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Child Development Accounts And College Success: Accounts, Assets, Expectations, And Achievements, Sondra G. Beverly, William Elliott, Michael Sherraden Nov 2013

Child Development Accounts And College Success: Accounts, Assets, Expectations, And Achievements, Sondra G. Beverly, William Elliott, Michael Sherraden

Center for Social Development Research

Child Development Accounts (CDAs) can contribute to financial preparation for college and the development of a college-bound identity in multiple ways and so increase the likelihood of college success. The pathways from CDAs to college success proposed in this paper are grounded in theory and evidence, but more research on the impact of CDAs is needed.


Reimagining How Students And Families Pay For College: From Debt Dependency To Asset Empowerment, William Elliott Iii Oct 2013

Reimagining How Students And Families Pay For College: From Debt Dependency To Asset Empowerment, William Elliott Iii

Center for Social Development Research

Reimagining How Students and Families Pay for College: From Debt Dependency to Asset Empowerment


Can A College-Saver Identity Help Resolve The College Expectation-Attainment Paradox?, William Elliott Iii Oct 2013

Can A College-Saver Identity Help Resolve The College Expectation-Attainment Paradox?, William Elliott Iii

Center for Social Development Research

Can a College-Saver Identity Help Resolve the College Expectation-Attainment Paradox?


The Impact Of Family Assets And Debt On College Graduation, Min Zhan, Deidre Lanesskog Oct 2013

The Impact Of Family Assets And Debt On College Graduation, Min Zhan, Deidre Lanesskog

Center for Social Development Research

This study examines the influence of family financial assets and debt, both measured during the time of youth’s college enrollment, on the chances of college graduation. Data come from the National Longitudinal Survey of Youth. Results from analyses controlling for a number of student, parental, and institutional characteristics indicate that family assets are positively related to the chances of college graduation among White and Black students; family debt is negatively associated with the odds of college graduation among Black students, but neither family assets nor family debt is related to the chances of college graduation among Hispanic students. Overall, results …


Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Michael Sherraden, Gina A. N. Chowa, David Ansong, Fred Ssewamala, Margaret S. Sherraden, Li Zhou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Orgales Rodriguez, Frederico Merchán, Juan Saavedra Oct 2013

Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Michael Sherraden, Gina A. N. Chowa, David Ansong, Fred Ssewamala, Margaret S. Sherraden, Li Zhou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Orgales Rodriguez, Frederico Merchán, Juan Saavedra

Center for Social Development Research

Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal


The Impact Of Family Assets And Debt On College Graduation, Min Zhan, Deidre Lanesskog Oct 2013

The Impact Of Family Assets And Debt On College Graduation, Min Zhan, Deidre Lanesskog

Center for Social Development Research

The Impact of Family Assets and Debt on College Graduation


Impacts Of The Mission Continues Fellowship Program On Post-9/11 Disabled Military Veterans, Their Families, And Their Communities, Monica M. Matthieu, Ian D. Smith, Nancy Morrow-Howell, Amanda Moore Mcbride Oct 2013

Impacts Of The Mission Continues Fellowship Program On Post-9/11 Disabled Military Veterans, Their Families, And Their Communities, Monica M. Matthieu, Ian D. Smith, Nancy Morrow-Howell, Amanda Moore Mcbride

Center for Social Development Research

Impacts of the Mission Continues Fellowship Program on Post-9/11 Disabled Military Veterans, Their Families, and Their Communities


Reexamining Impacts Of The Mission Continues Fellowship Program On Post-9/11 Veterans, Their Families, And Their Communities, Monica M. Matthieu, Aaron J. Scheinberg, Nancy Morrow-Howell, Amanda Moore Mcbride Oct 2013

Reexamining Impacts Of The Mission Continues Fellowship Program On Post-9/11 Veterans, Their Families, And Their Communities, Monica M. Matthieu, Aaron J. Scheinberg, Nancy Morrow-Howell, Amanda Moore Mcbride

