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2022

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Effects Of Dietary Insect (Ephestia Kuehniella) Egg Meal On Growth Performance And Fattyacid Profile Of Common Carp (Cyprinus Carpio), Levent Doğankaya Jan 2022

Effects Of Dietary Insect (Ephestia Kuehniella) Egg Meal On Growth Performance And Fattyacid Profile Of Common Carp (Cyprinus Carpio), Levent Doğankaya

Turkish Journal of Veterinary & Animal Sciences

The effects of mill moth (Ephestia kuehniella) egg meal (IEM) upon growth performance and fatty acid profile of common carp (Cyprinus carpio) (1.12 ± 0.01 g) were evaluated in triplicate groups for 12 weeks. Three isonitrogenous (35% CP) and isocaloric (17 MJ kg?1) diets were formulated replacing fishmeal with 0% (G-0), 50% (G-50), and 100% (G-100) IEM. The results of the trial indicated that G-50 had the highest growth performance values and a more efficient FCR (1.79). Replacement levels of IEM did not have any significant effect on survival. Total monounsaturated fatty acids (MUFA) were found to be statistically different …


The In Vitro Effect Of Hypochlorous Acid-Metal Nanoparticles Combination On Salmonellaunder Different Temperature Conditions, Serkan Kemal Büyükünal, Karlo Muratoğlu, Ahmet Koluman Jan 2022

The In Vitro Effect Of Hypochlorous Acid-Metal Nanoparticles Combination On Salmonellaunder Different Temperature Conditions, Serkan Kemal Büyükünal, Karlo Muratoğlu, Ahmet Koluman

Turkish Journal of Veterinary & Animal Sciences

Hypochlorous acid (HClO) is an excellent surface disinfectant and classified as nonhazardous but maintaining a steady HClO solution is extremely difficult. This study aimed to mix HClO with various metal nanoparticles (NPs) to improve stability. The efficiency of the prepared solutions against Salmonella Typhimurium, Salmonella Enteritidis, Salmonella Dublin, and Salmonella Infantis was assessed using the culture method in five distinct experimental groups at varying temperatures (4 °C, 10 °C, 25 °C, 40 °C, and 50 °C). The type of metal NPs, HClO, and application temperatures utilized in the combined solutions for bacterial decontamination did not result in a significant difference …


Acute Phase Proteins, Endocrine And Productive Responses Of Laying Hens To Heat Stress, Amani Aldawood, Hosam Altamimi Jan 2022

Acute Phase Proteins, Endocrine And Productive Responses Of Laying Hens To Heat Stress, Amani Aldawood, Hosam Altamimi

Turkish Journal of Veterinary & Animal Sciences

This study was designed to characterize changes in the acute phase proteins (APPs), hormones parallel to performance, and egg quality traits in laying hens exposed to heat stress (HS). A total of 120 sixteen-week-old Lohmann hens was allowed an adaptation period of 5 weeks in 3 different rooms at 21 °C. The hens were then exposed to one of three climatic thermal treatments over the next 6 weeks; thermoneutrality (TN, 21 °C), constant (C-HS, 28 °C), and cyclic HS (HS, 20 h/d at 28 ± 1 °C and 4 h/d at 33 ± 1 °C). Blood samples were weekly obtained, …


Changes In Serum Pon1 Activity, Gene Expression And Their Association With Lipid Profile Parameters In Healthy Darehshori Neonatal Foals: A Preliminary Study, Rouzbeh Razavi Dehkordi, Gholam Ali Kojouri, Behnaz Karimi, Ali Mohammad Ahadi Jan 2022

Changes In Serum Pon1 Activity, Gene Expression And Their Association With Lipid Profile Parameters In Healthy Darehshori Neonatal Foals: A Preliminary Study, Rouzbeh Razavi Dehkordi, Gholam Ali Kojouri, Behnaz Karimi, Ali Mohammad Ahadi

Turkish Journal of Veterinary & Animal Sciences

Paraoxonase 1 (PON1) contributes to the antioxidant mechanisms that prevent lipoprotein oxidation and act as a negative acute-phase protein. This study aimed to evaluate changes in serum PON1 activity, the leukocyte PON1 gene expression, as well as lipid profile tests (LDL, HDL, triglyceride, and cholesterol) in 16 healthy Darehshori newborn foals up to 60 days of life. Blood samples were collected at 1, 7, 15, 30, and 60 days used for detecting biochemical parameters, PON1 activity, and, and its gene expression, using realtime RT-PCR. Low levels of PON1 activity were observed at birth, which increased significantly with increasing age at …


