Digital Commons Network^™

F1) Hermitage And Digital Storytelling: A Case Study For Sustainable Visitorship, Antonio Lenzo

International Religious Tourism and Pilgrimage Conferences

Hermitage and tourism may appear to be potentially unrelated, even antithetical. And yet, hermitage practices, both historical and current, have often elicited a strong attraction for the movement of people towards rural areas especially in the context of pilgrimage and religious tourism. While in some cases this activity has led to overtourism, storytelling related to hermitage practices may also be pivotal in the fostering of sustainable tourism practices.

The UNESCO World Heritage site of Monte San Giorgio, at the border between Italy and Switzerland, presents a long-standing history in which the movement of people has been heavily shaped not only …

Who Becomes A Missionary Intensifier? Examining Church Inclusivity And Cultural Sensitivity In Predicting Engagement, Ray Opao, Arceli Rosario, Carthy Joy Aguillon, Jimmy Adil Jr, Susa Opao

Adventist Human-Subject Researchers Association

Logistic regression (N = 5,682) revealed that cultural sensitivity, church inclusivity, and age of membership significantly predicted “Intensifiers”—members seeking greater personal and program involvement. A negative interaction suggests inclusivity is less influential for late joiners, who may be more driven by personal conviction than by institutional inclusivity.

Pedagogical Beliefs Of The Form Five Biology Teachers In Trinidad And Tobago On Teaching Strategies: Chalk And Talk, Ict, Cooperative Learning, And Concept Map, David Chand

Adventist Human-Subject Researchers Association

This study explored the pedagogical beliefs and teaching strategies of Biology teachers in high-performing secondary schools in Trinidad. Teachers believed Chalk and Talk was an effective method for students’ high achievement in Secondary School’s Board Examination. Teachers’ inherent beliefs about their teaching practices should be integrated in Teacher Education curriculum.

I'M So Glad We Had This Time Together: A Memoir [Book Review], Jj Pionke

Disability in LIS (DisLIS)

Maurice Vellekoop's I'm So Glad We Had This Time Together: A Memoir is a recounting of his realization and embracing of his homosexuality ultimately through getting therapy for his depression.

Lessons Learned: Miguel Carcaño, Mercedes Cardona

Journal of Financial Crises

During the Global Financial Crisis (GFC), Miguel Carcaño served as head of the Spanish Treasury’s Fund for Orderly Bank Restructuring, the authority in charge of managing the restructuring process of the country’s credit institutions. The fund, known today as the Spanish Executive Resolution Authority, is integrated into the European network led by the Single Resolution Board (SRB) of the European Union’s banking union. Carcaño has held a number of posts within the SRB and in 2022 became head of the Single Resolution Fund, the SRB’s emergency fund, which serves as backstop for institutions across the banking union’s 21 countries.

How Us Bank Regulation Failed Svb And Its Supervisors, Greg Feldberg, Carey K. Mott, Jill Cetina

Journal of Financial Crises

It is well known that Silicon Valley Bank (SVB) failed in March 2023 because of a toxic combination of uninsured deposits and underwater securities. This article argues that the bank’s failure could have been avoided if SVB had been subject to two global standards established by the Basel Committee on Banking Supervision. First, the interest-rate risk in the banking book (IRR-BB) standard, never fully implemented in the United States, would have identified the bank’s extremely risky asset-liability management strategy and required remedial action 10 quarters before it failed. Second, the liquidity coverage ratio (LCR), from which US regulators had exempted …

Emergency Liquidity Assistance And Monetary Financing In The European Union: A Case Study In Fiscal Cooperation?, Vincient Arnold

Journal of Financial Crises

In the European Union (EU), primary EU treaty law prohibits central banks from engaging in monetary financing, which includes lending to insolvent firms. This legal prohibition exists alongside, and in parallel to, various regulatory provisions of the Eurosystem. As a result, EU Member State central banks face unique legal limitations when acting in their roles as lenders of last resort, providing emergency liquidity assistance (ELA). In practice, European central banks—both members of the Eurosystem and not—lend to firms of questionable solvency with some frequency, often creatively employing fiscal guarantees to limit their balance sheet exposure and shift the lending risk …

United States: Rhode Island Limited Bank Holiday, 1991, Ayodeji George, Sophia Alden

