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Investigating Fatty Acid Influence On West Nile Virus In Mosquitoes And Birds, Hayley Moree May 2025

Investigating Fatty Acid Influence On West Nile Virus In Mosquitoes And Birds, Hayley Moree

Honors Program: Senior Projects (Public)

Vector-borne diseases, including Zika virus (ZIKV), Dengue virus (DENV), and West Nile virus (WNV), pose considerable global health threats, accounting for over 400 million infections and more than 700,000 deaths annually. Many vector-borne diseases are within the Flaviviridae family. Despite this, effective treatments have not been found for some flaviviruses. Flaviviruses exploit host cellular machinery to facilitate their replication and survival, reprogramming metabolic pathways, including lipid metabolism. Lipids play essential roles in the viral life cycle, providing structural components for the viral envelope, enabling membrane rearrangements for replication complexes, and supplying energy resources necessary for particle assembly.

Targeting lipid metabolism …


Enhancing The Eden Alternative Model With Well Standards: A Case Study Analysis, Mariah Stoner May 2025

Enhancing The Eden Alternative Model With Well Standards: A Case Study Analysis, Mariah Stoner

Architecture Masters of Science Program: Theses

This thesis investigates the potential for improving the Eden Alternative Model, a person-centered approach to elder care that emphasizes creating a homelike environment and meaningful relationships, using WELL Standards, a building certification system focused on enhancing human health and well-being through improvements in environmental quality. Through a mixed-methods approach involving quantitative data analysis and qualitative case studies, this research examines how WELL Standards, which cover aspects such as air quality, water quality, lighting, and thermal comfort, can improve environmental quality and resident satisfaction within the Eden Alternative Model. This research introduces a tailored approach to elder care by combining these …


Heat Induced Diagenesis And Osteometrics: An Experimental Approach To Assessing Thermal Alterations To Forensic Anthropological Data On Dry Bone, Audrey Holbeck May 2025

Heat Induced Diagenesis And Osteometrics: An Experimental Approach To Assessing Thermal Alterations To Forensic Anthropological Data On Dry Bone, Audrey Holbeck

Department of Anthropology: Theses and Student Research

Fire appears in forensic casework in instances of arson, vehicle fire, house fire, to conceal evidence, or, in increasing contemporary frequency, wildfire, as a result of climate change. Thermal alteration is a destructive process to osseous material and can impact the accuracy of identification methods and trauma analysis by alteration of the structure, appearance, and morphology of human remains. This study seeks to validate previous research on the metric and morphological changes bone undergoes when exposed to extreme heat, and how that may impede estimation of metric features such as stature. Three long bones, a humerus, femur, and tibia, from …


Comparative Analysis Of Gunshot Trauma And Decomposition In Southeast Nebraska, Alexandra C. Tieken May 2025

Comparative Analysis Of Gunshot Trauma And Decomposition In Southeast Nebraska, Alexandra C. Tieken

Department of Anthropology: Theses and Student Research

Accurately identifying gunshot trauma (GST) in forensic anthropology remains a significant challenge, particularly in distinguishing the effects it has on decomposition. This study investigates how different types of gunshot trauma influence the rate and characteristics of decomposition in a humid continental climate, specifically southeastern Nebraska. Utilizing Sus scrofa domesticus (domestic pigs) as human proxies, four pigs were euthanized by professionals and subjected to controlled conditions at the Reller Prairie Field Station. Three pigs were inflicted postmortem with close-range gunshot trauma using a 9mm handgun, a 12-gauge shotgun, and an AR-15 rifle, while a fourth served as a trauma-free control. For …


Wildfire And Decomposition: A Taphonomic Analysis Of Thermal Alterations And Decomposition, Ashley Novak May 2025

Wildfire And Decomposition: A Taphonomic Analysis Of Thermal Alterations And Decomposition, Ashley Novak

Department of Anthropology: Theses and Student Research

Within the field of forensic anthropology, practitioners may be faced with remains that have been thermally altered by thermal alterations caused by wildfire. Within the field, very little research has been conducted examining how these thermal events impact rates of decomposition. While research has been conducted generally on the effects of thermal alteration on decomposition, these studies do not look through this lens and provide answers to the question of how do thermal alterations caused by wildfires affect rates of decomposition? This research examines the effects of thermal alteration caused by wildfire on the rate of decomposition. A decompositional study …


