Digital Commons Network^™

Transformative Impact Of Ai And Digital Technologies On The Fintech Industry: A Comprehensive Review, Soudeh Pazouki, Behdad Jamshidi, Armia Jalali, Arya Tafreshi

Finance Faculty Publications

This paper examines the impact of artificial intelligence (AI) and digital technologies on the financial technology (FinTech) industry and demonstrates how AI- enabled strategies are increasing the ability of businesses not only to grow, but also to better serve their customers through operational efficiencies. But as immersive as the technological advancements may be, they present challenges in connection with increasingly complicated licensing regulations and a constantly evolving technological landscape. We examine the way AI and algorithms are streamlining workflows, enhancing productivity and expanding access to financial resources for traditionally under – served populations. The paper also discusses the macroeconomic implications …

Does The Acquirer's Complexity Affect The Market Reaction To M&A Decisions?, Rajib Chowdhury, John A. Doukas

Finance Faculty Publications

We examine whether and how acquiring firms' complexity affects investor perception at the announcement of M&A decisions. Using well-established data of firm complexity developed through combining machine learning and a lexicon of words, we find a significant positive relationship between acquiring firm complexity and cumulative abnormal returns (CAR), indicating that more intricate firms are viewed as more valuable or competent in mergers and acquisitions. This association is stronger for acquirers with high operating risk, organizational capital, R&D intensity, large and independent boards, and larger targets. We also present evidence that high-complexity bidders offer higher takeover premiums. Our study contributes to …

Let's Break Some Rules: Immodest Proposals For Evidence Reform, Len Niehoff

Articles

In 1975, when the American Bar Association launched LITIGATION, its editors dedicated the entirety of one of the journal's first issues to evidence. Authors included distinguished practitioners, respected judges, and academic giants like Margaret A. Berger, Irving Younger, and Jim McElhaney. Subjects varied, but the articles shared a common sensibility: The recently adopted Federal Rules of Evidence were a good thing.

High Tech Touts, Sherman J. Clark

Articles

This essay has three interrelated aims. First, it articulates a set of capacities I call virtues of attention—capacities for intuitive discernment, good judgment about what is worth sustained focus, and the ability to engage deeply with worthwhile things. These are eudaimonist virtues in that they help us live well, not merely act rightly. Second, the essay explores what I call poisonous persuasion: the idea that rhetorical appeals, especially those used in marketing, may not only succeed by appealing to certain desires or habits of mind but may also deepen and entrench them. Third, I bring these insights together to examine …

Consensus And Conflict Over Context: Select Criminal Law And Procedure Cases From The Supreme Court's 2024-25 Term, Eve Brensike Primus, Elena Schultz

Articles

In its 2024-2025 Term, the Supreme Court emphasized the utility—and necessity—of context-based, fact-sensitive analyses throughout its criminal law and procedure cases. Though the Justices sparred over how to derive meaning from factual, structural, legal, and historical contexts, they tended to agree that courts should not be artificially restricted from considering the breadth of the record before them.

Measuring The Rapidly Increasing Use Of Artificial Intelligence In Legal Scholarship, Michael Conklin, Christopher Houston

St. Mary's Journal on Legal Malpractice & Ethics

The rapid advancement of artificial intelligence (AI) has had a profound impact on nearly every industry, including legal academia. As AI-driven tools like ChatGPT become more prevalent, they raise critical questions about authorship, academic integrity, and the evolving nature of legal writing. While AI offers promising benefits—such as improved efficiency in research, drafting, and analysis—it also presents ethical dilemmas related to originality, bias, and the potential homogenization of legal discourse.

One of the challenges in assessing AI’s influence on legal scholarship is the difficulty of identifying AI-generated content. Traditional plagiarism-detection methods are often inadequate, as AI does not merely copy …

Sustainable Agricultural Alternatives To Cope With Drought Effects In Semi-Arid Areas Of Southern Mozambique: Review And Strategies Proposal, Celso Mondlhane, Lawrence Munjonji, Íris Victorino, Carlos Huenchuleo, Paula Pimentel, Pablo Cornejo

