Digital Commons Network^™

A Qualitative Analysis Of Open Banking In Poland: The Perspective Of Market Experts, Sylwia Ciechanowska

Studia i Materiały Wydział Zarządzania Uniwersytet Warszawski

Purpose: The purpose of this article is to present an in-depth analysis of the development of open banking in Poland based on interviews conducted with market experts representing financial institutions and regulatory authorities. The article identifies both the benefits and implementation barriers of open banking, with particular emphasis on the quality of APIs (application programming interfaces), system interoperability, and the impact of regulatory frameworks on service innovation and security.

Methodology: This qualitative study was conducted using structured interviews with market experts representing banks, fintech companies, regulatory authorities, and independent industry consultants. The selection of experts was purposive, with …

Setting The Stage For Success: Readiness And Connectedness As Antecedents Of Learning Continuance Intention In Online Learning, Yingqi Tang, Hungwei Tseng, Yu-Chun Kuo, Hsin-Te Yeh, Jianfang Liu

Research, Publications & Creative Work

Through a hierarchical multiple regression analysis, this study investigated how dimensions of online learning readiness and online connectedness influence students’ intentions to continue to take online courses. Data from 369 students who took at least one online course at a four-year public university showed that online learning readiness had a stronger relationship with continuance intention than online student connectedness, while online learning readiness had a significant correlation with online student connectedness. Online learning readiness and connectedness were indicators of online learning persistence. Factors such as age, computer/internet self-efficacy, self-directed learning, learner control, and facilitation influence students' intention to continue with …

The Impact Of International Baccalaureate (Ib) Courses: Experience And Outcome Differences For Full Ib Diploma Earners Vs. Non-Diploma Earners In An Urban School In The Us, Christopher Jennens, Nilufer Guler

Research, Publications & Creative Work

This study examines differences in educational experiences and outcomes for high school(HS) students who participated in the International Baccalaureate (IB) Diploma Program and earned full diplomas compared to those who participated in the IB Diploma Program but did not earn the diploma. ACT scores, after-high school placement, and HS graduation rates of 256 participants were collected. 122 participants completed an online survey, and 12 participated in interviews. The results revealed that the educational outcomes and experiences for diploma and non-diploma earners were vastly similar. Diploma earners had significantly higher ACT scores, but their college entrance and other academic outcomes were …

Historia Romów Amerykańskich. Historyczne Nieobecności I Ich Konsekwencje [Romani American History: Historical Absences And Their Consequences], Ann Ostendorf

History Faculty Scholarship

American historians have created an historical absence by ignoring Romani people’s presence in evidence from the past. The origins of this „absence-ing” are multifaceted and interrelated, but fundamentally stem from the continued influence of out-of-date and unprofessional ways of thinking and knowing. Examining and understanding „absence-ing” requires a consideration of the nature of the discipline of history as well as a history of the missing historicization of Romani Americans. The consequences of the „absence-ing” of Romani people from American histories have negatively and distinctively influenced four different groups of people: historians of the Americas; historians of Romani people in Europe; …

Racial And Ethnic Disparities In Longitudinal Trajectories Of Cardiovascular Risk Factors In Us Middle-Aged And Older Adults, Matthew E Dupre, Radha Dhingra, Hanzhang Xu, Scott M Lynch, Qing Yang, Cassie Ford, Michael D Green, Ying Xian, Ann Marie Navar, Eric D Peterson

Faculty, Staff and Student Publications

Background: Racial and ethnic disparities in cardiovascular disease (CVD) risk factors are well-documented. However, racial and ethnic differences in the longitudinal changes among multiple CVD risk factors are unknown.

Methods: We used prospective cohort data of U.S. adults aged ≥50 in the 2006-2016 Health and Retirement Study. Group-based multi-trajectory models characterized age-related trajectories of systolic blood pressure ([BP] mmHg), non-HDL cholesterol (mg/dL), diabetes mellitus (DM), and smoking. Racial and ethnic differences in the multi-trajectory profiles were examined using multinomial logistic regression. Karlson-Holm-Breen methods were used to assess factors contributing to these associations.

