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Enhancing Loan Approval Decision-Making An Interpretable Machine Learning Approach Using Lightgbm For Digital Economy Development, Teuku Rizky Noviandy, Ghalieb Mutig Idroes, Irsan Hardi Apr 2024

Enhancing Loan Approval Decision-Making An Interpretable Machine Learning Approach Using Lightgbm For Digital Economy Development, Teuku Rizky Noviandy, Ghalieb Mutig Idroes, Irsan Hardi

Malaysian Journal of Computing (MJoC)

This study aims to enhance loan approval decision-making in the digital economy using an interpretable machine learning approach. The primary research question investigates how integrating an interpretable machine learning approach can improve the accuracy and transparency of loan approval processes. We employed LightGBM, a gradient-boosting framework for loan approval classification, optimized via Random Search hyperparameter tuning and validated using 10-fold cross-validation. We incorporated the Shapley Additive exPlanations (SHAP) framework to address the challenge of interpretability in machine learning. The LightGBM model outperformed conventional algorithms (Decision Tree, Random Forest, AdaBoost, and Extra Trees) in accuracy (98.13%), precision (97.78%), recall (97.17%), and …


Culture Education Program To Improve Work Culture In Healthcare, Ngufor Fube Divine Apr 2024

Culture Education Program To Improve Work Culture In Healthcare, Ngufor Fube Divine

Electronic Theses and Dissertations

Abstract

This study investigated the efficacy of a culture educational intervention program in addressing toxic work culture within healthcare settings. The prevalence of toxic work environments in healthcare has been linked to adverse outcomes for both employees and patients. The purpose of this study was to assess the impact of a targeted culture educational intervention on shifting organizational culture towards more positive dimensions, specifically focusing on Clan, Adhocracy, Market, and Hierarchy cultures. Utilizing a quantitative quasi-experimental design, this study employed repeated measures to assess participants' perceptions of organizational culture before, immediately after, and preferred following the intervention. The sample consisted …


Flushed With Challenges: A Case Study Into Sanitation Service Delivery In A Cape Town Informal Settlement, Emmy Li , '25 Apr 2024

Flushed With Challenges: A Case Study Into Sanitation Service Delivery In A Cape Town Informal Settlement, Emmy Li , '25

Senior Theses, Projects, and Awards

In South Africa, basic sanitation is considered a human right. Moreover, effective sanitation service delivery is fundamental in the ongoing transition to build sustainable cities and communities. An area of particular interest for city planners and government officials are informal settlements, which are often characterized by high vulnerabilities, large population densities, limited resources, and minimal state engagement. Due to their location and informal nature, these areas often lack sewage and drainage systems needed for effective sanitation. Unfortunately, communities that are most impacted by poor sanitation quality and service delivery are rarely consulted during the decision-making process for urban upgrades. This …


Exploration Of The Mental Health Impacts Of Drought On Rural Nebraskans Via Remembered Perceptions, Grace Schleining Apr 2024

Exploration Of The Mental Health Impacts Of Drought On Rural Nebraskans Via Remembered Perceptions, Grace Schleining

Honors Program: Senior Projects (Public)

Drought is a sociological phenomenon. It is a well-known occurrence across the midwestern United States; the drying out of the soil, the failing of crops, and the constant dryness and heat... this is all drought. Inspired by my earliest memory of this climate phenomenon, my research question: Can we identify negative effects of drought on rural Nebraskan mental health and/or wellbeing? In this study, rural Nebraska community members, who are involved with the agricultural sector, were interviewed. They were asked questions regarding their perceptions and stories of drought using purposive sampling and snowball sampling methods. Themes throughout indicate negative mental …


Analysis Of State Climate Action Plans: What Influences States To Adopt, Ethan Yaroch Apr 2024

Analysis Of State Climate Action Plans: What Influences States To Adopt, Ethan Yaroch

Honors Program: Senior Projects (Public)

Federal-level policies aimed to address and mitigate the effects that will arise from climate change have become an extremely polarizing issue in the United States. Given this policy stalemate, individual states have stepped up to address the national-level shortcomings by publishing state-level Climate Action Plans (CAPs). CAPs mainly consist of emissions mitigation goals and other non-binding policy initiatives that provide a basis for future compulsory legislation. This paper examines whether party identification in the state legislature, public opinion, susceptibility to the risks associated with climate change, and proximity to neighboring states with published CAPs influence states to adopt CAPs. Employing …


Introduction To The Special Centennial Issue, Woodward S. Bousquet, Christopher Osgood Apr 2024

Introduction To The Special Centennial Issue, Woodward S. Bousquet, Christopher Osgood

Virginia Journal of Science

This special issue of the Virginia Journal of Science (VJS) is dedicated to the 2023 Centennial of the Virginia Academy of Science (VAS). It includes congratulations from Commonwealth leaders, a proclamation by the Virginia General Assembly Senate, Academy members’ personal reflections, several historical papers and summaries, and portions of the program for the May 25-26, 2023 Annual Meeting in Williamsburg on the William & Mary campus.