The Effect Of Microbial Inoculants And Molasses On Quality And In Vitro Digestibility Of Silages Prepared With Different Proportions Of Ryegrass And Hungarian Vetch, Gökhan Şen, Taşkin Erol, Kami̇l Kara, Mehmet Demi̇rci̇, Mehmet Aki̇f Karsli Jan 2022

The Effect Of Microbial Inoculants And Molasses On Quality And In Vitro Digestibility Of Silages Prepared With Different Proportions Of Ryegrass And Hungarian Vetch, Gökhan Şen, Taşkin Erol, Kami̇l Kara, Mehmet Demi̇rci̇, Mehmet Aki̇f Karsli

Turkish Journal of Veterinary & Animal Sciences

In this study, it was aimed to determine the effect of microbial inoculants and molasses on the quality and in vitro digestibility of the silages ensiled from the cultivation of different proportions of ryegrass-Hungarian vetch mixtures grown in Central Anatolian conditions. For this purpose, 5% molasses and 10 g/ton (1.25 × 10$^{11}$ CFU/g) inoculant were added to silages of ryegrass (Lolium multiflorum L.) containing 20%, 40%, 60%, and 80% Hungarian vetch (Vicia pannonica L.), under laboratory conditions. The prepared silages were opened at the end of 60 days and their physical analysis, chemical contents, fermentation parameters, in vitro digestibilities using …


The Effect Of Nongenetic Factors On Calf Birth Weight And Growth Performance In Anatolian Buffaloes, Kürşat Alkoyak, Sezer Öz Jan 2022

The Effect Of Nongenetic Factors On Calf Birth Weight And Growth Performance In Anatolian Buffaloes, Kürşat Alkoyak, Sezer Öz

Turkish Journal of Veterinary & Animal Sciences

The aim of the current study is to determine the growth performances of Anatolian buffaloes such as birth weight (BW$_{0}$), body weight at 6 months (BW$_{6}$), body weight at 12 months (BW$_{12}$), average daily weight gain from birth to 6 months (ADG$_{0 - 6}$), average daily weight gain from birth to 12 months (ADG$_{0 - 12}$) and average daily weight gain from 6 to 12 months (ADG$_{6 - 12}$), and to identify various nongenetic factors affecting these traits. In the study, the data of 2821 head buffalo calves born from buffaloes bred from the Anatolian Buffalo Breeding Project in Bartın …


Computed Tomography And Osteological Examination Of The Nuchal Perforations In Byzantine Cattle Skulls, Vedat Onar, Aleksander Chroszcz, Dominik Poradowski, Nazan Gezer İnce, Mehmet Ali̇ Polat, Rahmi̇ Asal Jan 2022

Computed Tomography And Osteological Examination Of The Nuchal Perforations In Byzantine Cattle Skulls, Vedat Onar, Aleksander Chroszcz, Dominik Poradowski, Nazan Gezer İnce, Mehmet Ali̇ Polat, Rahmi̇ Asal

Turkish Journal of Veterinary & Animal Sciences

This study presents computed tomography (CT) and osteological observations of nuchal perforations in the Middle-Late Byzantine cattle skulls, unearthed from Yenikapı Metro and Marmaray excavations (ancient Theodosius harbour), İstanbul, Türkiye. A total of 17 skulls with perforations of various size, ranging from elliptical to triangular, located in the nuchal (posterior) region of protuberantia intercornualis were examined. Rounded edges and smooth inner walls of these perforations indicated that they were formed when the animals were alive (ante mortem). The CT helped to understand the details of the caudal and dorsal part of head as well as the relationships between these perforations …


Cover And Contents Jan 2022

Cover And Contents

Turkish Journal of Veterinary & Animal Sciences

No abstract provided.


