Digital Commons Network^™

The Role Of The Mortgage Industry In Economic Development, Kayode Omotosho

Economic and Financial Review

This article examines the role of the mortgage industry in economic development with a view to identifying its problems, challenges and opportunities. Possible areas of assistance from other stakeholders are also highlighted. The article discussed the evolution of mortgage banking and financing in Nigeria and the demand/market for mortgage sector finance services in Nigeria. It estimates that Nigeria needed N50 billion annually to provide an estimate of 8 million housing units in 2000. The article then examines the Federal Mortgage Bank of Nigeria (FMBN) in the last decade (1990 - 2000) and National Housing Fund (NHF) as well as the …

Understanding The Technical Operation Of Mortgage Market: Financing Options And Valuation Techniques, Femi Ekundayo

Economic and Financial Review

This paper aims to discuss the. evolution of mortgage banking in Nigeria, development and practice of mortgage financing and valuation techniques using Primary Mortgage Institutions (PMI) as a thrust. It is also to elicit contributions from others and subject the final product to further research for development of the scheme in Nigeria.

The National Housing Fund Scheme: The Journey So Far, O. A. Adeniji

Economic and Financial Review

This article reviews the National Housing Fund and highlight the successes and constraints. The rest of the article is divided into five sections. Section 2 reviews the National Housing Fund Scheme. The lessons of experience from other countries are contained in section 3, while section 4 highlights the achievements of the Federal Mortgage Bank of Nigeria (FMBN) since the inception of the reforms. The problems militating against the effective implementation of the NHF is the focus of section 5. Section 6 concludes the article.

Wbwg News, Volume 1, No. 1, December 2005, Cori Lausen, Kristi Dubois

WBWG News

Contents: About This Newsletter -- President's Corner -- Who's Who in the WBWG -- Headliners -- State/Province Updates -- News from BCI -- Other WBWG News -- Bat Bulletin Board -- Upcoming Events

Bordwell, David. Planet Hong Kong : Popular Cinema And The Art Of Entertainment = 大衛．鮑德威爾 :《香港電影王國 : 娛樂的藝術》, Lori Morimoto

Journal of Modern Literature in Chinese 現代中文文學學報

No abstract provided.

The Rise And Fall Of Taipei Cinema League : Film Revolution In 1930'S Modern City = 臺北電影聯盟的盛衰 : 三○年代現代城市的電影革命, Shozo Fujii, Faye Kleeman Yuan

Journal of Modern Literature in Chinese 現代中文文學學報

No abstract provided.

Memory And Fragmentation In Dissociative Identity Disorder, Margaret Rose Barlow '96

Doctoral Dissertations

Dissociative identity disorder (DID), formerly called multiple personalities, is a condition in which aspects of experience and memory are separated from each other and from awareness. The current study adds to the literature in this area by utilizing a broad conceptualization of memory functioning in DID, combining ecologically valid memory tests with experimental paradigms, and examining shareability, switching, and integration. Eleven women with DID participated in a two-session experiment that included a variety of memory measures. Participants were given no instructions regarding switching among alters, but were later asked how often they had switched. They reported significantly higher levels of …

Noti-Fealc, No. 22, Diciembre 2005, Carlos Benedetto

Noti-FEALC

Contents: Editorial -- VII Asamblea de la F.E.A.L.C. -- 14º Congreso Internacional de Espeleología -- Letter of Protest -- Primera Reunion del Nuevo Bureau de la UIS -- Modificaciones en el Sistema de Informaciones de la U.I.S. -- Novedades de las Comisiones FEALC -- Novedades Nacionales

High Potency And Other Alcoholic Beverage Consumption Among Adolescents, Edessa C. Jobli, Heather S. Dore, Chudley Werch, Michele Johnson Moore

Public Health Faculty Research and Scholarship

This study examined the prevalence of high potency (liquor, malt liquor, fortified wine) and other alcoholic beverage consumption (beer, wine/wine coolers) among adolescents, the impact of gender and ethnicity, and the risk and protective factors that predicted consumption. A confidential survey revealed that, among eighth grade students, wine/wine coolers were the most popular alcoholic beverages, with the highest levels of lifetime use, and the greatest current frequency and quantity of use, followed closely by beer and liquor. Minor gender differences were found, as well as notable ethnic differences, in consumption. Intentions and attitudes were important predictors of use across beverages. …

An Empirical Study Of Fiscal Decentralization Of Local Governments In China, Jianfeng Wang

