Digital Commons Network^™

Neo Banking Adoption Among Banking Customers: An Empirical Study Using Pls-Sem, Sree Bhoojitha V, Vishnucharan N S

Journal of Global Management Research

The rapid advancement of financial technology has fundamentally transformed the banking landscape, giving rise to neo banks — fully digital banking platforms operating without physical branches. Despite the growing significance of neo banking in India, customer awareness and adoption remain evolving areas requiring systematic investigation. This study, titled "Study on Neo Banking Adoption by Banking Customers," examines customer awareness, usage patterns, satisfaction levels, and the key factors influencing adoption intention of neo banking services. Grounded in the Technology Acceptance Model (TAM), the study incorporates Perceived Usefulness, Perceived Ease of Use, and Trust as independent variables influencing Neo Banking Adoption Intention. …

Integrating Circular Economy Principles Into Sustainable Supply Chain Management- A Comparative Study Of Agriculture, Healthcare, And Asset Management, Blessy Milca I, Purushothaman R, Mariofanna Milanova

Journal of Global Management Research

Sustainable supply chain management (SSCM) is a vital strategy for reducing environmental impact while improving efficiency. This study examines the integration of circular economy principles into SSCM across agriculture, healthcare, and asset management. Using a comparative approach, it identifies sector-specific challenges and best practices in resource utilization, waste minimization, and closed-loop logistics. Circular strategies—such as resource recovery, product life extension, and sustainable redesign—are explored as pathways to ecological balance and long-term viability. The role of digital technologies is emphasized: IoT enables data-driven decision-making through sensor networks and real-time monitoring, while blockchain provides transparency, traceability, and secure transactions, strengthening trust in …

Influencer Marketing And Its Impact On Consumer Behavior In Social Media, Sankararaman Ganapathyraman, Suresh S, Thirumagal Pg, Rengarajan V, Aishwarya R

Journal of Global Management Research

Influencer marketing has emerged as a powerful digital marketing strategy in the era of social media. This study examines the effectiveness of influencer marketing in shaping consumer attitudes, brand engagement, and purchase decisions. Primary data were collected through a structured questionnaire distributed using Google Forms, yielding 308 valid responses. Statistical tools such as percentage analysis, correlation, chi-square test, and one-way ANOVA were used to analyze the data. The findings reveal that social media influencers significantly influence consumer purchase decisions, especially among younger demographics. Factors such as engaging content, transparency, and authenticity play a crucial role in building consumer trust. The …

Financial Viability Of Electric Vehicle Manufacturing Ventures In India: A Mixed-Method Assessment Of Profitability, Liquidity, Capital Structure, Funding And Policy Support, Prabhakar Raju Rudra Raju

Journal of Global Management Research

India's electric-vehicle (EV) transition is creating a rapidly expanding manufacturing opportunity while simultaneously exposing young and scaling firms to unusually high capital requirements, uncertain cash flows, technology risk and policy dependence. This study examines the financial viability of selected Indian EV manufacturing ventures by integrating financial performance evidence with funding, operational and policy perspectives. The analysis covers five firms representing electric two-wheelers, buses and commercial three-wheelers: Ather Energy, Ola Electric, Olectra Greentech, Altigreen and Euler Motors. The study follows the mixed-methods design documented in the underlying project, combining financial-ratio and trend analysis with stakeholder discussions, industry evidence and policy-document analysis. …

Theories, Elements, And Value Creation In Higher Education Under Nep 2020: A Systematic Literature Review Through The Lens Of Educational Technology, Leema Christina J., Alamelu R., Hariharan M., Samar Muti Dr

Journal of Global Management Research

In order to transform Indian higher education system, the National Education Policy (NEP) 2020 gives an innovative approach, which is with a great aim of making Indian education system into a global level. NEP 2020 will bring a major change in educational sector by adopting technology which will make the education as more adaptable and flexible in nature to meet out the needs of the learners. This paper discusses about the learning theories and organizational theories, which are highly relevant to education and taken key identification from the theories. Key elements were discussed in this paper by correlating theories’ key …

Harnessing Artificial Intelligence For Real-Time Innovation In Upstream Oil And Gas: A Data-Driven Framework For Early Detection Of Lost Circulation Incidents, Gnana Allan Whinney Gnanapragasam