Reflections About The Academy And Its Centennial, Marco Aldi, Woodward S. Bousquet Apr 2024

Reflections About The Academy And Its Centennial, Marco Aldi, Woodward S. Bousquet

Virginia Journal of Science

Brief reflective essays from members of the Virginia Academy of Science were solicited as part of the Academy's centennial commemoration in 2023. The essays received demonstrate the many and varied ways in which the Academy has fostered collegiality, encouraged research, supported science education, and shaped the course of science in Virginia during the organization's 100-year history.


Presidents Of The Virginia Academy Of Science, Woodward S. Bousquet Apr 2024

Presidents Of The Virginia Academy Of Science, Woodward S. Bousquet

Virginia Journal of Science

A list of presidents of the Virginia Academy of Science from 1923-2024 is presented.


Exploring Cation Exchange: Unveiling Its Significance In Biochar And Bioenergetics Applications, Gyanendra Kharel Apr 2024

Exploring Cation Exchange: Unveiling Its Significance In Biochar And Bioenergetics Applications, Gyanendra Kharel

Chemistry & Biochemistry Theses & Dissertations

Cation exchange, a cornerstone of soil chemistry and nutrient cycling, is a fundamental chemical process that occurs in soils, sediments, membranes, and other solid materials. It involves the interchange of positively charged ions, or cations, between a solid matrix and a surrounding solution. This process is crucial in various natural and engineered systems, leading to a range of applications across different fields.

This dissertation presents an extensive investigation into the applications of cation exchange in the fields of biochar and bioenergetics, encompassing three distinct aims. The first aim concentrates on the surface oxygenation of biochar through ozonization, aiming to achieve …


Appalachia In The Anthropocene: An Approach To Understanding Neo Appalachian Narratives As An Affective Ecology, Rachel Michel Bates Apr 2024

Appalachia In The Anthropocene: An Approach To Understanding Neo Appalachian Narratives As An Affective Ecology, Rachel Michel Bates

English Theses & Dissertations

Appalachia is all too often a commodified and mythologized place in the American consciousness. Yet the lived experience of Appalachia is one complicated by widescale ecological devastation, high poverty rates, and most recently, a devastating opioid crisis. Though much of Appalachian literature continues to dwell in an old vision of Appalachia, an endeavor Zackary Vernon terms post-Appalachian, I argue that a subset of texts published around the turn of the millennium, a time when many of the labor-dependent, exploitative industries such as logging, hydro damming, and coal mining were no longer at work in the region, reveal a shift in …


Ursinus Magazine, Spring 2024, Robyn E. Hannigan, Ed Moorhouse, David Eberle, Ben Seal, Talia Argondezzi Apr 2024

Ursinus Magazine, Spring 2024, Robyn E. Hannigan, Ed Moorhouse, David Eberle, Ben Seal, Talia Argondezzi

Ursinus Magazine, 1995–Present

Out of this world • Freedom fellow • Teachers mentoring teachers • Standout students • Above and beyond • Top Bear • Reimagining Main Street • Bear bites • Cape crusader: Molly Serfass-Carr '14 discovers Delaware parks' true treasures • School of thought: Student and faculty researchers from across academic disciplines advance our knowledge of the brain • Wall Street dreams • A source of hope • Congrats, Class of '24 • Digitizing Gilot • Neverland reimagined • On view at the Berman • National stage • Rolling out the red and gold carpet • Introducing the Athletics Advisory Council …


What Are Rural Minnesota Elementary Teachers’ Views Regarding Their Preparedness To Teach Environmental Education, Benjamin Odegaard Apr 2024

What Are Rural Minnesota Elementary Teachers’ Views Regarding Their Preparedness To Teach Environmental Education, Benjamin Odegaard

School of Education and Leadership Student Capstone Theses and Dissertations

Odegaard, B. (2024). What are rural Minnesota elementary teachers’ views regarding their preparedness to teach environmental education. Research has been done on how environmental education (EE) is a positive for students, but not a lot of research has been done on how well the teachers understand EE. Specifically there has been little to no research on rural Minnesota elementary teachers. This thesis takes a look at how well prepared these teachers think they are when it comes to teaching EE in their classrooms. A survey was made using a mixed methods approach. Most of the questions in the survey consisted …


