Digital Commons Network^™

2025 Annual Report, Tennessee. Department Of Financial Institutions.

Department of Financial Institutions

No abstract provided.

Bringing Inquiry And Play Into The Study Of Language: Recommendations And Insights For The Ela Classroom, Sean Ruday

The Language and Literacy Spectrum

What are the key components of inquiry and play in teaching and learning? What are the advantages of bringing these concepts into the study of language in the English language arts classroom? How can teachers implement instruction about language that incorporates the concepts of inquiry and play? This article addresses these questions and provides readers with understandings of the roles of inquiry and play in the study of language. It discusses essential components of inquiry and play in teaching and learning, explains key advantages of incorporating these concepts into the study of language, and describes three specific instructional activities, which …

Reframing Narratives: Remedies For Improved Human Trafficking Coverage, Stefanie Henriques

The Pegasus Review: UCF Undergraduate Research Journal

The global rise in human trafficking is not receiving adequate media attention. While newspaper coverage of the topic has increased, current research argues that the issue is framed with a lack of diversity, limiting audience understanding of its complexity. Some researchers also note that coverage disproportionately focuses on sex trafficking, with minimal attention directed to other forms of trafficking such as the labor or organ trade. This paper conducts a narrative literature analysis of media research on human trafficking, drawing on framing theory to identify dominant frames in media messaging and synthesize cross-cultural factors that impact how the issue is …

Mapping Out Halal Certification In Indonesia And Malaysia: Challenges, Opportunities, And Comparative Advantage, Achmad Tohe, Kholisin Kholisin, Moch Wahib Dariyadi, Noritah Omar

Nusantara Halal Journal

This study sought to map out the institutions and processes of halal certification in Indonesia and Malaysia by investigating the history, procedures, challenges, and opportunities. Data were gathered through interviews with those working in halal certification–related institutions, such as MUI and BPJPH in Indonesia, and JAKIM in Malaysia, in addition to several halal auditors from universities in both countries. A close reading of primary documents issued by halal certification institutions and secondary documents, academic articles, and online resources was conducted to better understand the issues at hand. The results suggest that while historically halal certification in Indonesia and Malaysia came …

Technology Facilitation Assessment For Malaysia Halal Quality Assurance For Food And Beverages, Consumer Goods, Logistics, And Cosmetics Industry, Zuhra Junaida Mohamad Husny Hamid, Mohd Iskandar Illyas, Farahwahida Mohd Yusof

Nusantara Halal Journal

This study aimed to identify the appropriate characteristics of assistive technology to facilitate the quality control process in halal industry segments, namely, food and beverages, consumer goods, logistics, and cosmetics. For this purpose, four separate research projects were conducted to cover these four different industry segments. This paper combined the findings and provided a compilation of all the results. Questionnaire surveys were distributed during the 13th Malaysian International Halal Showcase (MIHAS 2016) as the pilot study. Main data collection was done in the industry in Johor in the southern part of Malaysia. The seven elements of technology characteristics selected for …

Sharia Compliance As The Potential Factor For Halal Tourism Destination Development, Shofiyun Nahidloh, Lailatul Qadariyah

Nusantara Halal Journal

The substantial potential of Indonesian halal tourism expansion has obtained society's immediate attention. It is reflected in Indonesian Muslim majority society's religious enthusiasm, potentially appealing halal tourism destination resources, and the economic potential to enhance social welfare. Recently, society has put tourism as one of their needs, not as their leisure activity. Many tourist destinations in Indonesia have been declared as halal tourism sites. However, many people perceive halal tourism as a mere trend and brand adopted due to the halal substantial elements, such as hotels and restaurants. Therefore, a sharia principle is critically required to be the fundamental guideline …

Evaluating Legal Frameworks For The Protection Of Consumers Of Digital Financial Services: Global Trends And Their Significance For Vietnam, Ha Son Nguyen, Lanh Dinh Cao, Nguyen Dinh Phan

International Journal on Consumer Law and Practice

The development of digital financial services (DFS) in the context of global digital transformation poses fundamental challenges for the legal framework for consumer protection, particularly in developing countries such as Vietnam. This article argues that the sectoral approach currently adopted in Vietnam, with rules dispersed across various specialized statutes, has created a structurally significant legal gap, a lack of consistency in protection standards, and limitations on effective coordination among regulatory authorities. It thereby undermines the law’s capacity to protect consumers in the highly cross-sectoral environment of digital finance.

