healthcare has transformed clinical decision-making. Nevertheless, doctors’ engagement with AI-based tools remains hindered, particularly due to trust-related concerns. The purpose of this study is to examine the factors influencing doctors’ engagement with AI-based medical tools, with a focus on the mediating role of trust within the Unified Theory of Acceptance and Use of Technology (UTAUT). Data were collected from 197 doctors in Selangor and Kuala Lumpur through a structured survey and analysed using Partial Least Squares Structural Equation Modelling (PLS-SEM) with SmartPLS 4 software. The findings reveal that performance expectancy, effort expectancy, …

Does Realised Range Volatility Improve Multivariate Volatility Forecasting? Evidence From Bursa Malaysia Sectors, Mariam Mohamed Abdelwahab Mohamed Badawi, Sew Lai Ng, Ruzanna Ab Razak, Shaikh Fazlur Rahman

International Journal of Management, Finance and Accounting

This study examines whether realised range volatility improves multivariate volatility forecasting performance in an emerging equity market setting. A comparison between vector heterogeneous autoregressive models constructed with realised volatility, realised range volatility, and conventional return-based volatility measures is conducted using sectoral data from the Bursa Malaysia. High-frequency data from September 2018 to December 2024 were collected from the financial data provider Bloomberg. The analysis evaluates out-of-sample forecasting accuracy using a set of 5 loss functions, including symmetric (MSE and MAE) and asymmetric (QLIKE) criteria. The outcomes provide compelling and strong evidence that realised range volatility measures deliver superior forecasting performance …

Virtual Reality Training: Recognize Implicit Bias And Address Microaggressions In Nursing Education, Paige Ricca, Kathryn Vanderzwan, Antoinette Rosa, Rose Hernandez

International Nursing Research Congress (INRC)

Virtual reality (VR) simulations are gaining prominence as a method for diversity, equity, and inclusion (DEI) training in medical education but are seldom used in nursing programs. Although health-related programs in academic institutions have begun to address inclusion and bias, data suggest that racial climate remains a challenge in academic medical and nursing institutions. The main purpose of the study was to determine the feasibility and impact of DEI training for nursing students, faculty and clinical instructors. Two-10-minute VR simulations in a clinical and a classroom setting tailored for nursing faculty and students were developed to provide an immersive and …

Knowledge Spillovers, Related And Supporting Industries, And Government Intervention: An Integrated Framework For Cluster-Driven Corporate Innovation, Qinying Lei, Lai-Ying Leong, Annie Cheng San, Ng

International Journal of Management, Finance and Accounting

Late-developing inland clusters face a notable innovation paradox, in which substantial industrial capacity coexists with weak firm-level innovation. Existing research identifies knowledge spillovers, related and supporting industries, and government intervention as major external drivers of innovation, but pays limited attention to how these external conditions are transformed into corporate innovation capability. Drawing on Regional Innovation System Theory, Dynamic Capability Theory, and Porter’s Diamond Model, this study develops an integrated framework comprising seven propositions on direct effects, mediated pathways, and contextual variation. It proposes that cluster performance, defined as the effectiveness of cross-organisational coordination, mediates the relationship between external cluster conditions …

The New Economic Liberties, Daniel B. Rodriguez

Northwestern University Law Review

Despite the lack of serious interrogation at the federal constitutional level of economic regulations, there continues to be a fairly robust, energetic attention at the level of state constitutional law to so-called economic liberties. In a number of key cases, including, for example, matters involving occupational licensing, state courts have looked to unique features of their respective state constitutions to assess whether and to what extent regulations undertaken under the police power go too far. The rationales for evaluating and, in some cases, invalidating regulations under economic liberties principles are creative, and also controversial. The development of new interpretive approaches …

Dividend Yield Modelling And Forecasting Under The Wilkie Investment Model With Inflation Effects: Evidence From Malaysia, Ilya Adlina Abd Halim, Norizarina Ishak, Siti Raihana Hamzah, Ahmad Fadly Nurullah Rasedee

