Digital Commons Network^™

Italy: Restructuring Of Four Banks, 2015, Salil Gupta

Journal of Financial Crises

The Italian government and Bank of Italy (BoI) presented a collective plan to resolve the crisis at four regional banks in Italy in November 2015, to safeguard the local economies in which these small and medium-size banks were located. The four banks had suffered from low or negative equity capital due to losses in loans to small and medium enterprises and retail clients and were placed under special administration between 2013 and 2015, with unsuccessful attempts to raise private capital. Italian regulators split each bank into a bridge or new bank, comprising all the good assets and liabilities of the …

Denmark: Roskilde Bank Restructuring, 2008, Bailey Decker

Journal of Financial Crises

Roskilde Bank A/S was the eighth-largest bank in Denmark at the time of the Global Financial Crisis, with 43 billion Danish kroner (DKK; USD 9.1 billion) in consolidated assets as of March 2008. Roskilde had considerable exposure to real estate and construction markets, prompting ratings downgrades and larger write-downs than expected. On July 10, 2008, Roskilde asked for liquidity assistance from the Danish central bank, Danmarks Nationalbank (DNB). DNB and the banking sector group, Private Contingency Association (PCA), announced emergency liquidity assistance in the form of an unlimited credit facility to Roskilde on July 10, 2008, conditioned on Roskilde’s full …

Austria: Heta Asset Resolution Restructuring, 2015, Bailey Decker, Eming Shyu

Journal of Financial Crises

Hypo Alpe Adria (HAA) was Austria’s sixth-largest bank by assets at the time of the Global Financial Crisis (GFC) of 2007–2009. HAA pursued a growth strategy in southeastern Europe in the years preceding the GFC—emboldened by a liability guarantee from the Austrian state of Carinthia—which proved troublesome for HAA’s loan portfolio and led to large write-downs in autumn 2008. From December 2008 to April 2014, Austria provided EUR 5.8 billion in total capital injections—during which time the government nationalized HAA. Per European Commission (EC) authorization of State Aid, Austria had to submit a restructuring plan, which the EC approved in …

Llm-Based Natural Conversational Agent With Speech Collision Detection For Early Prompt Abort, D Shin

Defensive Publications Series

Virtual assistants, chatbots, and other natural language conversational agents enable users to provide spoken or text queries in a natural manner and receive responses. Such conversational agents can utilize large language models (LLMs) as a backend mechanism for query interpretation and response generation. When a user pauses or otherwise interrupts the query input, or modifies query input, the LLM may generate and provide a response to the original query rather than the user’s intended query. This disclosure describes techniques that enable on the fly query interpretation and updates to response generation when a user in conversation with a conversational agent …

Study Of Nano Phase-Separation In Cu51zr14 Alloy, Anna Strijevskaya, Zukhra Kadirova, Shakhlo Daminova, Masahiro Miyauchi, Ayako Hashimoto, Yu Wen, Hideki Abe

CHEMISTRY AND CHEMICAL ENGINEERING

The aim of this work is to obtain new materials for electrocatalysis based on nanostructured copper and zirconium alloys. New nano phase-separated material Cu#ZrO2 deducted from conventional Cu51Zr14 alloy precursor was developed. The materials’ characteristics were determined using FE-SEM, STEM, XRD and electrochemical methods. The optimal conditions for the nano separation in alloy system have been established. Under conditions of heat treatment evolution of phase separation occurs through the exchange events between atoms and inward-outward migration of cations and anions. The electrochemical and BET surface area was determined. Based on the processing of the electrochemical data Cu#ZrO2 demonstrates promising potential …

Municipal Waste Management Based On Geomechanical Assessments Of The Landfill Site Slope – A Case Study In Southern Poland, Tomasz Janoszek, Phu Minh Vuong Nguyen, Jacek Grabowski

Journal of Sustainable Mining

Over time, municipal waste landfills tend to go higher and become larger. The stability of the municipal landfill slope is one of the basic geotechnical tasks. This task ensures continuous waste deposition on the landfill surface and safety in its surroundings. With the increasing height and volume of the landfill, it is difficult to estimate the available area of the municipal landfill, where more waste can be safely deposited due to a number of variable factors, such as the geotechnical conditions of the municipal landfill, the morphological composition, age, and degree of compaction and decomposition of the deposited waste.