Through an analytical and comparative approach that draws on the experiences of …

Data Science In The Utah Draft K-12 Standards Of Mathematics, Kate Webster Green

Theses and Dissertations

In today's data-driven world, the field of data science is becoming increasingly important. Research has shown that more job listings in Utah require applicants to have data science skills than ever before. Due to this growing demand, there is a push to begin data science instruction in grades K-12; however, what data science instruction is in grades K-12 is not yet clearly defined. Previous research has identified the skills and processes that make up data science in grades K-12, and several states and research groups have begun developing and implementing data science standards and learning progressions. This study analyzes the …

How Quickly Do Eastern Floodplains Store Carbon? Quantifying Reference Carbon Flux On The Dead Diamond River, Jacob Schnell

Earth Sciences Undergraduate Senior Theses

Terrestrial Earth systems sequester an estimated 30% of annual anthropogenic CO2 emissions. The largest share is stored in global soils which collectively store more than 3 times the amount of carbon as the atmosphere. Floodplains and river systems, while covering only 5–8% of land area, store 20–30% of the global soil organic carbon (SOC), yet, the rate at which floodplains sequester carbon remains highly uncertain. Here I constrain floodplain carbon sequestration rates for a model northeastern river that has not been impacted by development or significant human activity. I calculate carbon stock using total organic carbon and derive carbon flux …

Holy Cross Magazine, Vol. 60 No. 2, Summer 2026, College Of The Holy Cross

Holy Cross Magazine

For a GoodTime, Call ...
How Holy Cross’ Goodtime Marching Band and Bettertime Pep Band deliver much more than music.
Story by Abby Riviello
Photography by Colin McAlister ’29

Read Like a Professor (on Summer Break)
Holy Cross faculty share the books they’re taking to the beach.
Story by Marybeth Reilly-McGreen ’89
Photography by Michael Ivins

Michelle Mondoux Paused at the Middle — And it Changed Everything
Stick with Associate Professor Michelle Mondoux and you’re going to learn a lot about biology in the classroom, and perhaps more about life beyond it.
Story by Abby Riviello
Photography by Michael Ivins …

Tracing The Seam: Machine Learning Models Of The Open–Closed Boundary From Upstream Solar Wind Drivers, Arnav Singh

Physics and Astronomy Undergraduate Senior Theses

The open–closed magnetic field line boundary (OCB) demarcates closed terrestrial field lines from those threaded into the interplanetary medium, and its latitude encodes the instantaneous balance between dayside and nightside reconnection that governs much of the high-latitude space-weather hazard. No single instrument resolves it globally in real time. In this thesis I close that gap empirically. Pairing nearly three decades (1983–2012) of Defense Meteorological Satellite Program particle-precipitation boundaries with the 5-minute OMNI solar-wind and geomagnetic-index record yields ∼9.1×10⁵ causally matched crossings, partitioned into six hemispheric/MLT sectors after a |MLat| ≥ 40° physics cut.

On this corpus I train three …

Predicting Cybermindfulness With The Cyber-Health Belief Model, James Robinson, Yan Tian, Thomas Skill

Journal of Cybersecurity Education, Research and Practice

This study describes the development of a Cyber-Health Belief Model (CHBM). The health belief model (HBM) is a message strategy that is widely and successfully used in public health research [1] and has been extended into phish training. Most phish training programs assume  end users are victimized because they have insufficient information to defend themselves. While near-term training effectiveness has shown to be effective, evidence for sustained behavioral change is thin [4]-[7].  This problem indicates that the traditional approaches need to be reconsidered and that new models are needed.  Recent research suggests attentional deficits, cyber-fatigue and fatalism and a sense …

The Intersection Between Mindfulness And Cybersecurity: A Tool To Reduce Burnout And Improve Operational Effectiveness, Ivo Ricardo Dias Rosa

Journal of Cybersecurity Education, Research and Practice

Abstract: This paper offers a conceptual discussion of how mindfulness, understood as present moment awareness and deliberate attention regulation, can support cybersecurity professionals. Drawing on a narrative synthesis of workplace mindfulness, burnout, and high pressure decision making literature, we map plausible self regulation mechanisms to typical cyber defense tasks. Rather than presenting new empirical data, we develop an explanatory framework linking attention, reactivity, and recovery to decision quality, team communication, and adherence to incident playbooks. We focus on two connected outcomes: reducing burnout in roles with sustained cognitive and emotional demands, and improving operational effectiveness during critical situations such as …

Cyber-Ready Libraries, Building Digital Fortresses For Tomorrow, Adeyinka B. Tella, Oluchi Precious Ogbonna Dr, Adebola Aderemi Olatoye Mrs

Journal of Cybersecurity Education, Research and Practice

Background and Purpose: Libraries are evolving into highly networked information ecosystems in this age of fast digital transformation, which increases their susceptibility to cybersecurity risks. The study "Cyber-Ready Libraries: Building Digital Fortresses for Tomorrow" looks into how prepared libraries are to face cyber threats and considers methods for creating information systems that are safe, robust, and ready for the future. To safeguard digital assets and user data, the study aims to assess existing cybersecurity practices in library settings and offer a roadmap for combining technological, human, and governance solutions.