Journal of Financial Crises

In 1990, the Rhode Island Share and Deposit Indemnity Corporation (RISDIC) was a private mutual deposit insurance corporation funded by member institutions. Late that year, after the failures of two of its insured institutions in July and October, other RISDIC member institutions faced large depositor withdrawals, as concerns began to focus on the financial health of RISDIC itself. RISDIC had maintained inadequate reserves, and on December 31, 1990, it found itself lacking the resources to cover depositor withdrawals from member institutions. RISDIC leadership requested a state-appointed conservator, which meant that all its member institutions no longer had the deposit insurance …

United States: Reserve Primary Fund Suspension, 2008, Anmol Makhija

Journal of Financial Crises

In 2008, the Reserve Primary Fund was the world’s third-largest money market fund with $62.5 billion in assets. Following Lehman Brothers’ bankruptcy filing on September 15, the Primary Fund’s $785 million position in Lehman debt securities was underwater, and the fund faced severe redemption pressures from investors. In just two days, redemption requests surpassed $40 billion. Owing to the fund’s inability to liquidate assets at or above par value in the frozen markets and the inability of its sponsor, the Reserve Management Company, Inc. (RMCI), to support investors, the Reserve announced on September 16 that the Primary Fund had “broken …

India: Yes Bank Moratorium, 2020, Salil Gupta

Journal of Financial Crises

By December 2019, Yes Bank’s capital levels had dropped below the Reserve Bank of India’s (RBI) mandated threshold, as the bank was facing a combination of deposit withdrawals, losses from extraordinary credit provisions, and overexposure to stressed sectors. On March 5, 2020, India’s Ministry of Finance (MoF) and the RBI placed Yes Bank under a 30-day moratorium that restricted most banking functions and limited deposit withdrawals to INR 50,000 per person (USD 663). The purpose of this moratorium was to allow the RBI time to design a plan of reconstruction or amalgamation for Yes Bank to allow depositors limited access …

United States: National Bank Holiday, 1933, Ayodeji George

Journal of Financial Crises

By mid-February 1933, the United States was in the depths of the Great Depression and the banking system faced sustained depositor runs and currency hoarding. On February 14, the governor of Michigan declared a holiday for all banks and trusts in the state. There followed a wave of declared bank holidays and bank runs across the country. The public withdrew $1.8 billion in gold and currency from banks in February and early March, with nearly two-thirds of those withdrawals occurring in the week ended Friday, March 3. By that date, 25 of 48 states had implemented bank holidays or restricted …

Greece: National Bank Holiday, 2015, Stella Schaefer-Brown

Journal of Financial Crises

In December 2014, deposit outflows from Greek banks intensified owing to political uncertainty following the announcement of a snap presidential election and a subsequent crash of the Greek stock market. This led to a liquidity crisis in the first half of 2015. Intensifying political uncertainty, worsening liquidity, and volatility in the macroeconomic and financial markets environment peaked in the first half of 2015. The crisis was exacerbated by a February decision by the European Central Bank (ECB) that made it difficult for Greek banks to continue borrowing from its monetary policy-related liquidity programs. On June 28, 2015, the ECB announced …

Cyprus: National Bank Holiday, 2013, Stella Schaefer-Brown

Journal of Financial Crises

The Greek government debt crisis was especially hard on the two largest Cypriot banks. Bank of Cyprus (BoC) and Laiki Bank lost EUR 1.8 billion and EUR 2.3 billion, respectively, on their Greek government bonds after the European Union (EU) decision in October 2011 to haircut the bonds. Over the next year, Laiki Bank faced severe liquidity problems from depositor withdrawals, the Central Bank of Cyprus (CBC) extended to it significant emergency liquidity assistance, and the government owned 84% of the bank after injecting EUR 1.8 billion. The Cypriot economy also suffered negative effects and in March 2013, authorities negotiated …

Ecuador: National Bank Holiday, 1999, Bailey Decker

Journal of Financial Crises

After a series of exogenous shocks hit Ecuador’s economy in 1997 and 1998, foreign creditors reduced external credit lines to the country, draining liquidity. The newly created Deposit Guarantee Agency (Agencia de Garantía de Depósitos, AGD) administered deposit insurance and a new blanket guarantee and had the authority to resolve failing banks. Despite these actions, bank runs continued. After depositors reportedly withdrew USD 400 million from banks over a two-week period, on Monday, March 8, 1999, one hour before banks were supposed to open, the bank superintendent declared a surprise bank holiday effective that day; banks reopened a week later …