How Territoriality And Sociality Influence The Habitat Selection And Movements Of A Large Carnivore, K Whitney Hansen, Nathan Ranc, John Morgan, Neil R Jordan, J Weldon Mcnutt, Alan Wilson, Christopher C Wilmers Apr 2024

How Territoriality And Sociality Influence The Habitat Selection And Movements Of A Large Carnivore, K Whitney Hansen, Nathan Ranc, John Morgan, Neil R Jordan, J Weldon Mcnutt, Alan Wilson, Christopher C Wilmers

Faculty, Staff and Student Publications

While territoriality is one of the key mechanisms influencing carnivore space use, most studies quantify resource selection and movement in the absence of conspecific influence or territorial structure. Our analysis incorporated social information in a resource selection framework to investigate mechanisms of territoriality and intra‐specific competition on the habitat selection of a large, social carnivore. We fit integrated step selection functions to 3‐h GPS data from 12 collared African wild dog packs in the Okavango Delta and estimated selection coefficients using a conditional Poisson likelihood with random effects. Packs selected for their neighbors' 30‐day boundary (defined as their 95% kernel …


Rethinking Food Waste To Mitigate Climate Change: Actions And Conversations On Zero Waste, Keilin Elizabeth Huang Apr 2024

Rethinking Food Waste To Mitigate Climate Change: Actions And Conversations On Zero Waste, Keilin Elizabeth Huang

Graduate Student Portfolios, Professional Papers, and Capstone Projects

No abstract provided.


April 2024 News Releases, University Of Montana--Missoula. Office Of University Relations Apr 2024

April 2024 News Releases, University Of Montana--Missoula. Office Of University Relations

University of Montana News Releases, 1928, 1956-present

No abstract provided.


Connecting Urban Elementary Students To Watershed Health Through Aquatic Macroinvertebrates, Evangeline Holley Apr 2024

Connecting Urban Elementary Students To Watershed Health Through Aquatic Macroinvertebrates, Evangeline Holley

School of Education and Leadership Student Capstone Projects

Bodies of water play many important roles in the lives of everyone, but climate change and other human interference continue to threaten their health. In order to support the health of our watersheds for years to come, it is important that we find ways to help students develop environmental stewardship of their local watersheds. This capstone project answers the question: How can educators help urban elementary students become more connected to supporting the health of their local watersheds through the use of aquatic macroinvertebrates? Through research into this topic, it is concluded that place-based environmental education that allows students to …


Género Y Resiliencia En La Amazonía Peruana: Las Experiencias Y Respuestas De Agricultoras Indígenas Ante El Cambio Climático, Zoe Klausner Apr 2024

Género Y Resiliencia En La Amazonía Peruana: Las Experiencias Y Respuestas De Agricultoras Indígenas Ante El Cambio Climático, Zoe Klausner

Independent Study Project (ISP) Collection

El cambio climático antropogénico está redefiniendo rápidamente las relaciones humano-ambientales, especialmente en la Amazonía peruana, donde más de 66 comunidades indígenas enfrentan mayores sequías y temperaturas, afectando profundamente sus medios de vida. Crucialmente, desde la visión ecofeminista central a esta investigación se subraya que las mujeres indígenas experimentan los impactos del cambio climático más severamente y son a menudo los líderes en el fomento de la resiliencia ambiental. Esta investigación explora cómo las agricultoras indígenas de la Amazonía peruana viven el cambio climático y sus estrategias de adaptación y resiliencia. El trabajo de campo se realizó en la comunidad Ese'Eja …


Exploration Of The Mental Health Impacts Of Drought On Rural Nebraskans Via Remembered Perceptions, Grace Schleining Apr 2024

Exploration Of The Mental Health Impacts Of Drought On Rural Nebraskans Via Remembered Perceptions, Grace Schleining

Department of Environmental Studies: Undergraduate Student Theses

Drought is a sociological phenomenon. It is a well-known occurrence across the midwestern United States; the drying out of the soil, the failing of crops, and the constant dryness and heat… this is all drought. Inspired by my earliest memory of this climate phenomenon I sought to determine whether we can identify evidence of negative mental health impacts and/or well-being in rural Nebraskans due to drought, thus my research question: Can we identify negative effects of drought on rural Nebraskan mental health and/or wellbeing? In this study, rural Nebraska community members, who are involved with the agricultural sector, were interviewed. …


