Digital Commons Network^™

Parsimonious Expected Utility And In-The-Large Risk Premiums For The Undergraduate Curriculum

Journal of Economics and Finance Education

Expected utility theory, Pratt and Arrow’s risk premium, and the Markowitz risk premium are based upon Von Neumann and Morgenstern’s five axioms of cardinal utility. The derivation of these measures from these axioms is generally considered too mathematically sophisticated for the undergraduate curriculum. This leaves a wide gap in the foundation of financial theory for the undergraduate. An alternative simplified presentation of expected utility that is suitable for the undergraduate curriculum, and that avoids the nuances and complexities of the traditional mathematically more complete derivation, is presented here. In addition, an easily derived in-the-large risk premium is shown to be …

Time Spent Online And Student Performance In Online Business Courses: A Multinomial Logit Analysis

Journal of Economics and Finance Education

This study examines the determinants of academic achievement in online business courses. As a measure of effort, we use the total amount of time each student spent in the course. We estimate a multinomial logistic model to examine the odds of attaining one grade versus another depending on time spent online, GPA, and some demographic characteristics of students. Our findings suggest that extra effort can help a student move from letter grades F, D and C to grade B, but is less helpful for the move from B to A. For the latter improvement, a high GPA matters the most.

Digital Morality And National Values: Pancasila As An Ethical Compass For Technology-Enhanced Counseling In Indonesia, Dominikus David Biondi Situmorang, Hendrik Tuaputimain, Muqaffi Muqaffi, M. Solehuddin

Buletin Konseling Inovatif

The very fast development of Artificial Intelligence (AI), Virtual Reality (VR), Augmented Reality (AR), and Mixed Reality (MR) in the last decade have changed the way of mental health practice internationally, including Indonesia. Although these technologies extend reach, deepen therapeutic engagement, and facilitate clinical analysis, they also present serious ethical challenges with respect to privacy, algorithmic bias, depersonalization, and disparity. This integrative review draws on literature from counseling, digital ethics, immersive technologies, and Indonesian philosophical studies to consider how Pancasila can serve as a culturally situated ethical guide for technology-mediated counseling. The results disclose four overarching themes: shifting role of …

Agro-Ecotourism In Ciputri Village: Evaluating Potentials And Strategies For Sustainable Tourism Development, Inanditya W. Putri, Hafid Setiadi

Jurnal Geografi Lingkungan Tropik (Journal of Geography of Tropical Environments)

Sustainable rural tourism development requires integrated planning that balances environmental conservation, community participation, and local economic growth. Agro-ecotourism has emerged as an important approach to support village-based tourism development in environmentally sensitive areas. Ciputri Village in Cianjur Regency has been designated as a tourism village and possesses considerable agro-based and ecological potential. However, tourism development remains suboptimal due to limited public awareness, low visitor numbers, and fragmented strategic planning. This study aims to assess agro-ecotourism potential and to formulate priority development strategies. An integrated approach combining Participatory Geographic Information Systems (P-GIS), SWOT-based EFAS/IFAS analysis, and the Analytic Hierarchy Process (AHP) …

Adaptive Multi-Agent Intelligence: A Dynamic Data Management System For Enhanced Data Quality And Reconciliation, Anthony Taeyang Vigil

USF Tampa Graduate Theses and Dissertations

Organizations struggle with data quality problems that cost them millions of dollars annually. Manual data cleanup and standardizing, also known as reconciliation, can take skilled analysts days to complete and can still contain human errors. This dissertation addresses this challenge by developing and validating the Origin Data Management System, which automates processes that traditionally require days of manual work. The system achieved up to 100% accuracy in standardizing vendor names and identifying CEO information across real-world test datasets from Jefferson County Public Schools, Forbes, and Fortune Magazines. Processing time dropped from days to minutes—a 96-fold improvement over manual methods. These …