This …

Vol.51 N.36 March 28th 2024, Voice Media Ventures

Black Voice News

No abstract provided.

Spartan Daily, March 28, 2024, San Jose State University, School Of Journalism And Mass Communications

Spartan Daily, 2024

Volume 162, Issue 28

Minutes, College Of Liberal Arts Executive Committee Meeting, Thursday, March 28, 2024, College Of Liberal Arts Faculty, Rollins College

The College of Liberal Arts Faculty Minutes

No abstract provided.

Provost Presents Faculty Research Series: "The Structure Of Working Memory: A Review And New View Of Psychometric Models", Kevin Rosales

CSUSB Sound and video recordings

No abstract provided.

Sperm Dna Methylation Defects In A New Mouse Model Of The 5,10-Methylenetetrahydrofolate Reductase 677c>T Variant And Correction With Moderate Dose Folic Acid Supplementation., Edgar Martínez Duncker Rebolledo, Donovan Chan, Karen E Christensen, Alaina M Reagan, Gareth R Howell, Rima Rozen, Jacquetta Trasler

Faculty Research 2024

5,10-Methylenetetrahydrofolate reductase (MTHFR) is an enzyme that plays a key role in providing methyl groups for DNA methylation, including during spermatogenesis. A common genetic variant in humans (MTHFR 677C>T) results in reduced enzyme activity and has been linked to various disorders, including male infertility. A new animal model has been created by reproducing the human equivalent of the polymorphism in mice using CRISPR/Cas9. Biochemical parameters in the Mthfr 677TT mice recapitulate alterations found in MTHFR 677TT men. Our aims were to characterize the sperm DNA methylome of the Mthfr 677CC and TT mice on a control diet (2 mg …

Multi-Modality Transformer For E-Commerce: Inferring User Purchase Intention To Bridge The Query-Product Gap, Srivatsa Mallapragada

Dissertations

The rapid growth of e-commerce has necessitated the development of sophisticated product retrieval systems that can effectively match user queries with relevant products. However, the semantic gap between queries and products remains a significant challenge, as traditional retrieval methods often fail to capture the nuances of user purchase intentions. E-commerce click-stream data and product catalogs offer critical user behavior insights and product knowledge that are untapped in the current product search algorithms. This dissertation presents learning strategies that leverage the query-product transaction logs to enrich the pipeline of our proposed multi-modal transformer model, which transforms initial user queries into pseudo …

Marriage And Family Therapists' Perspectives Of Working With Couples Impacted By Aphasia: General Perceptions And Response To Relationship-Centered Communication Partner Training, Madison Rae Christensen

Theses and Dissertations

The psychosocial needs of couples impacted by aphasia are often unmet. Sixty-one marriage and family therapists' (MFTs) experiences, perceived knowledge, confidence, comfort, and barriers in working with couples impacted by aphasia, and their interactions with speech-language pathologists (SLPs) were investigated using survey methodology. All MFTs were licensed, practicing in the US, and had at least 3 years of experience. Participants completed the following in order: (a) a pre-intervention survey, (b) one of two intervention conditions, and (c) a post-intervention survey. Twenty-eight respondents were randomly assigned to an education-alone intervention and 33 respondents were assigned to an education plus Relationship-Centered Communication …

Natural Warming Differentiates Communities And Increases Diversity In Deep-Sea Ridge Flank Hydrothermal Systems, Anne M. Hartwell, Anna E. Wheat, Jennifer A. Dijkstra

Center for Coastal and Ocean Mapping

Ridge Flank Hydrothermal Systems have discrete pockets of fluid discharge that mimic climate-induced ocean warming. Unlike traditional hydrothermal fluids, those discharged by Ridge Flank Hydrothermal Systems have a chemical composition indistinguishable from background water, enabling evaluation of the effect of warming temperature. Here we link temperature and terrain variables to community composition and biodiversity by combining remotely operated vehicle images of vent and non-vent zone communities with associated environmental variables. We show overall differences in composition, family richness, and biodiversity between zones, though richness and diversity were only significantly greater in vent zones at one location. Temperature was a contributing …

The Current - Volume 34 Issue 11, Nova Southeastern University

Student Newspapers

No abstract provided.

