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2004

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Articles 541 - 570 of 1651

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Overcoming Poverty: Supported Saving As A Household Development Strategy, Margaret S. Sherraden, Trina Williams, Amanda Moore Mcbride, Fred Ssewamala Jul 2004

Overcoming Poverty: Supported Saving As A Household Development Strategy, Margaret S. Sherraden, Trina Williams, Amanda Moore Mcbride, Fred Ssewamala

Center for Social Development Research

Low-income participants experience greater positive financial, psychological, and cognitive outcomes of saving in IDAs than controls. The study contributes to knowledge about poverty alleviation, capacity-building, and empowerment.


Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden Jul 2004

Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden

Center for Social Development Research

This study examines the saving performance of low income African Americans and Caucasian participants in an Individual Development Accounts (IDA) program. IDAs are matched saving for home ownership, education, and small business capitalization. Using data from the American Dream Demonstration (N = 2,364), this study compares the savings performance of Black and White participants in IDAs. The results indicate that low-income African Americans on average save successfully in IDAs, though in smaller amounts than Caucasians. Results of separateregressions for Blacks and Whites indicate that mostly individual characteristics are associatedwith saving performance among Caucasians. In contrast, mostly institutional characteristics areassociated with …


Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner Jul 2004

Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner

Center for Social Development Research

Low-income people have less access to opportunities for post-secondary education, and the welfare reform in 1996 further limited access for welfare recipients. Since welfare reform, there has been an increasing interest in strategiesmeant to enhance the well-being of low-incomepeople through education and the development of human capital. In this study, we examine how low-income people saved for post-secondary education in Individual Development Accounts (IDAs) in a nationwide demonstration. IDAs are structured accounts that provide matches for savings used for home purchase, microenterprise, retirement savings, and post-secondary education. We examine how savings outcomes differed between participants who intended to use their …


The Impacts Of Household Wealth On Child Development, Trina Williams Shanks Jul 2004

The Impacts Of Household Wealth On Child Development, Trina Williams Shanks

Center for Social Development Research

Using data from the Panel Study of Income Dynamics, this study examines the influence of wealth relative to income across several child development outcomes. The wealth measures include net worth and whether the household has certain specific asset holdings. The child development measures cover two domains: academic achievement and socio-emotional behavior. The intent is to examine which measures of wealth have the most explanatory value with respect to child development outcomes and test whether these are distinct from income. Results show that wealth is a significant predictor of two out of three dependent variables and that these predictors have different …


What States Can Do To Remove Penalties For Saving, Center For Social Development, Corporation For Enterprise Development Jul 2004

What States Can Do To Remove Penalties For Saving, Center For Social Development, Corporation For Enterprise Development

Center for Social Development Research

What States Can Do to Remove Penalties for Saving


Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development, Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate Jul 2004

Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development, Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate

Center for Social Development Research

Youth Volunteerism and Civic Service in Latin America and the Caribbean: A Potential Strategy for Social and Economic Development


Youth Civic Service In Europe, Association Of Voluntary Service Organizations Jul 2004

Youth Civic Service In Europe, Association Of Voluntary Service Organizations

Center for Social Development Research

Youth Civic Service in Europe


Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson Jul 2004

Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson

Center for Social Development Research

Asset Building: Increasing Capacity for Performance Measurement and Effects


Match Rates, Individual Development Accounts, And Saving By The Poor, Mark Schreiner Jul 2004

Match Rates, Individual Development Accounts, And Saving By The Poor, Mark Schreiner

Center for Social Development Research

Individual Development Accounts (IDAs) provide low-income people with matches for savings used for home purchase, post-secondary education, or microenterprise. Match rates for the 2,350 IDA participants in the American Dream Demonstration (ADD) were typically 1:1 or 2:1 but ranged as high as 7:1. This paper looks at how these match rates were related with the likelihood of saving something and with the level of savings. The model controls for a number of confounding factors often ignored in similar studies of match rates in 401(k) plans. For IDAs in ADD, higher match rates were generally associated with a greater likelihood of …


Civic Engagement Among Low-Income And Low-Wealth Families: In Their Words, Amanda Moore Mcbride, Margaret S. Sherraden, Suzanne Pritzer Jul 2004

Civic Engagement Among Low-Income And Low-Wealth Families: In Their Words, Amanda Moore Mcbride, Margaret S. Sherraden, Suzanne Pritzer

Center for Social Development Research

Through in-depth interviews with 84 low-income, low-wealth families, we find civic engagement across a range of behaviors, e.g., volunteering through religious organizations, neighboring, involvement in children’s activities, and contributing. Data are suggestive of a modified life cycle theory of engagement as well as a “stakeholding” theory, highlighting assets as resources and incentives for action. Time constraint is noted as a primary mediator. Possible implications for measurement, future research, and social interventions and policies are discussed.