Results: Among 10,292 participants (median age: 61), approximately …

“Fish In Different Water, To Survive Or To Thrive?” Understanding Direct-Entry Pre-Sessional Chinese Students’ Learning Experiences During Covid-19 And Its Aftermath, Lingyuan Osgathorpe

School of Law, Humanities and Social Sciences Theses

This thesis explores the learning experiences of direct-entry pre-sessional Chinese students in the UK during the COVID-19 pandemic and its aftermath, using Pierre Bourdieu’s theoretical framework. Through the metaphor of students as "fish in different water", the research examines how these learners navigate and adapt to new educational environments that often starkly contrast with their prior experiences.The study employs a two-stage semi-structured interview process with student participants, first in China during their online pre-sessional courses and later in the UK during their degree programmes. All interviews were conducted in Mandarin Chinese to ensure linguistic and cultural accessibility. Additionally, expert interviews …

Teacher Resilience In South Africa: The Self-Efficacy And Teacher Efficacy Of Pre-Service Teachers Preparing To Teach In A Challenged Context, Carine Jonker, Marien Alet Graham, Liesel Ebersöhn

Australian Journal of Teacher Education

This publication addresses a gap in high-quality, quantitative studies on teacher resilience within the less-researched context of the Global South. Specifically, it examines the self-efficacy and teacher efficacy of three cohorts of final-year pre-service teachers in South Africa (N = 1,193). This article aimed to contribute evidence on teacher resilience from an under-researched African context and population. Despite contextual challenges, the pre-service teachers indicated high intrapersonal resilience-enabling pathways, with a statistically significant relationship between their self-efficacy and teacher efficacy. The authors propose an evidence-based framework of how high levels of self-efficacy and teacher efficacy may enable prospective teachers to teach …

“Take Eight Bits And Call Me In The Morning” Video Games, Well-Being, And The Psychology Of Nostalgia, Nicholas Bowman

Media Studies - All Scholarship

For nearly 60 years, video games have arrested the attention of players, inviting us to interact and interface with on-screen content. More than just short-term entertainment experiences, video games are part of a broader cultural milieu—they are the most profitable media entertainment sector (global revenues nearly $400 billion USD in 2023) with more than 3.5 billion players globally (Clement, 2023). Similar to other entertainment media, some video game intellectual properties have transcended generations and, in many cases, grown beyond the medium itself: common cultural touchstones include Super Mario Bros. and Sonic the Hedgehog, along with seemingly endless subcultures of devoted …

In Defense Of Pardons, Stephen E. Henderson

Faculty Articles

Pardons by the past two U.S. presidents—one Democratic and one Republican—have caused some to question the wisdom of executive clemency. American criminal justice is imperfect, such critics of course recognize, but here the cure might be worse than the disease. If pardons have become the playthings of would-be monarchs and tyrants, perhaps it is time to let them go. As a strong proponent of role-reversible criminal justice, I am sympathetic to this view—even in mercy, why is the decision of the single elite supplanting the will of the people? Still, I write in pardons’ defense. Not only are pardons an …

Energy Efficiency In The Building Sector In Burkina Faso: Literature Review, Swot Analysis, And Recommendations, Bazam Amonet Ouoba Nebie, Abdou Lawane, Césaire Hema, Monica Siroux

All Rsif Scholars' Publications

In Burkina Faso, increasing access to electricity requires the optimized management of energy consumption in buildings and the implementation of regional and national regulations. These regulations have been implemented to promote energy efficiency in the building sector. However, they do not yet seem to have produced the expected results. Conducting a study could help identify the shortcomings related to energy efficiency and guide future research toward sustainable solutions. To date, no such study has been carried out. Therefore, this research aims to analyze the causes of these shortcomings, understand the gaps in the literature, and identify prospects for implementing energy …

Retirement Grief: Insights For Counseling Praxis, Colette T. Dollarhide

Adultspan Journal

From a personal perspective, this article documents one counselor educator’s experience that might inform the work of counselors who are providing counseling services for those experiencing challenges during retirement.