Design/Method: The existing literature, case studies, and policy frameworks pertaining …

Egypt Under Construction: Spectacle, Surprise, And The Politics Of Megaprojects, Grace E. Payne

Geography Undergraduate Senior Theses

No abstract provided.

Digital (In)Justice? Evaluating Procedural Justice In Online Crime Reporting, Nazmy Natia

Dissertations and Theses

Online Crime Reporting portals (OCR) have become a routine entry point for non-emergency police services, fundamentally redefining how the public initiates contact with law enforcement. Although these portals are presented as efficient and accessible, little attention has been paid to whether their design and communication serve the people who use them. Prior research on procedural justice (PJ) has largely examined face-to-face police encounters, while latest studies of OCR systems emphasize victim experience and usability. However, the existing literature offers limited guidance on how PJ principles translate from in-person encounters to digital reporting platforms. This prompted the current study, drawing on …

Parent Cultural Wealth: How Beliefs, Curriculum Familiarity, And Community Awareness Facilitate Home-Based Cs Conversations, Nicol Howard, Leiny Y. Garcia, Jean Ryoo, Julie Flapan, Michelle Choi, Paula Nazario, Wei Wei

Mathematics, Physics, and Computer Science Faculty Articles and Research

Parents are critical influences on children's computer science (CS) pathways, yet families’ involvement remains understudied. Guided by parental involvement and community cultural wealth frameworks, this work-in-progress examined survey data from 53 parents representing families historically underrepresented in computing within California (71% women; 54% Hispanic/Latin/x/e). Findings revealed that CS school curriculum familiarity and awareness of CS community events significantly predicted parent-child CS conversations, while parent CS confidence and attitudes did not, suggesting that curriculum transparency and community connections can promote equitable involvement. Future work will integrate qualitative interviews to examine how families draw upon their cultural wealth.

Assessing Indoor Heat Vulnerability And Cooling Strategies In Three Mobile Home Communities In Boulder, Colorado, Usa, Mehdi P. Heris, Skye Niles, Alana Wilson, Megan Mccurdy, Amy Lacourse, Nick Lankau

Biology, Chemistry, and Environmental Sciences Faculty Articles and Research

Extreme heat is an increasing public health and environmental threat shaped by both physical and social factors. This study assesses the vulnerability of mobile homes and their residents at three mobile home parks in Boulder, Colorado. We examined indoor temperature, housing conditions, and social and personal risk factors of the households. We monitored indoor and outdoor temperatures using 27 indoor and 5 outdoor temperature data loggers, comparing mobile homes with air conditioning, swamp coolers, and passive cooling designs. This work provides a detailed analysis of indoor temperature patterns and demonstrates how evaluating trends yields insights into the performance and effectiveness …

Late Pleistocene-Holocene Environmental Change From May Pond Sediment Cores And Upland 10be Ages, Adrianna Drindak

Earth Sciences Undergraduate Senior Theses

The goal of this project is to reconstruct the deglaciation and post-glacial environmental conditions of northern Vermont that occurred during the transition from the Pleistocene to the Holocene, ~15,000 to 11,000 years ago. This transition marks a major climatic shift, from a glacial period to an interglacial period, and regionally involved the retreat of the Laurentide Ice Sheet (LIS). The retreat of the LIS influenced the surficial geology of North America, exposing the Earth’s surface, leaving glacial deposits, and carving out proglacial lakes. The timing of ice retreat in the region provides information about past climate conditions, which may inform …

Sample Models Of Nmoer Program Implementation, Jennifer Jordan, Valerie Nye, Christine Goshorn

Models of Institutional Implementation

No abstract provided.