The Voluntary Cultural Year In Germany: Perceptions Of Volunteers, Institutions, Politicians, And Society, Gesa Birnkraut, Ines E. Hein, Frederick Loock Jul 2004

The Voluntary Cultural Year In Germany: Perceptions Of Volunteers, Institutions, Politicians, And Society, Gesa Birnkraut, Ines E. Hein, Frederick Loock

Center for Social Development Research

The Voluntary Cultural Year in Germany: Perceptions of Volunteers, Institutions, Politicians, and Society


Getting Your Money's Worth: What Early Childhood Directors Should Know About Working With Mental Health Professionals, Beth L. Green, Maria C. Everhart, Lynwood Gordon Jul 2004

Getting Your Money's Worth: What Early Childhood Directors Should Know About Working With Mental Health Professionals, Beth L. Green, Maria C. Everhart, Lynwood Gordon

School of Social Work Faculty Publications and Presentations

The increasing numbers of young children with challenging behaviors and emotional problems have led many child care providers and early childhood education programs to employ or contract with mental health professionals (Lavigne et al., 1996). Head Start Programs, for example, are required by federal performance standards to utilize services of mental health professionals that are "sufficient" to meet the needs of children and families. However, there has been little research to help program managers make informed choices about who might provide the best services, what services are most important to support staff and families, and how to make the best …


On Cue Vol. 17 No. 3 Third Quarter 2004, Jan Delay Jul 2004

On Cue Vol. 17 No. 3 Third Quarter 2004, Jan Delay

On Cue

No abstract provided.


Focus, 2004, Summer, Andrews University Jul 2004

Focus, 2004, Summer, Andrews University

Focus

FOCUS (ISSN 1077-9345) is published quarterly, free of charge, for alumni and friends of Andrews University, an institution owned and operated by the Seventh-day Adventist Church.


Work Of The Assistants General, Jozef Kapusciak C.M. Jul 2004

Work Of The Assistants General, Jozef Kapusciak C.M.

Vincentiana

No abstract provided.


Neiu Magazine- Summer 2004, Neiu Magazine Staff Jul 2004

Neiu Magazine- Summer 2004, Neiu Magazine Staff

NEIU Magazine

No abstract provided.


Inside Unlv, Holly Ivy De Vore, Carol C. Harter, Stuart Mann Jul 2004

Inside Unlv, Holly Ivy De Vore, Carol C. Harter, Stuart Mann

Inside UNLV

No abstract provided.


Women's Research Institute Of Nevada Newsletter, Women's Research Institute Of Nevada Jul 2004

Women's Research Institute Of Nevada Newsletter, Women's Research Institute Of Nevada

Newsletters

No abstract provided.


Organizing For Economic Empowerment Of Battered Women: Women's Savings Accounts, Cynthia K. Sanders, Meg Schnabel Jul 2004

Organizing For Economic Empowerment Of Battered Women: Women's Savings Accounts, Cynthia K. Sanders, Meg Schnabel

Center for Social Development Research

When describing reasons for remaining with or returning to an abusive partner, many women mention economic dependence on their abuser. Few battered women, especially those who are poor,have the economic resources necessary to live independently. Additionally, battered women are commonly isolated from financial resources lacking ready access to cash, checking accounts, or charge accounts. Creating strategies that address financial well-being is essential to addressing the issue ofdomestic violence. This article discusses a collaboration among domestic violence service providers in the St. Louis, Missouri region created to promote the economic development of low-income batteredwomen. The collaboration has culminated in formalized economic …


Program Costs For Individual Development Accounts: Final Figures From Captc In Tulsa, Mark Schreiner Jul 2004

Program Costs For Individual Development Accounts: Final Figures From Captc In Tulsa, Mark Schreiner

Center for Social Development Research

Program Costs for Individual Development Accounts: Final Figures From Captc in Tulsa


Saving Performance In Individual Development Accounts: Does Marital Status Matter?, Michal Grinstein-Weiss, Min Zhan, Michael Sherraden Jul 2004

Saving Performance In Individual Development Accounts: Does Marital Status Matter?, Michal Grinstein-Weiss, Min Zhan, Michael Sherraden

Center for Social Development Research

Research indicates that marriage has a large effect on reducing the risk of poverty and is associated with a higher probability of attaining affluence over the life course when comparedwith nonmarriage. Using data from the American Dream Demonstration (N = 2,364), this studycompares savings performances of married and unmarried low income participants in a matched savings program – Individual Development Accounts (IDAs). The results indicate that both married and unmarried low income participants can save in IDA programs; however, unmarried participants are saving less than married participants. We further examine possible factors that are associated with savings performance for these …


Voluntariado Juvenil Y Servicio Cívico En América Latina Y El Caribe: Una Posible Estrategia De Desarrollo Económico Y Social [Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development], Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate Jul 2004