Pathological And Immunohistochemical Changes In The Liver Of Monocrotaline-Treated Rats, Şevket Soylu, Aydin Çevi̇k, Necati̇ Ti̇murkaan Jan 2022

Pathological And Immunohistochemical Changes In The Liver Of Monocrotaline-Treated Rats, Şevket Soylu, Aydin Çevi̇k, Necati̇ Ti̇murkaan

Turkish Journal of Veterinary & Animal Sciences

Pathological and immunohistochemical changes in livers were investigated in monocrotaline-treated rats. Eighty adult-male Wistar rats were distributed in 5 groups, each containing 16 animals according to monocrotaline dose (Group I: 50 mg/kg, Group II: 100 mg/kg, Group III: 150 mg/kg, and Group IV: 200 mg/kg). The control group was administered with physiological saline. Half of the animals in each group were euthanized at the 18th hour while the remaining half at the 6th week postinoculation. At the end of the 18th hour, the most prominent lesion was hepatocytic apoptosis which was dose-dependent. Apoptotic cells were mostly located in periportal and …


Faculty Authors & Achievers Bibliography 2022, Luke Vilelle Jan 2022

Faculty Authors & Achievers Bibliography 2022, Luke Vilelle

WRL: Faculty Authors & Achievers Bibliographies

The office of Academic Affairs and the Wyndham Robertson Library congratulate all Hollins faculty who published or presented creative or scholarly works from Fall 2020 - Summer 2022. These pages include a list of those activities.


Universal Owners, Shareholder Primacy, And Stakeholderism, Daniel Irvin Jan 2022

Universal Owners, Shareholder Primacy, And Stakeholderism, Daniel Irvin

Emory Business Law Review

The rise of massive asset owners like large pension funds and sovereign wealth funds has created interest in the phenomenon of Universal Owners. The climate crisis, environmental degradation, and worsening inequality have also led to challenges to the current models of corporate governance, with a particular interest on the idea of corporate purpose. This paper fills a gap by addressing the intersection of these two trends, proposing a framework by which Universal Owners should view corporate purpose. I argue that from a returns-maximizing perspective, Universal Owners should prefer a flavor of shareholder primacy that believes the corporation’s purpose is to …


Volume 31, Number 3, Winter 2022-23, Office Of Communications, Illinois Wesleyan University Jan 2022

Volume 31, Number 3, Winter 2022-23, Office Of Communications, Illinois Wesleyan University

Illinois Wesleyan University Magazine, 2018-present

VOLUME 31 | NUMBER 3 | Winter 2022-23

ON OUR COVER: Toni Tortorella ’21 sports the mark from the surgery that cured her cancer as a symbol of health advocacy and the support she received from family, friends, faculty and staff.

14 Guardian Angel When IWU nursing student and community leader Toni Tortorella ’21 was diagnosed with cancer, her family at home and school advocated for her health and her academic success. Now she’s a nurse at the hospital that cured her.

18 A Love Letter to IWU After a summer of storytelling about what makes Illinois Wesleyan a unique …


Research Handling Effects On Stress Hormones, Blood Parameters, And Heart Rate In Juvenile Northern Elephant Seals (Mirounga Angustirostris), Lauren A. Cooley Jan 2022

Research Handling Effects On Stress Hormones, Blood Parameters, And Heart Rate In Juvenile Northern Elephant Seals (Mirounga Angustirostris), Lauren A. Cooley

Master's Theses

Wildlife researchers must balance the need to safely capture and handle their study animals to sample tissues, collect morphological measurements, and attach dataloggers while simultaneously ensuring their results are not confounded by stress artifacts caused by handling. To determine the physiological effects of research activities including chemical immobilization, transport, instrumentation with biologgers, and overnight holding on a model marine mammal species, I collected hormone, blood chemistry, hematology, and heart rate data from 19 juvenile northern elephant seals (Mirounga angustirostris) throughout a translocation experiment. Across my six sampling timepoints, cortisol and aldosterone data revealed a moderate hormonal stress response to handling …


Coordination Protocols For Verifiable Consistency In Distributed Storage Systems, Ashwin Ramaswamy Jan 2022

Coordination Protocols For Verifiable Consistency In Distributed Storage Systems, Ashwin Ramaswamy

Master's Theses

Achieving consistency in a highly available distributed storage system has been formally proven to be an impossible task when the system faces network partitions and faulty processes. The complexity is exacerbated when the system allows concurrent processes to send transactions to all the other servers and coordinate the consistent commitment of different transactions. In the event of a partition, each server may allow clients to request updates involving the current state of the data, which makes achieving replicated consistency challenging. To solve the inconsistency problems, several consensus protocols are used, but have strict requirements in order to make progress and …


Early Maturing Out Of Problematic Alcohol Use, Sarah J. Peterson Jan 2022

Early Maturing Out Of Problematic Alcohol Use, Sarah J. Peterson

Theses and Dissertations--Psychology

Most research suggests that alcohol use peaks in the college years then declines into the mid-thirties (Jochman & Fromme, 2010). However, there is evidence that some individuals mature out earlier: downward trends for some individuals begin in college, with as many as one third of students decreasing their drinking (Baer et al., 2001). It is crucial to identify factors that differentiate those who decrease their drinking early from those who persist in high levels of consumption; doing so would clarify risk for college-related alcohol problems and perhaps subsequent alcohol use disorder, and aid in earlier targeted prevention and intervention. This …