Study Of The Spatial Effect Of Geothermal On Surface Water Quality (Case Study Of Ci Pamatutan Watershed, Parakansalak Sub-District), Fauzan Abdurrahman Masykur, Prasetiawan Pras, M. Rafli Ariq Rianputra, Nesya Desfarivana Umaya, Vanesa Kelly Gabriela, Mangapul Parlindungan Tambunan, Supriatna Supriatna

Jurnal Geografi Lingkungan Tropik (Journal of Geography of Tropical Environments)

Geothermal plays an important role in affecting surface water quality with both positive and negative effects. It becomes an efficient renewable energy source in generating electricity without producing harmful gases. However, the presence of geothermal affects the quality of surface water in a watershed. This research is focused on the Mount Salak geothermal area which has volcanic and tectonic activity. Parameters such as electrical conductivity (measured in millisiemens/cm) were used to measure the content of minerals and dissolved compounds in the water. Total Dissolved Solids (TDS) measured in ppt is used to quantify dissolved solids, while water acidity (pH) indicates …

Land Use And Sovereignty Along The Catawba River, Thomas C. Brugh, Lucile C. Rencher

Student Scholarship

This document-based case study explains how land-use change along the Catawba River Corridor (Lancaster and York Counties, South Carolina) has been produced through the interaction of property rights (dominium) and rule-setting authority (imperium), showing why sovereignty continues to shape development even after land disputes appear “settled.” Through analyzing legal records (Treaty of Nation Ford, the 1959 Catawba Division of Assets Act, the 1986 Supreme Court timing decision, and the 1993 Settlement Act), planning documents, parcel records, and field observations, we trace how shifting jurisdiction and title certainty structured what kinds of land uses were possible and when. We argue that …

Place Identity Of Korean Restaurants In Bandung, Indonesia, Aida Faiz Mutiara Sari, Hayuning Anggrahita, Alif Raya Zulkarnaen, Guswandi Guswandi

Jurnal Geografi Lingkungan Tropik (Journal of Geography of Tropical Environments)

Place identity is a perception that comes from social actors who have knowledge, interest, or authority in that place. Moreover, it refers to the relationship between space and its identity. It emphasizes its meaning and significance for individuals that experience it. Korean restaurant In Bandung-Indonesia is a culinary or food business that combines South Korean culture as an attraction that can become the identity of the place. Bandung Wetan Sub-District in Bandung City, Indonesia, is chosen as the case study location to determine the place identity of Korean restaurants. This study aims to determine the place identity of Korean restaurants …

Challenging The Double-Negation Principle: An Analysis Of Strategic Theories Of Sun Zi, Carnot, And Clausewitz Through Intuitionist Logic, Antonino Drago

Comparative Philosophy

To study a subject similarly represented in Eastern and Western cultures, I examine some classical theories of war strategy according to a new analytical method. This method is based on the recognition that the most important strategic theories are organized as theories essentially not deduced from axioms according to classical logic. Such theories reason through doubly negated propositions (DNPs), whose meanings differ from those of their affirmative counterparts. This corresponds to the use of intuitionist logic instead of classical logic. An inspection of the works of the texts of Sun Zi, Lazare Carnot, and Clausewitz reveals many such propositions, and …

Executive Leadership Education For Every Emergency Medical Services Professional : A Qualitative Study, Joseph D. Danao Ii

Student Dissertations

The Emergency Medical Services (EMS) profession faces numerous challenges in maintaining sufficient capacity to provide frontline medical care amid increasing demand for its services from government officials and the public. The purpose of this qualitative phenomenological study is to explore the experiences of EMS professionals on how the lack of executive leadership education impacts their careers and the viability of their organizations. The problem is that EMS professionals widely lack the executive-level leadership education needed to thrive in their professional careers and ensure the viability of their EMS organizations (Basnawi, 2023; Naidoo et al., 2015). The research questions are developed …

Blockchain Adoption In Thailand’S Elections: Perspectives, Limitations, And The Proposed Tberm Model, Charm Peeraphirom, Waiwit Chanwimalueng

