Digital Commons Network^™

The Myth Of Credit Card Competition, Benjamin Dinovelli

Vanderbilt Law Review

You pay an invisible tax every time you swipe your credit card to pay—whether to buy groceries, grab a coffee, or access transportation. Credit card companies charge merchants to process your transaction, who in turn increase their own prices. These swipe fees are both extractive—higher than the cost of service and the fees in most other countries—and regressive—placing more of the cost burden on lower-income consumers and smaller merchants. Such outcomes are typically associated with firms having material market power. Yet, this market has competition: Consumers choose various cards offered by multiple card issuers, including banks and networks like American …

Modeling And Autonomous Control Systems For A Delivery Drone Application, Dana Helal Alnuaimi

Theses

This thesis focuses on the development of a multi-drone navigation and control system, aiming to enhance payload capacities beyond the limits of single-drone systems. By integrating multiple drones to work collaboratively as a unit, this study addresses the challenges associated with lifting and transporting heavier payloads.

The primary objective is to design and evaluate a multi-drone system capable of working in tandem to transport larger payloads efficiently. The research aims to develop robust control algorithms, supported by system identification for dynamic modeling, and navigation strategies to enable effective coordination between drones.

The study employs a combination of simulation and real-world …

False Conflict: Colorblindness And Section 2 Of The Voting Rights Act, W. Kerrel Murray

Fordham Law Review

If friends and foes of section 2 of the Voting Rights Act of 1965 agree on one thing, it is the irrepressible conflict between section 2’s attention to race and constitutional colorblindness. They’re wrong. Rightly understood, section 2’s design is remarkably compatible with colorblind constitutionalism’s letter and spirit.

To show how, this Article first returns to section 2’s origins and the preexisting approach its text codifies. That approach had an underappreciated ethos: When intentional discrimination’s effects sufficiently distort a political system, an electoral rule’s results might impugn its unconstitutionality, even if the rule had been adopted without discriminatory purpose. Drawing …

Macroprudential Easing Measures In The Context Of Contractionary Monetary Policy: The Case Of Brazil In 2014, Marcos Antonio Paliari, Marcos Roberto Vasconcelos

Journal of Banking and Financial Economics

This paper evaluates the effects of a macroprudential policy of regulatory easing implemented amidst a contractionary monetary policy in Brazil. The intervention, carried out by the Central Bank in the third quarter of 2014, relaxed reserve requirements on time deposits to stimulate bank credit for vehicle financing. Using a Difference-in-Differences approach with fixed effects by credit modality and month, the analysis is based on monthly disbursement data for consumer loans from 2011 to 2018. Twelve rolling monthly windows are used to capture the dynamic evolution of the policy’s effects. Results based on a synthetic control group indicate statistically significant and …

Hypersiniel: Guaranteed Output Delivery Comes (Almost) Free In Private Delegation Of Zksnarks, Yunbo Yang, Yuejia Cheng, Junkai Liang, Kailun Wang, Xuanming Liu, Xiaoguo Li, Jianfei Sun, Jiachen Shen, Xiaolei Dong, Zhenfu Cao, Meng Hao, Guomin Yang, Deng, Robert H., Kui Ren

Research Collection School Of Computing and Information Systems

Zero-knowledge Succinct Non-interactive Argument of Knowledge (zkSNARK) is a powerful cryptographic primitive that enables a prover to convince a verifier that something is true without leaking the private witness.Current zkSNARKs face significant computational costs in generating proofs, which restricts their use in areas like private payments, confidential smart contracts, and anonymous credentials. Private delegation offers a practical solution by outsourcing the heavy computation to powerful external workers without leaking any private information. In this work, we propose HyperSiniel, an efficient private delegation framework for general zkSNARKs that achieves a new feature called guaranteed output delivery (GOD). HyperSiniel is designed to …

Bridging Draft Policy Misalignment: Group Tree Optimization For Speculative Decoding, Shijing Hu, Jingyang Li, Zhihui Lu, Pan Zhou