Voluntariado Juvenil Y Servicio Cívico En América Latina Y El Caribe: Una Posible Estrategia De Desarrollo Económico Y Social [Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development], Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate

Center for Social Development Research

Voluntariado Juvenil Y Servicio Cívico en América Latina y el Caribe: Una Posible Estrategia de Desarrollo Económico y Social [Youth volunteerism and civic service in Latin America and the Caribbean: A potential strategy for social and economic development]


Using Tribal/State Title Iv-E Agreements To Help American Indian Tribes Access Foster Care And Adoption Funding, Eddie F. Brown, Gordon E. Limb, Chey A. Clifford, Ric Munoz, Leslie Schueler Whitaker Jul 2004

Using Tribal/State Title Iv-E Agreements To Help American Indian Tribes Access Foster Care And Adoption Funding, Eddie F. Brown, Gordon E. Limb, Chey A. Clifford, Ric Munoz, Leslie Schueler Whitaker

Faculty Publications

Funding under Title IV-E has historically not been available to American Indian communities, therefore, tribes have had to develop agreements with states to access these funds for child care services. This study analyzes Title IV-E intergovernmental provisions to help tribes and states strengthen Title IV-E agreements. A nationwide content analysis of existing Title IV-E documents, phone interviews, and focus groups revealed that Title IV-E tribal/state agreements vary widely, with most tribes not receiving full access to state services. These agreements focus on foster care maintenance payments and services. This article includes recommendations to help facilitate tribal access to Title IV-E …


Illinois State Alumni Magazine, Summer 2004, Illinois State University, University Marketing And Communications Jul 2004

Illinois State Alumni Magazine, Summer 2004, Illinois State University, University Marketing And Communications

State: The Magazine of Illinois State University (1999-present)

Illinois State University alumni magazine


Support For Microenterprise As Asset-Building: Concepts, Good Practices, And Measurement, Mark Schreiner Jul 2004

Support For Microenterprise As Asset-Building: Concepts, Good Practices, And Measurement, Mark Schreiner

Center for Social Development Research

This paper proposes that building assets—be they human, financial, or social—plays a fundamental role on the development of microenterprise, that is, very small businesses owned by people of modest means. This new view expands beyond the current focus on training and loans to include savings services and networks of social capital. This is useful because most new ventures depend more on savings than on loans and because social networks are key—if invisible—business assets that people of modest means often lack. The outputs of microenterprise-support programs and the intermediate and final outcomes of self-employment can also be seen (and measured) in …


State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development Jul 2004

State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development

Center for Social Development Research

State IDA Policy Brief: Promoting Asset Building Through the Earned Income Tax Credit


Youth Service: A Comprehensive Perspective, Amanda Moore Mcbride, Suzanne Pritzker, Dolly Daftary, Fengyan Tang Jul 2004

Youth Service: A Comprehensive Perspective, Amanda Moore Mcbride, Suzanne Pritzker, Dolly Daftary, Fengyan Tang

Center for Social Development Research

When youth are involved in their communities, they typically do so through institutional structures. We construe youth service as a type of long-term, intensive volunteerism or civic service, which takes a range of institutional forms including service-learning, national service, and international service. We define these forms as having common operational features, and summarize what is known about them and their effects on youth and the individuals and communities with whom the youth are engaged. We identify directions for future research,including issues of server inclusion and impacts on the served.


Youth Service And Elder Service In Comparative Perspective, Nancy Morrow-Howell, Fengyan Tang Jul 2004

Youth Service And Elder Service In Comparative Perspective, Nancy Morrow-Howell, Fengyan Tang

Center for Social Development Research

Youth Service and Elder Service in Comparative Perspective


Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden Jul 2004

Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden

Center for Social Development Research

Family Saving and Community Assets: Designing and Implementing Family-Centered, Place-Based Individual Development Account Programs


Integrating Savings Into Microenterprise Programs For The Poor: Do Institutions Matter?, Fred M. Ssewamala, Michael Sherraden Jul 2004

Integrating Savings Into Microenterprise Programs For The Poor: Do Institutions Matter?, Fred M. Ssewamala, Michael Sherraden

Center for Social Development Research

Numerous theoretical frameworks have been used to explain factors that influence outcomes of poor families engaged in self-employment. Theories related to human capital, social capital, andfinancial assets have guided most studies. Using data from fourteen institutions promoting self-employment among the poor, and drawing on the institutional theory, this study finds that theories related to individual influences do not adequately explain all the phenomenon.Controlling for a wide range of individual characteristics, there is a statistically significant association between institutional influences and participants’ outcomes. Policy makers shouldconsider a range of institutional characteristics when designing policies and programs aimed atpromoting self-employment among poor …