Digital Commons Network^™

Buy-Now-Pay-Later And Alternative-Financial-Service Use Among Low-Wage Workers, Somalis Chy, Haotian Zheng, Stephen Roll, Mathieu Despard

Center for Social Development Research

Buy-now-pay-later (BNPL) services offer consumers the option of short-term interest-free loans for retail purchases, but the rapid growth of such services has raised concerns about indebtedness and impacts on household financial security. This brief draws upon data from the nationally representative Workforce Economic Inclusion and Mobility survey to examine the use of BNPL offerings, the demographics of users, the use of alternative credit products, and differences in BNPL product use by employment status.

Chanticleer | July 2025, Jacksonville State University

Chanticleer

No abstract provided.

Two Cheers For The Revolving Door, Stephen Calkins, Erica Straus

Law Faculty Research Publications

Where do top US government antitrust lawyers come from – and go to? The so-called “revolving door” has long been a familiar part of the process. In recent years and especially during the Biden Administration, this custom has attracted increased attention and concern. What are the facts? This chapter sets out, in detailed tables, the background and subsequent employment of top government antitrust lawyers. Many enforcers came from major law firms (FTC commissioners much less frequently than others) and leave for major law firms. (Although studied in less detail, top state antitrust enforcers are starting to transition to major law …

2025-2026 Global Feedback Report: Uni Scholarworks, University Of Northern Iowa, Rod Library

Library Documents & Reports (entire collection)

This library report was prepared by the Digital Scholarship Librarian at the University of Northern Iowa as part of assessment efforts demonstrating the reach and impact of departments and programs at the University of Northern Iowa. The global input is related to specific works found in UNI's institutional repository, UNI ScholarWorks (http://www.scholarworks.uni.edu.)

Understanding Retention Barriers Contributing To Nursing Shortages: A Mixed-Methods Approach To Workforce Sustainability, Vena X. Addison

MSHS Student Capstones

The healthcare system faces a critical challenge as nursing shortages intensify, driven by factors such as an aging workforce, increased patient complexity, and insufficient organizational support. This study explores the multifaceted impact of these shortages on patient safety, care quality, and nurse well-being. Through mixed-methods analysis, it investigates how inadequate staffing ratios, lack of clinical training and resources, limited leadership support for work-life balance, and limited career advancement opportunities contribute to elevated stress, burnout, and attrition. The research highlights interventions, including mentorship, flexible staffing models, and professional development models, to address retention and sustain workforce capacity. Findings underscore the urgency …

Revitalizing Post-Primary Mammography Education: A Quality Improvement And Outreach Initiative, Erica M. Smith

MSHS Student Capstones

This educational quality improvement project aimed to address declining enrollment in a post-primary mammography certification program and to respond to the growing shortage of certified mammography technologists. A needs assessment survey identified key student preferences, including hybrid course formats, weekday scheduling, and social media as the most effective marketing channel. In response, targeted outreach campaigns were launched, curriculum content was updated, and clinical partnerships were expanded to support enrollment and placement. As a result, the program met the minimum enrollment threshold for the first time since 2021, with five students completing the course. Post-course evaluations indicated high levels of satisfaction …

The Greenbook, Faculty Handbook, 2025-2026, Marshall University Academic Affairs

The Greenbook

This book has been published for the faculty of Marshall University for the specified period of time. This book was created by Academic Affairs and is for the period of 2025-2026.

Liquid Power: Myths, Realities, And Policy Responses To Wall Street's Takeover Of Water Markets, Vanessa Casado-Pérez

Faculty Scholarship

In Don Quixote, there is a moment when all the knightly novels are thrown into the fire for their fantastical depictions of chivalry. Yet one book is spared: Tirant lo Blanc. It is saved because, unlike the others, it portrays knights who die in their beds-offering a more realistic depiction of medieval battles. Similarly, Liquid Asset stands out as the book that should be preserved from the extensive body of scholarship on water markets. Many works in this field are influenced by ideological biases that shape their analyses. In contrast, Buzz Thompson's books provides the nuance and balance often lacking …

The Value Of Apparent Diffusion Coefficient In Differentiating Metastatic From Benign Non Metastatic Axillary Lymph Nodes In Women With Breast Cancer, Saja Zaki, Mohmmed Alhiili

Iraqi Postgraduate Medical Journal

Background: Breast cancer is the most common woman cancer. Accurate diagnosis of metastatic axillary lymph node (ALN) have an important role because it controls the clinical therapeutic schedule and influence overall disease prognosis.The development of MRI including DWI\ADC sequences improve the detection of axillary lymph nodes metastasis using the Brownian phenomena this represents an important non-invasive method with no need for contrast media.Aim of this study: To evaluate the role of the apparent diffusion coefficient inthe differentiation between metastatic and benign non metastatic axillary lymphnodes .Patients and methods: A prospective cohort study was conducted atOncology teaching hospital in Medical city …

