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Banking And Insurance: Before And After The Gramm-Leach-Bliley Act, Jerry W. Markham, Lissa L. Broome

Faculty Publications

This article traces the growth of insurance in America and describes how its regulatory structure developed separately from the regulatory structure of other financial services. The authors describe how banks became involved in insurance activities as a way to expand their traditional banking services. Although regulatory restrictions at first impeded this effort, the Gramm-Leach-Bliley Act of 1999 has now opened the door more widely to the combination of banking and insurance. Nevertheless, banks will continue to face regulatory hurdles and restrictions under GLB that will impair their ability to compete in the insurance business. The article examines the landscape for …

The Federal Housing Administration In The New Millennium, Anthony Pennington-Cross, Anthony Yezer

Finance Faculty Research and Publications

The first challenge in attempting to predict the future of the Federal Housing Administration (FHA) is to understand why it is still here. No other depression-era mortgage-market institution has survived without substantial modification. We conclude that its survival has depended on its ability to invent new purposes for itself. For example, it changed from a replacement for failed private mortgage insurance using economic soundness as an insurance criterion to an innovator in high-risk lending based on an acceptable risk criterion. FHA has developed special programs to serve the needs of specific groups. We believe this pattern of change in purposes …

The Case For United States Reparations To African Americans, Adrienne D. Davis

Scholarship@WashULaw

The political and juridical viability of reparations for descendants of enslaved black people is emerging as a highly contested concept in U.S. debates about justice and law. For decades, reparations have been an essential part of the international discourses of war and human rights.

Panel Two: Who's Minding The Baby?, Adrienne D. Davis, Catherine J. Ross, Marion Crain, Bonnie Thornton Dill

Scholarship@WashULaw

This publication is a transcript of remarks made by multiple law professors discussing the relationship between race, gender, and class and focusing on feminism and the challenges faced by working mothers.

Foreword-Symposium: Gender, Work & Family Project Inaugural Feminist Legal Theorylecture, Adrienne D. Davis, Joan C. Williams

Scholarship@WashULaw

This Symposium inaugurates the Annual Feminist Legal Theory Lecture Series of the Washington College of Law's Gender, Work & Family Project. Martha Fineman, in honor of her two towering achievements in feminist jurisprudence, is the first lecturer. The first achievement is her ground-breaking work on dependency, about which we will say more later. The second is her equally influential Feminist Theory Workshop, which she began at the University of Wisconsin, and has since moved to Columbia University and now to Cornell. The annual Workshop has provided the opportunity for scores of scholars to present papers related to feminist jurisprudence, helping …

Foreword-Symposium: Straightening It Out: Joan William On Unbending Gender, Adrienne D. Davis

Scholarship@WashULaw

As most men and women acknowledge, gender is a battleground. Most of us are fairly clear on biological sex: who bears children, who ejaculates sperm, even whose (big) hands might open a stuck jar and whose (smaller ones) could pull that cufflink out of the garbage disposal. What remains less clear is how social gender roles flow from this: Does lactation result in eighteen years of primary caregiving? Should the chemical realities of testosterone shape the law governing sexual assault? 3 Should the dynamics of heterosexual relationships mirror the physics of heterosexual intercourse (penetration equals power)? Does the reality of …

How To Apply The Religious Freedom Restoration Act To Federal Law Without Violating The Constitution, Gregory P. Magarian

Scholarship@WashULaw

Learned commentators have called the Religious Freedom Restoration Act of 1993 ("RFRA" or "the Act") "perhaps the most unconstitutional statute in the history of the nation" and "the most egregious violation of the separation of powers doctrine in American constitutional history." In the 1997 case of City of Boerne v. Flores, the Supreme Court struck down the Act in its applications to state and local governments, declaring that "RFRA contradicts vital principles necessary to maintain separation of powers and the federal balance." The Act's applications to federal law, however, survived Boerne, which means that plaintiffs with religious freedom claims against …

Beyond The Limits Of Equity Jurisprudence: No-Fault Equitable Subordination, Rafael I. Pardo

Scholarship@WashULaw

In two 1996 decisions involving equitable subordination of claims in bankruptcy cases, United States v. Noland and United States v. Reorganized CF&I Fabricators of Utah, Inc., the Supreme Court did not answer the question of whether a bankruptcy court must find creditor misconduct before it equitably subordinates a creditor's claim. This Note argues that the Court should have established a bright-line rule that requires such a finding, using prepetition, nonpecuniary loss tax penalty claims of the IRS as a model. After showing that, as codified in the Bankruptcy Code, the doctrine of equitable subordination requires a finding of creditor misconduct, …

Faculty Publications 1999, Lsu Health Sciences Center New Orleans

Historical Faculty Publications

This Faculty bibliography contains 871 publications.

