Digital Commons Network^™

The Specifics Of Green Mortgages: A Case Study Of Poland, Mateusz Tomal, Ewa Gorlecka-Łabiak

Journal of Banking and Financial Economics

The green mortgage market in Poland has received limited research attention. Therefore, this article aims to present the specifics of the green mortgage market in Poland. To thoroughly investigate the issue, in-depth interviews were conducted with 12 banking sector representatives, each with varying experience and professional roles. The study’s findings revealed that there is no formal definition of green mortgages, which hinders both banks and their customers. Currently, green mortgages are rarely granted due to their limited economic benefit to borrowers and the small number of residential properties that qualify. For banks, green mortgages present an opportunity to expand their …

Specific Carbohydrate Diet Versus Mediterranean Diet In Adult Patients With Mild To Moderate Ulcerative Colitis: A Randomized Controlled-Feeding Trial, Albert Sheng-Yin Chen, Long Nguyen, Brianna Gray, Katherine Williams, Jenny Gurung, Lauren Canha, Jessica Mcgoldrick, Jane Hubbard, Hamed Khalili

Student Papers, Posters & Projects

Background and aims: This pilot randomized controlled-feeding trial compared the effect of Specific Carbohydrate Diet (SCD) and Mediterranean diet (MeD) in mild to moderate ulcerative colitis (UC).

Methods: Seventeen adults were randomized to a 6-week SCD (n = 8) or MeD (n = 9) intervention. Primary outcome was change in partial Mayo Clinic score (pMCS).

Results: The study was discontinued early due to significant dropout (n = 9, 52.9%). There was no significant between-group differences observed for pMCS change (SCD, -0.8; MeD, -1.3; p = 0.499) or secondary outcomes. Exploratory metagenomic analysis revealed enrichment of Parasutterella excrementihominis …

Re: Conditional Approval Letter For The Butte Priority Soils Operable Unit Insufficiently Reclaimed Sites Quality Assurance Project Plan, Molly Roby

Silver Bow Creek/Butte Area Superfund Site

No abstract provided.

Staff Education To Instruct Nurses On How To Use The Braden Scale To Increase Their Knowledge, Anna Shedrick

Walden Dissertations and Doctoral Studies

No abstract provided.

U.S. Health Care Leaders’ Strategies To Improve Operational Efficiency Through Artificial Intelligence In Hospital Settings, Antwonne Demarco Ward

Walden Dissertations and Doctoral Studies

Health care leaders in the United States increasingly adopt artificial intelligence (AI) to improve operational efficiency, yet many organizations struggle to achieve sustained operational value from AI initiatives. This problem is important to health care leaders, patients, clinicians, staff, and communities because AI-supported decisions may affect workflow, access, safety, staffing, and trust. The purpose of this qualitative pragmatic inquiry project was to explore strategies U.S. health care leaders used to improve operational efficiency through AI in hospital settings. Eight U.S. health care leaders in hospital settings across the United States participated. The technology-organization-environment framework grounded the project. Data were collected …

Enhancing Nursing Competency In The Ambulatory Surgery Center, Rachael Owokole

Walden Dissertations and Doctoral Studies

In this project, I addressed a persistent practice problem among agency nurses working in an ambulatory surgery center (ASC) in Southern California, who often enter the facility with varying familiarity with its policies and procedures. I designed this staff education, evidence-based practice (EBP), quality-improvement initiative to strengthen nursing knowledge and competency among agency nurses at the facility. The practice question was designed to assess on whether their knowledge and self-perceived competency improved after participating in the education program. I obtained evidence for the project from peer‑reviewed research, clinical guidelines, and national competency frameworks. I identified sources through systematic searches of …

Re: Conditional Approval Letter For The Butte Priority Soils Operable Unit Unreclaimed Sites Quality Assurance Project Plan, Emma Rott

Silver Bow Creek/Butte Area Superfund Site

No abstract provided.

Re: Conditional Approval Letter For The Butte Priority Soils Operable Unit Unreclaimed Sites Quality Assurance Project Plan, Emma Rott

Silver Bow Creek/Butte Area Superfund Site

No abstract provided.