Jurnal Wacana Politik

This study assesses Thailand’s readiness for blockchain-based elections by utilizing qualitative methods and semi-structured interviews with five experts in law, technology, economics, and administration. The data were analyzed through the dimensions of privacy, accessibility, transparency, security, and scalability. Findings reveal that while blockchain enhances integrity, significant barriers exist including insufficient transaction throughput, high costs, voter coercion risks, and limited digital literacy. Legal gaps regarding the PDPA also hinder adoption. Consequently, the study proposes the Thailand Blockchain Election Readiness Model (TBERM) which is a hybrid framework integrating blockchain auditing with physical polling units to mitigate security and accessibility concerns. The results …

A Note On Animating Financial Equations With Scientific Notebook®

Journal of Economics and Finance Education

Students of finance are often challenged to understand how financial equations respond to changes in key variables. All too often, the pedagogy offered these students includes usage of static graphs. Although there is a plethora of research in other disciplines showing animation provides superior learning outcomes compared to static images, the use of animation to illustrate financial relationships has received little attention in the financial education literature. This paper and the animations shown on the www.financeanimations.com website demonstrate Scientific Notebook’s ® ability to animate equations commonly taught in university introductory finance courses.

The Implementation Of A Terminal Master’S Program In Applied Economics

Journal of Economics and Finance Education

This paper examines the impacts of transforming a traditional master’s program into a professionally-oriented, terminal degree program in applied economics. Alumni surveys were conducted before and after the curricular innovation and the results indicate that the change in program provided high quality training that alumni judged to be more relevant to the post-graduate work environment. This case study illustrates that master’s programs in economics can benefit by implementing curricular structures that explicitly serve terminal degree-seeking students while, at the same time, provide elements of training that students destined for the Ph.D. are unlikely to receive in a doctoral program.

Brain-Type, Gender, And Student Success In The Principles Of Economics

Journal of Economics and Finance Education

Studies of the impact of gender on student performance in the principles of economics yield ambiguous conclusions. Some studies find that women are less successful than men in the principles of economics, while others conclude that gender is inconsequential. Few, if any, scientific works find women’s performance better than men’s performance. These ambiguities arise because past studies have not considered the distribution of brain-types by gender. This paper addresses the question of which brain-types are more successful in the principles of economics and whether these brain-types can be associated with a particular gender.

Improving Student Performance In Business Statistics Courses With Online Assessments

Journal of Economics and Finance Education

We study the impact of online assessments on student performance in business statistics courses. We quantify the degree to which students take advantage of various online opportunities to improve their quiz grades and estimate its effect on in-class exam scores. We also study the perceptions of students regarding online assessments using anonymous surveys. We find that students believe that multiple attempts at online quizzes help them learn the material, and for the most part take advantage of these opportunities to improve their quiz grades. Furthermore, the effect on exam performance is positive and significant.

The Effectiveness Of Casual Group Learning In Introductory Finance Tutorials

Journal of Economics and Finance Education

Many universities require introductory financial management for undergraduate business majors. This study measures whether classroom study groups have a more positive effect on student perceptions and performance than traditional teacher driven classes. As an alternative to traditional tutorial teaching, Classroom Study Groups is an application of casual group learning and is consistent with Constructivist learning theories. The study reports significant differences between the two approaches, with student engagement and satisfaction reported at higher levels amongst those students involved in the traditional, teacher-led approach, and no significant difference between the two in regard to student performance. Interesting relationships are found between …

Is There A Link Between Performance In International Economics Courses And Academic Success?

Journal of Economics and Finance Education

This paper uses a sample of 6,470 students and Maximum Likelihood Estimation to determine the relationship between grades received in international economics courses and academic success of business majors. The results indicate that the grades earned in international economics courses as well as the number of international economics courses are significant and positive determinants of students’ final GPA.

