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What Drives Consumers To Use Insurtech Apps? The Role Of Insurance Literacy, Jia Chun Chia, Hui Shan Lee, Bik Kai Sia Aug 2026

What Drives Consumers To Use Insurtech Apps? The Role Of Insurance Literacy, Jia Chun Chia, Hui Shan Lee, Bik Kai Sia

International Journal of Management, Finance and Accounting

Although financial technology has spread worldwide, the adoption of InsurTech in Malaysia is still low because of the knowledge-action gap, in which people continue to use traditional agents. This study examines the factors that determine behavioral intention to use InsurTech apps by incorporating the Unified Theory of Acceptance and Use of Technology (UTAUT) and including a novel insurance literacy factor. A cross-sectional quantitative research design was adopted, and 406 valid responses were gathered from 406 Malaysian Generation Z individuals and analyzed using partial least squares structural equation modelling (PLS-SEM). The findings indicate that the model explains 58% of the variance …


Analysis Of The Determinants Of Buy-Now-Pay-Later Payment Mode Among Malaysians In Klang Valley, Wai Zhi Tay, Chi Hau Tan Aug 2026

Analysis Of The Determinants Of Buy-Now-Pay-Later Payment Mode Among Malaysians In Klang Valley, Wai Zhi Tay, Chi Hau Tan

International Journal of Management, Finance and Accounting

The Buy Now, Pay Later (BNPL) service has become increasingly popular in Malaysia in recent years, especially in the Klang Valley. The BNPL service offers consumers a more convenient payment method and access to credit, raising concerns about increased household debt and financial vulnerability. In this study, this paper used financial literacy, perceived risk, credit attitude, and economic vulnerability to examine which factors influence the intention to use the BNPL payment mode. The Theory of Planned Behaviour (TPB) is used to explain the factors influencing consumers’ intention to use BNPL services. This study adopts a quantitative research design and collects …


Scrolling, Following, Deciding: The Hidden Power Of Digital Influence On Wise Financial Decision, Nur Fatihah Muhamad Irwan, Wan Rasyidah Wan Nawang Aug 2026

Scrolling, Following, Deciding: The Hidden Power Of Digital Influence On Wise Financial Decision, Nur Fatihah Muhamad Irwan, Wan Rasyidah Wan Nawang

International Journal of Management, Finance and Accounting

The effect of social media and digital influencers on financial behaviours has been well documented, but there is yet any solid evidence of their role in driving wise financial decision-making among Malaysians in particular. This study hence sets out to examine the impact of social media engagement and parasocial interaction in shaping financial attitudes, and the influence of financial attitude, subjective norms, and perceived behavioural control on the intention to practice wise financial decision-making. The mediating role of financial attitude was also studied, specifically in the link between social media engagement, parasocial interaction, and intention. A total of 250 Malaysian …


Dividend Yield Modelling And Forecasting Under The Wilkie Investment Model With Inflation Effects: Evidence From Malaysia, Ilya Adlina Abd Halim, Norizarina Ishak, Siti Raihana Hamzah, Ahmad Fadly Nurullah Rasedee Aug 2026

Dividend Yield Modelling And Forecasting Under The Wilkie Investment Model With Inflation Effects: Evidence From Malaysia, Ilya Adlina Abd Halim, Norizarina Ishak, Siti Raihana Hamzah, Ahmad Fadly Nurullah Rasedee

International Journal of Management, Finance and Accounting

This study uses the Wilkie Investment Model in the context of the Malaysian stock exchange, incorporating inflation as a significant factor in explaining investment behavior in line with local economic conditions. Although the Wilkie model is broadly utilised in actuarial science and has been assessed in many developed countries, its use in emerging markets such as Malaysia is still limited. Based on historical data from Malaysia, both the dividend yield and inflation series were revealed to be stationary using the Augmented Dickey-Fuller (ADF) test. Therefore, the series is applicable for time series analysis. The study used Malaysian data to estimate …


Impact Of Environmental, Social, And Governance (Esg) Practices On The Stability And Profitability Of Financial Institutions In Malaysia, Sharifah Najihah Syed Ishar, Sharifah Fairuz Syed Mohamad, Nurul Sima Mohamad Shariff, Mazlynda Md Yusuf Aug 2026