All Grantees Publications

Drought, pests, soil fertility depletion, environmental challenges, and the limited use of agricultural inputs continue to plague food production in many developing countries such as Mozambique. As a response to these production constraints, sustainable strategies must be defined to cope with these problems. One strategy, largely applied worldwide, is the combination of the usage of plant growth-promoting microorganisms, conservation tillage, intercropping, and crop residue management. The above can help smallholder farmers to become more resilient, sustainable, and productive, in a framework where the limitations imposed by global climate change are being exacerbated. The impacts of these strategies are less known …

Rsif Burkina Faso Country Report 2025 - English, Regional Scholarship And Innovation Fund (Rsif)

Rsif Country Progress Reports

The rationale for Rsif is that Africa requires world class scientists in priority thematic disciplines that are relevant to national economic growth. Highly skilled human capital will advance implementation of Burkina Faso’s sustainable and inclusive development. Burkina Faso is one of the nine African countries that has contributed to the Regional Scholarship and Innovation Fund (Rsif) of the Partnership for skills in Applied Sciences, Engineering and Technology (PASET) since 2020. Its contribution of USD 2 million was through the World Bank supported Africa Centres of Excellence for Higher Education for Development Impact (ACE Impact) project and to train Burkinabè PhD …

Synthesis And Characterization Of Gelatin-Hydroxyapatite Nanohybrid Composites, Alvin Sasia, Lawrence Ochoo, Daniel Bem, Nathalie Lyczko, Martial Sauceau, Ange Nzihou, Arthur Onyuka

Minerals, Mining and Materials Engineering

Gelatin-based nanocomposites have gained significant attention as sustainable and multifunctional biomaterials due to their natural origin, biocompatibility, and tunable properties, making them strong candidates for advanced structural applications, such as matrix fillers and functional coatings in porous substrates like leather. But, pure gelatin suffers from limited mechanical strength, thermal instability, and rapid solubility in aqueous environments, necessitating structural reinforcement. Nano-calcium hydroxyapatite (CaP) is a well-established inorganic additive that enhances the mechanical, thermal, and structural performance of gelatin matrices; however, its tendency to agglomerate in gelatin limits uniform dispersion, and consequently restricts its reinforcement capabilities. This study focuses on the synthesis …

Foam Concrete With Mineral Additives: From Microstructure To Mechanical/Physical Properties, Workability And Durability, Alassane Compaore, Jean-Yves N’Zy Kicoun Toure, Desmond Edem Primus Klenam, Abdallah Sarroney Merenga, Tabiri Kwayie Asumadu, John David Obayemi, Nima Rahbar, Charles Migwi, Winston Oluwole Soboyejo

Minerals, Mining and Materials Engineering

This paper explores foam concretes produced from cement, sand, water, foaming agents and secondary cementitious materials (SCMs). We examine the effects of these constituents on the microstructure, mechanical/ physical properties, workability, and the durability of foam concrete. The contributions of SCMs are assessed based on their pozzolanic activity. Various SCMs, through their pozzolanic reactivity, contribute significantly to pore refinement, matrix densification, and the enhancement of mechanical strength, thermal conductivity and durability characteristics, including resistance to water ingress, chloride penetration, and sulfate attack of foam concrete mixes. While the SCMs incorporation leads to improved strength, it may also increase brittleness, which …

Preparation And Characterization Of Clay Soils For Applications In Cyanide Removal From Mining Wastewater, Raymond Kaboré, Yacouba Sanou, Rasmane Tiendrebéogo, Alassane Compaoré, Adama Konaté, Samuel Paré

Minerals, Mining and Materials Engineering

In Burkina Faso, waterresourcesin mining areas are polluted by cyanide, which is released into the environment through mining activities. To mitigate this pollution, two clays named Koro and Kaya were collected in Burkina Faso and characterized using analytical technics. This work aimed to find out a cheap technology based on local soils for water treatment. The objective of the work was to prepare and characterize two local clays for application in mining effluent treatment. Specific surface area and pore dimensions were analyzed using Brunauer, Emmett and Teller method. In addition, anion exchange capacities, chemical composition through X-ray fluorescence and chemical …

Photocatalytic Remediation Of Selected Emerging Organic Pollutants In Industrial Effluent Using Conducting Polymeric-Based Nanocomposites Photocatalysts -A Review, Joshua Akinropo Oyetade, Kolajo Oluwafemi, Vanessa N.K Hammond, Angela Boateng, Revocatus Lazaro Machunda, Askwar Hilonga