Considering Context In Latent Models Of Externalizing: Measurement Invariance By Environmental And Systemic Disadvantage In System-Involved Youth, Kendall D. Smith

USF Tampa Graduate Theses and Dissertations

Externalizing forms of psychopathology are said to result from a general liability towards impulsive and disruptive behaviors, including substance use, conduct problems, aggression, and antisocial behavior (Krueger et al., 2021). While the field often focuses on dispositional explanations of externalizing behaviors, there is a notable lack of attention to the contextual factors that contribute to these behaviors, beyond immediate environmental influences. This study uses Ecological Systems Theory (Bronfenbrenner, 2005) as a framework to address such gaps in the context of behavioral indicators of the latent externalizing (EXT) construct, an analysis with implications for understanding racial/ethnic and socioeconomic disparities. The present …

Math Skills And Everyday Problem Solving

Journal of Economics and Finance Education

Given the importance of mathematics to economic education, we administer a test of basic math skills to 696 students enrolled in various college economics courses in order to understand the factors influencing a student’s ability to apply basic math skills in practical settings. Students with strong elementary math skills perform significantly better in applied contexts and we find that taking more math classes in college improves a student’s ability to apply mathematics substantially. Interestingly, our results suggest that students with greater personal financial responsibility in funding their education do significantly better in understanding and applying basic math skills.

Financial Industry Certification Preparation And “Teaching To The Test”

Journal of Economics and Finance Education

This paper addresses two aspects of offering finance certification training programs at the university level. During the spring term 2006, Southern New Hampshire University offered (in conjunction with a large, diversified financial services company) a finance elective course to prepare students to sit for the FINRA Series 7 General Securities Registered Representative Examination. Firstly, the paper provides a brief background on developing a specialized academic course working in cooperation with a corporate entity. Secondly, the paper explores the academic ramifications of delivering the course in a “teaching to the test” format instead of a more typical academic course delivery.

Collaboration Of Economic Institutions Based On Empowerment Programs To Strengthen Food Security: The Case Of Laying Hens In North Gorontalo, Karin Safitri

Jurnal Administrasi Bisnis Terapan

This study analyzes the role of economic institutional cooperation in strengthening food security through the development of laying hen farming in North Gorontalo Regency. Eggs are positioned as a strategic animal food due to their nutrient density and affordability for households, while also being relevant to the agenda of improving nutritional status through government programs. This study examines how the synergy of village and community institutions (e.g., Village-Owned Enterprises, cooperatives, and livestock groups) with regional livestock empowerment programs (e.g., the 2 Goats 10 Chickens/G2-10 Movement) and the national Free Nutritious Meals (MBG) program can strengthen production capacity, expand the farmer …

Panic Learning Off (And On) The Covid Campus, Tara Brabazon, Jamie Quinton, Narelle Hunter

Fast Capitalism

Online learning has been flooded with platitudes, promises and possibilities for twenty years. Oversold and undertheorized, online learning reached its "moment' through the Covid lockdown. Underprepared staff and underfunded universities implemented online learning in a crisis. This was a zombie apocalypse of a context in which to summon innovation. This article activates Paul Virilio's University of Disaster to explore the COVID campus and classroom, entering panic learning.

Author Biographies

Tara Brabazon, Dean of Graduate Research / Professor of Cultural Studies Flinders University

Tara Brabazon is the dean of graduate research and professor of cultural studies at Flinders University, Australia, fellow …

Case Studies To Examine Farmer Perceptions And Implementations Of Buffer Capacity In Southeastern Ontario, Bryan Collins

Journal of Applied Farm Economics

Buffer capacity measures the ability of a system to maintain its original function when confronted with outside stresses and is often considered to be a key component of resilience. Farmers in southeastern Ontario are facing several threats such as seasonal drought and volatile markets, prompting necessary responses on how to effectively manage their farms. This research study used an exploratory grounded theory approach to inquire how farmers seek to enhance buffer capacity on their farm by asking (1) what short-term threats their farm faces and (2) what strategies they are employing to navigate those threats. Ten farms in the Inverary …

Usage Statistics: Project Counter R5 Pr_P1 Report Fy2025 - Platform Usage, Andrée Rathemacher

Technical Services Reports and Statistics

Project COUNTER R5 / 5.1 Report PR_P1 for the University of Rhode Island for the period from July 1, 2024 - June 30, 2025. The PR_P1 report is defined as "Platform Usage." This report presents an annual total only and only includes those platforms successfully configured for automated harvesting via SUSHI.