Center for Social Development Research

Reexamining Impacts of the Mission Continues Fellowship Program on Post-9/11 Veterans, Their Families, and Their Communities


The Mission Continues: Reexamining Engagement Of Post-9/11 Veterans In Civic Service, Monica M. Matthieu, Aaron J. Scheinberg, Amanda Moore Mcbride, Nancy Morrow-Howell Oct 2013

The Mission Continues: Reexamining Engagement Of Post-9/11 Veterans In Civic Service, Monica M. Matthieu, Aaron J. Scheinberg, Amanda Moore Mcbride, Nancy Morrow-Howell

Center for Social Development Research

The Mission Continues: Reexamining Engagement of Post-9/11 Veterans in Civic Service


Reexamining Participant Satisfaction With The Mission Continues Fellowship Program For Post-9/11 Veterans, Monica M. Matthieu, Aaron J. Scheinberg, David Rogers, Jessica Varner Oct 2013

Reexamining Participant Satisfaction With The Mission Continues Fellowship Program For Post-9/11 Veterans, Monica M. Matthieu, Aaron J. Scheinberg, David Rogers, Jessica Varner

Center for Social Development Research

Reexamining Participant Satisfaction With the Mission Continues Fellowship Program for Post-9/11 Veterans


Seed For Oklahoma Kids: Experimental Test Of A Policy Innovation In A Full Population, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Michael Sherraden Oct 2013

Seed For Oklahoma Kids: Experimental Test Of A Policy Innovation In A Full Population, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Michael Sherraden

Center for Social Development Research

The Center for Social Development at Washington University in St. Louis has implemented an ambitious policy demonstration: SEED for Oklahoma Kids (SEED OK). This initiative uses multiple research methods, including a scientific experiment in a full population, to test a policy innovation. The innovation is providing a Child Development Account (CDA) to all children at birth. In SEED OK, randomly selected newborn children in Oklahoma received a college savings account “seeded” with a $1,000 initial deposit, plus additional components of the SEED OK intervention. This case study describes the multiyear process of designing and implementing SEED OK and sheds light …


The Impact Of Asset Ownership On Future Orientation Of Youth And Their Parents: Evidence From The Youthsave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa Sep 2013

The Impact Of Asset Ownership On Future Orientation Of Youth And Their Parents: Evidence From The Youthsave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa

Center for Social Development Research

Future orientation influences a variety of desirable behaviors, but few researchers have studied the impact of economic resources on future orientation. In this study, we investigate whether and how asset ownership influences future orientation of Ghanaian youth and their parents. Results of propensity score models suggest that asset ownership has a positive effect on future orientation of youth and their parents. Ownership of household possessions, including televisions and modes of transportation, contributes to higher levels of future orientation among youth and parents, but livestock ownership has a negative effect on future orientation. Asset ownership provides individuals and households with a …


Visual Demonstration Of Academic Performance And Parental Involvement In Ghana, David Ansong, Gena A. N. Chowa Sep 2013

Visual Demonstration Of Academic Performance And Parental Involvement In Ghana, David Ansong, Gena A. N. Chowa

Center for Social Development Research

Visual Demonstration of Academic Performance and Parental Involvement in Ghana


Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Michael Sherraden, Gina A. N. Chowa, David Ansong, Fred Ssewamala, Margaret Sherraden, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra Sep 2013

Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Michael Sherraden, Gina A. N. Chowa, David Ansong, Fred Ssewamala, Margaret Sherraden, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra

Center for Social Development Research

Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal


How Do Student And School Characteristics Influence Youth Academic Performance In Ghana? A Hierarchical Linear Modeling Of Baseline Data From The Youthsave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa, Yalitza Ramos, David Ansong Sep 2013

How Do Student And School Characteristics Influence Youth Academic Performance In Ghana? A Hierarchical Linear Modeling Of Baseline Data From The Youthsave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa, Yalitza Ramos, David Ansong