Trends In Dna Aanalysis To Determine Postmortem Interval: A Systematic Lilterature Review, Victoria S. Kashkin May 2025

Trends In Dna Aanalysis To Determine Postmortem Interval: A Systematic Lilterature Review, Victoria S. Kashkin

Department of Anthropology: Theses and Student Research

Forensic taphonomy is a recently popular field within forensic anthropology with limited research in the Central Great Plains. Given decomposition varies by region, more studies must be done to understand aspects of decomposition in this region. However, it is one of the most important subfields of forensic anthropology since determining postmortem interval (PMI) is extremely important to successfully identifying a missing individual if other indications of who the individual is are nonexistent. In this study, a systematic literature review was conducted to answer what trends are seen in research being done for using DNA to determine PMI, and what methods …


Empowering Diversity: A Comprehensvie Approach To Minority Risk Management Education, Jahqethea Johnson May 2025

Empowering Diversity: A Comprehensvie Approach To Minority Risk Management Education, Jahqethea Johnson

Applied Science Program: Theses

Federal programs are pivotal to the foundation of the United States agricultural sector. Program payments impact the economic well-being of agricultural producers, yet accessibility, outreach and education disparities remain prevalent among socially disadvantaged producer and agriculturists. From 2020-2024, an average of $21.7 billion dollars in federal agricultural payments have been paid to producers. Although federal funding historically supports commodity crops, livestock producers also depend on a distinct set of federal risk management programs, which are often less visible but pertinent for operational sustainability. There is a growing focus on the need for addressing disparities faced by socially disadvantaged producers and …


Unl Emeriti And Retirees Association Newsletter, May 2025 May 2025

Unl Emeriti And Retirees Association Newsletter, May 2025

UNL Emeriti and Retirees Association: Newsletters and Other Materials

University of Nebraska-Lincoln Emeriti and Retirees Association Newsletter, May 2025

Expanding and enhancing the ERA President's message

Welcome to new members

ERA Board members

Wake up your well-being

Book review, Hello Beautiful

Service awards

A look ahead to programming

Recapping past programming

Memory moments


The Origin Of Community As Experienced By Intercollegiate Athletes At Benedictine Institutions Of Higher Education: A Hermeneutical, Phenomenological Hybrid Study, Barbara Rezac May 2025

The Origin Of Community As Experienced By Intercollegiate Athletes At Benedictine Institutions Of Higher Education: A Hermeneutical, Phenomenological Hybrid Study, Barbara Rezac

Dissertations and Doctoral Documents, University of Nebraska-Lincoln, 2023–

This study focuses on the phenomenon of community experienced at Benedictine colleges and universities and its impact on the faith, character, and human development of recent alumni who participated in intercollegiate athletics on campus. Benedictine education, based on the 1,500-year-old Rule of Saint Benedict, is guided by ten hallmarks which seek to build wisdom cultivated in community. This study specifically examines the extent of the lived experience of community through the lens of former intercollegiate athletes (alumni from the past ten years) and the perceived influence of the hallmarks on their post-graduate lives. I contacted mission leaders, athletic directors, and …


Nebline, May 2025 May 2025

Nebline, May 2025

NEBLINE Newsletter Archive from Nebraska Extension in Lancaster County

NEBLINE, May 2025

Tips on Staying Cool During the Heat of a Temper Tantrum

What’s Your BBQ IQ?

May Recipe of the Month — Air Fryer Teriyaki Beef Kabobs

Insect and Disease Control for Organic Vegetable Gardeners

May Garden Guide

Cash Rent Survey

No Matter Where You Live, Submit a Request Before You Dig!

Battling Scales in the Landscape

Three Lancaster County 4-H’ers Modeled Their Sewn Garments at Omaha Fashion Week

Ignite by 4-H 2025 National Conference

May Heart of 4-H Volunteer Award — Dayle Williamson

2024 National Index Study of 4-H Youth

Clover College, June 10–13; Registration Opens in …


From In-The-Head To In-The-World: Frameworks For Understanding And Applying Computational Thinking, Justin Olmanson, Gretchen K. Larsen, Azadeh Hassani May 2025

From In-The-Head To In-The-World: Frameworks For Understanding And Applying Computational Thinking, Justin Olmanson, Gretchen K. Larsen, Azadeh Hassani