Minerals, Mining and Materials Engineering

Emerging organic pollutants in industrial effluents pose huge environmental and health challenges, with conventional effluent treatment methods often insufficient for effective abatement of these toxic pollutants. This is the rationale behind the need for the development of a novel class of photocatalysts known as conducting polymeric-based nanocomposites for proficient photocatalytic remediation of these pollutants. The pollutants of interest in this review are the pharmaceutically active compounds (PhACs), pesticides and per- and polyfluoroalkyl substances (PFAS) with appreciable presence in industrial wastewater. The review comparatively reported various state-of-the-art engineering approaches for the fabrication of this class of nanocomposite photocatalysts with well-tailored properties …

Rsif Burkina Faso Country Report 2025 - French, Regional Scholarship And Innovation Fund (Rsif)

Rsif Country Progress Reports

La raison d’être du Rsif repose sur le fait que l’Afrique a besoin de scientifiques de classe mondiale dans des disciplines thématiques prioritaires qui sont pertinentes pour la croissance économique nationale. Un capital humain hautement qualifié fera progresser la mise en œuvre du développement durable et inclusif du Burkina Faso. Le Burkina Faso est l'un des neuf pays africains qui contribuent au Fonds Régional de Bourses d’études et d'Innovations (Rsif) du Partenariat pour le Développement des Compétences en Sciences Appliquées, Ingénierie et Technologies (PASET) depuis 2020. Sa contribution est de 2 millions de dollars, financé par le projet de …

Rsif CôTe D'Ivoire Country Report 2025 - English, Regional Scholarship And Innovation Fund (Rsif)

Rsif Country Progress Reports

Côte d’Ivoire is on a positive economic trajectory, with annual GDP growth at about 6%. Investing in human capital to develop a skilled workforce is one of the ways to sustain this impressive growth. Côte d’Ivoire is one of nine African countries investing in the Regional Scholarship and Innovation Fund (Rsif) of the Partnership for skills in Applied Sciences, Engineering and Technology (PASET), since 2019. Its initial contribution of USD 1 million is used to train Ivorian PhD students in selected African host universities and collaborating international partner institutions. Through PASET-Rsif, Côte d’Ivoire will build strong institutions and future science …

Rsif CôTe D'Ivoire Country Report 2025 - French, Regional Scholarship And Innovation Fund (Rsif)

Rsif Country Progress Reports

La Côte d'Ivoire est sur une trajectoire économique positive, avec une croissance annuelle du PIB d’environ 6 %. Investir dans le capital humain pour développer une main-d'œuvre qualifiée est l'un des moyens de soutenir cette croissance impressionnante. La Côte d'Ivoire est l'un des neuf pays africains qui contribuent au Fonds Régional de Bourses d’études et d'Innovations (Rsif) du Partenariat pour le Développement des Compétences en Sciences Appliquées, Ingénierie et Technologies (PASET) depuis 2019. Sa contribution initiale de 1 million de dollars est destinée à la formation des doctorants ivoiriens dans des universités d’accueil africaines sélectionnées et en collaboration avec des …

The Economic Impact And Policy Implications Of Innovative Medical Technologies On The Canadian Healthcare System, Hamid Sadri

Peninsula Dental School Theses

Abstract - Hamid Sadri - The Economic Impact and Policy Implications of Innovative Medical Technologies on the Canadian Healthcare SystemDespite considerable per capita expenditure, the Canadian healthcare system faces a complex crisis characterised by strained operational capacity, substantial shortages of Health Human Resources (HHR), and suboptimal patient outcomes. This crisis arises from a decentralised and fragmented structure, further aggravated by isolated budget allocations and persistent underfunding of critical infrastructure and medical technologies. The outcomes of these issues include excessively prolonged wait times for essential procedures and diagnostics, limited access to primary and specialised care, and persistent health disparities that disproportionately …

The Economic Impact And Policy Implications Of Innovative Medical Technologies On The Canadian Healthcare System, Hamid Sadri