Research Collection School Of Computing and Information Systems

Speculative decoding accelerates large language model (LLM) inference by letting a lightweight draft model propose multiple tokens that the target model verifies in parallel. Yet existing training objectives optimize only a single greedy draft path, while decoding follows a tree policy that re-ranks and verifies multiple branches. This draft policy misalignment limits achievable speedups. We introduce Group Tree Optimization (GTO), which aligns training with the decoding-time tree policy through two components: (i) Draft Tree Reward, a sampling-free objective equal to the expected acceptance length of the draft tree under the target model, directly measuring decoding performance; (ii) Group-based Draft Policy …

Dreamcs: Geometry-Aware Text-To-3d Generation With Unpaired 3d Reward Supervision, Xiandong Zou, Ruihao Xia, Hongsong Wang, Pan Zhou

Research Collection School Of Computing and Information Systems

While text-to-3D generation has attracted growing interest, existing methods often struggle to produce 3D assets that align well with human preferences. Current preference alignment techniques for 3D content typically rely on hardly-collected preference-paired multi-view 2D images to train 2D reward models, when then guide 3D generation — leading to geometric artifacts, such as the Janus face problem and geometric incompleteness, due to their inherent 2D bias. To address these limitations, we construct 3D-MeshPref, the first large-scale unpaired 3D preference dataset, featuring diverse 3D meshes annotated by a large language model and refined by human evaluators. We then develop RewardCS, the …

Temporary Protected Status Populations In Massachusetts In 2026, Phillip Granberry, Iván Espinoza-Madrigal

Gastón Institute Publications

Temporary Protected Status (TPS) is one of the best expressions of U.S. humanitarian protection and relief. It recognizes a basic truth: people should not be deported to danger.

May this report help build a stronger Commonwealth for all by advancing more thoughtful policymaking and stronger interventions that recognize the deep connections among immigration, community, and economic life.

April 2026 News Releases, University Of Montana--Missoula. Office Of University Relations

University of Montana News Releases, 1928, 1956-present

No abstract provided.

Dipl 6130 International Security, V. Tibet Gur

Diplomacy Syllabi

This course serves as a general introduction to enduring and contemporary questions in international security, a field primarily concerned with the threat and use(s) of force by state and non-state actors for political ends. Topics covered include the causes of war and peace; alliances, territorial disputes, and democratic peace; and contemporary challenges such as energy security, climate change, cyber conflict, nuclear proliferation, border politics, and domestic polarization.

Pegasus: Vfs 2025-2026 Dbvf, A'Zhae Turay, Elisabeth Canjar, Jack Carpenter, Cheng-Ju Wu, Xander Fruin, Sophia Bennett

Mechanical Engineering Senior Theses

Pegasus is an autonomous electric vertical takeoff and landing aircraft developed for the Vertical Flight Society Design-Build-Vertical Flight competition and designed around the operational needs of early-stage wildfire response. The system was developed to provide rapid aerial situational awareness, stable hover capability, modular payload deployment, and autonomous mission execution in environments where conventional reconnaissance methods may be limited by terrain, visibility, response time, or personnel risk. The final aircraft uses a hexacopter configuration with six electric propulsion units, a modular aluminum airframe, independent propulsion and avionics power systems, a Cube Orange+ flight controller, adaptive landing gear, and a bottom-mounted payload …

Augmented Advocacy: Ethical Constraints And Regulatory Gaps In Ai-Driven Legal Practice, Molly M. Rowlands

West Virginia Law Review

The rapid advancement of artificial intelligence (“AI”) and particularly generative AI (“Gen AI”) is reshaping the legal profession in unprecedented ways. AI-powered tools enhance efficiency, improve accuracy in legal analysis, and expand access to justice by automating research, contract review, litigation support, and predictive analytics. However, these benefits come with significant ethical, regulatory, and procedural challenges, including competency concerns and AI “hallucinations,” data confidentiality risks, algorithmic bias, and the environmental impact of AI-driven computing. This Note critically examines the evolving role of AI in legal practice and evaluates the inadequacies of existing regulatory frameworks—such as Rule 11 of the Federal …

Clothing, Comportment, And Court Femininity In Domenico Ghirlandaio's Portraits Of Elite Florentine Women (C. 1475-1490), Emmerson Stephens

Art History Theses and Dissertations

This thesis examines a focused group of Domenico Ghirlandaio’s portraits of women from the Medici–Tornabuoni–Sassetti circle in Florence (c. 1475–1490), arguing that these works construct, rather than simply represent, an ideal of courtly femininity. Situating portraiture within systems of social regulation, it demonstrates how comportment, dress, and visual conventions disciplined the female body. Clothing functioned as a material technology that structured posture, gesture, and movement, shaping how women appeared both socially and pictorially.