Addressing The ‘Chicken-And-Egg’ Dilemma: Pension Reform, Market Coordination, And Policy Design, Shujaat Khan, Bo Li, Yunhui Zhao

Journal of Banking and Financial Economics

Why do domestic stock markets in many emerging market economies fail to develop, even in the presence of high savings rates? In this paper, we argue that this may be a ‘chicken-and-egg’ problem, which we formalise as a market coordination failure. We first develop a stylised game-theoretical model, showing that when long-term equity investment is subject to network externalities, the Pareto-optimal, high-investment equilibrium is not robust to noise. Individual investors, fearing defection by others, will rationally choose a low-investment (or ‘run’) strategy, trapping the market in a state of underdevelopment. We then show how a specific institutional design – a …

Experimental And Density Functional Theory Study Of The Structural, Optical, And Electronic Properties Of La2Nimno6 And Nd2Nimno6 Double Perovskite Ceramics, Mahmoud S. Alkathy, Anibal Thiago Bezerra, Person Pereira Neves, Mariama Rebello De Sousa Dias, Alexandre José Gualdi, Marco Daldin Teodoro, Valmo R. Mastelaro, José A. Eiras

Physics Faculty Publications

Despite extensive study of La₂NiMnO₆ double perovskites, a systematic understanding of the effects of A-site rare-earth substitution on coupled structural, electronic, and optical properties remains lacking. Here, we provide the first integrated experimental-computational comparison of La₂NiMnO₆ (LaNMO) and Nd₂NiMnO₆ (NdNMO), establishing quantitative structure–property relationships. Rietveld refinement demonstrates that Nd³⁺ substitution amplifies MnO₆ and NiO₆ octahedral distortions 5-fold (Δd_Mn: 4.69 × 10^–4 to 23.9 × 10^–4; Δd_Ni: 1.18 × 10^–4 to 5.91 × 10^–4), reduces Mn–O–Ni bond …

The Effectiveness Of Anterior Torque Control By Clear Aligners In Extraction And Non-Extraction Cases : Systematic Review, Houda Ousli, Kawtar Chadli, Fatima Zaoui, Hicham Benyahia

International Arab Journal of Dentistry

Introduction: Clear aligner treatment has gained popularity in recent years. Accurate torque expression of the upper incisors is crucial for orthodontic treatment outcomes but remains challenging in invisible orthodontic treatment.

Objectives: This systematic review aims to evaluate the existing literature and critically assess the clinical effectiveness of aligners in controlling anterior torque or bucco-lingual root inclination, in both extraction and non-extraction cases.

Methods: A systematic search of Scopus, PubMed, Web of Science, Ebsco, and the Cochrane Library was conducted for peer-reviewed articles published between 2014 and March 2025. A total of 257 records were identified (Scopus: 32; Web of Science: …

Catholic Kolping Society New York V. Mugan

All Decisions

In this lease-expiration holdover, the court dismissed the petition upon finding a manifest discrepancy between the theory of rent-regulation exemption alleged in the petition — RSC §2520.11(f) (charitable/educational institution, institutional affiliation) — and the RPL §231-c GCEL notice served with the predicate notice, which claimed a different exemption based on income-restricted housing. Because the two instruments were irreconcilable as to the basis for GCEL exemption, dismissal was required. Landlord's cross-motion to amend was denied for failure to annex a proposed amended petition as required by CPLR §3025(b).

Fuel Tank Seismic Stability Program-Informed Displacement Maps Of Portland's Critical Energy Infrastructure Hub, Ana Tijerina Esquino

Dissertations and Theses

Oregon's Critical Energy Infrastructure (CEI) Hub in northwest Portland contains a large portion of the state's liquid fuel storage and distribution capacity and is located in an area susceptible to liquefaction and earthquake-induced permanent ground deformation during a Cascadia Subduction Zone earthquake. Initial Seismic Vulnerability Assessments submitted under Oregon's Fuel Tank Seismic Stability program provide valuable facility-specific information, but the assessments vary in subsurface characterization, treatment of fine-grained soils, ground motion selection, and deformation estimation methods. This variability complicates interpretation of regional seismic risk and motivates a consistent corridor-scale analysis.

This thesis develops CPT-informed displacement estimates for representative cross sections …

Machine Learning For Practical Quantum Computing: Adaptive Mitigation And Data-Driven Noise Characterization, Steven Szachara

Theses

Quantum error mitigation (QEM) is essential for reliable near-term quantum computing, yet practical deployment requires balancing mitigation strength against runtime overhead under nonstationary noise. This work introduces GSC-QEMit, a telemetry-driven context–forecast–bandit framework that adaptively selects mitigation intensity using unsupervised context discovery, uncertainty-aware Gaussian process forecasting, and a cost-aware contextual bandit. Evaluated on benchmark quantum circuits under drifting noise in simulation, the approach improves logical fidelity while reducing unnecessary intervention cost. Complementing this systems-level contribution, we apply unsupervised machine learning to broadband cryogenic transient dielectric spectroscopy data to analyze two-level system (TLS) noise mechanisms. Through clustering, dimensionality reduction, and spectral analysis, …

Two-Tier Seat-Limit Classifier With Active Per-Seat-Credential Self-Probe, Gustavo Matthew Assuncao