File for download is Excel spreadsheet generated by Alma Analytics.

Results:

Searches Platform - 294,352

Total Item Requests - 1,451,061

Unique Item Requests - 1,078,034

Unique Title Requests - 55,776

Usage Statistics: Project Counter R5 Tr_B1 Report Fy2025 - Book Requests Controlled) By Title, Andrée Rathemacher

Technical Services Reports and Statistics

Project COUNTER R5 / 5.1 Report TR_B1 for the University of Rhode Island for the period from July 1, 2024 - June 30, 2025. The TR_B1 report is defined as "Book Requests Controlled)." This report presents an annual total only and only includes those platforms successfully configured for automated harvesting via SUSHI.

File for download is Excel spreadsheet generated by Alma Analytics.

Results:

Total Item Requests - 194,197

Unique Title Requests - 60,001

Usage Statistics: Project Counter R5 Tr_B1 Report Fy2025 - Book Requests (Controlled) By Platform, Andrée Rathemacher

Technical Services Reports and Statistics

Project COUNTER R5 / 5.1 Report TR_B1 for the University of Rhode Island for the period from July 1, 2024 - June 30, 2025. The TR_B1 report is defined as "Book Requests Controlled)." This report presents an annual total only and only includes those platforms successfully configured for automated harvesting via SUSHI.

File for download is Excel spreadsheet generated by Alma Analytics.

Results:

Total Item Requests - 194,197

Unique Title Requests - 60,001

Usage Statistics: Project Counter R5 Tr_J1 Report Fy2025 - Journal Requests Controlled) By Platform, Andrée Rathemacher

Technical Services Reports and Statistics

Project COUNTER R5 / 5.1 Report TR_J1 for the University of Rhode Island for the period from July 1, 2024 - June 30, 2025. The TR_J1 report is defined as "Journal Requests Controlled)." This report presents an annual total only and only includes those platforms successfully configured for automated harvesting via SUSHI.

File for download is Excel spreadsheet generated by Alma Analytics.

Results:

Total Item Requests - 850,324

Unique Item Requests - 628,581

Usage Statistics: Project Counter R5 Tr_J1 Report Fy2025 - Journal Requests (Controlled) By Title, Andrée Rathemacher

Technical Services Reports and Statistics

Project COUNTER R5 / 5.1 Report TR_J1 for the University of Rhode Island for the period from July 1, 2024 - June 30, 2025. The TR_J1 report is defined as "Journal Requests (Controlled)." This report presents an annual total only and only includes those platforms successfully configured for automated harvesting via SUSHI.

File for download is Excel spreadsheet generated by Alma Analytics.

Results:

Total Item Requests - 850,324

Unique Item Requests - 628,581

Ethics Across The Curriculum: Application To Economics

Journal of Economics and Finance Education

We propose that the study of economics can be enhanced by students learning ethical reasoning within their economics courses. Our method for introducing more robust discussions of the relationship between ethics and economics is to incorporate principles and strategies from the “Ethics Across the Curriculum” program. The methods we used to enhance our own course can be adapted to any economics course and the resources we provide can help any economist become more comfortable with teaching ethical reasoning.

Changes In Math Prerequisites And Student Performance In Business Statistics: Do Math Prerequisites Really Matter?

Journal of Economics and Finance Education

We use a binary probit model to assess the impact of several changes in math prerequisites on student performance in an undergraduate business statistics course. While the initial prerequisites did not necessarily provide students with the necessary math skills, our study, the first to examine the effect of math prerequisite changes, shows that these changes were deleterious to student performance. Our results helped convince the College of Business to change the math prerequisite again beginning with the 2008/2009 academic year. Thus, this study is also the first to actually help strengthen math prerequisites and improve student performance in business statistics.