What Not To Teach While Teaching: How An Educator's Implicit Bias Can Negatively Impact A Black Student's Educational Experience, John Mark Tinsley

School of Education and Leadership Student Capstone Theses and Dissertations

This study examines the experiences of African American students who have experienced implicit bias in educational settings, addressing the research question: "What are the narratives of African American students who have experienced instances of implicit bias in the classroom?" Using Interpretative Phenomenological Analysis and Critical Race Theory as frameworks for inquiry, six randomly selected African American high school seniors were interviewed about their experiences regarding implicit bias during their time through grades K-12. Key findings revealed students' sophisticated pattern recognition of discriminatory treatment, limited positive media representation impacting self-perception, severe lack of African American teachers, curriculum gaps reducing Black history …

Lessons From A Life In Transition: An Autoethnography Of Regional Attitudes Toward Transgender Educators, Birdie Miller

School of Education and Leadership Student Capstone Theses and Dissertations

This study explores the lived experiences of a transgender educator navigating public school systems in Mississippi and Minnesota. The purpose of this research is to illuminate how systemic discrimination, lack of institutional support, and cultural attitudes toward gender identity affect both the personal and professional lives of transgender teachers. Using an autoethnographic approach, I analyzed weekly journal entries written over multiple school years across three distinct school settings. These reflections were thematically examined to identify patterns related to identity negotiation, resilience, workplace discrimination, and moments of resistance.

The findings reveal the emotional toll of teaching in environments where safety and …

Crazy Mountain Fiber Fest 2025, Sweet Grass County, Montana, Ava Worbets, Kika Bradford, Megan Schultz

Institute for Tourism and Recreation Research Publications

This study was conducted for the Sweet Grass County Chamber of Commerce to provide insight into the characteristics of attendees of the 2025 Crazy Mountain Fiber Fest. Fifty-two attendees of the event completed the survey. Results show that 92% of respondents were residents of Montana, of which 33% were from Sweet Grass County. Out-of-county respondents spent an average of 3.9 nights in Montana, reporting a total spending of $8,770.00, mostly in hotel/motel/bed and breakfasts. Results provide event organizers with useful data for future event planning, making improvements to the event, event marketing/promotion, and understanding the visitor spending associated with the …

Novel Respirometry Measurement And Comparison Of Monod Kinetic Constants And Methanogen Concentrations For 27 Full-Scale Anaerobic Bioreactors, Nicholas Benn, Antonio Martins, Daniel H. Zitomer

Civil and Environmental Engineering Faculty Research and Publications

Monod kinetic coefficient values (km and Ks) as well as methanogen concentrations (Xac and Xh2) for various anaerobic bioreactors are required to gain a deeper understanding of anaerobic biotechnology. However, there are no existing, practical methods to measure or estimate these parameters or variables in typical anaerobic digester biomass that contains mixed cultures with inert organic solids. Current measurement methods rely on pure cultures developed in the laboratory. In this work, a novel respirometric method was developed and used to determine methanogen Monod parameters and active biomass concentration for samples from 27 full-scale anaerobic reactors. Differences (one to three orders …

Summer Proceedings 2025, Sav Milburn, Brandon Hernandez-Calvario, Roberto Palacios, Paris Wu, Naomi Cai, Olivia Wang

altREU Projects

This comprehensive collection showcases cutting-edge research from undergraduate students participating in three innovative programs at Portland State University: the NSF-funded Research Experiences for Undergraduates (REU) site on "Computational Modeling Serving Portland," the alternative Research Experiences for Undergraduates (altREU) program, and Teuscher Lab internships. These programs leverage community partnerships while breaking traditional barriers through fully online, accessible formats that welcome students regardless of background or circumstances. The 24 projects span foundational AI methods, healthcare and medical AI, transportation and urban safety, environmental and earth sciences, language and social AI, and specialized neural architectures. From developing assistive driving companions and emotion-aware AI …

Terrorism And Counterterrorism In The Taliban’S Afghanistan, Jonathan Schroden

Journal of Strategic Security

This article focuses on terrorist groups and efforts to counter them in Afghanistan after the Taliban takeover of the country in August 2021. It begins with a brief overview of the most significant international and regional terrorist groups in the country and where these groups stood when the Taliban came to power. It then discusses the efforts of the United States, Pakistan, and the Taliban to counter (or not) those terrorist groups. Specific attention is paid to real or potential cooperation between these efforts. The chapter ends with a discussion of trendlines of the past three years and what those …

Human Security And Afghan Refugee Resettlement In The Us: A Case Study Of Camp Atterbury, Arif Akgul, Jennifer Grimes, Samuel Valentine