Impact Of Environmental, Social, And Governance (Esg) Practices On The Stability And Profitability Of Financial Institutions In Malaysia, Sharifah Najihah Syed Ishar, Sharifah Fairuz Syed Mohamad, Nurul Sima Mohamad Shariff, Mazlynda Md Yusuf

International Journal of Management, Finance and Accounting

This study examines how Environmental, Social, and Governance (ESG) activities affect the stability and profitability of Malaysian financial institutions, in light of the country's growing emphasis on sustainable finance. Using annual data from 2014 to 2024, the study focuses on three main objectives: assessing whether stronger ESG practices enhance financial stability, identifying the most influential ESG pillar among environmental, social, and governance components, and evaluating whether ESG performance affects profitability. This study employs random-effects panel regression with robust standard errors, yielding empirical evidence relevant to Malaysia’s dual banking landscape. The results show that stronger ESG performance raises the stability of …


"Why Do Students Save Less?” A Study Of The Determinants Of Saving Intentions And Behaviours Among Undergraduate Students, Rna Hamza Ahmed Eissa, Chi Hau Tan, Ben Hou Aug 2026

"Why Do Students Save Less?” A Study Of The Determinants Of Saving Intentions And Behaviours Among Undergraduate Students, Rna Hamza Ahmed Eissa, Chi Hau Tan, Ben Hou

International Journal of Management, Finance and Accounting

Despite the issue of low savings being a serious concern, limited research has been conducted on students’ saving behaviour in Malaysia, especially when it comes to private universities. This research focuses on examining factors that affect saving behaviour among undergraduate students at a private university in Malaysia, in reference to the Theory of Planned Behaviour. A mixed-method design was applied. Quantitative research was conducted, in which 122 valid responses were collected via an online survey and analysed using Partial Least Squares Structural Equation Modelling (PLS-SEM). In addition, qualitative research with 11 respondents was conducted, and the data were analysed using …


Understanding Trust As A Mediating Mechanism In Ai-Based Medical Tools And Clinical Decision Processes, Shanthi Isparan, Seow Ai Na, Chang Jing Jing, Hew Jun Jie Aug 2026

Understanding Trust As A Mediating Mechanism In Ai-Based Medical Tools And Clinical Decision Processes, Shanthi Isparan, Seow Ai Na, Chang Jing Jing, Hew Jun Jie

International Journal of Management, Finance and Accounting

The growing integration of artificial intelligence (AI) in healthcare has transformed clinical decision-making. Nevertheless, doctors’ engagement with AI-based tools remains hindered, particularly due to trust-related concerns. The purpose of this study is to examine the factors influencing doctors’ engagement with AI-based medical tools, with a focus on the mediating role of trust within the Unified Theory of Acceptance and Use of Technology (UTAUT). Data were collected from 197 doctors in Selangor and Kuala Lumpur through a structured survey and analysed using Partial Least Squares Structural Equation Modelling (PLS-SEM) with SmartPLS 4 software. The findings reveal that performance expectancy, effort expectancy, …


Bridging The Abyss: Reclaiming Spirituality In Academic Knowledge Production, Neil Boland Aug 2026

Bridging The Abyss: Reclaiming Spirituality In Academic Knowledge Production, Neil Boland

Journal of Contemplative and Holistic Education

Over recent decades, Western academia has shown a growing interest in spirituality, accompanied by methodological innovations and epistemological expansion. Nevertheless, spiritual inquiry continues to be subtly subordinated to scientific rationalism, with Western science often presiding as gatekeeper over what is considered legitimate knowledge. Drawing on Boaventura de Sousa Santos’ concept of abyssal thinking, this article argues that spiritual and experiential forms of knowing remain largely relegated to the far side of an epistemic divide, valued only insofar as they can be reframed within scientific norms. Despite increasing institutional recognition of spirituality in fields such as education, psychology, and medicine, …


Healthy Calling: From Toxic Burnout To Sustainable Work, Kathy Hoppe Aug 2026

Healthy Calling: From Toxic Burnout To Sustainable Work, Kathy Hoppe

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.


To Doubt Or Not To Doubt? Religious Development For Spirit-Empowered Christians, Andrea C. Walker, Ricky T. Munoz, Andrew S.I.D. Lang Aug 2026

To Doubt Or Not To Doubt? Religious Development For Spirit-Empowered Christians, Andrea C. Walker, Ricky T. Munoz, Andrew S.I.D. Lang

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.