Nonprofits Should Adopt A User-Centric Change Model To Scale Corporate Environmental Action Faster, Doug Miller Mar 2024

Nonprofits Should Adopt A User-Centric Change Model To Scale Corporate Environmental Action Faster, Doug Miller

Journal of Nonprofit Innovation

Pollution levels and ecosystem degradation continue to worsen, suggesting the insufficiency of current approaches to reverse these problematic trends. For environmental nonprofits, the current theory of change revolves around developing techno-economic analysis about environmental problems and available solutions, building public awareness around this analysis, and motivating decision makers to set goals. Given present environmental realities and the limited success of their current theory of change, environmental nonprofits should transform how they execute their work, what they produce, and how they coordinate with each other. Instead, nonprofits should begin putting the user—business decision makers as well as policymakers—front and center as …


Interactive Effects Of Co2, Temperature, And Nitrate Limitation On The Growth And Physiology Of Marine Cyanobacterium Synechococcus Sp. Ccmp 1334, Alyssa K. Sharbaugh Mar 2024

Interactive Effects Of Co2, Temperature, And Nitrate Limitation On The Growth And Physiology Of Marine Cyanobacterium Synechococcus Sp. Ccmp 1334, Alyssa K. Sharbaugh

LSU Master's Theses

The marine cyanobacterium Synechococcus sp. CCMP 1334 was grown in a continuous culture system on a 12:12 h light:dark cycle at all combinations of low and high pCO2 (400 and 1000 ppmv, respectively), nitrate availability (nitrate-limited and nutrient-replete conditions), and temperatures of 21°C, 24°C, 28°C, 32°C, and 35°C. The maximum median nutrient-replete growth rate was ~1.15 d−1 at 32 –35°C. Median growth rates at 1000 ppmv pCO2 were higher than those at 400 ppmv at all temperatures, but most of the differences were statistically insignificant. Carbon:nitrogen ratios were independent of pCO2 at a fixed relative growth rate but decreased with …


Gender Inequality In The Practice Of International Marine Science : Case Study On The International Council For The Exploration Of The Sea, Ellen Johannesen Mar 2024

Gender Inequality In The Practice Of International Marine Science : Case Study On The International Council For The Exploration Of The Sea, Ellen Johannesen

World Maritime University Dissertations

No abstract provided.


The Impact Of Covid-19 Pandemic On Carbon Emissions: Empirical Evidence From China, Yanwei Lyu, You Wu, Wenqiang Wang, Jinning Zhang Mar 2024

The Impact Of Covid-19 Pandemic On Carbon Emissions: Empirical Evidence From China, Yanwei Lyu, You Wu, Wenqiang Wang, Jinning Zhang

Bulletin of Monetary Economics and Banking

In this study, we investigate the short-term impact of the COVID-19 pandemic on China’s carbon emissions. We use data for a panel of 30 Chinese provinces over the period January 2020 to December 2020. The results indicate that carbon emissions in China decreased considerably during the COVID-19 outbreak. This finding remains robust when we use different proxies for core variables. The pandemic had a more pronounced impact on carbon emissionsin regions with a surplus of carbon emission allowances, and the negative effects of the pandemic on carbon emissions were greater in the first half of 2020 compared to the second …


Exploring Spatial Configuration For Effective Way-Finding In The Design Of Shopping Malls In Abuja - Nigeria, Jephthah I. Aigbe, Joy J. Maina, Musa L. Sagada Mar 2024

Exploring Spatial Configuration For Effective Way-Finding In The Design Of Shopping Malls In Abuja - Nigeria, Jephthah I. Aigbe, Joy J. Maina, Musa L. Sagada

Architecture and Planning Journal (APJ)

Shopping malls are an integral feature of the urban environment. Abuja is one of the fastest growing cities in Africa. With its thriving population, it has become a hub of urban activities. The presence of shopping complexes within the city is on a steady increase. Wayfinding is an activity that every shopper must engage in. The need for more wayfinding research in the Nigerian context is evident. A study was carried to explore spatial organization for effective wayfinding in shopping malls. Case study was carried out on three shopping malls in Abuja using a visual survey, questionnaire survey and Visibility …


The Fierce Green Fire: Vol. 14 Issue 17, Wofford College Environmental Studies Program Mar 2024

The Fierce Green Fire: Vol. 14 Issue 17, Wofford College Environmental Studies Program

The Fierce Green Fire

No abstract provided.