International Journal of Management, Finance and Accounting

This study uses the Wilkie Investment Model in the context of the Malaysian stock exchange, incorporating inflation as a significant factor in explaining investment behavior in line with local economic conditions. Although the Wilkie model is broadly utilised in actuarial science and has been assessed in many developed countries, its use in emerging markets such as Malaysia is still limited. Based on historical data from Malaysia, both the dividend yield and inflation series were revealed to be stationary using the Augmented Dickey-Fuller (ADF) test. Therefore, the series is applicable for time series analysis. The study used Malaysian data to estimate …

The Equipp Framework: Achieving Quality Through Lnterprofessional Synergy, Lynn Gallagher-Ford, Lee Ann Strait, Cynthia D. Beckett, Karey Dufour

International Nursing Research Congress (INRC)

The purpose of the workshop is to introduce interprofessional clinicians, evidence-based practice (EBP) experts, and process improvement (Pl) experts to a new framework titled: Evidence-based Quality in Practice and Process Framework (EQUiPP). It is uniquely designed to provide structure and guidance to synergistically align EBP and Pl work to effectively improve and sustain outcomes. Use of the EQUiPP Framework decreases the frequency of implementing ineffective changes, saves time and money, and improves care and outcomes. The EQUiPP Framework integrates evidence-based practice and process improvement methods for sustained quality.

The content of the workshop will guide healthcare interprofessionals to effectively plan …

From Digital Readiness To Employability: Mediating Role Of Artificial Intelligence Competence And The Moderating Influence Of Policy Support Among Malaysian Graduates, Fraz Arshed Butt, Abdelhak Senadjki, Hui Nee Au Yong

International Journal of Management, Finance and Accounting

The fourth industrial revolution (4IR) emphasises the demand for graduates with both digital readiness and artificial intelligence (AI) skills, which are aligned with labour market demands. Although prior studies link digital skills to employability, empirical evidence is scarce, and there is little research on how digital readiness translates into employment outcomes in AI-driven, particularly developing, economies. Hence, considering AI competence as a mediating mechanism and government policy support as a moderator, this study investigates the effects of digital literacy, technological self-efficacy, and digital learning engagement on graduate employability. Grounded in human capital theory, social cognitive theory, and institutional theory, this …

Material Transformation And Cultural Aesthetics In Javanese Keris Pamor: A Perspective On Sustainable Art, Kuntadi Wasi Darmojo, Iwan Budi Santoso, Ippei Suzuki

Bahasa dan Seni: Jurnal Bahasa, Sastra, Seni, dan Pengajarannya

This study investigates the transformation of discarded motorcycle shock absorber material into an alternative material for producing pamor in traditional Javanese keris craftsmanship from the interdisciplinary perspectives of material culture, visual aesthetics, and sustainable craft practice. A practice-based research approach combined with descriptive qualitative methods was employed through material exploration, traditional forging experiments, pamor formation, keris production, visual observation, and cultural interpretation. The findings demonstrate that discarded motorcycle shock absorber material can be incorporated into the traditional forging process to produce stable, layered pamor patterns. The resulting pamor exhibited black, dark gray, and dull silvery-white tones, a layered surface structure, …

Theatre Practice As A Restorative Medium For Collective Memory In The Collaborative Performance ``Install Ulang: Surawana Lewat Jalan Memutar'', Rifqi Haekal Amanullah, Wahyu Novianto

Bahasa dan Seni: Jurnal Bahasa, Sastra, Seni, dan Pengajarannya

This study examines the socio-cultural estrangement between members of the Canggu Village community and the reliefs and spatial environment of Surawana Temple. It explores how theatrical practice can serve as a performative medium for reactivating and reinterpreting collective memory associated with a historical site embedded in everyday life. Focusing on the collaborative performance Install Ulang: Surawana Lewat Jalan Memutar, the study employs artistic research with a practice-based approach, with the lead author acting as director and artistic facilitator. Data were collected through interviews, observation, literature review, workshops, artistic exploration, and post-performance reflection involving temple caretakers, farmers, archaeologists, and local …