Journal of Global Management Research

Artificial intelligence (AI) and machine learning are reshaping upstream oil and gas operations, yet their value depends less on algorithmic sophistication than on converting heterogeneous sensor streams into timely operational decisions. This study develops and evaluates an AI-enabled framework for early detection of lost circulation incidents (LCIs) during drilling, positioning this safety-critical use case within the broader innovation architecture of upstream operations. Uncontrolled drilling-fluid losses generate non-productive time, well-control risk, and substantial cost. The empirical component uses historical surface drilling data from approximately 200 wells that experienced severe or total losses, recorded at an average frequency of 0.2 Hz (one …

Cmefs-1.0 Caldwell Mobile Elevated Fire Suppression System Special-Purpose Mobile Water-Tanker Trailer For Transporting, Elevating, Stabilizing, And Operating A Remote Firefighting Robot, Michael Victor Caldwell Mr.

Defensive Publications Series

CMEFS-1.0 proposes a simple specialized trailer system built around an existing remotely controlled firefighting robot such as the Magirus AirCore TAF35-C.The CMEFS trailer architecture is not restricted to the TAF35-C. Other remotely operated firefighting robots or compact firefighting apparatus may be accommodated when their dimensions, mass, center of gravity, loading requirements, water requirements and operating reaction forces fall within the engineered capacity of the trailer.

The lateral stability member shall be installed/positioned on the side and at the extension required to produce a restoring moment opposing the measured operating overturning moment. The final side, extension and effective mass are engineering …

Beyond The Checklist: Just-In-Time Education For Multi-Component Fall Risk Reduction, Kyle Knight

Master's Projects and Capstones

Objective On a Telemetry unit at a level 1 trauma center public safety net hospital in the Bay Area, a review was conducted of 45 reported falls over the past year. The analysis uncovered inconsistencies in fall-risk assessment techniques, underuse of continuous observation among high-risk patients, and an absence of standardized purposeful rounding. These data points suggest existing tools were not being applied consistently, and need reinforcement and updating.

Aim This project aimed to reduce inpatient fall rates to the national benchmark by strengthening staff's consistent use of existing fall-prevention practices and infrastructure, including multifactorial risk assessment, purposeful rounding, and …

Usa V. Jason Mika

2026 Decisions

USDC for the Middle District of Pennsylvania

Techno-Economic Analysis Of The Utilization Of Waste-To-Energy In Jakarta Industrial Estate Pulogadung, Wahyu Punjung Pesonagrata, Mohammad Akita Indianto

Journal of Materials Exploration and Findings

Indonesia has a serious waste problem, which ranking second in marine pollution. Due to significant environmental impacts, a solution to overcome the complexity of waste problems is needed. This study took sample on waste management in Jakarta Industrial Estate Pulogadung (JIEP). JIEP is an Industrial area which covers 443 hectares of land in East Jakarta. This study aims to address Indonesia's serious waste problem by exploring the potential utilization of waste in the Jakarta Industrial Estate Pulogadung (JIEP) as Refuse-Derived Fuel (RDF) for a waste-to-energy (WtE) power plant. The proposed method used a steam power plant with RDF as fuel …

Chronological Intersectionality: Navigating Off-Time Career Reinvention For Women At Midlife And Beyond, Sara W. Bailey

Adultspan Journal

Counselors are trained to anticipate on-time retirement-linked risks but increasingly are serving women pursuing off-time midlife career reinvention within ageist, sexist, racist, and ableist systems of power. Grounded in the author’s personal narrative, this perspective article highlights the compounded burdens of gendered ageism, biopsychosocial aging, and non-prototypical professional acceleration for midlife women. Built upon Crenshaw’s (1989) framework, chronological intersectionality is introduced as a way for counselors to conceptualize the concurrent biopsychosocial and systemic pressures and marginalization that can occur when age-expected norms collide with career changes for midlife women. Implications for clinical practice are described.

Early Immune Dysregulation In Mtb/Siv Co-Infection Resists Cart Treatment At The Single-Cell Level, Riti Sharan, Yi Zou, Zhao Lai, Korri Weldon, Todd Bradley, Xi Luo, Hulin Wu, Shabaana A. Khader, Deepak Kaushal