Differential Associations Among Psychological Flexibility Components, Depressive Symptoms And Sense Of Belonging In First Semester College Students., Ti Hsu, Cristina Nardini, Gabriel M. Velez, Elizabeth Raposa

College of Education Faculty Research and Publications

Objective. The transition to college is associated with rising rates of depressive symptoms and decreased well-being. It is critical to identify protective psychological factors for this period. One possible protective factor is psychological flexibility, or the ability to pursue self-identified values despite distressing thoughts and emotions. This study examined associations among psychological flexibility components and well-being outcomes in first semester college students. Participants: The sample consisted of 238 diverse first-semester college students recruited from five universities. Method: Using structural equation modeling, we examined associations among three components of psychological flexibility and two dimensions of well-being (i.e., depressive symptoms and sense …

Endocrine Responses To Two Distinct Foraging Contexts In The Bonobo (Pan Paniscus), Lauren Mitchell

Master's Theses

In gregarious animals, a social structure characterized by female dominance is relatively rare. However, bonobos (Pan paniscus), one of the two species most closely related to humans, are characterized by partial female dominance, with females forming close social bonds. In contrast, chimpanzees (Pan troglodytes), a close relative of the bonobo, are characterized by strong male-male bonding and social dominance with female chimpanzees lacking close social bonds. There is a lack of consensus concerning the reasons for these behavioral differences in Pan, specifically, the physiological processes responsible for female dominance in bonobos. The role of hormones …

Volume 76 Issue 2 (2025), Case Western Reserve Law Review

Case Western Reserve Law Review

No abstract provided.

Differential Associations Among Psychological Flexibility Components, Depressive Symptoms, And Sense Of Belonging In First Semester College Students, Ti Hsu, Cristina Nardini, Gabriel M. Velez, Elizabeth Raposa

College of Education Faculty Research and Publications

Objective. The transition to college is associated with rising rates of depressive symptoms and decreased well-being. It is critical to identify protective psychological factors for this period. One possible protective factor is psychological flexibility, or the ability to pursue self-identified values despite distressing thoughts and emotions. This study examined associations among psychological flexibility components and well-being outcomes in first semester college students.

Participants: The sample consisted of 238 diverse first-semester college students recruited from five universities.

Method: Using structural equation modeling, we examined associations among three components of psychological flexibility and two dimensions of well-being (i.e., depressive symptoms and sense …

A Civil Rights Defense Of Gentrification, Carol Brown

Law Faculty Publications

Scholars across disciplines such as sociology, economics, and urban planning are writing about gentrification. The literature and beliefs surrounding gentrification are very diverse, but what often connects the various views is a negative perception that gentrification always disadvantages and displaces low-income minority residents, physically or culturally. But the connotations of race and class associated with gentrification in the minds of many do not align with the empirical research and scholarly findings. Thus far in law, there is no thick legal account of gentrification and its legal or policy implications. Much of the legal writing is predicated upon an inaccurate conception …

The Masterplot Of The Market, Allison Anna Tait, Luke Norris

Law Faculty Publications

Stories about the family, work, and the market circulate in law, legal discourse, and beyond. The family, we are told by numerous authorities, is a non-market site, centred on emotional attachment rather than economic transaction. It is a site of interpersonal care, growth, and nurturance that acts as a counter to the excesses of an unbridled marketplace. The market, in contrast, is a site where autonomous beings contract, pursuing their interests efficiently and maximising wealth. This is one masterplot of the market, which, as it operates in the United States, constructs certain household members outside of the market and constructs …

The Resurgence Of Massive Resistance, Danielle Wingfield-Smith

Law Faculty Publications

“Massive Resistance” to equal access to good quality public education is resurging across the nation. First employed by segregationists in Virginia, Massive Resistance spread across the South to oppose school desegregation. This extreme push to suppress equitable education occurred most notably post-Brown. Although 2024 marked Brown’s seventieth anniversary, Massive Resistance is again surging. In fact, the last few years have witnessed increasing resistance to publicly funded education. Some areas where anti-public education resistance strategies have manifested include political rhetoric around Critical Race Theory, library censorship, and renewed parental rights debates.