Journal of Strategic Security

This study examines the application of human security theory in the humanitarian operation at Camp Atterbury, which provided temporary resettlement for over 7,200 Afghan evacuees in the State of Indiana as part of Operation Allies Welcome (OAW). Afghan evacuees were admitted to the US under humanitarian parole and experienced a transitional period since their arrival on August 2021. Using the three pillars of human security: freedom from fear, freedom from want, and freedom to live in dignity, conceptualized by the United Nations Development Program (UNDP) and Kofi Annan, this analysis explores the security measures, essential services, and accommodations implemented to …

Vigilance Is Not Enough: A History Of United States Intelligence. By Mark M. Lowenthal. New Haven And London: Yale University Press, 2025., Edward M. Roche Ph.D., Jd

Journal of Strategic Security

No abstract provided.

From Uncertainty To Strategic Failure: U.S. Military Interventions And The Complexity Of Nation-Building In Afghanistan, Goddy Uwa Osimen, Oluwamurewa Newo

Journal of Strategic Security

The American occupation of Afghanistan from 2001-2021 is widely regarded as a strategic failure, particularly after the Taliban took over the government in 2021. This work seeks to observe the strategic flaws of the 20-year occupation from the perspective of nation-building within the state. Using the theoretical lens of strategic culture and borrowing from Huntington’s discourse on the clash of civilizations, this article notes that nation-building failure in Afghanistan can be attributed to the ideological differences between the West and the Middle East. Using a descriptive qualitative approach and secondary sources such as books and peer-reviewed articles, the study employs …

Three-Dimensional Printed Swabs For Diagnostic Testing, Summer J. Decker, Jonathan Ford, Todd Hazelton, Todd Goldstein, Kami Kim, Michael Teng, John Sinnott

USF Patents

A three-dimensional printed swab may include a shaft defining a longitudinal axis of the swab, and a tip portion integrally formed with the shaft. The tip portion may include a plurality of protrusions each extending outward from the shaft and transverse to the longitudinal axis. A method for fabricating a three-dimensional printed swab may include receiving a digital three-dimensional model corresponding to the swab, and integrally forming, via three-dimensional printing and based at least in part on the digital three-dimensional model, a shaft and a tip portion of the swab. The shaft may define a longitudinal axis of the swab. …

Deer Lady: Evil Temptress, Tragic Victim, Or Ghost Of Indigenous Femininity?, Erica Longley

Consortium Library Prize Winners

“Deer Lady” (2023) is the third episode in the third and final season of the FX on Hulu dramedy series, Reservation Dogs. The show features an almost entirely Indigenous cast and crew. This includes creators Sterlin Harjo and Taika Waititi, the director of this particular episode, Danis Goulet, actors D'Pharaoh Woon-A-Tai, who plays Bear, and Kaniehtiio Horn, who plays Deer Lady. According to an interview for NPR, showrunner Sterlin Harjo is of Seminole and Muscogee heritage, and grew up in rural Oklahoma, where the show is set (Harjo interview). A large driving force behind the creation of the show was …

Why Are Men So Obsessed With Pornography? Andrea Dworkin Was Right, Robert Jensen

Dignity: A Journal of Analysis of Exploitation and Violence

No abstract provided.

News You Need July 2025

The Journal of the Michigan Dental Association

News You Need for July 2025 includes a listing of MDA members who have completed service on committees; a link to recent MDA Board actions; news about two dental journalism awards won by the MDA Journal; how younger patients are negatively influenced by social media; a letter to the editor regarding dental insurance; information about MDA Foundation scholarships; members receiving awards; a calendar of events; a patient fact sheet; and more.

Moving Drives You Crazy, Michelle C. Dziurgot

The Journal of the Michigan Dental Association

The Editor-in-Chief shares her frustrating experience moving a dental office. Key challenges included dental insurances dropping the practice from networks during recredentialing, causing denied claims for 30-60 days despite no changes to tax ID or NPI. State regulations also required new payments for radiation tubes, rather than crediting previous payments, despite a reduction in equipment. Furthermore, dental supply companies and movers did not take responsibility for broken equipment during the move. Despite these "insane and archaic" hurdles, most patients transitioned, and the article concludes with a comprehensive resource list for practice address changes

J Mich Dent Assoc July 2025

The Journal of the Michigan Dental Association

Each month, The Journal of the Michigan Dental Association provides news, information, and features about Michigan dentistry to our state's oral health community and the MDA's 5,800 members. It stands as the primary publication reaching Michigan dentists. The all-digital July issue features Dr. Michele Tulak-Gorecki’s "It’s Time to Dare Greatly at the ADA," where she outlines her vision for ADA president-elect, focusing on financial integrity, strengthened advocacy, and fostering unity amidst challenges like declining membership and issues with the association management system.