The Role Of Ghanian Pentecostal-Charismatic Churches In Fighting Sexual Violence Against Women, Christian Tsekpoe Aug 2026

The Role Of Ghanian Pentecostal-Charismatic Churches In Fighting Sexual Violence Against Women, Christian Tsekpoe

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.


The Intersection Of Mental Health And Demonic Activity, Robert A. Willis Aug 2026

The Intersection Of Mental Health And Demonic Activity, Robert A. Willis

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.


Integrating Spiritual Disciplines As A Therapeutic Modality In Mental Health Counseling For Identity Restoration & Trauma Healing, Rebecca Webster, Charlotte H. Sanders Aug 2026

Integrating Spiritual Disciplines As A Therapeutic Modality In Mental Health Counseling For Identity Restoration & Trauma Healing, Rebecca Webster, Charlotte H. Sanders

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.


Five Years Of Salubritas: Looking Back With Gratitude And Forward With Expectation, Haley R. French Aug 2026

Five Years Of Salubritas: Looking Back With Gratitude And Forward With Expectation, Haley R. French

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.


Front Matter, Editors Salubritas Aug 2026

Front Matter, Editors Salubritas

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.


Full Issue Salubritas 5 (2026), Editors Salubritas Aug 2026

Full Issue Salubritas 5 (2026), Editors Salubritas

Salubritas: International Journal of Spirit-Empowered Counseling

No abstract provided.


Beyond Boundaries: Unlocking Positive Social Change Through Shared Expertise, Sigifredo Castell Britton Aug 2026

Beyond Boundaries: Unlocking Positive Social Change Through Shared Expertise, Sigifredo Castell Britton

Journal of Social Work in the Global Community

Societal progress thrives through the dynamic interplay of diverse disciplines, each contributing unique insights to advance positive change. Interdisciplinary collaboration plays a crucial role in addressing complex social challenges by combining the strengths of various fields. This article explores the historical evolution, theoretical foundations, and practical applications of interdisciplinary collaboration to foster positive social change. The discussion provides definitions of key terms, such as societal progress and positive social change, within distinct ideological and contextual frameworks. It makes use of these to clarify the direction of positive change in different societal settings. Historical and contemporary examples, such as Bolivia’s social …


Parameters Autumn 2026, Usawc Press Aug 2026

Parameters Autumn 2026, Usawc Press

The US Army War College Quarterly: Parameters

No abstract provided.


Navigating Trauma And Scarcity: A Phenomenological Inquiry Into Well-Being Among Black Adult Males In Ohio Valley, Devron Demont Hobbs Aug 2026

Navigating Trauma And Scarcity: A Phenomenological Inquiry Into Well-Being Among Black Adult Males In Ohio Valley, Devron Demont Hobbs

Walden Dissertations and Doctoral Studies

Black adult males in resource-scarce Ohio Valley communities have historically experienced trauma that disrupted their well-being. The purpose of this qualitative phenomenological study, grounded in developmental trauma disorder (DTD) theory, was to explore how Black adult males understood and sustained well-being while living with DTD in resource-scarce environments. The participants comprised six Black adult males who resided in Ohio Valley communities and experienced trauma during childhood and adulthood. Data were collected through confidential, semi-structured, face-to-face interviews and analyzed using interpretative phenomenological analysis (IPA). Five themes emerged: healing through connection and role-modeling, historical and systemic trauma as a daily barrier, navigating …


The Intersection Of Sport Betting And Consumer Behavior: A Systematic Review, Jackson Sears, Beth Cianfrone Aug 2026

The Intersection Of Sport Betting And Consumer Behavior: A Systematic Review, Jackson Sears, Beth Cianfrone

UNLV Gaming Research & Review Journal

Sport betting is a popular and lucrative entertainment segment of the sport industry. As such, understanding consumer behavior across the betting experiences is critical for the many stakeholders involved. The current study is a systematic quantitative literature review which assesses the current state of literature that intersects sport betting and consumer behavior literature, specifically cognitive, affective, conative, and consumption behavior of the sport bettors. The purpose of the systematic review is to (1) identify the most recent sport betting consumer behavior research, (2) compile and examine theoretical frameworks guiding sport gambling consumer research, (3) provide a descriptive summary of findings …