Role Of Prior Knowledge In Timing Of Computer-Generated Feedback, Julie Faye Shirah Jan 2022

Role Of Prior Knowledge In Timing Of Computer-Generated Feedback, Julie Faye Shirah

Theses and Dissertations--Psychology

Although often helpful, feedback sometimes has neutral or negative effects on learning (Hattie & Timperley, 2007; Kluger & DeNisi, 1996). For example, Fyfe and colleagues have found that the effects of feedback timing are moderated by students’ prior knowledge such that feedback has been useful for students with low prior knowledge, but has mixed effects on students with high prior knowledge (e.g., Fyfe et al., 2012; Fyfe, 2016). In this study, I extended Fyfe’s work by re-conceptualizing prior knowledge as knowledge of more familiar foundational concepts a learner brings to a learning task (Sidney & Alibali, 2017), which can be …


Mild Cognitive Impairment In Presurgical Deep Brain Stimulation For Parkinson's Disease, Elizabeth Roslyn Wallace Jan 2022

Mild Cognitive Impairment In Presurgical Deep Brain Stimulation For Parkinson's Disease, Elizabeth Roslyn Wallace

Theses and Dissertations--Psychology

Although clinically characterized by motor impairments, Parkinson's disease (PD) often affects cognition early in the disease course. Cognitive changes common in PD include visuospatial abnormalities and prominent executive function (EF) deficits, with 30% of individuals eventually developing Parkinson’s disease dementia (PDD). Mild cognitive impairment (MCI) has been identified as a transitional state between normal cognition and PDD. A large cohort of individuals with PD at the Kentucky Neuroscience Institute have undergone pre-surgical evaluations for deep brain stimulation, although cognitive performance in this cohort has never been probed. Baseline cognitive performance of this cohort from 2017-2020 was examined to characterize the …


Development And Cross-Validation Of Personality Assessment Inventory Decision Rules For The Identification Of Psychogenic Nonepileptic Seizures, Chelsea Marie Bosch Jan 2022

Development And Cross-Validation Of Personality Assessment Inventory Decision Rules For The Identification Of Psychogenic Nonepileptic Seizures, Chelsea Marie Bosch

Theses and Dissertations--Psychology

The published literature on the Personality Assessment Inventory (PAI) for psychogenic nonepileptic seizure (PNES) diagnosis includes a variety of interpretation methods to distinguish PNES from epileptic seizures (ES) and offers mixed findings. The purpose of this study was to use a cross-validation approach to create and derive new decision rules for the PAI to best differentiate PNES from ES. Data from 773 patients (PNES n = 328, ES n = 445) who underwent long-term video EEG (vEEG) monitoring and completed a PAI were examined. Individuals with invalid PAI profiles were removed, and patients were randomly assigned to the “development” group …


The Measurement Of Product Typicality In Design Research. A Basic And Applied Approach, Travis Kent Jan 2022

The Measurement Of Product Typicality In Design Research. A Basic And Applied Approach, Travis Kent

Theses and Dissertations--Psychology

The objective of this study was to examine the use of the cognitive construct of “typicality” to guide design decisions in the development of consumer products. Increasing products that will appeal to consumers, designers strive to balance novelty and familiarity. A potential way to thread this needle is to understand how “typical” a design is of its particular product category. The construct of typicality has been used by psychologists to understand how people create and represent categories. Objects that are more typical of a category are often associated with positive responses from observes (e.g., greater visual appeal, faster recognition). In …


Assessing The Temporal Relationship Between Changes In Neuroticism And Symptom Improvement In The Unified Protocol, Nicole Stumpp Jan 2022

Assessing The Temporal Relationship Between Changes In Neuroticism And Symptom Improvement In The Unified Protocol, Nicole Stumpp

Theses and Dissertations--Psychology

Neuroticism is defined as the tendency to experience frequent and intense negative emotions accompanied by the belief that one could not cope adequately in response to stress. Neuroticism is associated with the development and maintenance of a range of emotional disorders (e.g., anxiety disorders, depression) and targeting this trait in treatment (rather than symptoms) may represent a more efficient approach to care. However, researchers have rarely measured neuroticism and symptoms frequently enough to establish temporal precedence between these dimensions. The present study is a secondary analysis that examined the temporal relationship between neuroticism and anxiety and depressive symptoms during a …