Peninsula Dental School Theses

Abstract - Hamid Sadri - The Economic Impact and Policy Implications of Innovative Medical Technologies on the Canadian Healthcare SystemDespite considerable per capita expenditure, the Canadian healthcare system faces a complex crisis characterised by strained operational capacity, substantial shortages of Health Human Resources (HHR), and suboptimal patient outcomes. This crisis arises from a decentralised and fragmented structure, further aggravated by isolated budget allocations and persistent underfunding of critical infrastructure and medical technologies. The outcomes of these issues include excessively prolonged wait times for essential procedures and diagnostics, limited access to primary and specialised care, and persistent health disparities that disproportionately …

The Potential For Diagnosing High Blood Pressure At The Dentist: An Examination Of Periodontal Disease And The Oral Microbiome In Raised Blood Pressure., Amazon Doble

Peninsula Dental School Theses

Background: Hypertension is increasingly linked to periodontitis. However, the nature and specific mechanistic relationship of this remains unclear, however may involve reduced oral and systemic nitric oxide (NO) availability. There remains limited research on the oral microbiome during hypertension that could support such a causative mechanism involving NO.Aims: This project aimed to examine links between periodontal disease, the oral microbiome, and raised blood pressure, while establishing a cardiovascular risk case-finding clinic with a GP referral pathway.Methods: The project comprised three studies: Study I established and identified cardiovascular risk case-finding in a dental environment (n=200). Study II evaluated clinical markers and …

A Multiethnic Approach Of Stakeholder Involvement To Set Priorities For Oral Health Research, Sumanth Kumbargere Nagraj

Peninsula Dental School Theses

Setting research priorities is a key component of an effective research system. Stakeholder involvement, both formal and informal, is crucial in this process. Only few studies focus on the challenges of engaging diverse populations, particularly those from different ethnic and linguistic backgrounds, or how their values and priorities may align or differ.In Malaysia, a multiethnic and multilingual country, significant oral health disparities have been reported across ethnic groups. For example, the Malaysian National Oral Health Survey (2017) documented a higher prevalence of dental caries among Chinese children (30.7%), the highest oral cancer rates among Indians (46.2%), and the lowest prevalence …

Uncertainty In Decision-Making Within The Dental Context Of Malaysia’S Multi-Ethnic Population – A Mixed-Methods Study, Prashanti Eachempati

Peninsula Dental School Theses

Background:Uncertainty is an inherent part of healthcare, particularly in decision-making. Shared decision-making in many Asian contexts faces challenges due to language barriers, religious practices, hierarchical clinical norms, and collectivist approaches to decision-making. Under uncertain conditions, these challenges become even more complex and may be influenced by individuals’ tolerance of uncertainty. Understanding how both patients and dentists of multi-ethnolinguistic groups experience and respond to uncertainty is therefore essential to support context-sensitive, culturally responsive dental decision-making.Aim:To explore how multi-ethnic patients and dentists in Malaysia, with varying levels of uncertainty tolerance, perceive and respond to uncertainty in oral health decision-making, and how they …

Co-Constructing The Future Of Digital Intimacy, Chris Geeng, Lucy Qin, Allison Mcdonald, Amna Batool, Diana Freed, Oliver L. Haimson, Jevan Hutson, Elissa M. Redmiles, Zahra Stardust, Miranda Wei, Douglas Zytko

Articles

The Internet, artificial intelligence, and other emerging technologies have transformed the way humans can interact with each other and express romance, sex, and other forms of intimacy. Digital intimacy, including online dating, sexual/intimate content sharing, online sex work, and romantic chatbots, has grown ubiquitous. This can both be a source of great joy, such as when connecting remote partners and supporting sexual self-expression, and a source of harms, including but not limited to image-based sexual abuse, deepfakes, location privacy violations, and technology-enabled intimate partner violence. As new technologies continue to transform digital intimacy, this workshop aims to create a sex-positive …

Curb Their Enthusiasm: Controlling The Discretion Of Creative Prosecutors, Scott Schumacher

Articles

On January 6, 2021, a mob of supporters of then-president Donald Trump stormed the U.S. Capitol Building to disrupt the certification by Congress of the presidential election. Joseph Fischer was a member of that mob, and he was one of the individuals who forced his way into the Capitol Building. He was charged with multiple criminal counts, including obstruction of an official proceeding, in violation of 18 U.S.C. § 1512(c) for allegedly attempting to delay Congress’ election certification. In Fischer v. United States, the United States Supreme Court reversed the obstruction charge, holding that section 1512(c) did not apply to …