Center for Social Development Research

Student and school characteristics are associated with academic performance of high school students. However, few attempts have been made to examine the simultaneous influence of student and school factors on academic performance of youth in sub-Saharan Africa. Using hierarchical linear modeling, we examine student- and school- level predictors of academic performance of Ghanaian junior high school students. As other researchers have found, we note that age and gender are significant predictors of academic performance. Student traits, including academic self-efficacy and commitment to school, are positively associated with math and English scores. Class size and presence of a toilet facility are …


Parental Involvement's Effects On Academic Performance: Evidence From The Youthsave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa, Jenna Tucker Sep 2013

Parental Involvement's Effects On Academic Performance: Evidence From The Youthsave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa, Jenna Tucker

Center for Social Development Research

Research in developed countries suggests that parental involvement is associated with youth academic success, but little is known about this relationship in developing countries. Further, it is unclear which type of parental involvement may impact the academic performance of youth from developing countries. This study examines whether (a) parental involvement at home and in school are meaningfully different constructs in a population of Ghanaian youth and their parents and (b) parental involvement predicts academic performance. Results suggest that parental involvement is a bidimensional construct consists of home and school involvement. The effect of parental involvement on youth academic performance appears …


International Volunteering From The United States Between 2004 And 2012, Benjamin Lough Jun 2013

International Volunteering From The United States Between 2004 And 2012, Benjamin Lough

Center for Social Development Research

International Volunteering From the United States Between 2004 and 2012


Account Use And Demand For Tax-Refund Savings Vehicles: Evidence From The Refund To Savings Experiment, Michal Grinstein-Weiss, Jenna Tucker, Clinton Key, Krista Holub, Dan Ariely May 2013

Account Use And Demand For Tax-Refund Savings Vehicles: Evidence From The Refund To Savings Experiment, Michal Grinstein-Weiss, Jenna Tucker, Clinton Key, Krista Holub, Dan Ariely

Center for Social Development Research

Account Use and Demand for Tax-Refund Savings Vehicles: Evidence From the Refund to Savings Experiment


Refund To Savings (R2s): Insight From The Field, 2012, Krista Holub, Michal Grinstein-Weiss, Clinton Key, Dan Ariely May 2013

Refund To Savings (R2s): Insight From The Field, 2012, Krista Holub, Michal Grinstein-Weiss, Clinton Key, Dan Ariely

Center for Social Development Research

Refund to Savings (R2S): Insight From the Field, 2012


Saving Behavior In Response To Motivational Prompts: Evidence From The Refund To Savings Experiment, Clinton Key, Michal Grinstein-Weiss, Jenna Tucker, Krista Holub, Dan Ariely May 2013

Saving Behavior In Response To Motivational Prompts: Evidence From The Refund To Savings Experiment, Clinton Key, Michal Grinstein-Weiss, Jenna Tucker, Krista Holub, Dan Ariely

Center for Social Development Research

Saving Behavior in Response to Motivational Prompts: Evidence From the Refund to Savings Experiment


Education Debt And Racial Disparity In College Success, Min Zhan May 2013

Education Debt And Racial Disparity In College Success, Min Zhan

Center for Social Development Research

Education Debt and Racial Disparity in College Success


Perceived Impact Of Individual Development Account Participation Among Native Hawaiians, David W. Rothwell, Rashida Bhaiji, Anne Blumenthal May 2013

Perceived Impact Of Individual Development Account Participation Among Native Hawaiians, David W. Rothwell, Rashida Bhaiji, Anne Blumenthal

Center for Social Development Research

Indigenous peoples face many social development challenges and the lingering effects of colonization. Income transfer, a traditional social welfare approach designed to raise minimum living standards, has had limited beneficial effects on long-term social conditions. As a complement to income transfer, asset-based approaches to social welfare have resulted in positive effects in the short and long terms. Some Indigenous communities are exploring how asset-based interventions might enhance social development (Hicks, Edwards, Dennis, & Finsel, 2005), but only limited and scattered research describes how they experience asset-building programs. This qualitative descriptive study explores the perceived impact of a large Individual Development …