Dissertations

The world is experiencing dramatic fiscal reconstruction in the socialist and (former) socialist countries and of continuing and fascinating evolution of government structure elsewhere. Being one of the fastest growing economies over the past nearly three decades, China seems deeply embracing this global mantra of power devolution in her effort to energize local economy that was suffocated in the highly constricted state-planning system. The literature of the Chinese central-local studies suggests that fiscal decentralization from the central government to provincial governments is a key institutional factor to explain Chinese economic success. However, the literature misses various lower levels of government …

Constitutional Irony: Gonzales V. Raich, Federalism And Congressional Regulation Of Intrastate Activities Under The Commerce Clause, Steven K. Balman

Tulsa Law Review

No abstract provided.

Destabilized Doctrine At The End Of The Rehnquist Era And The Business Related Cases In Its Final Term, Barbara K. Bucholtz

Tulsa Law Review

No abstract provided.

Writing The Book[Er] On Blakely: The Challenge To The Federal Sentencing Guidelines, Carol A. Pettit

Tulsa Law Review

No abstract provided.

New Breeding Bird Records For The Cumberland Mountains In Tennessee, Lesley Bulluck, Matthew Timpf

The Migrant - Tennessee Ornithological Society

No abstract provided.

Minutes Of The Tos 2005 Spring Directors Meeting, Tennessee Ornithological Society

The Migrant - Tennessee Ornithological Society

No abstract provided.

Species Index To Volume 76, 2005, Tennessee Ornithological Society

The Migrant - Tennessee Ornithological Society

No abstract provided.

The Market For Legal Education And Freedom Of Association: Why The "Solomon Amendment" Is Constitutional And Law Schools Are Not Expressive Associations, Andrew P. Morriss

William & Mary Bill of Rights Journal

This term the Supreme Court will confront the constitutionality of the Solomon Amendment, which mandates equal access for military recruiters at universities that accept federal funding. The Third Circuit previously held the statute unconstitutional. This Article argues that the Court should reverse and uphold the statute because the lower court failed to consider the cartelized nature of legal education and so assumed that law schools are "expressive associations" entitled to assert First Amendment claims; the court also failed to give proper deference to Congress's exercise of its Article I power to raise and support armies and over-valued law faculties' interest …

Turning A Government Search Into A Permanent Power: Thornton V. United States And The "Progressive Distortion" Of Search Incident To Arrest, George M. Dery Iii, Michael J. Hernandez

William & Mary Bill of Rights Journal

No abstract provided.

Cleaning Up The Eighth Amendment Mess, Tom Stacy

William & Mary Bill of Rights Journal

This article criticizes the Court's interpretation of the Eighth Amendment's Cruel and Unusual Punishment Clause and offers its own understanding. The Court's jurisprudence is plagued by deep inconsistencies concerning the Amendment's text, the Court's own role, and a constitutional requirement of proportionate punishment. In search of ways to redress these fundamental shortcomings, the article explores three alternative interpretations of the Clause: (1) a textualist approach; (2) Justice Scalia's understanding that the Clause forbids only punishments unacceptable for all offenses; and (3) a majoritarian approach that would consistently define cruel and unusual punishment in terms of legislative judgments and penal custom. …

"So Long As Our System Shall Exist": Myth, History, And The New Federalism, Paul D. Moreno

William & Mary Bill of Rights Journal

This article provides the broad historical context necessary to understand contemporary developments in federalism doctrine. It shows that dual federalism has a long and varied history and that federalism is a content-neutral principle to which both sides in major political contests have appealed. It seeks to show that the predominant perspective on federalism today - that it is an inherently conservative principle - is the result of historical misperception. This article reinterprets the history of American federalism in light of recent historical scholarship concerning various periods: principally the country's founding; slavery, the Civil War, and Reconstruction; the late nineteenth-century social …

Up Against The Wall Of Separation: The Question Of American Religious Democracy, Bruce Ledewitz

William & Mary Bill of Rights Journal

No abstract provided.

A Convenient Blanket Of Secrecy: The Oft-Cited But Nonexistent Housekeeping Privilege, William Bradley Russell Jr.

William & Mary Bill of Rights Journal

No abstract provided.

A Model Of The Natural Spread Of The Invasive Insect Species Emerald Ash Borer In The Lower Peninsula Of Michigan, Jennifer L. Weller

Masters Theses

More than 8 million ash trees in southeast Michigan have been killed by an infestation of the invasive insect species emerald ash borer (EAB). Since its identification in July 2002, EAB has been found in Ontario (Canada), Ohio, Indiana, and across Michigan. To date, EAB research has concentrated on the entomological classification and no systematic prediction of the pest's diffusion has been made.