Department of Teaching, Learning, and Teacher Education: Faculty Publications

In the five decades since Papert coined the term Computational Thinking (CT), it has become a core framework for thinking about learning, problem-solving, design, and creativity. Although CT is most commonly, and initially, associated with the cognitive orientations involved in coding and learning to code, it also includes situated and critical processes related to computational problem solving. Herein we unpack ways researchers in different fields and points in time have organized CT. We include creative coding as a uniquely generative lens for rethinking CT, outlining its potential as an expressive, constructionist, and culturally situated practice. In doing so, we explore …


Extending Cover Crop Growing Window To Improve The Health Of Environmentally Sensitive Soils, Noshin Ara Tunazzina May 2025

Extending Cover Crop Growing Window To Improve The Health Of Environmentally Sensitive Soils, Noshin Ara Tunazzina

Department of Agronomy and Horticulture: Dissertations, Theses, and Student Research

Sloping and sandy soils are highly susceptible to degradation. The health of these soils could be improved with cover crops (CCs). However, CC effectiveness in improving soil health mainly depends on CC biomass production, which is often low in temperate regions. The question is: how can we increase CC biomass production? Lengthening the CC growing window can be a potential strategy. This study assessed how 1) interseeded and terminated early (2-3 weeks before crop planting) CC, 2) interseeded and terminated late (at crop planting) CC, 3) drilled (after harvest) and terminated early CC, 4) drilled and terminated late CC, and …


Modifying The Comb, Rethinking The Install: Integrated Approaches To Honey Bee Colony Establishment And Winter Survival, Shelby A. Kittle May 2025

Modifying The Comb, Rethinking The Install: Integrated Approaches To Honey Bee Colony Establishment And Winter Survival, Shelby A. Kittle

Department of Entomology: Dissertations, Theses, and Student Research

The European, or Western honey bee (Apis mellifera L.) plays a vital role in global ecosystems and agriculture, providing essential pollination services and producing valuable hive products. However, honey bee colony losses have escalated worldwide, but particularly across the United States due to various stressors, including biotic and abiotic factors, mismanagement, and environmental challenges. This thesis investigates key challenges in honey bee management and explores solutions aimed at improving colony health and productivity.

Chapter 1 provides an overview of the beekeeping industry, detailing its economic importance, services, and products, as well as the many challenges faced by beekeepers. It …


Epidemiological Inferences Of The Impacts Of Winter Ticks On Moose Health, Krishna S. Woerheide May 2025

Epidemiological Inferences Of The Impacts Of Winter Ticks On Moose Health, Krishna S. Woerheide

Department of Entomology: Dissertations, Theses, and Student Research

The North American Moose (mooz in Anishinaabemowin, Ojibwe language, Alces alces), a culturally significant subsistence species for the Anishinaabe people, faces population decline due to calf predation, pathogen transmission, and parasitism by the winter tick (Dermacentor albipictus), all exacerbated by climate change. This study explores the impact of winter tick infestations on moose health, with a focus on natural mineral seeps as potential transmission hotspots in moose habitats within the Grand Portage Indian Reservation (Gichi Onigaming), on Isle Royale National Park (Minong), and within the 1854 Ceded Territory (greater northeastern Minnesota) - ancestral and present homelands of …


The Product Of Property Tax: How Property Tax Affects Agricultural Production In Nebraska, James L. Kriz May 2025

The Product Of Property Tax: How Property Tax Affects Agricultural Production In Nebraska, James L. Kriz

Department of Political Science: Dissertations, Theses, and Student Research

The question of what level of property tax is acceptable has become an increasingly prominent question within agriculture, which is shown by the rise of interest groups and bill introduction in Nebraska. As such, this paper examines how property taxes affect Nebraska's agricultural output. The study employs a quantitative analysis of all Nebraska counties over 21 years from 2000 to 2020. This study hypothesizes that as property tax rates increase, farm outputs will decrease. The study offers a new analysis in an understudied subsection of the agriculture policy literature and points towards a new direction in which the field can …


Heartbeat Of The Heartland: Sonic Engagement With Hip-Hop In The American Midwest, Lauren R. Millhorn May 2025

Heartbeat Of The Heartland: Sonic Engagement With Hip-Hop In The American Midwest, Lauren R. Millhorn