Through analysis of panel portraits and fresco cycles, particularly in the Tornabuoni Chapel, the study shows how controlled formats, gestures, and surfaces produced figures that embody modesty, …

Low-Complexity Structured Neural Networks And Their Usage In Image And Signal Processing, Adam Kuzmicki

Doctoral Dissertations and Master's Theses

Conventional neural networks face significant challenges due to high computational costs, large parameter counts, and reliance on backpropagation, which restricts their application in resource-constrained and real-time settings. To address these challenges, this thesis proposes three structured neural network (NN) architectures grounded in the theories of sparse and self-contained factorizations of transforms, with applications to image compression, reconstruction, classification, encryption, and also adaptive wideband multi-beam beamforming. The first neural network architecture, named DCTrix-Net, replaces conventional spatial con- volution with highly sparse factorization of the discrete Cosine transform (DCT) complemented by Toeplitz-structured weight initialization, achieving at least 97% FLOP reduction over CNNs, …

Front Matter

West Virginia Law Review

No abstract provided.

Practical Reason In The Portfolio Economy: Accept: Amend, Or Abandon, The Flsa?, Kevin Frazier

West Virginia Law Review

No abstract provided.

Individualized Cannabis Reparations, Scott Bloomberg

Faculty Publications

This Article makes an argument that should be obvious. The best way for governments to right the wrongs of cannabis prohibition is to give money to people with cannabis offenses. Nonetheless, this straightforward reform has been consistently overlooked, dismissed, or minimized by policymakers and scholars alike, eschewed in favor of other social equity programs that do not right those wrongs nearly as effectively. Governments have indeed invested hundreds of millions of cannabis tax dollars in social equity licensing programs and community reinvestment initiatives. These programs-while often worthwhile-do not benefit the vast majority of people with past cannabis offenses. Governments should …

Beyond The Barn: An Analysis Of The Agritourism Expansion Opportunities At Butcher Family Farm, Sarah Thomas

Senior Honors Theses

Agritourism is a rapidly expanding industry full of business opportunities. From wedding barns to pumpkin patches, agritourism comprises a niche intersection of agricultural business and experiential tourism. Heavily contested definitionally over a period of years, agritourism is a continually emerging source of business for a variety of locations across the US and global economy. This unique industry is composed of a conglomerate of elements and enterprises that vary widely. One agritourism segment that has undergone the most development is family owned and operated farms, such as Butcher Family Farm in Washington, West Virginia. Standing as the perceived focal point of …

Global Trends In Bioterrorism And Biosecurity Research Publications (1997–2025): A Scopus Bibliometric Analysis, Festus Mulakoli, Samuel Gesaka, John Mbataru

School of Nursing & Midwifery, East Africa

Introduction: Bioterrorism and biosecurity preparedness are critical pillars of global public health protection and resilience of health systems worldwide. Although this field has grown over the past few decades, there remains limited clarity on how research efforts have evolved and where critical gaps persist, particularly regarding global collaboration and emerging biological threats. To address this, we conducted a bibliometric analysis to map publication trends, influential contributors, and collaboration networks in bioterrorism and biosecurity from 1997 to 2025. This study analyzed global research output, collaboration, and thematic evolution in bioterrorism and biosecurity and identified gaps relevant to preparedness and policy. …

Developing A Pediatric Pain Curriculum For Pediatric Anesthesia Fellows In Sub-Saharan Africa: A Delphi Study, Anisa Bhettay, Rebecca Gray, Romy Parker, Nikki Allorto, Abigail Amponsah, Brian Anderson, Lillian Baranzila, Charles Carapinha, Susan Carolus, O' Brien Kyololo