Manuscripts, Articles, Book Chapters and Other Papers

Using single-cell transcriptomics of bronchoalveolar lavage cells from Mtb/SIV co-infected rhesus macaques on cART, we reveal profound immune dysregulation during early SIV co-infection of latent tuberculosis. SIV induces a sharp decline in CD4+ T cells, NK, and NKT cells, with incomplete recovery of Mtb-specific TH1 effector responses despite viral suppression. Instead, a persistent TH17-skewed environment emerges, alongside sustained myeloid inflammation driven by Type I interferon signaling and pro-inflammatory regulators such as KLF6 and NFKB1. Ligand-receptor network analyses demonstrate expanded CD4+ T cell-macrophage crosstalk and loss of immune homeostasis that cART fails to fully restore. These findings expose …

Cesar Plaza Rivera V. Attorney General United States Of America

2026 Decisions

Agency

Glucagon Like Peptide 1 Receptor Agonists In Patients With Inflammatory Bowel Disease: Safety, Clinical Effectiveness And Anti-Inflammatory Mechanisms, Shannon Fernando, Joy Zhao, Kevan Josloff, Nida Zubair, Aakash Desai, Raina Shivashankar, Patricia L. Kozuch, Cuckoo Choudhary, Gary Lichtenstein, Priya Sehgal

Division of Gastroenterology and Hepatology Faculty Papers

INTRODUCTION: The prevalence of obesity among patients with inflammatory bowel disease (IBD) continues to rise and is associated with adverse IBD outcomes and diminished treatment response. This study reviews the clinical safety and efficacy of glucagon-like peptide-1 receptor agonists (GLP-1RA) in patients with IBD and comorbid obesity and explores their theorized anti-inflammatory mechanisms.

METHODS: Published articles through July 2026 were identified via a PubMed search for a narrative review using terms related to GLP-1RA, IBD, safety, effectiveness, and outcomes. Data extraction focused on GLP-1RA intervention details, IBD-related outcomes and inflammatory markers, and proposed anti-inflammatory mechanisms.

RESULTS: GLP-1RA therapy promotes weight …

Curiosity For The Common Good: A Catholic And Marianist Approach To Artificial Intelligence, Meghan R. Henning, Lee J. Dixon, Amanda Shannon, Esther Brownsmith, Kim Conde

Books and Book Chapters by University of Dayton Faculty

This book is not a book; it is an invitation. As many institutions of higher education have gone into panic mode about how to respond responsibly and with pedagogical grounding to the rapid technological changes of our time, members of the University of Dayton community came to the table to talk.

The writings in this volume reflect the hopes, fears, observations, and tested strategies that were shared and developed by faculty and staff addressing the challenges of our times in an atmosphere of trust and solidarity.

These short reflections are meant to continue the conversation in our community and others …

First Amended Joint Plan

Catholic Dioceses in Bankruptcy

No abstract provided.

First Amended Joint Plan Supplement

Catholic Dioceses in Bankruptcy

No abstract provided.

Msw Portfolio, Allie Wright

Graduate Student Portfolios, Professional Papers, and Capstone Projects

No abstract provided.

My Msw Journey, Kaela Metcalfe

Graduate Student Portfolios, Professional Papers, and Capstone Projects

No abstract provided.

Non-Native English-Speaking Teachers Of Writing, Native-Speaker Ideologies, And Feedback Uptake In First-Year Composition, Mustapha Bannerman

Rhetoric and Composition PhD papers

Research on non-native English-speaking teachers (NNESTs) and writing feedback has rarely examined how students’ perceptions of multilingual instructors shape feedback uptake. This critical literature review synthesizes scholarship from composition studies, second language writing, translingualism, and NNEST research to examine this relationship in first-year composition. The review argues that native-speaker ideologies may shape perceptions of instructor credibility in ways that could influence students’ willingness to trust and apply feedback during revision. It identifies a significant gap in existing scholarship and calls for empirical research and pedagogical practices that promote linguistic justice, multilingualism, and equitable writing instruction in higher education.

Looking Beneath The Surface: Understanding Fetal Alcohol Spectrum Disorder Through The Caregiver’S Lens—Support, Advocacy, And Self-Care, Melissa Fredin

Master of Arts in Human Services

Fetal Alcohol Spectrum Disorder (FASD) is a lifelong neurodevelopmental disability resulting from prenatal alcohol exposure that can affect cognitive functioning, adaptive skills, communication, emotional regulation, and daily living abilities. Individuals with FASD and their caregivers often face complex challenges while navigating behavioral, educational, healthcare, human service, and criminal justice systems. Although awareness of FASD continues to increase, gaps remain in caregiver education, professional understanding, and access to coordinated, trauma-informed supports. The literature indicates that caregiver education is central to improving outcomes for individuals with FASD and is associated with stronger advocacy, more effective support strategies, greater caregiver resilience, and improved …