Department of English: Dissertations, Theses, and Student Research

This project analyzes Hip-Hop artists from the American Midwest through the context of the Midwest’s construction as a nostalgic, peaceful area where conflict seems nonexistent. This study applies Adam Ochonicky’s concept of nostalgic spatiality, or “instances in which nostalgia is projected onto a physical environment, thereby altering the perception, understanding, and/or experience of that space and its accompanying cultural sphere” (Ochonicky 29) to close readings on Midwest Hip-Hop texts. In the case of the Midwest, projected nostalgia is rooted in whiteness and propels the narrative that the Midwest is predominantly occupied by white people who maintain its peace and serenity …


Assessing Sleep Quality In A Preclinical Model Of Low Back Pain Through Novel Noninvasive Methods, Lydia C. Saltz May 2025

Assessing Sleep Quality In A Preclinical Model Of Low Back Pain Through Novel Noninvasive Methods, Lydia C. Saltz

Department of Agricultural and Biological Systems Engineering: Dissertations, Theses, and Student Research

Chronic low back pain (LBP) has widespread negative impacts on quality of life. Current treatments for chronic LBP fail to provide long-term efficacy and motivate the need to understand key drivers of poor patient outcomes. Mounting evidence indicates that sleep disturbances and chronic LBP have a strong reciprocal relationship. Women may be particularly vulnerable to the negative impacts of the sleep-pain axis, exhibiting greater prevalence in both conditions. However, the relationship between sleep, pain, and sex remains understudied. Preclinical models can be used to parse out characteristic sleep features that degrade with pain, which can be further broken out by …


Ediacaran Paleocommunity Structure, Body Size Evolution, And The Rise Of Complex Animals, Matthew Philip Craffey May 2025

Ediacaran Paleocommunity Structure, Body Size Evolution, And The Rise Of Complex Animals, Matthew Philip Craffey

Dissertations and Doctoral Documents, University of Nebraska-Lincoln, 2023–

The Ediacaran period (635-538ma) is a key interval in the evolution of life as it records the first macroscopic animal communities. Major extinction pulses appear to have altered the composition of the global marine biosphere between each sub-interval of the Ediacaran Period: the Avalon, White Sea, and Nama assemblage Zones. While considerable attention has been paid to the causes of these extinction pulses, less has been afforded to the consequences of Ediacaran biotic turnover for community organization and function. Moreover, it is unclear how body size - the defining trait of macrofauna - affected the transition between animal groups across …


Influence Of Biotic And Abiotic Factors On Decomposition And The Determination Of Time Since Death: Applications Of Forensic Entomology And Taphonomy, John Oladapo Obafunwa May 2025

Influence Of Biotic And Abiotic Factors On Decomposition And The Determination Of Time Since Death: Applications Of Forensic Entomology And Taphonomy, John Oladapo Obafunwa

Dissertations and Doctoral Documents, University of Nebraska-Lincoln, 2023–

The determination of the postmortem interval (PMI) is essential for the investigation and successful prosecution of suspected cases of homicide. While the forensic pathologist might be able to draw fairly accurate conclusions during the initial 24–36 hours, beyond this period, the assistance of other experts like forensic entomologists and taphonomists would be required. The present study was designed to observe the postmortem changes in Sus scrofa placed in a cage in Nebraska, located in the American Central Great Plains. The setting is in an open grassland in late spring to early summer. The observed variables with respect to biotic and …


Spatial Ecology And Predator–Prey Interactions Of Mountain Lions In California's San Francisco North Bay, Jacob A. Harvey May 2025

Spatial Ecology And Predator–Prey Interactions Of Mountain Lions In California's San Francisco North Bay, Jacob A. Harvey

School of Natural Resources: Dissertations, Theses, and Student Research

Understanding spatial ecology and predator-prey interactions are central to wildlife ecology and conservation. We tracked mountain lions with GPS telemetry to evaluate space use, predator-prey interactions, and resource selection in California’s San Francisco North Bay, USA. In Chapter 1, we evaluated the influence of human disturbance on home range size, prey composition, and kill rates on black-tailed deer (Odocoileus hemionus columbianus) across an urban-rural gradient. Both males and females increased home range size with increasing development at low to moderate levels of development, but female home range size stabilized across greater proportions of development while male home range …


Maggot Mass Effect On The Development And Survival Of Forensic Blow Flies, Akomavo Fabrice Gbenonsi May 2025

Maggot Mass Effect On The Development And Survival Of Forensic Blow Flies, Akomavo Fabrice Gbenonsi

School of Natural Resources: Dissertations, Theses, and Student Research

Forensic entomology scientists use blow flies' developing patterns to estimate the postmortem interval (PMI). However, larval aggregations produce metabolic heat, resulting in complex microclimates that may change growth timetables. This study investigates how larval density and associated temperature changes affect the development and survival of two forensically essential blow fly species, Lucilia sericata and Calliphora vicina.