School of Nursing & Midwifery, East Africa

Background Comprehensive pain management in children requires a specialized skillset, with a limited number of clinicians possessing the level of expertise required to successfully navigate the complexities of holistic care. The emergence of pediatric anesthesia fellowship programs in sub-Saharan Africa presents an opportunity to embed a pediatric pain curriculum for trainees, improving the availability of specialist skill and knowledge in the field. Existing pain curricula fall short in addressing the sociocultural aspects of pediatric pain identified through research as being unique to the African context, and do not include elements of leadership and advocacy training required to navigate the complexities …

A Qualitative Socioecological Exploration Of Community Health Promoters’ Barriers And Facilitators In Cardiovascular Disease Prevention In Kenya, Emily Muchina, Maureen Akolo, Rose Maina

School of Nursing & Midwifery, East Africa

Background:

Cardiovascular diseases (CVDs) remain a growing public health challenge in low- and middle-income countries, where there is an upsurge of risk factors. Community health promoters (CHPs) have the potential to play a crucial role in CVD prevention and care to underserved communities in Kenya. However, there are limited studies on their experiences, which are likely shaped by multilevel barriers and facilitators across the individual CHP, the community, relationships with primary health systems, and societal-level policies and structures. This study explored the barriers and facilitators shaping CHPs’ experiences in mitigating CVD in Kenya.

Methods:

A qualitative descriptive study was conducted …

Antecedents And Consequences Of Consumer Behavior In Circular Fashion: Cognitive, Normative, And Behavioral Pathways Shaping Purchase And Participation Intentions, Mahmudul Hasan Sabuj

Department of Textiles, Merchandising and Fashion Design: Dissertations, Theses, and Student Research

The increasing environmental impact of the fashion industry has intensified the need for a systemic transition from linear to circular production and consumption models. Despite growing interest in circular fashion, there remains a limited understanding of the underlying behavioral dimensions that drive consumer engagement in sustainable practices. Grounded in the Theory of Planned Behavior (TPB) and Norm Activation Theory (NAT), this study examines consumer behavior through an integrated framework capturing cognitive, social, and normative influences.

Using data collected from a structured online survey (N = 575), the study employs Exploratory Factor Analysis (EFA), reliability analysis, and multiple regression techniques to …

No Fue Un Accidente: The Fascist Fantasy Of Self-Victimization In Alfonso Ponce De León’S Autorretrato (1936), Geovany Uranda

Calvert Undergraduate Research Awards

During the eve of the Spanish Civil War (1936 - 1939) Alfonso Ponce de León, a Falange propagandist and artist, created Autorretrato (1936), a self-portrait inspired by an automobile accident he experienced. He exhibited this work several months before his arrest, torture, and execution by Republican forces. This paper analyzes the self-portrait as a fascist work of self-victimization and ideological myth-making in line with fascist propaganda of the time. The painting presents Ponce de León as a dead or dying figure staged through the visual language of Catholic martyrdom. Drawing from Baroque compositional practices and iconographic tropes associated with the …

Analysis Of Lateral Load Distribution In Steel Girder–Concrete Deck Bridges: Influence Of Diaphragm Behavior Under Wind And Vessel Collision Loads, Bhupesh Chand

Master's Theses

Bridges are critical components of modern transportation infrastructure, and their structural response under extreme loading conditions is essential for ensuring safety and serviceability. A key challenge in current bridge engineering practice is accurately understanding and predicting the lateral load distribution in steel girder–concrete deck bridge systems subjected to wind and vessel collision loads. While the AASHTO LRFD Bridge Design Specifications provide well-established provisions for vertical load distribution, magnitudes and load combinations (Article 3.4), they do not explicitly define lateral load distribution factors (LLDFs) for such extreme lateral loading conditions or address the role of the deck in redistributing these loads …

Implementing And Evaluating A Mental Health Education And Mindfulness Program For Police Officers, Patricia Lynn Young

Doctor of Nursing Practice

Background: Police officers are routinely exposed to occupational stress and trauma, contributing to an increased risk of anxiety, depression, substance misuse, and post-traumatic stress disorder (PTSD). Targeted mental health interventions are needed to proactively address their mental health. Purpose: This Doctor of Nursing Practice (DNP) project implemented and evaluated a mental health education and mindfulness program designed to reduce operational stress and increase knowledge and use of departmental mental health resources and mindfulness techniques among police officers. Methods: A pre–post intervention design was used over a 10-week period. Participants (n = 14) completed the Operational Police Stress Questionnaire (PSQ-Op) and …