Defensive Publications Series

A fleet of autonomous LLM coding/review agents, each holding its own per-seat license, draws from a small set of shared provider quotas (an organization spend ceiling and a per-minute API rate limit). Treating every provider error as a uniform retry-with-backoff is wrong twice: a transient rate limit and a durable capacity exhaustion need opposite recovery horizons (minutes vs. hours), and a central platform key cannot test whether an individual seat's license has recovered because the quota is bound to the seat's own credential. This publication discloses a method that (1) recovers a limit signal from the agent's free-text output — …

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Two-Tier Seat-Limit Classifier With Active Per-Seat-Credential Self-Probe, Gustavo Matthew Assuncao

Defensive Publications Series

A fleet of autonomous LLM coding/review agents, each holding its own per-seat license, draws from a small set of shared provider quotas (an organization spend ceiling and a per-minute API rate limit). Treating every provider error as a uniform retry-with-backoff is wrong twice: a transient rate limit and a durable capacity exhaustion need opposite recovery horizons (minutes vs. hours), and a central platform key cannot test whether an individual seat's license has recovered because the quota is bound to the seat's own credential. This publication discloses a method that (1) recovers a limit signal from the agent's free-text output — …

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Category-Adaptive Recall Depth (Card) For Heat-Tiered Memory Systems, With Experimental Validation On Longmemeval-500, Arko Sanyal

Defensive Publications Series

We present Category-Adaptive Recall Depth (CARD), a retrieval mechanism for heat-tiered memory systems that conditions top-K depth and ranking strategy on a query category signal. Prior memory retrieval systems apply a fixed top-K regardless of query semantics; CARD instead assigns each query to one of four categories—information extraction (IE), knowledge update (KU), multi-session reasoning (MSR), temporal reasoning (TR)—and selects a per-category (K, ranking_strategy) pair optimized for that category's retrieval demands. KU queries additionally filter to the highest-version record per entity, enabling 100.0% accuracy on knowledge update tasks. We evaluate CARD integrated with LOCI (Layered Output and Context Intelligence), a heat-tiered …

Technical Disclosure: The Unified Metric-Shift Engine (Umse), Christopher L. Eckes

Defensive Publications Series

This technical disclosure formalizes the system engineering specifications for the Unified Metric-Shift Engine (UMSE). Rather than treating elemental replication, spatial teleportation, and temporal navigation as independent physical anomalies, the UMSE architectural framework unifies them into a single hardware-software stack built upon 2D viscoelastic substrate mechanics .

By manipulating the z-axis coordinate projection and helical phase vectors of localized soliton excitations (particles), the system operates entirely within room-temperature, non-equilibrium phase space . Inspired by the Nobel-Prize-adjacent mechanics of Soliton Trapping (Caltech) and Laser Wakefield Acceleration (LWFA), this disclosure details how a garage-budget harmonic computer can manipulate the fundamental universal source code—the …

Emergent Volumetric Expansion: Resolving The Hubble Tension Via 2d Viscoelastic Substrate Mechanics And Fused Bao Facets, Christopher L. Eckes

Defensive Publications Series

This paper presents a rigorous, particle-free alternative to the standard Friedmann-Lemaître-Robertson-Walker (FLRW) metric expansion paradigm by unifying the Dimensionally Extended Holographic Projection (DEHP) model and Informational Exomemory Cosmology (IEC). Rather than treating the vacuum as a geometric void expanding via dark energy, we formalize space as a continuous, two-dimensional (2D) viscoelastic phase fluid substrate operating at a resonant baseline (z=0). Three-dimensional (3D) baryonic matter emerges exclusively as localized, high-tension wave crests ("knots") projected vertically along a spatial z-axis, topologically anchored to zero-volume underbelly negative wave troughs ("anchors").

By applying continuum fluid mechanics to this membrane architecture, we reinterpret the 150-megaparsec …

Assessing Digital Collaborative Skills Among Pre-Service Elementary Teachers: Initial Instrument Evidence And Demographic Differences, Candra Utama, Aynin Mashfufah, Esti Untari, Sofia Haratee

Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan

Digital collaboration skills are an important competence for prospective elementary school teachers as 21^st-century learning demands the ability to use technology to work on a team, to communicate and share responsibilities, and to reflect on the learning process. This study aims to analyze evidence of the instrument initial validity, reliability, collaborative skill profile, and score differences based on the demographic characteristics of pre-service elementary teachers after participating in digital-based collaborative learning. The research uses a post-implementation evaluative quantitative approach sourced from a digital collaborative learning research design in the fourth-semester of elementary school teacher education study program at …

Forest Offering, Theresa Appleyard

Calliope

No abstract provided.

Full Issue

Calliope

No abstract provided.

An Ethical Perspective For Emerging Dental Roles- Insights From Dr. Al Rizkalla, Al Rizkalla Dds

Virginia Dental Journal

No abstract provided.