This study examined how larval density and associated thermal profiles affect the development of both blow fly species. Using a split-plot design, we tested four larval densities at 25°C and 30°C, with temperature gradients measured via thermocouple at four mass positions three times …


Assessment Of Sampling Gears For Bigheaded Carp In Mid-Order Prairie Rivers In Nebraska, Brett M. Anderson May 2025

Assessment Of Sampling Gears For Bigheaded Carp In Mid-Order Prairie Rivers In Nebraska, Brett M. Anderson

School of Natural Resources: Dissertations, Theses, and Student Research

Silver Carp Hypophthalmichthys molitrix and Bighead Carp H. nobilis (collectively bigheaded carp) have invaded tributaries to the Missouri River and Platte River in Nebraska, USA. Information pertaining to efficient sampling protocols for assessing bigheaded carp populations as well as benefiting removal efforts is needed. Herding is a method used to increase the capture efficiency and detection probability of adult bigheaded carp by simultaneously using active and passive sampling gears. During June-July 2023, four herding techniques were assessed regarding their ability to elicit directional movement past an enclosure gate. The combination of sound and electrofishing resulted in the highest mean …


Leveraging Historical Data For Estimating Genetic Gain And Implementing Genomic Selection In A Student Led Barley Breeding Program, Sydney Graham May 2025

Leveraging Historical Data For Estimating Genetic Gain And Implementing Genomic Selection In A Student Led Barley Breeding Program, Sydney Graham

Department of Statistics: Dissertations, Theses, and Student Research

In Nebraska, winter feed barley presents an emerging market for producers and an opportunity to diversify cropping systems. The University of Nebraska Barley Breeding Program aims to develop high-yielding, winter-hardy varieties. A unique aspect of this program is that doctoral students serve as barley breeders and are responsible for crossing, data collection, and advancement decisions. While this provides hands-on experience for the students, the impact of student leadership has not been examined.

This study used a historical data set to evaluate the realized genetic gain of the breeding program, and as a training population for genomic selection. The dataset consisted …


Sustainable Fashion Identified: An Exploration And Education Of Sustainable Apparel, Michaela M. Lentsch May 2025

Sustainable Fashion Identified: An Exploration And Education Of Sustainable Apparel, Michaela M. Lentsch

Department of Textiles, Merchandising and Fashion Design: Dissertations, Theses, and Student Research

Consumers today are searching for and are loyal to companies who support their views and concerns about sustainability. The fashion industry is one of the biggest industries in the world, but one that has many environmental and sustainability concerns. Fortunately, there are many ways the fashion industry and consumers can take steps to make sustainable change and better the planet. Small fashion businesses and boutiques can make positive changes to operate and provide sustainable options and services for customers which can help the planet become more sustainable.

Through this manuscript, an assortment of sustainable methods and practices will be shared …


Sodium And Potassium In Health And Cellular Function, Jordyn Branz May 2025

Sodium And Potassium In Health And Cellular Function, Jordyn Branz

Honors Program: Senior Projects (Public)

Sodium (Na⁺) and potassium (K⁺) are essential electrolytes that regulate numerous physiological processes. These include cell function, nerve transmission, and muscle contraction. The Na+/K+-ATPase plays a critical role in maintaining the balance of these ions by actively transporting three sodium ions out of the cell and two potassium ions into the cell against their concentration gradients. This process is vital for maintaining the resting membrane potential and supporting the function of excitable cells. The Na+/K+-ATPase consists of two main subunits, with the alpha-subunit being primarily responsible for ion transport activity. Isoforms alpha1, alpha2, and alpha3 are tissue-specific and contribute to …


Eating Behavior Differences Across Dementia Diagnoses: The Roles Of Behavioral Symptoms And Anticipatory Physiological Responses, Charlie J. Lorkovic May 2025

Eating Behavior Differences Across Dementia Diagnoses: The Roles Of Behavioral Symptoms And Anticipatory Physiological Responses, Charlie J. Lorkovic

Honors Program: Senior Projects (Public)

Objective: To determine how behavioral symptoms and impairment of the preparatory physiological response contribute to disordered eating behaviors in dementia, particularly frontotemporal dementia (FTD) and Alzheimer’s disease (AD).