Evaluation Of The Prevention And Management Of Assaultive Behaviors (Pmab) Training For Outpatient Ambulatory Care Staff, Michaela Bowles

Doctor of Nursing Practice

Background: Workplace violence (WPV) disproportionately affects healthcare workers and harms both staff well-being and the healthcare organization. Despite growing attention to WPV prevention, effective solutions remain limited. The purpose of this project was to evaluate the Prevention and Management of Assaultive Behaviors (PMAB) training in an outpatient ambulatory care setting and to assess staff’s confidence and ability to respond to escalating situations. Methods: A pre/post observational survey using Likert-scale, multiple choice, yes/no questions and narrative responses measured confidence before, immediately after, and 3 to 12 months following PMAB training. A retrospective review of WPV incident reports three months before and …

Mindbodystrong: A Pilot To Address Nursing Burnout & To Promote Wellness, Leilah Hunt

Doctor of Nursing Practice

Background: Nursing burnout rates have increased significantly since the Covid-19 pandemic, not only within the United States but throughout the world. As burnout is multifaceted in nature, identifying and addressing the root cause of burnout has been challenging. One approach to remedy burnout effects is by enhancing wellness through daily practice of healthy habits. Purpose: The purpose of this DNP project was to pilot and evaluate the effects of the MINDBODYSTRONG Cognitive Behavioral Skills Building Program on self-rated anxiety, stress, depressive symptoms, and burnout symptoms in a sample population of nurses at a large psychiatric hospital. This program has …

Measuring Provider Confidence In Using Long-Acting Injectable Antipsychotics In Hospitalized Adults With Schizophrenia Spectrum Disorders, Rachel Mccluskey

Doctor of Nursing Practice

Background: Schizophrenia spectrum disorders are severely disabling conditions requiring ongoing pharmacological management. Rates of medication nonadherence among individuals with schizophrenia spectrum disorder are high and strong evidence exists for the benefits of long-acting injectable antipsychotics (LAI) over oral antipsychotics. Despite this, only 10% of patients in Washington State with schizophrenia spectrum disorders are administered longacting injectable antipsychotics. Purpose: The purpose of this project was to measure change in provider’s confidence in prescribing LAI for hospitalized patients with schizophrenia spectrum disorders following one-on-one motivational information (MI) style informational/discussion sessions coupled with a prescribing reference. Methods: This quality improvement project surveyed provider’s …

Oorja Development Solutions Multi-Outlet Water Delivery System, Yared Calderon, Paul Trudell

General Engineering

Oorja Development Solutions deploys and operates solar-powered irrigation systems that provide water access to smallholder farmers in rural India. The company’s existing single-outlet irrigation design is inefficient, restricts access to one user at a time, increasing irrigation wait times, underutilizing pump capacity, and limiting the total volume of water delivered each day.

This project was conducted in collaboration with the Santa Clara University Miller Center for Social Entrepreneurship and Oorja Development Solutions to investigate methods for improving water-distribution efficiently while maintaining compatibility with Oorja’s existing solar-powered infrastructure. The project included hydraulic analysis of the existing piping system, development of a …

Neurogen: Effects Of Near-Infrared Light Stimulation On Cognition And Eeg Biomarkers, Damilola Gbadamosi, Cassie Hashemi, Taj Keny

Interdisciplinary Design Senior Theses

Concussion is the most common form of traumatic brain injury, and a substantial fraction of those affected develop post-concussion syndrome (PCS), a condition characterized by persistent cognitive, emotional, physical, and sleep symptoms for which no definitive treatment currently exists. Transcranial photobiomodulation (tPBM), the delivery of near-infrared (NIR) light to brain tissue, has shown promise for addressing the metabolic dysfunction that underlies concussion. Still, commercially available tPBM devices rely on fixed, open-loop protocols and do not integrate electroencephalography (EEG), limiting a clinician’s ability to monitor neural biomarkers during treatment. Our team’s objective was to develop a system that utilizes tPBM to …