‘Treating Dentist’ Reporting On Claims, Dilaine Gloege Cda, Cpc

Virginia Dental Journal

No abstract provided.

System And Method For Holistic Content And Context-Aware Display Arbitration, Google Case Managers Picozzi

Defensive Publications Series

Framework for Holistic Content and Context-Aware Display Arbitration

ABSTRACT

The disclosed technology describes a centralized, context-aware display architecture that dynamically regulates visual output by concurrently analyzing environmental conditions, hardware states, and on-screen content. By replacing isolated, stacked display adjustments with a unified intelligent orchestrator, the system generates a comprehensive predictive parameter vector that dictates granular display settings. This approach leverages machine learning and localized telemetry to resolve visual feature collisions, ultimately preserving visual fidelity, enhancing text legibility, and minimizing hardware power consumption.

Perceptual Hdr Enhancement Within Sdr Color Space Via Dual-Model Content Analysis, Sianyi Huang, Yu Wang, Jongseo Lee

Defensive Publications Series

Converting standard dynamic range (SDR) to high dynamic range (HDR) content relies on computationally intensive ML models and heavy graphics processing unit (GPU) image processing. These requirements present barriers to implementation on mobile devices. This disclosure describes techniques, referred to as enhanced SDR (eSDR), that achieve the perceptual benefits of HDR, such as highlight sparkle and deep shadow detail, without leaving the SDR container. Global statistical features of an SDR video frame are extracted. A base luminance gain curve for the video frame is determined based on the luminance histogram. An artifact risk metric for the video frame is determined …

Loci Persistent Ai Memory Engine: Versioned Exact-Fact Chains, Source-Trust Provenance Weighting, Hardware-Tier Gradient Search, And Interpersonal Quality-Of-Life Gating, Arko Sanyal, Roza

Defensive Publications Series

This publication discloses five novel architectural mechanisms for persistent AI memory systems: (1) a versioned fact chain architecture for exact-fact stores that preserves full temporal history with provenance timestamps, enabling temporal queries unavailable in flat vector stores; (2) a source-trust provenance field that weights facts by declaration origin and prevents model-inferred data from incorrectly overriding user-stated facts; (3) an asymmetric confidence gate for conflict resolution that uses source trust to apply differential correction thresholds; (4) a hardware-tier gradient search escalation algorithm that expands retrieval scope from fastest-tier (VRAM) to slowest-tier (remote VPS) when data is not found at the current …

The Viscoelastic Redshift Protocol: Resolving The Hubble Tension Via 2d Substrate Fluid Mechanics, Christopher L. Eckes

Defensive Publications Series

This paper presents a rigorous, particle-free alternative to standard Friedmann-Lemaître-Robertson-Walker (FLRW) cosmology by formalizing the Dimensionally Extended Holographic Projection (DEHP) model. Instead of treating spacetime as a geometric vacuum expanding via dark energy, we model the universe as a continuous, two-dimensional (2D) viscoelastic phase fluid substrate operating at a resonant baseline ($z=0$). Three-dimensional (3D) baryonic matter emerges as localized, high-tension wave crests ("knots") projected vertically along a spatial z-axis, tethered directly to zero-volume antimatter anchors on the substrate's underbelly. By applying continuum mechanics to this membrane architecture, we derive a novel, purely material resolution to the Hubble Tension crisis. We …

Psychosocial Characteristics Of Self-Identifying Incels, Joleen Koroluck

Walden Dissertations and Doctoral Studies

Research examining individuals who self-identify as involuntary celibates (incels) has increased in response to concerns surrounding online grievance communities and violence-related rhetoric. Despite growing scholarship, limited research has examined the psychosocial lived experiences of individuals who identify as incels. The purpose of this qualitative study was to explore these experiences and examine factors associated with violent or extremist beliefs within incel-related online communities. Guided by social comparison theory and social identity theory, reflexive thematic analysis was used to examine 90 publicly available forum posts collected from 4Chan, Incel.is, and Looksmaxx. The data were manually coded and analyzed through iterative thematic …

Signal And Substance: Why Methodological Sophistication Fails To Guarantee Inference, Aamir Rashid, Rizwana Rasheed

Publications and Research

Despite increasing analytical sophistication, empirical research in organization studies continues to suffer from fragile inference, uneven theoretical accumulation, and contested credibility. This paper seeks to explain why these problems persist by shifting attention from authors’ methodological choices to the evaluative dynamics of peer review. Adopting a conceptual and theory-analytic approach, the paper theorizes peer review as an inferential gatekeeping system. Drawing on research design, theory evaluation, and philosophy-of-science literatures, this study develops an analytical framework to examine how evaluative routines shape what constitutes empirical rigor during the review process. The analysis identifies five recurring reviewer blind spots: inferential scope inflation, …