Methods: This secondary analysis utilizes data from 242 patients (191 FTD, 51 AD) who took part in a collaborative study between the University of California, Berkeley, and the University of California, San Francisco. Preparatory physiological responses were measured as heart rate increases from a baseline to an instruction period, when participants were informed that they were about to watch an emotional film. Behavioral symptoms, including eating behaviors, were assessed using the Neuropsychiatric …


Advancing Mitochondrial Dna Visualization And Dynamics In Plants: Application Of The Mt-Hi-Ness Fluorescent Marker, Madeleine H. Faber May 2025

Advancing Mitochondrial Dna Visualization And Dynamics In Plants: Application Of The Mt-Hi-Ness Fluorescent Marker, Madeleine H. Faber

Honors Program: Senior Projects (Public)

Mitochondrial DNA (mtDNA) plays a crucial role in cellular energy production and inheritance, yet its dynamics and exchange remain poorly understood in plant systems due to limitations in visualization techniques. Traditional visualization methods such as exogenous DNA stains and fluorescent protein markers present challenges in specificity and live-cell imaging. To address this challenge, we adapted the MT-HI-NESS fluorescent marker, originally developed for mammalian cells, for use in plant mitochondrial studies. Using Arabidopsis thaliana as a model system, we employed mitochondrial targeting sequences (IVD and AOX) to ensure accurate localization and to confirm mtDNA binding specificity. The validation process included fluorescence-based …


A Comparative Analysis Of Women’S Health In Latin America And The United States: Geographical Context And Preventative Actions, Holly J. Robinson May 2025

A Comparative Analysis Of Women’S Health In Latin America And The United States: Geographical Context And Preventative Actions, Holly J. Robinson

Honors Program: Senior Projects (Public)

Cervical cancer, breast cancer, sexually transmitted infections (STIs), pregnancy complications, and gender-based violence are dangers faced by women everywhere. However, the severity of these risks can increase significantly due to a country’s geography, government control, and level of development. This thesis expands upon information gained directly from on-site experiences with medical professionals and locals (including doctors, nurses, nutritionists, and patients) in Peru, Ecuador, and Costa Rica, and further research to look at Latin America as a whole, in relation to the United States. Both the US and Latin America exhibit problems with their healthcare systems. The United States is more …


The Commodification Of Native American Remains: The Use Of Native American Remains Within Educational Institutions And The Implementation Of Nagpra, Molly Nowak May 2025

The Commodification Of Native American Remains: The Use Of Native American Remains Within Educational Institutions And The Implementation Of Nagpra, Molly Nowak

Honors Program: Senior Projects (Public)

Indigenous communities have been commodified within educational institutions such as museums, universities, and governmental agencies throughout American history. Unethical collection practices have allowed for a disproportionate representation of Indigenous remains and materials within educational institutions. Indigenous bodies, funerary objects, religious materials, and other important cultural materials have been stolen from their communities and used for scientific discovery and education. The Native American Graves Protection and Repatriation Act (NAGPRA), passed in 1990, created legal protections for Indigenous graves and remains and instigates the return of the stolen materials. This project reviews the historical contexts behind the collection of Indigenous remains, the …


An Empirical Study On The Economic And Policy Drivers Of Livestock Risk Protection Utilization, Milan Chauhan May 2025

An Empirical Study On The Economic And Policy Drivers Of Livestock Risk Protection Utilization, Milan Chauhan

Department of Agricultural Economics: Dissertations, Theses, and Student Research

Federally supported risk management programs for livestock producers have existed for the last twenty years. Among these, Livestock Risk Protection (LRP) is a federally subsidized insurance tool available for cattle producers to manage downside price risk. In recent years, participation in LRP has surged. This paper examines the key economic and policy variables that partially drive LRP utilization and analyzes the role of risk management educational efforts in the decision to participate and the intensity of the insurance utilization using unique state-level panel data from 2003 through 2023.

The study analyzes three complementary metrics of insurance utilization: market volume (policies …