Nursing Simulation For Pediatric Communication: An Integrative Literature Review, Jayla R. Call

Honors Undergraduate Theses

The aim of this thesis is to explore literature focused on enhancing nursing students' communication skills with pediatric patients through simulation. Effective communication is key to building rapport and trust, which are essential for improving patient outcomes. However, nursing students may experience anxiety when interacting with pediatric patients due to limited training in communication techniques. Simulation offers a valuable opportunity for students to practice and refine their skills in a risk-free environment, allowing them to build confidence and competence. An integrative literature review was conducted, utilizing three databases and PRISMA guidelines (Page et al., 2021) to gather relevant studies for …

Title Page, South Dakota Law Review

South Dakota Law Review

No abstract provided.

Understanding Rural Legal Deserts To Inform Public Policy: Identifying And Describing Lawyer Gaps In Non-Metropolitan Counties, David J. Peters, Emma Bartling, Emily Meyer

South Dakota Law Review

Rural legal deserts have become a growing topic of interest to legal scholars and social scientists in the U.S. However, current research is limited by measurement issues and by the lack of national-scale analyses. To address these limitations, we identify legal deserts by applying latent profile analysis to lawyer gap rates for N = 2,307 non-metropolitan counties in the U.S. Lawyer gap rates are calculated as local demand for lawyers minus the local supply, using employment in private practice law offices from the Census Bureau. Next, we statistically describe the spatial, demographic, economic, and social characteristics of legal deserts. We …

Masthead, South Dakota Law Review

South Dakota Law Review

No abstract provided.

Mapping The South Dakota Legislature, John Mccullough

South Dakota Law Review

All state legislatures are unique. Each is rooted in a state’s political tradition and culture. A state legislature carries out its constitutional duties at a specific place— in a capital city and usually in a state capitol building. The setting of legislative activity is not simply a backdrop on a political stage, but rather, it is an integral component of a state’s political story. What makes the South Dakota Legislature’s story “one-of-a-kind” is the location at which it carries out its work. This article maps out that location, showing its distinctiveness among all state legislatures and providing a greater context …

South Dakota's Citizen Legislature: 100 Sessions Of Constancy And Change, Tonnis H. Venhuizen, David K. Wheeler

South Dakota Law Review

The 2025 session of the South Dakota State Legislature marks its 100th regular session, providing an opportunity to reflect on its history and celebrate its role as a citizen-focused, part-time, and accessible institution. Established in 1889, South Dakota’s statehood was shaped by a desire to end the perceived corruption of territorial governance and to create a system rooted in republican principles, limited spending, and agrarian values. The state’s early legislature emphasized fiscal restraint, citizen representation, and rural priorities. Over time, reforms modernized the institution, including changes to apportionment, term limits, and technology, enhancing transparency and public engagement. Women gained representation …

Have Recent Legislative Changes In South Dakota Made Using The Initiated Measure Process More Difficult?, Cory Heidelberger, Teagan Mcnary, Reynold F. Nesiba

South Dakota Law Review

The right of the people to initiate and refer laws has been enshrined in South Dakota’s Constitution since 1898. In recent years, citizen advocates have used the initiated measure process to raise the minimum wage (2014), end payday lending (2016), and expand Medicaid (2022). In November 2020, Amendment A passed with 54% of the vote, legalizing recreational marijuana. However, after judicial review, this result was nullified. While these ballot measures were being organized and promoted, South Dakota’s Republican supermajority legislature and two Republican Governors enacted dozens of changes to the initiative and referendum process. Some of these measures, too, have …

Reevaluating South Dakota's Child Support Deduction: Balancing Retirement Contributions And Children's Needs, Marilyn Trefz

South Dakota Law Review

This article explores how South Dakota’s child support provisions, particularly the 10% allowable deduction for voluntary retirement contributions from parents’ gross income, affect the fair distribution of financial responsibilities between parents. By exploring the historical context and evolution of this statute, this article highlights the challenges and disparities the 10% deduction creates, particularly for custodial parents living in poverty. Through a comparative analysis with other states and a discussion on balancing retirement savings with child support needs, the article argues for reconsideration of the statutory allowance. The article’s aim is to ensure that the next revision of the child support …