Mental Health In The Courtroom: How Victim Mental Illness Impacts Juror Decision-Making In A Rape Case, Mary M. Levi Jan 2022

Mental Health In The Courtroom: How Victim Mental Illness Impacts Juror Decision-Making In A Rape Case, Mary M. Levi

Theses and Dissertations--Psychology

The influence of mental illness on jury decision-making has rarely been investigated, and even fewer studies have examined how jurors perceive a victim with mental illness. The present study investigated the effect of victim mental illness on jury decision-making in a rape trial using a 3 (victim mental health status: schizophrenia, depression, no illness) x 2 (participant gender: female, male) between-subjects design. I hypothesized that mock jurors would render fewer guilty verdicts in the schizophrenia condition compared to the depression condition, and render fewer guilty verdicts in the schizophrenia and depression conditions compared to the control. I also hypothesized that …


"Think Of The Situation In A Positive Light": A Look At Cognitive Reappraisal, Affective Reactivity And Health, Jessica Chloe Maras Jan 2022

"Think Of The Situation In A Positive Light": A Look At Cognitive Reappraisal, Affective Reactivity And Health, Jessica Chloe Maras

Theses and Dissertations--Psychology

How individuals regulate their emotions is critical for maintaining health and well-being. For example, reframing a stressful situation in a positive light, a form of cognitive reappraisal, is beneficial for health and well-being outcomes. However, it is currently unclear why this relationship exists. One potential mechanism could be how one emotionally reacts to stressors in daily life, termed affective reactivity. The current study examined longitudinal associations that spanned 20 years between cognitive reappraisal and health outcomes and subjective well-being and if affective reactivity mediated this relationship. Participants completed waves 1-3 of the Midlife in the United States (MIDUS) Survey series …


Self-Monitoring And The Dsm-5 Section Iii Alternative Model Of Personality Disorder, Gillian Mccabe Jan 2022

Self-Monitoring And The Dsm-5 Section Iii Alternative Model Of Personality Disorder, Gillian Mccabe

Theses and Dissertations--Psychology

The Alternative Model of Personality Disorder (AMPD) was introduced in Section III (“Emerging Measures and Models”) of the Diagnostic and Statistical Manual of Mental Disorders (DSM-5) to address many of the challenges inherent to the categorical system of personality disorder diagnosis. According to the AMPD, personality disorders can be identified by the extent to which impairment in personality functioning (i.e., Criterion A) and pathological personality traits (Criterion B) are present. Researchers have divided over the distinction between Criterion A and Criterion B, with one side favoring the current AMPD conceptualization of personality traits and functioning as independent constructs and the …


Experiential-Based Feedback During Alcohol Intoxication And Its Effect On Drinkers’ Risk Awareness, Alexandra R. Kelly Jan 2022

Experiential-Based Feedback During Alcohol Intoxication And Its Effect On Drinkers’ Risk Awareness, Alexandra R. Kelly

Theses and Dissertations--Psychology

The prevalence of alcohol-impaired driving injuries and fatalities has not decreased for over a decade despite strategies to reduce and prevent driving under the influence of alcohol (DUI). In 2019, 10,142 people died in alcohol-impaired driving crashes in the United States, which totaled to 28% of all traffic fatalities for the year. DUI interventions have been found to have moderate effects on reducing DUI recidivism. Prevention research has identified a lack of risk awareness in DUI offenders and this could be a target to motivate behavioral change. However, the training to increase levels of risk awareness needs to occur in …


A Pilot Randomized Controlled Trial Of Smoking Cessation Induction Treatment For Rural, Underserved Cancer Survivors Across The Continuum Of Motivation To Quit, William Bowling Jan 2022

A Pilot Randomized Controlled Trial Of Smoking Cessation Induction Treatment For Rural, Underserved Cancer Survivors Across The Continuum Of Motivation To Quit, William Bowling

Theses and Dissertations--Psychology

The United States’ smoking prevalence has decreased substantially, but this public health improvement is unevenly distributed across the population. A promising individual-level approach to cancer control equity is to develop more acceptable and efficacious interventions that are widely disseminated to rural and other disadvantaged cancer survivors. Smoking cessation induction focuses not on long-term abstinence, but on engaging people in the process of making quit attempts and may be ideal for hard-to-reach populations. The aim of this pilot randomized controlled trial was to evaluate the feasibility and acceptability of a smoking cessation induction intervention designed for rural cancer survivors. The treatment …