Hkc09 - Climate Change Increases Bilateral Trade Costs, Maximilian Huppertz Aug 2026

Hkc09 - Climate Change Increases Bilateral Trade Costs, Maximilian Huppertz

Oberlin College Kasper Economics and Business Working Paper Series

It is well established that climate change affects productivity, but its effects on trade costs have not been studied. I combine international trade and weather data covering 190 years and show how an augmented gravity framework can be used to estimate the impact of climate change on bilateral trade cost. I find that climate change, as measured by decadal temperature shifts at the origin or destination country, increases them. Adaptation to these changes seems slow. They appear to be driven by impacts on maritime trade in particular, perhaps due to the vulnerability of seaports to climate change. Combining these results …


The Post-Covid Experiences Of Low-Income Single Mothers In Maintaining Social Capital And Informal Social Support, Marissa L. Goldman Aug 2026

The Post-Covid Experiences Of Low-Income Single Mothers In Maintaining Social Capital And Informal Social Support, Marissa L. Goldman

Walden Dissertations and Doctoral Studies

Low-income single mothers often manage financial, caregiving, emotional, and logistical demands with limited resources and rely on informal support networks that may be inconsistent. This problem matters to social workers, community-based practitioners, and researchers because a greater understanding can guide interventions that reduce isolation and role overload and improve resource access. The purpose of this generic qualitative study was to explore how low-income single mothers used trust, reciprocity, social norms, and collective support to maintain informal networks in the post-COVID era. Guided by Bourdieu’s social capital theory, the study included 10 English-speaking U.S. mothers with household incomes at or below …


The History And Importance Of Self-Compassion: Lack Of Application In Male Demographics?, Marshall Spilane Aug 2026

The History And Importance Of Self-Compassion: Lack Of Application In Male Demographics?, Marshall Spilane

Summer Research Showcase

Self-compassion has become an important part of mental health research, though its adoption in male populations has been slower than in others. The objective of this literature review is to expose a lack of implementation of self-compassion practices in male communities. This literature review explores this gap in adoption and provides an example of how research can move forward. The data were collected by analyzing current literature and compiling it. Current research on self-compassion has found evidence that self-compassion can improve emotional regulation and lessen depression symptoms. Many factors could influence the gap in adoption; some research suggests that mental …


The Role Of Green Accounting In Achieving Sustainable Development Through The Quality Of Accounting Information: An Empirical Study Of Iraqi Industrial Companies, Ahmed Neamah Abed, Anmar Adnan Khudhair, Farqad Mohammed Bakr Al Saadi Aug 2026

The Role Of Green Accounting In Achieving Sustainable Development Through The Quality Of Accounting Information: An Empirical Study Of Iraqi Industrial Companies, Ahmed Neamah Abed, Anmar Adnan Khudhair, Farqad Mohammed Bakr Al Saadi

Muthanna Journal of Administrative and Economics Sciences

The goal of this study is to highlight the role of green accounting, both direct and indirect, via the quality of accounting information, in achieving sustainable development goals in industrial companies in Iraq. The methodology was done based on data obtained in 2026 through a questionnaire sent to a random sample of 110 employees (accountants, heads of finance departments, finance managers and internal auditors) in industrial companies listed on the Iraq Stock Exchange. Structural equation modelling (SEM) was used to test the hypotheses and pathways by applying AMOS software. Furthermore, the results indicated that the green accounting is positively and …


The Mediating Role Of Production Process Efficiency Through Lean Production In Enhancing Institutional Excellence: An Applied Study At The Maysan Oil Factory, Asst. Lect. Wasan Jawad Kadhim Aug 2026

The Mediating Role Of Production Process Efficiency Through Lean Production In Enhancing Institutional Excellence: An Applied Study At The Maysan Oil Factory, Asst. Lect. Wasan Jawad Kadhim

Muthanna Journal of Administrative and Economics Sciences

This study aimed to analyze the mediating role of production process efficiency in the relationship between lean production and organizational excellence, through an applied study at the Maysan Oils Factory. This was done within the framework of efforts to improve operational performance and enhance the competitiveness of industrial enterprises. The study’s significance stems from its highlighting of lean production as a modern strategic approach and its showcasing of the role of production process efficiency as an intermediary mechanism that contributes to achieving organizational excellence in the industrial environment. The study adopted a descriptive-analytical approach. The study population consisted of employees …