One Size Does Not Fit All: Revisiting World Models And Neurosymbolic Ai, Amit P. Sheth, Madhur Thareja, Anushka Pawar, Niyati Rawal

Publications

World models are being built twice, from opposite ends, without a shared theory of how the two halves should meet. One lineage grounds the world model in perception: a self-supervised, latent-predictive encoder – exemplified by Joint Embedding Predictive Architectures (JEPA) – that learns the structure of sensory experi-ence. A second, older lineage grounds the world model in cognition: an explicit, inspectable structure of entities, rules, and constraints, ranging from knowledge graphs to formal logic to physical law. Neither lineage alone has produced a world model that is simultane-ously adaptive and auditable. We argue this is not solved by picking a …

Regional Plantar Pressure In The Transmetatarsal Amputation Limb Under Different Contralateral Limb Conditions: An Exploratory Case-Comparison, Hafizur Rahman, Sidketa Fofana, Gerrard Farrell, Luis Venegas, Javier La Fontaine

School of Podiatric Medicine Publications

Background: Transmetatarsal amputation (TMA) alters foot biomechanics and is associated with abnormal plantar loading that may contribute to plantar tissue breakdown. Although plantar pressure abnormalities following TMA have been reported, the potential role of contralateral limb status in regional plantar loading patterns remains incompletely understood. This exploratory case-comparison study examined plantar loading under two different contralateral limb conditions. Methods: This exploratory case-comparison evaluated in-shoe plantar pressure in two individuals with unilateral TMA: one with an intact contralateral limb and one with a contralateral transtibial prosthesis. Plantar pressure data were collected using a Pedar-X system during overground walking at a self-selected …

Visual Aesthetic Structure In East Java Temple Reliefs: A Study Of Line, Plane, Proportion, And Rhythm, Marina Wardaya

Bahasa dan Seni: Jurnal Bahasa, Sastra, Seni, dan Pengajarannya

The temple reliefs of East Java constitute one of the main categories of the material tradition that reflects not only the aesthetic taste of Javanese culture, but also its spiritual viewpoint and the socio-cultural milieu that characterized early Javanese society. In addition to being abstract visual texts, these reliefs also embody and represent cultural identity and values. The proposed research will analyze the visual structure of temple reliefs using a visual language (Bahasa Rupa) approach and visual design theory by examining the four principal visual components (line, plane, proportion, and visual rhythm) that together form the formal structure of these …

Facilitators And Barriers To Alarm Management In Icu: A Qualitative Systematic Review Using Cfir, Jiayi Wang, Yitong Mao, Zhiting Guo, Yuping Zhang, Jingfen Jin

International Nursing Research Congress (INRC)

A literature search of four English-language databases (PubMed, Web of Science, Embase, the Cochrane Library) and three Chinese-language databases (China National Knowledge Infrastructure, Wan Fang, VIP Database). Studies from inception to October 1 2025 published in English or Chinese using qualitative or mixed methods to explore alarm management practices in intensive care units were included. Based on the Consolidated Framework for Implementation Research (CFIR) 1, data were synthesized by classifying influencing factors into the five domains and 48 constructs. Key domains and factors were identified through frequency analysis across and within domains. The Joanna Briggs Institute Qualitative Assessment was used …

In The Problem Lies The Solution: How Digital Mindfulness Can Address The College Students’ Mental Health Crisis And Support Holistic Education, Steve Haberlin

Journal of Contemplative and Holistic Education

The mental health of today’s college students remains a serious concern. The alarming trend of greater psychological distress among undergraduates shows no signs of slowing. Excessive smartphone usage, screen time, and social media have been attributed as partial factors. However, what if forms of digital mindfulness and technology-assisted contemplative practices are the key to assisting students with stress, anxiety, depression and other problems? In this article, the author posits that innovations, such as neurofeedback-loop meditation platforms that dramatically increase focus, virtual reality platforms featuring in depth-meditation instruction, and Artificial Intelligence have the potential to address the crisis, establishing a refreshed …