Research Evidence On The Cyfi Model Of Children And Youth As Economic Citizens, Margaret S. Sherraden, David Ansong Apr 2013

Research Evidence On The Cyfi Model Of Children And Youth As Economic Citizens, Margaret S. Sherraden, David Ansong

Center for Social Development Research

Research Evidence on the CYFI Model of Children and Youth as Economic Citizens


Relationships Between College Savings And Enrollment, Graduation, And Student Loan Debt, William Elliott Iii, Hyun-A Song, Ilsung Nam Apr 2013

Relationships Between College Savings And Enrollment, Graduation, And Student Loan Debt, William Elliott Iii, Hyun-A Song, Ilsung Nam

Center for Social Development Research

Relationships Between College Savings and Enrollment, Graduation, and Student Loan Debt


Conceptual Development Of The Cyfi Model Of Children And Youth As Economic Citizens, Margaret S. Sherraden, David Ansong Apr 2013

Conceptual Development Of The Cyfi Model Of Children And Youth As Economic Citizens, Margaret S. Sherraden, David Ansong

Center for Social Development Research

Conceptual Development of the CYFI Model of Children and Youth as Economic Citizens


Small-Dollar Children's Savings Accounts, Income, And College Outcomes, William Elliott, Hyun-A Song, Ilsung Nam Feb 2013

Small-Dollar Children's Savings Accounts, Income, And College Outcomes, William Elliott, Hyun-A Song, Ilsung Nam

Center for Social Development Research

In this paper, we examine the relationship between children’s small-dollar savings accounts and college enrollment and graduation by asking three important research questions: (a) are children with savings of their own more likely to attend or graduate from college, (b) does dosage (having no account; having basic savings only; or having savings designated for school of less than $1, $1 to $499, or $500 or more) matter, and (c) is designating savings for school more predictive than having basic savings alone? We use propensity score weighted data from the Panel Study of Income Dynamics (PSID) and its supplements to create …


Reducing Student Loan Debt Through Parents’ College Savings, William Elliott, Ilsung Nam Feb 2013

Reducing Student Loan Debt Through Parents’ College Savings, William Elliott, Ilsung Nam

Center for Social Development Research

One policy rationale for promoting Child Development Accounts (CDAs) is that they may help reduce college debt, but no research provides evidence of this. Research does suggest that high-dollar student loans ($10,000 or more) can reduce the probability that lower income students in particular persist in and graduate from college. In this study, we find evidence to suggest that parents’ college savings may reduce the probability that students accrue high-dollar student loan debt across all income levels with the exception of high-income students. Based on this and evidence from separate research on small-dollar children’s savings accounts, we suggest that it …


Parental Involvement And Academic Performance In Ghana, Gina Chowa, David Ansong, Issac Osei-Akoto Jan 2013

Parental Involvement And Academic Performance In Ghana, Gina Chowa, David Ansong, Issac Osei-Akoto

Center for Social Development Research

Parental Involvement and Academic Performance in Ghana


Youth And Their Health In Ghana, Gina Chowa, Rainier Masa, Isaac Osei-Akoto Jan 2013

Youth And Their Health In Ghana, Gina Chowa, Rainier Masa, Isaac Osei-Akoto

Center for Social Development Research

Youth and Their Health in Ghana


Youth And Saving In Ghana: A Baseline Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Mat Despard, Isaac Osei-Akoto, Atta-Ankomah Richmond, Andrew Agyei-Holmes, Michael Sherraden Nov 2012

Youth And Saving In Ghana: A Baseline Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Mat Despard, Isaac Osei-Akoto, Atta-Ankomah Richmond, Andrew Agyei-Holmes, Michael Sherraden

Center for Social Development Research

Youth and Saving in Ghana: A Baseline Report From the YouthSave Ghana Experiment