The Nuclear Import Receptor Kapβ2 Modifies Neurotoxicity Mediated By Poly(Gr) In C9orf72-Linked Als/Ftd, Maria Elena Cicardi, V. Kankate, Sindhu Sriramoji, Karthik Krishnamurthy, S. S. Markandaiah, B. M. Verdone, Amandeep Girdhar, A. Nelson, L. B. Rivas, A. Boehringer, Aaron R. Haeusler, Piera Pasinelli, Lin Guo, Davide Trotti

Farber Institute for Neuroscience Faculty Papers

Expanded intronic G₄C₂ repeats in the C9ORF72 gene cause amyotrophic lateral sclerosis (ALS) and frontotemporal dementia (FTD). These intronic repeats are translated through a non-AUG-dependent mechanism into five different dipeptide repeat proteins (DPRs), including poly-glycine-arginine (GR), which is aggregation-prone and neurotoxic. Here, we report that Kapβ2 and GR interact, co-aggregating, in cultured neurons in-vitro and CNS tissue in-vivo. Importantly, this interaction significantly decreased the risk of death of cultured GR-expressing neurons. Downregulation of Kapβ2 is detrimental to their survival, whereas increased Kapβ2 levels mitigated GR-mediated neurotoxicity. As expected, GR-expressing neurons displayed TDP-43 nuclear loss. Raising Kapβ2 levels …

The Comment, March 28, 2024, Bridgewater State University

The Comment

No abstract provided.

Bray Murray V. Collen Mccoy

2024 Decisions

USDC for the Middle District of Pennsylvania

Usa V. Yeraldy Martinez Salgado

2024 Decisions

USDC for the District of New Jersey

In Re: Sc Sj Holdings Llc

2024 Decisions

USDC for the District of Delaware

Christina Lemons V. Garen Meguerian

2024 Decisions

USDC for the Eastern District of Pennsylvania

Role Of Electronegativity In Environmentally Persistent Free Radicals (Epfrs) Formation On Zno, Syed Monjur Ahmed, Reuben A. Oumnov, Orhan Kizilkaya, Randall W. Hall, Phillip T. Sprunger, Robert L. Cook

Faculty Publications

Environmentally persistent free radicals (EPFRs), a group of emerging pollutants, have significantly longer lifetimes than typical free radicals. EPFRs form by the adsorption of organic precursors on a transition metal oxide (TMO) surface involving electron charge transfer between the organic and TMO. In this paper, dihalogenated benzenes were incorporated to study the role of electronegativity in the electron transfer process to obtain a fundamental knowledge of EPFR formation mechanism on ZnO. Upon chemisorption on ZnO nanoparticles at 250 °C, electron paramagnetic resonance (EPR) confirms the formation of oxygen adjacent carbon-centered organic free radicals with concentrations between 10¹⁶ and 10 …

Perceptions On The Effects Of Religious Programs On Criminal Behavior Among Juveniles, Torshekia Ellington

Walden Dissertations and Doctoral Studies

No abstract provided.

17O-Excess In Tropical Cyclones Reflects Local Rain Re-Evaporation More Than Moisture Source Conditions, Chijun Sun, Timothy Shanahan, Shaoneng He, Adriana Bailey, Jesse Nusbaumer, Jun Hu, Aubrey Hillman, Erika Ornouski, Jacob Warner, Kristine Delong

Faculty Publications

17O-excess is a relatively new water isotope parameter that could potentially provide useful information about the hydrological cycle. Previous works focusing on 17O-excess in polar regions suggest that it primarily tracks moisture source relative humidity, but little is known about how to interpret 17O-excess data in lower latitudes. Here we present quasi-hourly triple oxygen isotope data of precipitation collected from two tropical cyclones in Texas and Louisiana in 2020 to understand the impacts of environmental and meteorological processes on the 17O-excess of low-to mid-latitude precipitation. We find that at both hourly timescales and the event scale, 17O-excess is strongly correlated …