Elements Of Writers Workshops In A Third Grade Classroom, Gale L. Nagunst

Graduate Research Papers

The act of writing is a natural process and should be treated as such. For children seven years and older, writing usually is not a linear act that follows a prescribed set of steps in a particular order, but a recursive process in which writers move forward and back through the different components of writing to make meaning. A classroom that includes writers workshops, or groups of children working together to interact about writing, must incorporate several important elements to allow this recursive, natural process to happen. These elements include classroom organization, ample writing time, models of writing, teacher instruction …

Book Clubs And Their Effect On Mother-Daughter Relationships, Kimberly Wise

Graduate Research Papers

The purpose of this research paper was to examine book clubs and how they affect the mother/daughter relationship. Thirteen seventh grade girls and their mothers began participating in the book club. The members were surveyed during the initial organizational meeting as to their conversational habits with one another as well as their perceptions of the quality of their mother/daughter relationship. The members then participated in several book club meetings. During the meetings discussions were held which included topics such as characterization, plot, theme, climate, tone, and voice. Mothers and daughters were asked to reflect upon their own life experiences in …

Writing Portfolios In A Second Grade English As A Second Language Classroom, Adriana Vargas

Graduate Research Papers

Student reflection in collaboration with the teacher is an important element in the describing children's involvement in the writing process and their instructional needs. Such description, or qualitative assessment, is necessary as language is a process. Several qualitative assessment techniques that support each other can further children's self-reflection, or self-evaluation, such as journaling, conferencing, and portfolio construction. These techniques can closely relate instruction and assessment. This article describes the implementation of portfolios in a second grade classroom in which English is a second language. Two students, each with different English language abilities, were selected to focus in this implementation stage.

English Fluency Of Recent Hispanic Immigrants To The United States In 1980 And 1990, Alberto Dávila, Marie T. Mora

School of Economics and Finance Faculty Publications

No abstract provided.

Personhood, Discrimination, And The New Genetics, Janet L. Dolgin

Hofstra Law Faculty Scholarship

Decoding the human genome and identifying genetic sequences may provide, among other things, for the production of individually tailored drugs, for medicines without side effects, and perhaps eventually for gene therapy that will replace dysfunctional genes with genes that preclude or cure illness." But, the same developments threaten society with the potential for devastating biological accidents, with broad invasions of individual and communal privacy, and with "genetic" bigotry and the revival of eugenic policies.

Behind the concrete promises and threats that attend the new genetics lies another sort of change-more subtle than those more usually, and more easily, described and …

Opening Doors, Karen F. Zuga

Journal of STEM Teacher Education

No abstract provided.

A Comparison Of Traditionally And Alternatively Certified Technology Education Teachers' Professional Development And Receptivity To Change, Steven L. Wash, Gerald G. Lovedahl, William D. Paige

Journal of STEM Teacher Education

No abstract provided.

At Issue: Before I Forget…Some Thoughts On Professional Experience In Hrd, Jeffrey W. Flesher

Journal of STEM Teacher Education

No abstract provided.

Comments: Response To Steve Petrina's Book Review And John Ritz's Comment, Theodore Lewis

Journal of STEM Teacher Education

No abstract provided.

Twenty-First Annual Outstanding Manuscript Awards, Marie C. Hoepfl

Journal of STEM Teacher Education

No abstract provided.

Book Review: Communities Of Practice: The Buzz And The Buzzword, Jed Gillespie

Journal of STEM Teacher Education

No abstract provided.

How Wages Are Set: Uncertain Political Marginal Productivity: Price Theory, Wage Theory, Agency Theory, And The Theory Of The Firm, Thomas C. Lane

University Avenue Undergraduate Journal of Economics

In this paper, I will derive a new model of wage prices by starting with price theory and wage theory and then blending in the cost factors uncovered by agency theory and the theory of the firm, and Alchian's work on economic uncertainty. The final result is still theoretical and cannot be used to predict a specific workers wage, but is nevertheless more complete and realistic in detailing the process of wage determination.