Effects Of An Online Insomnia Intervention On Sleep And Alcohol Consumption, Justin Verlinden Jan 2022

Effects Of An Online Insomnia Intervention On Sleep And Alcohol Consumption, Justin Verlinden

Theses and Dissertations--Psychology

Alcohol use disorder (AUD) and insomnia are highly comorbid, due in part to the use of alcohol as a sleep aid among individuals with insomnia. Initial studies have shown that cognitive behavioral therapy for insomnia (CBT-I), the first-line treatment for insomnia, is moderately successful at improving both sleep and drinking outcomes in heavy drinkers with insomnia. However, CBT-I is expensive and not widely available. Online CBT-I could be a more accessible alternative. One online CBT-I program, Sleep Healthy Using the Internet (SHUTi), is especially promising due to its high efficacy in treating insomnia and its individualized and interactive platform. Here …


Latent Classes Of Symptom Trajectory In A Brief Treatment For Borderline Personality Disorder, Doug Terrill Jan 2022

Latent Classes Of Symptom Trajectory In A Brief Treatment For Borderline Personality Disorder, Doug Terrill

Theses and Dissertations--Psychology

It is likely that patients with BPD progress through treatment in different ways. Characterizing symptom trajectories during treatment can facilitate the identification of distinct treatment responses, which may be shared by subgroups of patients. Researchers have consistently identified multiple distinct symptom trajectories among individuals with common psychopathological conditions, but no research to date has attempted to do so among patients with BPD. This study used latent growth mixture modeling to identify and characterize distinct classes of symptom trajectories among patients receiving an 18-week cognitive-behavioral treatment for BPD. Two distinct BPD symptom trajectories were identified in this sample, which were primarily …


Examining The Impact Of Discrete And Contextual Stress Factors On Memory, Jillian Rae Silva-Jones Jan 2022

Examining The Impact Of Discrete And Contextual Stress Factors On Memory, Jillian Rae Silva-Jones

Theses and Dissertations--Psychology

Stress is a complex and multifaceted process which is often not perceived as such. Therefore, given the unidimensional conceptualization of stress in previous research the current understanding of the associations between stress and memory are not well understood. This study investigates the association between stress and memory by capturing the complexity of stress through discrete and contextual stress factors. The current study used ecological momentary assessment (EMA) and geocoded indices (i.e., zip codes) of population density (i.e., urbanicity) and deprivation (socioeconomic disadvantage) in a large and diverse sample of U.S. participants (N = 8817) to examine the relationship between …


Fostering A Social And Cultural Literacy Classroom Through An Administrator-Teacher Relationship, Khary S. Fletcher Jan 2022

Fostering A Social And Cultural Literacy Classroom Through An Administrator-Teacher Relationship, Khary S. Fletcher

Theses and Dissertations

The purpose of this study was to examine the impact of the social and cultural instructional process on independent reading. In addition, the purpose of this study was to examine the effect of the administrator-teacher relationship on educational practices in a lab site classroom. Using an action research design, data was collected through pre-study and post-study interviews, a Likert-scale questionnaire, lab site meeting journal reflections, lesson implementation journal reflections, observations captured in fieldnotes, and students’ reading logs. Data was collected for a total of seven weeks during a once per week, hour and a half lab site meeting, one non-observed …


Private Student Loans May Be Dischargeable In Bankruptcy Without Meeting The Undue Hardship Requirement And If Not, There Are Two Ways To Prove Undue Hardship, Kimberly Lee Jan 2022

Private Student Loans May Be Dischargeable In Bankruptcy Without Meeting The Undue Hardship Requirement And If Not, There Are Two Ways To Prove Undue Hardship, Kimberly Lee

Bankruptcy Research Library

(Excerpt)

Section 523 of title 11 of the United States Code (the “Bankruptcy Code”) prevents former students from discharging certain educational debts in bankruptcy, unless the failure to discharge “would impose an undue hardship on the debtor and the debtor’s dependents.” Typically, it is a debtor’s burden to show that their loans may be discharged on the grounds of “undue hardship.” However, Congress has not defined “undue hardship” leaving jurisdictions divided regarding the appropriate test. Most courts have followed the Brunner three-prong test, while only the First and Eighth Circuits use the totality of the circumstances test.

Additionally, section 523(a)(8) …