This research presents a predictive model for the spread of EAB across the Lower Peninsula of Michigan. Limited data on ash tree population distribution, ·. infestation distribution, and the dispersal rate of the emerald ash borer required …

Immigrant Entrepreneurs And Neighborhood Revitalization: Studies Of The Allston Village, East Boston And Fields Corner Neighborhoods In Boston, Ramon Borges-Mendez, Michael Liu, Paul Watanabe

Institute for Asian American Studies Publications

Although somewhat later than other major urban areas, Boston has been experiencing fundamental demographic changes. The 2000 Census reported that for the first time non-Hispanic whites constitute a minority of the city’s population. Subsequent Census estimates confirm an even stronger trend toward a rapidly diversifying population.

Immigration has been a major factor in this growth and diversification. A recent report shows that over the last 15 years more than 22,000 new immigrants have annually settled in Massachusetts. The foreign-born as a percentage of the population has grown from 9.4 percent in 1980 to 14.3 percent in 2004.

Potential Effects Of Aggressive Videogames On Young Adult’S Behavior And Physiology, Kent David Smallwood

Masters Theses

Each year, interactive technology becomes more and more advanced, offering more lifelike environments, immersive experiences, and realistic situations. Additionally, the videogame industry has over doubled in size in less than ten years, now rivaling the box office industry. However, technological advances have quickly outpaced our understanding of the effects of certain types of adult content on the game player. To date, the majority of the research on the topic was conducted before the games themselves were technologically advanced enough to draw meaningful conclusions; the few studies conducted in the last few years, while offering promising methodological advancements from previous work, …

Organic Poultry Production And Forage Digestibility, Nancy P. Buchanan

Graduate Theses, Dissertations, and Problem Reports (ETD)

The current experiments were conducted to evaluate organic poultry production and the digestibility of organic feeds and pasture forages. A performance study was conducted to determine the effect of exogenous non-starch polysaccharide (NSP) enzyme supplementation on the performance and carcass characteristics of organically-reared broiler chickens. The addition of an exogenous NSP enzyme cocktail improved the performance and carcass characteristics of organically-reared broilers given access to pasture only in spring months. Pasture forages may contribute digestible nutrients to poultry; however, this contribution has not been evaluated in past research. A digestibility study was conducted to determine the nitrogen-corrected apparent metabolizable energy …

Salt Equalizer, Vol. 2005, Issue 4, Society Of American Law Teachers

SALT Equalizer

Contents of this issue:

Nancy Ehrenreich, Welcome to Our New SALT Board Members, at 1.

Beto Juarez & Holly Maguigan, Co-Presidents' Column, at 1.

Kent Greenfield, Solomon Amendment Litigation Update, at 4.

Beto Juarez, SALT and Pipeline Programs, at 4.

Margaret Martin Barry, Affirmative Action Committee Report, at 5.

Margaret Martin Barry, Follow-Up on Revised ABA Standards for Law Clinic Faculty, at 6.

Camille A. Nelson & Adele M. Morrison, Report on SALT's Third Annual Junior Faculty Development Workshop, at 6.

Jane Dolkart, SALT Annual Awards Dinner to Honor Cole, CCR, and Yamamoto …

Chanticleer | Vol 54, Issue 13, Jacksonville State University

Chanticleer

No abstract provided.

Construction Law, Henry L. Balkcom Iv, Dana R. Grantham, Devin H. Gordon

Mercer Law Review

This Article surveys construction law decisions handed down by Georgia courts and construction-related legislation enacted by the Georgia General Assembly between June 1, 2004 and May 31, 2005. As in prior years, the selected cases primarily fall within five categories: (1) contracts, (2) torts, (3) mechanics' and materialmen's liens, (4) arbitration, and (5) miscellaneous. Recent legislation is highlighted in Section VI.

Criminal Law, Laura D. Hogue, Franklin J. Hogue

Mercer Law Review

In this survey of Georgia criminal law, we have selected only those cases that we deemed to be of interest to those of us who practice in the area of criminal law. For space reasons, however, we could not include every interesting case, even in footnotes. Other writers of this survey would have selected differently, no doubt. We also were able to omit all death penalty cases and cases involving strictly evidentiary issues, as two other fine articles in this edition of the Mercer Law Review cover those cases.