To devise the most effective response to …

From Affirmation To Equity: The Spiral Of Congregational Empowerment For Women In Baptist Congregations, Heather E. Deal, Will Ward, Gaynor I. Yancey

Funded Scholarship

Patriarchy has long structured Christian life and practice. In many Baptist settings, even formal affirmations of women in leadership leave a gap between stated commitments and women’s lived experience. This study investigates how Baptist congregations cultivate empowering environments for women by tracing the interplay of beliefs, practices, and processes through which theology is enacted in congregational life. Drawing on feminist theology and lived-religion perspectives, and using constructivist grounded theory, we conducted nine semi-structured interviews with 15 women clergy across seven U.S. Baptist congregations. Analysis proceeded through iterative initial, focused, and theoretical coding with attention to reflexivity and trustworthiness. Findings highlight …

Wondrous Uncertainty: Transforming Student Educational Experiences Using Restorative Practices, Zachary C. Schafer

Dissertations and Doctoral Documents, University of Nebraska-Lincoln, 2023–

One of the primary purposes of education is to help students make sense of their lived experiences. In the process of becoming, students navigate multiple relationships (school, peers, adults, and with self). These relationships often cause conditions of uncertainty which can be managed and transformed using restorative practices in tandem with the academic disciplines taught in school. Over the last decade this has been my inquiry puzzle, “As educators, how can we embrace uncertainty with students as a way of helping to empower them through their dignity, with the academic disciplines as a lens through which relational learning occurs in …

Violence And Taoist Ethics In Ursula K. Le Guin’S The Word For World Is Forest, Aleena Achamma Paul, Swathi Krishna S

UKL: The Journal of Ursula K. Le Guin Studies

This note critically investigates the ethico-moral intricacies of violence/peace in Ursula K. Le Guin’s The Word for World is Forest (1976) while arguing that her radical political sensibilities are informed by her ardent Taoist worldview. Amidst the urgent tussle for domination by the colonizing Terrans and the struggle for survival by the native Athsheans in the fictional planet Athshe, Le Guin incorporates her incisive critique of imperialist exploitation and militarism while upholding the non-dualistic ethics of Taoism. Moving beyond the moral imperatives and either/or debates, Le Guin illustrates how from time-to-time violence turns to be the singular means of self-preservation …

Student Housing Insecurity And Its Impacts On Academic Enthusiasm: A Multi-Method Analysis Of Cal Poly Humboldt, Aaron Gabriel Perez

Cal Poly Humboldt theses and projects

Cal Poly Humboldt has faced major challenges in the realm of housing due to a long history of shortages and difficulties in prioritizing the distribution of housing amongst the student population. Recent issues such as the mold infestations in Fall 2024 bring this into focus as the campus is also trying to expand its available housing through constructing new housing facilities. This in conjunction with the campus’ desire to continually increase its student population base year by year brings into question the fundamental goals of the campus and whether or not students feel the campus is helping or hurting them. …

The Fragile Fabric Of Society: An Insight Into Religion In Bosnia And Herzegovina, Tomislav Tadić

Occasional Papers on Religion in Eastern Europe

The question of the social function of religion is undoubtedly one of the most important questions at the level of global social ontology. In this context, the sociology of religion turns out to be one of the most significant branches within contemporary sociology. Bearing in mind the events that mark the current global political situation, especially the Russian Federation's aggression against Ukraine, the need to rethink the relationship between ethnicity and religion as a special expression of the crisis of secularity within the limits of the "radicalized consequences of modernity" further intensifies. The paper is composed of two parts: 1) …

Operation “Prophets” Or Integration Of Pentecostals Into The Structures Of The Aucecb By The Nkgb-Kgb, Александр Коротаев

Occasional Papers on Religion in Eastern Europe

The purpose of this article is to expose the work of the Soviet special services, which was directly aimed at incorporating the Pentecostals of the USSR into the structure of the All-Union Council of Evangelical Christians and Baptists (AUCEC&B). It reveals the mechanisms, forms, and methods used by the Soviet special services (NKGB-KGB) to achieve this incorporation. It has been proven that this process was purely coercive in nature and was directly intended to eliminate Pentecostals as a denomination, using Evangelical Christians and Baptists (ECB) as a means to that end.