Ancient Wisdom & Its Cultural Relevance: Reimagining Deeper Learning In Science Classrooms Through The Lens Of Yoga And Vedānta, Raaghav Pandya

Journal of Contemplative and Holistic Education

Contemporary calls to reconceptualize how science is taught and understood have brought deeper learning to the forefront of education at-large for its emphasis on critical perspectives, creativity, and student-centered inquiry. Yet this paper argues that its prevailing framework remains constrained by Cartesian dualism, a materialist foundation that disassociates the individual from self, other, and nature, and falls short of addressing the mental health, environmental, and cultural challenges facing youth today. To address this limitation, this paper proposes a complementary convergence between deeper learning and the contemplative traditions of Yoga and Vedānta, whose ancient paradigms of self-inquiry, interconnectedness, and well-being offer …

Toward A Post-Modern Daoist Pedagogy: Bridging Complexity And Dao Through Inner Cultivation And Autopoietic Currere, Jie Yu, Jingyu Liu

Journal of Contemplative and Holistic Education

This article first critically examines the call to reenchant the world as it resonates within a middle space between science and mysticism and then connects key ideas from complexity theory and systems thinking on complex adaptive systems with two seminal Daoist texts: the Neiye (《內業》, Inner Cultivation), a proto-Daoist chapter from the Guanzi anthology (4th–3rd century B.C.E.), and the Huangting Jing (《黃庭經》, Yellow Court Scripture), a later Daoist classic (3rd–4th century C.E.). Through this dialogue, the article advocates a post-modern Daoist pedagogy through inner cultivation and autopoietic currere—an autopoietic process wherein curriculum emerges organically through participatory dialogue …

Notification String Optimization Using Reinforcement Learning And Llms, Sumit Kumar Jha, Ishan Gambhir, Shubham Kumawat

Defensive Publications Series

Current approaches to avoid the drop in engagement with notifications have a high overhead, are slow to roll out, and lack content personalization. This disclosure describes techniques, implemented with user permission, to automatically select and manage content for push notifications with an automated closed-loop self-healing personalized architecture. The approach can be implemented with a Contextual Multi-Armed Bandit (CMAB) Reinforcement Learning (RL) model with reward signals configured to trigger a Large Language Model (LLM) to generate, validate, and inject fresh personalized notification strings in the content pool. The pipeline to generate structured content to replace previously pushed notification content can be …

To Doubt Or Not To Doubt? Religious Development For Spirit-Empowered Christians, Andrea C. Walker, Ricky T. Munoz, Andrew S.I.D. Lang

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.

Front Matter, Editors Salubritas

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.

Full Issue Salubritas 5 (2026), Editors Salubritas

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.

Beyond Boundaries: Unlocking Positive Social Change Through Shared Expertise, Sigifredo Castell Britton

Journal of Social Work in the Global Community

Societal progress thrives through the dynamic interplay of diverse disciplines, each contributing unique insights to advance positive change. Interdisciplinary collaboration plays a crucial role in addressing complex social challenges by combining the strengths of various fields. This article explores the historical evolution, theoretical foundations, and practical applications of interdisciplinary collaboration to foster positive social change. The discussion provides definitions of key terms, such as societal progress and positive social change, within distinct ideological and contextual frameworks. It makes use of these to clarify the direction of positive change in different societal settings. Historical and contemporary examples, such as Bolivia’s social …

Dynamic Flood Risk Assessment For Transportation Infrastructure In Fresno, Ca, Yushin Ahn, Fayzul Pasha

Mineta Transportation Institute

Urban roadway flooding in flat metropolitan environments often shows up as small areas of standing water rather than large, flowing floods. In low-gradient urban environments, subtle micro-topographic features—such as pavement crowns, curbs, and localized depressions—often control where surface water accumulates following rainfall. Accurately identifying these localized ponding areas is important for roadway flood screening and infrastructure management. This study develops a LiDAR-based depression mapping framework to identify roadway segments susceptible to surface ponding in flat urban environments. High-resolution airborne LiDAR datasets were used to generate detailed elevation maps (down to less than a foot in resolution) from ground-classified point clouds …