The Interactions Of Eco-Labeling, Environment, And International Trade, Yi Qian

University Avenue Undergraduate Journal of Economics

A simple graphical model has been developed to examine the relationship between eco-labelling, international trade and environment. This paper analyses that labelling can possibly have adverse effect on environment when the supply of environment-friendly good is greater than the demand of the friendly good pre-labelling (fig.2). In a dynamic setting, however, this situation could be reversed by shifts of demand and supply curves of environment-friendly products (fig.3). The theoretical model predicts change of product prices, which in turn can alter international trade. In bilateral trade, the interaction with country 2 will result in an improvement in the environmental situation in …

Developments In The Banking Industry: Implications For The Future Of Bank Lending To Small Businesses, Myra Read

University Avenue Undergraduate Journal of Economics

This paper investigates the recent developments in the banking industry that are impacting small business lending. The first section describes the traditional lending relationship between banks and small businesses. An analysis of the application of credit-scoring to small businesses follows. The next section discusses potential uses of loan securitization. The final section examines the consolidation trend in the banking industry.

The Role Of Human Capital In Wealth Accumulation, Thomas Scheiding

University Avenue Undergraduate Journal of Economics

After an introduction to the fundamental elements of human capital theory, I will define the characteristics of general and specific human capital, and show who pays for and yields the benefits from investment in each component. I will then proceed to explain why understanding the magnitude of the rate of return in terms of wealth is imperative, both theoretically and practically. After I develop testable hypotheses, I will introduce the data set to be used, and present my model. Finally, I present the regression results, and provide a direction for future research in this area.

The Gender Wage Gap In The Economics Profession A Search In The Return To Marriage And Fertility Of Ph.D. Economists, Weiyi Shi

University Avenue Undergraduate Journal of Economics

Previous researchers have found that after controlling for various determinants of economists’ earnings, there still remains an unexplained residual wage gap across genders in the economics profession. This study uses 1990 Census data to examine the return to marriage and fertility of male and female Ph.D. economists in an attempt to explain in part the residual gender wage gap in the profession. Marital status is found to have no impact on male or female economists’ earnings. Fertility does not affect male economists' earnings, but is negatively correlated with female economists' earnings. I conclude that the different returns to fertility across …

The Phillips Curve In The 1990s, Hayden Smith

University Avenue Undergraduate Journal of Economics

This paper will explore whether or not the Phillips curve relationship exists for the 1990s. I will attempt to estimate a Phillips curve for the past decade using data for the United States. In section two, I will explain the theory behind the Phillips curve and how the theory has evolved. In section three, I will present a literature review discussing previous research and results. Section four will present my empirical model and data. In section 5, I will present my results and discuss econometric problems such as serial correlation that may lead to biased estimates. In section six I …

Additional Quality Factors For The World Wide Web., Ronan Fitzpatrick

Conference papers

Web site development is maturing from the enthusiastic experimental practice of early years to a more professional discipline, addressing the needs of Web site visitors and owner organisations. Quality is central to this maturing and it is necessary to have a full understanding of the meaning of quality in the context of the ever-changing Web. This paper identifies five new quality factors for the Web (visibility, credibility, intelligibility, engagibility and differentiation), together with their characteristics and a checklist of enablers, which can be used by specifiers, designers, developers and evaluators to create quality Web sites.

Becoming Mormon Men: Male Rites Of Passage And The Rise Of Mormonism In Nineteenth-Century America, Bruce R. Lott

Theses and Dissertations

The evidence presented in this thesis supports a view of the first Mormon men as coming from the agrarian majority of early nineteenth-century American farmers and artisans who embraced a set of manly ideals that differed significantly, in many ways, from those embraced by their middle-class contemporaries. These men's life writings attest to boyhood experiences of working alongside their fathers as soon as they were physically able, and subsequently of acting as substitute farmers and breadwinners as well as being put out to work outside the direct supervision of their fathers. Such experiences enabled them to frequently follow in the …

Beyond Napster: Debating The Future Of Copyright On The Internet - Introductory Remarks, Bruce A. Lehman, Andrew Pike

American University Law Review

No abstract provided.

Biographies Of Participants, American University Law Review

American University Law Review

No abstract provided.