Argentina: National Bank Holidays, 2001, Owen Heaphy

Journal of Financial Crises

Starting in 1991, Argentina operated a currency board regime under which the central bank guaranteed a one-to-one peg of the Argentine peso to the US dollar. But in 2001, markets became increasingly concerned that the central bank would be unable to maintain the peg and would allow the peso to devalue against the dollar. At that time, more than two-thirds of Argentine bank deposits were denominated in dollars. Throughout 2001, depositors withdrew funds from banks; by November, peso deposits had declined by more than one-third and dollar deposits had fallen by one-tenth. On November 28, 2001, the systemwide banking run …

Argentina: Mutual Fund Suspensions, 2019, Owen Heaphy, Anmol Makhija

Journal of Financial Crises

With Argentina facing a liquidity crisis and collapse in demand for government debt, on Wednesday, August 28, 2019, the country's minister of economy, Hernán Lacunza, announced after markets closed that the government was extending the maturity of USD 7 billion of its short-term public debt securities, among other measures. Lacunza stated that domestic retail investors would not be subject to the terms of the maturity extension and would be paid principal and interest on the affected securities per the original maturity schedule. This announcement caused confusion about the treatment of individual investors who held the affected securities indirectly through mutual …

Survey Of Bank Holidays And Fund Suspensions, Rosalind Z. Wiggins, Owen Heaphy, Anmol Makhija, Stella Schaefer-Brown, Greg Feldberg, Andrew Metrick

Journal of Financial Crises

In this paper, we analyze seven case studies involving bank holidays and two involving mutual fund suspensions produced by the Yale Program on Financial Stability. Our main purpose is to assist policymakers who are considering utilizing a bank holiday in designing the most effective program as efficiently as possible. We find that a bank holiday may be most useful when designing and implementing a comprehensive remedy to an underlying problem distressing banks, particularly when an exogenous shock rather than balance sheet weaknesses is the cause of general distress to the system. A holiday is also useful to “ring-fence” one or …

C1) Critical Reflection On The Specificity And Coherence In Portugal Of Processions And Pilgrimages As Religious Practices, Adalberto Dias De Carvalho

International Religious Tourism and Pilgrimage Conferences

In an anthropological and ethical tourist exploration of religious practices, silence due to its symbolic and spiritual value stands out, among others, as an important and profound experience. It is used in different ways, depending on the religious tradition, but it always emerges as being powerful in deepening the connection with the divine and facilitating inner meditation.

In Christianity, silence, by fostering a more direct relationship with the sacred, also promotes listening to the ˜answers of the entity to which that communication is especially directed.

Since the acceptance and practice of silence is inherent and clearly compatible with ritual solemnities, …

Enhancing Social Sustainability In Parcel Hubs Using Discrete Event Simulation And Multi-Objective Optimization, Harald Steinkellner, Domenik Kaever, Christoph Rockenschaub

International Material Handling Research Colloquium

No abstract provided.

Supply Chain Robustness And Resilience Modeling Using Bayesian Networks, Md Sarder, Seyedmohsen Hosseini

International Material Handling Research Colloquium

No abstract provided.

Fostering An Inclusive Environment For New Students Through The South Pacific Division Community Support System At The Adventist International Institute Of Advanced Studies: An Appreciative Inquiry, Anasa Tabua

Adventist Human-Subject Researchers Association

This study uses Appreciative Inquiry to explore how the South Pacific Division (SPD) community support systems at the Adventist International Institute of Advanced Studies (AIIAS), grounded in Social Capital Theory, foster inclusivity for new students. It examines existing systems, identifies strengths, and explores enhancement strategies. The findings offer implications for other AIIAS communities and Adventist institutions seeking to enhance support systems and foster inclusive environments.

Exploring The Impact Of Digital Solutions On Sustainable Economic Growth In The Agricultural Sector Of Rural Zambia: A Case Of Central, Lusaka And Southern Provinces, Ireen Wesley Chimoga V

Adventist Human-Subject Researchers Association

The study explored the impact of digital solutions on sustainable economic growth in the agricultural sector of rural Zambia, focusing on Central, Lusaka, and Southern provinces. It explored how digital mobiles can increase agricultural production, reduce poverty, and advance economic growth. The findings aimed to suggest policies for rural development.