Emotional Intelligence Deficits And Behavioral Escalation Among Justice-Involved Populations, Aleasa M. Word

Master of Arts in Human Services

This capstone examined the relationship between deficits in emotional intelligence and behavioral escalation among justice-involved populations, who frequently demonstrated challenges with emotional regulation, impulse control, aggression, and behavioral escalation. However, many correctional interventions, including traditional anger management programming, emphasized behavioral compliance rather than the underlying emotional processing deficiencies that contributed to these behaviors. This project synthesized existing peer-reviewed literature from psychology, criminology, forensic behavioral health, and correctional rehabilitation research to examine how low levels of emotional awareness, emotional regulation, empathy, and interpersonal functioning are associated with aggression, recidivism, and escalating behaviors. Findings suggested deficits in emotional intelligence were consistently associated …

Predicting Cesarean Section Delivery In The United States Using Machine Learning: Population-Based Retrospective Study, Yanchao Yang

Business Analytics Faculty Publications

Background:
Cesarean section (C-section) is the most common surgical procedure in the United States, yet its use varies widely across regions and institutions. Although clinical risk factors are central to delivery decisions, geographic context, health system capacity, and local practice patterns may also influence C-section use. Understanding both the determinants and predictability of C-section delivery is important for improving obstetric quality and equity.

Objective:
This study aims to document geographic variation in C-section use across the United States, identify maternal and county-level factors associated with C-section delivery, and evaluate the predictive performance of machine learning models across clinically defined risk …

Determining The Feasibility Of A Habituation Assessment In Managed Red Wolves, Emily C. Lynch, Joseph W. Hinton, Jennifer B. Nagashima, Curtis Malott, Natalie J. Johnson, Emily Haering, Robin Petersen, Allison Johnson, Julie K. Young

Wildland Resources Faculty Publications

For species extirpated from the wild, ex situ breeding programs are essential for providing the individuals necessary for re-establishing wild populations through reintroductions. However, repeated exposure to humans under managed care may reduce wariness and alter behavioral responses in ways that are maladaptive after release. Although some pre-release behaviors reflect natural responses essential for survival and reproduction, others may result from habituation to humans and increase the risk of conflict, recapture, or mortality following translocation. These risks underscore the need for behavioral assessments to help identify appropriate candidates for release. However, because the assessments themselves require some exposure to humans, …

Reflections In Practice, Joshua William Erickson

Graduate Student Portfolios, Professional Papers, and Capstone Projects

This portfolio narrative documents my professional development through the Master of Social Work program at the University of Montana. It discusses how I've developed my skills through practicum sites at Youth Villages and the Program of All-Inclusive Care for the Elderly (PACE) at Cambridge Health Alliance (CHA) as well as coursework spanning from clinical practice, policy analysis, program evaluation, and community organizing. Using the Five Elements of Advanced Integrated Practice and all ten CSWE competencies as an organizing structure, clinical skills with adolescents, families, and older adults are reflected on. Growth in macro-level practice, program evaluation, and interdisciplinary leadership is …

Msw Portfolio: Tributaries Of Growth, Madison Hergenrader

Graduate Student Portfolios, Professional Papers, and Capstone Projects

Tributaries of Growth reflects mastery in the field of Social Work; reflections on the five elements and ten competencies as seen through the academic and practicum experiences at the University of Montana.

Social Work: Becoming An Integrated Advanced Practitioner, Cynthia Arnold

Graduate Student Portfolios, Professional Papers, and Capstone Projects

Masters of Social Work Portfolio

Spiral & Wheel, Red Audiss

Graduate Student Portfolios, Professional Papers, and Capstone Projects

No abstract provided.

Does Our Economy Cultivate Beauty?, Joshua Hollinger

Faculty Work Comprehensive List

"Wherever we’re failing to build and preserve beautiful places, the answer lies in fostering a society of people who have a taste for beauty and a loving desire to share it with others, and in finding mechanisms for cooperating and negotiating with each other amid our sin and finitude."

Posting about true beauty in an advertising-focused world ­­­­­­­­from In All Things, an online hub that offers insight into maintaining and faithful and orthodox Reformed Christian worldview while fearlessly engaging in every aspect of contemporary life – until all is made new.

Does Our Economy Cultivate Beauty?

Trustee's Objection To First Amended Disclosure Statement

Catholic Dioceses in Bankruptcy

No abstract provided.