A War On Resistance: Police Repression And Criminalization Of Land Defense Movements, Lydia Macy Mar 2024

A War On Resistance: Police Repression And Criminalization Of Land Defense Movements, Lydia Macy

Tapestries: Interwoven voices of local and global identities

Statement of Purpose:

In this paper, I examine the roles and functions of policing in the United States in relation to environmental justice movements and protest. Building upon analyses of the history of policing and their role in enforcing and maintaining racial capitalism, I explore how the police enable and protect the destruction of land and environments. To demonstrate the intersections of policing, racial capitalism, and environmental crises I use three case studies: the protests at Standing Rock to stop the Dakota Access Pipeline, the movement to Stop Line 3, and the movement to Stop Cop City. I found my …


Major Constituents’ Distribution As An Indicator Of Water Exchange Between Lake Burullus And The Mediterranean Sea, Ramzy B. Nessim, Hermine R. Z. Tadros, Madelyn N. Moawad, Abeer A.M. El-Sayed, Esam El-Din M. Deghady, Amaal E.A. Abou Taleb Mar 2024

Major Constituents’ Distribution As An Indicator Of Water Exchange Between Lake Burullus And The Mediterranean Sea, Ramzy B. Nessim, Hermine R. Z. Tadros, Madelyn N. Moawad, Abeer A.M. El-Sayed, Esam El-Din M. Deghady, Amaal E.A. Abou Taleb

Blue Economy

Aim/Objectives: The main objective of the present study is to assess the status of Lake Burullus water quality via salinity, major ions, and chlorinity rate besides side total and specific alkalinity and evaluate the levels and the distribution pattern of different major ions and their chlorinity ratios. Produced data can help decision-makers benefit from the three different water masses with different salinities in farming different types of fish in this important Lake to meet the population's growing need for fish protein.

Background: Lake Burullus is a shallow brackish basin. It is the second largest natural Lake of the …


Natural Warming Differentiates Communities And Increases Diversity In Deep-Sea Ridge Flank Hydrothermal Systems, Anne M. Hartwell, Anna E. Wheat, Jennifer A. Dijkstra Mar 2024

Natural Warming Differentiates Communities And Increases Diversity In Deep-Sea Ridge Flank Hydrothermal Systems, Anne M. Hartwell, Anna E. Wheat, Jennifer A. Dijkstra

Center for Coastal and Ocean Mapping

Ridge Flank Hydrothermal Systems have discrete pockets of fluid discharge that mimic climate-induced ocean warming. Unlike traditional hydrothermal fluids, those discharged by Ridge Flank Hydrothermal Systems have a chemical composition indistinguishable from background water, enabling evaluation of the effect of warming temperature. Here we link temperature and terrain variables to community composition and biodiversity by combining remotely operated vehicle images of vent and non-vent zone communities with associated environmental variables. We show overall differences in composition, family richness, and biodiversity between zones, though richness and diversity were only significantly greater in vent zones at one location. Temperature was a contributing …


Changing The Culture Of Ecology From The Ground Up, Elsa Abs, Moira Hough Mar 2024

Changing The Culture Of Ecology From The Ground Up, Elsa Abs, Moira Hough

Michigan Tech Publications

We are two early career soil ecologists in academia who entered the field of soil ecology with the goal of studying soil-climate feedbacks to make meaningful contributions to climate change mitigation. Although our training and research extensively focused on the effects of climate change on soil ecosystems, we were not trained during our PhD nor incentivized as postdocs to work on solutions for climate change mitigation. So the question we ask here is: Given the consensus among ecologists about the urgency of the climate crisis, why is our field not promoting more solutions-oriented research in training and practice? In this …


The Grizzly, March 28, 2024, Marie Sykes Mar 2024

The Grizzly, March 28, 2024, Marie Sykes

Ursinus College Grizzly Newspaper, 1978 to Present

This is an April Fool's parody edition of the Ursinus College Grizzly newspaper entitled "The Goofly."


Sulitest, Tejinder Kaur Billing, Andrea Farro, Dilip Mirchandani, Melissa Tabada Montalbo-Lomboy Mar 2024

Sulitest, Tejinder Kaur Billing, Andrea Farro, Dilip Mirchandani, Melissa Tabada Montalbo-Lomboy

Rohrer College of Business Departmental Research

SULITEST is a program that assesses and promotes sustainability knowledge and awareness in college students. It covers four key areas: sustainable societies, human systems, transitioning to sustainability, and individual and systemic change. SULITEST can be a roadmap for developing knowledge and behaviors that lead to a more sustainable world,