Ypfs Lessons Learned Oral History Project: An Interview With Péter Ákos Bod, Péter Ákos Bod, Matthew A. Lieber

Documents

The Yale Program on Financial Stability (YPFS) interviewed Péter Ákos Bod regarding his experience and expertise on economic policymaking in Hungary

Ypfs Lessons Learned Oral History Project: An Interview With Andrew Williams, Andrew Williams, Mercedes Cardona

Documents

The Yale Program on Financial Stability (YPFS) interviewed Andrew Williams about his time as deputy assistant secretary for public affairs, at the US Department of the Treasury, where he served as spokesman for Secretary Timothy Geithner in 2009–10. Williams was previously VP of media relations and public affairs at the Federal Reserve Bank of New York (FRBNY) in 2007–2009 and served Geithner’s spokesman when he was president of the FRBNY.

Introductory Geology Laboratory Students' Learnings From And Perceptions Of Physical And Virtual Polarizing Light Microscopes – An Exploratory Mixed Methods Study, Christy M. Bebeau

USF Tampa Graduate Theses and Dissertations

Undergraduate geoscience laboratory courses provide hands-on learning about earth materials. However thin section analysis is not typically included in introductory geology laboratories, likely due to the polarizing light microscope (PLM) costs. Therefore, there is a lack of research about the educational outcomes of novices learning these skills.

In this inquiry, I conducted mixed methods research about novice students' learning of thin section analysis in an introductory geology laboratory and evaluated learning and perception differences between students who used a virtual PLM and those who used a physical PLM. I collected data from Creative Exercise (CE) assessments in student midterm and …

Electrospun Nanofiber Technology Based Energy Storage And Biosensor Devices For Wearable Electronics, Bianca Seufert

USF Tampa Graduate Theses and Dissertations

As progress in the field of nanotechnology continues to evolve, it is becoming more and more prevalent to apply this small but powerful technology to portable wearable electronics. The unique scale of such a technology lends its expertise to the investigation of enzymes for biometric related diagnostics or in the development of light weight flexible energy storage devices. Furthermore, as the need for highly precise and durable wearable electronics grows, the next generation of electronics must keep pace with this development in terms of shape, flexibility, functionality, and performance.

The presented research reviews the current state of art of nanofiber …

A Gateway To Next-Generation Patient Monitoring System, Kishore Kumar Kadari

USF Tampa Graduate Theses and Dissertations

Healthcare patient monitoring is undergoing a significant digital transformation, and the integration of Cyber-Physical Systems (CPS) and Artificial Intelligence (AI) is becoming increasingly crucial in reshaping patient care. In an era where digital technology is revolutionizing medical practices, this research aims to take a leading role in advancing a fundamental aspect of predictive and sustainable healthcare practices, enhancing patient outcomes and uplifting the practice of medicine.

This research focuses on the study of Digital Twins for precision health, which are designed to monitor and provide intricate, personalized feedback dynamically during a patient's healthcare experience. The architecture of the system is …

Inquiry-Based Teaching Of Science In The Saudi Kindergarten Classroom: A Multi-Case Study Of Early Childhood Educators’ Attitudes And Practices, Intisar Alawthah

USF Tampa Graduate Theses and Dissertations

The aim of this qualitative multiple case study was to understand three Saudi kindergarten teachers ’attitudes toward enacting inquiry to teach science in the kindergarten classroom. This study was guided by two research questions: 1) What attitudes do Saudi kindergarten teachers hold about using inquiry to teach science in their classrooms? 2) How do Saudi kindergarten teachers enact inquiry in their science teaching in the Saudi context? This case study helped to understand Saudi kindergarten teachers’ attitude toward using it in the kindergarten classroom and clarified how Saudi kindergarten teachers enact inquiry to teach young children science in their classroom. …