Transformations Of Religious Consciousness Of Ukrainians In The 1990s, Bogdan Sulyatytskyy

Occasional Papers on Religion in Eastern Europe

The article analyses the transformation of religious consciousness of Ukrainians during the first decade of the post-Soviet period. It identifies the socio-cultural, economic and political factors that influenced the formation of a new attitude of Ukrainian citizens towards religion. It is noted that in the 1990s, a distinction between ethnic and religious identity occurred in the religious consciousness of Ukrainians, which contributed to the rapid transformation of Ukraine from a historically Christian (mainly Orthodox) country into a poly-confessional one. During this period, new syncretic mental structures were formed, radically different from the established traditional religious ones, in which elements of …

The Transformation Of Religious Consciousness And Spiritual Practices Of Ukrainians During The Soviet Anti-Religious Campaign In The Khrushchev Thaw Period, Galyna Starodubets Doctor Of Historical Sciences (Dr. Hab. In History), Professor, Oleksandra Stasiuk Doctor Of Historical Sciences (Dr. Hab. In History)

Occasional Papers on Religion in Eastern Europe

This article examines the changes in religious consciousness and daily religious practices of Soviet Ukrainians during the so-called Khrushchev Thaw, based on sociological interviews. It is emphasized that despite the intensified atheistic propaganda and the closure of churches, religion remained a significant factor in people's lives. Religious beliefs were deeply embedded in the Ukrainian worldview, shaping their way of thinking and everyday life, which, in turn, influenced the norms and patterns of religious behavior. Risking harassment from their superiors or even losing their jobs, people continued to attend services, baptize their children, and celebrate religious holidays. Family upbringing traditions played …

Faith, Freedom, And Friction: The Intersection Of Intimate Citizenship And Religion In Central And Eastern Europe, Evelina Juchnevičiūtė Ms.

Occasional Papers on Religion in Eastern Europe

Intimate citizenship, a dimension of citizenship that emerged from the second wave of feminism, refers to rights related to intimate life, including women’s reproductive rights, same-sex relationships, and other related rights. In Central and Eastern Europe, these rights have been shown to come into conflict with the region’s deeply embedded religious values that have historically shaped societal norms around reproduction, gender, and sexuality. The present study employed a mixed-method systematic literature review, combining bibliometric and thematic analyses, to examine academic literature on the intersection of intimate citizenship and religion in Central and Eastern Europe. The review covered the period 1990-2024 …

Digital Orthodoxy And Political Populism In Eastern Europe: How Orthodox Media Facilitate Political Mobilization, Dmytro Garaschuk, Oleh Sokolovskyi

Occasional Papers on Religion in Eastern Europe

This article examines the intersection of Orthodox digital media and political populism in Eastern Europe, focusing on how religious institutions utilize digital platforms to facilitate political mobilization, reinforce nationalistic narratives, and undermine democratic institutions. Drawing on a comparative analysis of six countries–Russia, Ukraine, Romania, Serbia, Georgia, and Montenegro–the study identifies a shared ideological matrix that fuses populist rhetoric with theological motifs. The research highlights the strategic use of digital media by Orthodox actors to construct moral binaries, sacralize political resistance, and disseminate disinformation framed in religious language. Particular attention is given to the role of the Russian Orthodox Church and …

Role And Evolution Of Islamic Education In Kazakhstan, Yeleukhan Kaliyeva, Albina Duissenbayeva, Aııtmamat Karıev, Bekzhan A. Azhimov

Occasional Papers on Religion in Eastern Europe

This paper examines the evolution of religious education and the professional development of clergy in Kazakhstan, with particular emphasis on the establishment of institutions aimed at enhancing the competencies of imams and religious educators. It traces the evolution of the Islamic educational system throughout various historical periods until the present day. Particular focus is given to blending Islamic teachings with contemporary educational structures. The researchers heuristically analyzed the current state of the field, identified the main problems, and suggested prospects for Islamic education for further development. The research utilizes the historical method, which uses primary and secondary data sources. This …

The Spiritual Foundations Of An Unbreakable Ukraine During The War, Olena Rohova, Tetiana Lysokolenko, Iryna Karpan

Occasional Papers on Religion in Eastern Europe

An analysis of the spiritual foundations of the ability of Ukrainian society to resist the illegal military aggression of a country whose resources significantly exceed those of Ukraine. Ukraine’s unbreakability is connected to the dominant values and worldview of its representatives, which include spirituality responsible for the resiliency of individuals, the plasticity to perceive challenges of fate, and the responses of radical changes of being. The central idea of resiliency includes the revival of the most important religious, cultural, and historical factors of collective spirituality in Ukrainian society. The religious values introduced into the Ukrainian culture by Christianity as a …