Mission Critical: Supporting An Ecology Of Theatre Criticism In Ireland.: A Report From The Mission Critical Symposium, Tanya Dean

Research Outputs: 2025-Present

The content of the report centres on discussions which took place during and after Mission Critical, a day-long, international symposium hosted by the National Theatre of Ireland, with the support of The Irish Times, which brought together critics, artists, audiences and readers, in November 2025. It is supported by the findings of an audience survey carried out by the Abbey Theatre and follow-up interviews between Dr. Dean and a range of professionals from the theatre sector. The report makes clear the many important functions of criticism, underpinning the need for urgent attention to be paid to its long-term sustainability. It …

Development Of A Low-Cost Roadside Monitoring System For Identifying High-Emitting Heavy-Duty Trucks, Spencer Larson

Theses and Dissertations

This project investigated the feasibility of using low-cost sensors to identify high-emitting heavy-duty diesel trucks through roadside emissions monitoring. A sampling system was designed and tested in both laboratory and field environments to evaluate sensor performance and measurement reliability. In the laboratory, controlled engine testing enabled direct comparison between low-cost sensors and research-grade instruments to establish baseline accuracy, response time, and sources of uncertainty. These tests demonstrated that while low-cost sensors exhibit greater bias and slower response, several are capable of detecting transient emission events. Field deployments revealed that real-world conditions, such as plume dilution, spatial variability, and short exposure …

They, The People, Ammel Sharon

Socio-Legal Review

This essay engages with Rohit De and Ornit Shani’s Assembling India’s Constitution by situating it within a broader conceptual history of “the people.” While the book offers a compelling account of participatory constitution-making, the essay suggests that it opens up further questions about the conceptual and historical conditions shaping the people as a political subject. Drawing on contemporary political theory on populism, the essay explores how politics invokes the people through affective and performative practices alongside constitutional forms.

Board Of Directors Meeting Minutes (June 8, 2026), File 1, Dmacc Board Of Directors

Board of Directors Meeting Minutes

This file contains the minutes from the Des Moines Area Community College Board meeting held on June 8, 2026.

Describing Hidden Curriculum In An Undergraduate Computing Context, Joseph R. Teahen, Briana C. Bettin, Leo Ureel

Michigan Tech Publications

Hidden Curriculum (HC) is the set of essential knowledge, skills, and norms students are expected to know, but never explicitly taught. HC is disproportionately experienced across identities and communities. In computing education, most research addresses immediately identifiable HC within the researcher's context. While such work is important, without proper HC descriptive studies, we could miss more subtle HC that affects student success. This work presents results from interviews with undergraduate computing faculty, students, and peer mentors on their HC experiences. The results demonstrate several categories of HC including development tools, professional skills, institutional navigation, social well-being, and physical well-being. These …

The Family Law Quarterly Celebrates Five Years At Nyls, Jennifer Bancamper

NYLS Community News

No abstract provided.

Dynamic Cable Machine For Shoulder Rehabilitation, Mostafa Elshenawy, Avery Minter, Jarrett Powell-Odden, Shepard Dow, Cole Llana, Margaret Hughes

Interdisciplinary Design Senior Theses

Physical therapy is a branch of modern healthcare that holds crucial importance across multiple demographics, ranging from injured athletes to seniors. However, the recovery process often suffers due to a lack of quantitative progress tracking and the use of static equipment that does not adapt to the user. Furthermore, there are noticeable communication faults between the therapist and client, especially between sessions. Our dynamic rehabilitation cable machine addresses a lot of these limitations in a compact integrated system that provides adjustable motor-driven resistance, real time force measurements, and computer-vision-based exercise feedback. The main device is composed of two subsystems that …

In Re: Kenneth Talley

2026 Decisions

USDC for the District of Delaware

Show Me The Money: Finance Models In Epilepsy Practice., Deepti Zutshi, Emily Klatte, Maysaa Basha, Leisha Osburn, Eric Segal, Nina Garga, Rohit R Das

Medical Education Articles

Healthcare models and the finances associated with such models are complex. Patients with epilepsy (PWE) receive care in a variety of settings, and each is associated with differing reimbursement, financial levers, as well as unique strengths and weaknesses. As the financial climate of healthcare system changes rapidly in the setting of an aging population, physician shortages, and increasing costs of healthcare delivery, it is important for clinicians to understand the financial aspects of caring for PWE. In this review, we examine basic concepts in healthcare economics and then review the financial aspects of care in an academic context, a private …

Gunk - Genetic Underwater Nucleic-Acid Collector, Kay Hall, Harumy Miura, Isaac Carlos Hernandez-Nguyen, Oscar Emilio Alvarado Flores

Interdisciplinary Design Senior Theses

Environmental DNA sampling is a powerful and minimally invasive tool for biodiversity assessment and species monitoring. However, existing environmental DNA collection systems are costly, difficult to deploy at depth at low cost and with small teams, non-standardized, and inaccessible to non-technical users. This report presents GUNK, the Georeferenced Underwater Nucleic-acid Kollector, a submersible environmental DNA sampler developed in collaboration with ConservationXLabs and the Santa Clara University Robotics Systems Laboratory. GUNK is designed to address three primary goals: reaching sampling depths unachievable by existing low-cost solutions, reducing the financial barrier associated with environmental DNA research, and ensuring the system is easily …