The Role Of Faith-Based Health Interventions In Managing Mental Health Among Seventh-Day Adventist Youth, Oloo Stephen Nyanjwa Jr

Adventist Human-Subject Researchers Association

Participants reported moderate levels of anxiety, depression, and stress, with excessive worry and difficulty concentrating being prominent. Faith-based practices were frequently used and viewed as effective for mental well-being. While comfort in seeking church-based support was moderate, professional help-seeking was low. Most participants were recent members, reflecting shifting church demographics.

The Importance Of Faith Integration In Student Motivation In Graduate Counseling Program Selection, Timothy J. Evans, Andrew J. Graham, Jim Zapf, Ronnie L. Pace

Journal of Counseling and Psychology

This study examines the role of faith integration in motivating graduate counseling students to select faith-based programs and its impact on their perceived preparedness to integrate faith into counseling practice. Using a quantitative approach, 239 participants from five graduate counseling programs completed a survey exploring their motivations for becoming counselors, reasons for program selection, and perceptions of faith integration in their education. Results revealed that students motivated by spiritual factors, such as pleasing God or influencing others spiritually, were significantly more likely to choose programs emphasizing faith integration and shared spiritual values. Older students placed greater importance on faith integration …

Recommended Forages For Ethiopian Environments And Current Strategies For Utilization, A Mengistu

IGC Proceedings (1977-2023)

Ethiopia has great variations in relief with large areas of lowlands below 1.000 m, extensive plateaus at altitudes of 1 500 to 2 000 m and highlands with cultivation extending to about 3 000 m. Rainfall generally increases with altitude and is higher in the western and south central regions. Ethiopian environments can be classified as sub-humid in much of south­central and western zones, semi-arid in the south, the central Rift Valley and the northern highlands, arid in the eastern lowl­ands and humid around Jimma in the south central region. The strong effect of altitude on temperature results in temperate …

Shared Autonomy Open Logistics Systems: Definitions, Examples, And Related Literature, Jennifer Pazour

International Material Handling Research Colloquium

No abstract provided.

Algorithmic Approaches To Path Planning For Collaborative Robot-To-Robot Picking, Christopher Reining, Pia Schreynemackers, Niklas Jost, Alice Kirchheim

International Material Handling Research Colloquium

No abstract provided.

Proof-Of-Concept Implementation Of A Drone-Enabled Material Handling System In Manufacturing, Julio Jimenez-Sarda, Daniel F. Silva, Alice E. Smith

International Material Handling Research Colloquium

No abstract provided.

Dynamic Device Configuration Based On User-Defined Context, Ant Oztaskent, Aiko Nakano

Defensive Publications Series

This document describes techniques that enable a computing device (e.g., a smart watch, ring, glasses, etc.) to support user-defined contextual information display and configuration through natural language. The techniques of this disclosure may address the problem of complicated menus and settings and unreliable predictive solutions for displaying personalized and/or general information (e.g., stock prices) by introducing voice controls and artificial intelligence (AI) assistance. The techniques of this disclosure leverage voice input and natural language processing to allow a user to specify what information the user wants to see and the conditions under which the information should be displayed. In one …

Mechanistic Insights And Clinical Benefits Of Omega-3 Fatty Acids In Cardiovascular, Inflammatory, And Neurological Health, Anosh Tahir, Afshan Siddiq

The Thai Journal of Pharmaceutical Sciences

Background: Omega-3 polyunsaturated fatty acids (ω-3 PUFAs), particularly eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA) are attributed with the capacity to prevent cardiovascular diseases (CVD), chronic inflammation, and neurodegenerative diseases. Their bioactive contribution consists on interfering with lipid metabolism, decreasing inflammation, and increasing neuroprotection. Still, the findings imply that there is a considerable need for greater clarification of their mechanisms and their application to clinical care.

Objectives: This narrative review is intended to discuss the potential target(s) of action, uses, and efficacy of ω-3 PUFAs in the context of CVD, inflammation, and neurodegenerative diseases.

Materials and Methods: This narrative review …