Supporting articles highlight the MDA’s endorsement of MEDVA, offering cost-effective, HIPAA-compliant virtual assistant solutions for dental practices to …

The New Professional: Reimagining Rapport: Innovative Ways Dental Teams Connect With Patients, Amrita Patel Dds

The Journal of the Michigan Dental Association

This article explores innovative communication strategies for dental practices to enhance patient interaction. It highlights the importance of digital onboarding for streamlined intake, two-way text messaging for efficient appointments, and personalized video messages to foster connection. Practices are adopting multilingual communication and AI tools like chatbots for 24/7 inquiry handling, integrating them with patient records for tailored responses. Interactive platforms with 3D visuals and video tutorials are used for patient education, empowering them in oral health decisions. The article also emphasizes leveraging social media for engagement, capturing real-time patient feedback, and maintaining empathy-driven human interaction despite technological advancements

The Loss Of Opa1 Accelerates Intervertebral Disc Degeneration And Osteoarthritis In Aged Mice, Vedavathi Madhu, Miriam Hernandaz-Meadows, Ashley Coleman, Kimheak Sao, Kameron Inguito, Owen Haslam, Paige Boneski, Hiromi Sesaki, Ruteja Barve, John Collins, Makarand Risbud

Department of Orthopaedic Surgery Faculty Papers

Recent studies have highlighted the importance of mitochondria in NP cells and articular chondrocyte health. Since the understanding of mechanisms governing mitochondrial dynamics in these tissues is lacking, we investigated the role of OPA1, a mitochondrial fusion protein, in their homeostasis. OPA1 knockdown in NP cells altered mitochondrial size and cristae shape and increased the oxygen consumption rate. OPA1 governed the morphology of multiple organelles, including peroxisomes, early endosomes and cis-Golgi and loss resulted in the dysregulation of autophagy. Metabolic profiling and

Building Bilingual Education Programs In Japan: Insights From Administrators In Private And International Schools, Megan C. Roe

Doctor of Education (Ed.D)

This qualitative study examined the lived experiences of school administrators who lead bilingual programs in private and international schools in Japan. Through in-depth interviews with 11 administrators, the study examined how leaders navigate program design, curriculum choice, and program oversight in response to their community’s needs and stakeholder expectations. This research aimed to contribute to the limited literature on bilingual education within Japan’s unique cultural and educational context. Data were collected through semistructured interviews and analyzed using a phenomenological approach to identify four emerging themes: Designing Responsive Bilingual Programs, Instructional Approaches that Support Bilingual Learners, Aligning Expectations and Operational Realities, …

The Relationship Between The Light And Dark Triads Of Personality, Covid-19 Threat, And Covid-19 Vaccine Status In College Students, Alyssa M. Howard, Terry F. Pettijohn Ii

Psychology

The rapid spread of the COVID-19 pandemic in the United States was due, or at least in part, to the resistance to health guidelines, minimal to no safety measures implemented by nearly half the U.S. citizens, and, to a lesser extent, the initial lack of understanding into the pathogenic mode of transmission. The present study examined links between the Dark (i.e.., narcissism, psychopathy, Machiavellianism) and Light (i.e.., compassion, empathy, altruism) Triad of personality traits, the perceived threat level of COVID-19, and COVID-19 vaccine uptake in an undergraduate college sample (N = 147). The study found no statistically significant differences in …

Exploring Subfield Interest Development In Undergraduate Physics Students Through Social Cognitive Career Theory, Dina Zohrabi Alaee, Benjamin M. Zwickl

Physics and Engineering Science

This study investigates how undergraduate physics majors develop an interest in specific subfields. We examine interest formation through the lens of social cognitive career theory (SCCT) using four SCCT constructs: learning experiences, self-efficacy, outcome expectations, and proximal environmental influences. We conducted 27 interviews with physics majors across multiple years of study between 2020 and 2022. Our first research question used SCCT constructs to provide detailed insights into factors affecting interest formation in various subfields of physics. We identified many factors that positively impacted students’ interests, such as positive learning experiences (e.g., coursework, experimental projects, extracurricular clubs, and self-directed learning), high …

From Photogrammetry To Virtual Reality: A Framework For Assessing Visual Fidelity In Structural Inspections, Xiangxiong Kong, Terry F. Pettijohn, Hovhannes Torikyan

Psychology

Civil structures carry significant service loads over long times but are prone to deterioration due to various natural impacts. Traditionally, these structures are inspected in situ by qualified engineers, a method that is high-cost, risky, time-consuming, and prone to error. Recently, researchers have explored innovative practices by using virtual reality (VR) technologies as inspection platforms. Despite such efforts, a critical question remains: can VR models accurately reflect real-world structural conditions? This study presents a comprehensive framework for assessing the visual fidelity of VR models for structural inspection. To make it viable, we first introduce a novel workflow that integrates UAV-based …