Tuning Bond Exchange Rate To Control Long-Time Mobility And Creep In Vitrimer-Like Networks, Fardin Khabaz, Michel Cloitre, Kevin Barz, Patrick Cuddihy

University Research

Vitrimers relax stress through a combination of polymer mobility and associative bond exchange, but connecting exchange kinetics to microscopic dynamics and macroscopic rheology remains challenging. Many simulation schemes do not allow independent control of the exchange rate. Here we utilize a molecular dynamics–Monte Carlo simulation technique for associative networks in which the exchange attempt interval is an explicit, independently tunable control parameter, enabling systematic scans of exchange kinetics at fixed network architecture and interactions. Using mean-squared displacement and creep compliance as indicators of the microscopic dynamics and macroscopic rheology, we show that slowing the bond exchange rate delays the onset …

Biki: Design Overhaul, Meg Rawson

Computer Science and Engineering Senior Theses

For children from bilingual households, kindergarten can represent both an introduction to formal mathematics education and a period of increased exposure to the English language. Students may therefore be learning foundational mathematical concepts while simultaneously developing the English vocabulary used to describe those concepts. BiKi (Bilingual Math for Kindergartners) was developed to help bridge this gap through an educational application that combines visual, auditory, and interactive learning activities to reinforce mathematical vocabulary in both English and a student’s home language.

This work builds upon the existing BiKi application while maintaining its original educational goals and intended audience. The primary focus …

In Situ Electrochemical Characterization Techniques For Active Hydrogen In Electrocatalytic Nitrate Reduction To Ammonia, Hong-Mei Li, Mei Yi, Zhao-Yu Jin, Ming-Hao Xie, Khalid M. Omer, Yong Guo, Pan-Pan Li

Journal of Electrochemistry

Electrocatalytic nitrate reduction to ammonia (NitRR) represents a sustainable pathway that integrates environmental remediation with the production of high-value ammonia. However, the activity and selectivity of this process are limited by the generation, consumption, and dynamic equilibrium of the key transient intermediate—active hydrogen (*H). Precise modulation of *H necessitates a comprehensive understanding of its behavior, which relies fundamentally on advanced in situ electrochemical characterization techniques. However, a systematic review dedicated to the rational selection and application of in situ electrochemical techniques for the specific characterization of *H in NitRR, with clear definitions of each technique's "detectable targets, quantitative accuracy, and …

Karst Hydrogeologic Framework And Factors Contributing To Flooding In Burgin, Kentucky, Charles Taylor, Junfeng Zhu, Matthew Carmichael, Hudson J. Koch

KGS Publications and Maps

This report examines the karst hydrogeologic setting and drainage characteristics that are thought to contribute to frequent severe flooding in the city of Burgin in Mercer County, Kentucky. Burgin is located at the eastern end of an approximately 4.5 mi² mapped karst groundwater basin in the Ordovician limestone aquifer system in the Inner Bluegrass karst region. Flooding occurs within a streamless 1.4 mi² dry karst valley where almost all channelized surface runoff has been captured by sinkholes and sinking stream segments and diverted underground by con­duit piracy. The only natural outlet for water exiting from the karst valley and larger …

Enterococcus Abundance, Distribution, And Environmental Controls At A Sandy Shoreline, South Carolina, Usa, Helen Kehoe

Electronic Theses and Dissertations

Water quality monitoring crucially protects the health of beachgoers around the world. However, water-adjacent sediments, such as sandy beaches, are known to harbor harmful bacteria, yet are not monitored despite their intensive recreational use. This project monitored the abundance of fecal indicator bacteria (FIB), specifically Enterococci, in sandy beach sediments at beaches routinely monitored for water quality in Myrtle Beach and North Myrtle Beach, South Carolina. Surface sediment core sampling (0-5 cm) in the swash zone was conducted once per month for 4 months at 24 beaches in tandem with state-accredited surf-water FIB monitoring using IDEXX’s Enterolert test (Standard Method …