Workplace Loneliness And The Impact Of Social Connections In Distributed Teams, Belkys Stallings Aug 2026

Workplace Loneliness And The Impact Of Social Connections In Distributed Teams, Belkys Stallings

Walden Dissertations and Doctoral Studies

Workplace loneliness is a growing organizational challenge as the rise of distributed teams reshapes opportunities for social connection and engagement. Business leaders need to understand this challenge because it is associated with reduced belonging, lower job satisfaction, diminished productivity, and increased turnover intentions. The purpose of this quantitative correlational study was to examine the extent to which distributed team environments (remote, hybrid, or flexible) impacted workplace loneliness and whether social connectedness moderated this relationship. Social exchange theory, self-determination theory, and Weiss’s concept of loneliness grounded this study. The participants comprised 84 adults working full-time in distributed team environments across the …


The Relative Strength Of Compulsive Reward-Driven Eating, Weight Self-Efficacy, And Physical Appearance Comparison In Predicting Feelings Of Self-Worth, Kathleen Rowe Aug 2026

The Relative Strength Of Compulsive Reward-Driven Eating, Weight Self-Efficacy, And Physical Appearance Comparison In Predicting Feelings Of Self-Worth, Kathleen Rowe

Walden Dissertations and Doctoral Studies

Walden University College of Psychology and Community Services This is to certify that the doctoral dissertation by Kathleen Rowe has been found to be complete and satisfactory in all respects, and that any and all revisions required by the review committee have been made. Review Committee Dr. Hedy Dexter, Committee Chairperson, Psychology Faculty Dr. Medha Talpade, Committee Member, Psychology Faculty Chief Academic Officer and Provost Sue Subocz, Ph.D. Walden University 2026


Socioeconomic Determinants Of Malaria Infection Among Pregnant Women In Cameroon, Sub-Saharan Africa, Arnold Akosah Muluh Aug 2026

Socioeconomic Determinants Of Malaria Infection Among Pregnant Women In Cameroon, Sub-Saharan Africa, Arnold Akosah Muluh

Walden Dissertations and Doctoral Studies

Malaria during pregnancy is a significant public health issue in Cameroon, affecting maternal health and birth outcomes. Despite preventive measures, disparities exist among socioeconomic groups and between urban and rural areas. The study was guided by the social-ecological model and explored how socioeconomic factors and geographic location influence malaria infection in pregnant women. Specifically, the impact of wealth index, maternal education, and healthcare access on infection rates, considering maternal age, parity, and residence, was examined. Quantitative data from the Cameroon DHS Phase 8 were used (N=1204). The sample included pregnant women with valid malaria test results. Chi-Square tests and binary …


Feedback To Fixes: A Review Of The New Ebsco User Interface, Meghan Lenahan Aug 2026

Feedback To Fixes: A Review Of The New Ebsco User Interface, Meghan Lenahan

Library Scholarship

No abstract provided.


A Review On Traditional And Modern Aspects Of Vitex Negundo L.: Ethnomedicine, Phytochemistry, And Pharmacology, Tathagata Khanra, Suvasish Mitra, Subham Saha, Maitryee Mondal, Subhash C. Mandal Aug 2026

A Review On Traditional And Modern Aspects Of Vitex Negundo L.: Ethnomedicine, Phytochemistry, And Pharmacology, Tathagata Khanra, Suvasish Mitra, Subham Saha, Maitryee Mondal, Subhash C. Mandal

International Journal of Traditional Knowledge

Vitex negundo L., or five-leaved chaste tree, is a medicinally significant plant widely distributed in Asia and other tropical regions, frequently utilized in traditional healing systems for a spectrum of ailments. This comprehensive review consolidates current knowledge on the botany, traditional uses, phytochemical constituents, and pharmacological potentials of Vitex negundo L. The plant is rich in diverse bioactive compounds such as flavonoids, alkaloids, glycosides, and terpenoids, which are primarily responsible for its multidimensional therapeutic actions. Scientific investigations have substantiated its role in exerting anti-inflammatory, analgesic, antimicrobial, antioxidant, hepatoprotective, nephroprotective, insecticidal, anticancer, and antidiabetic effects, among others. Research reveals promising enzyme-inhibitory, …