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‘Prov[Ing] What You Already Know’: The Overreliance On Medical Evidence In Adjudicating Ontario Disability Support Program Applications, Alison Imrie Jan 2026

‘Prov[Ing] What You Already Know’: The Overreliance On Medical Evidence In Adjudicating Ontario Disability Support Program Applications, Alison Imrie

Journal of Law and Social Policy

The Ontario Disability Support Program (ODSP) relies heavily on medical evidence when adjudicating applications. In doing so, it positions healthcare providers as the undisputed experts on applicants’ disabilities. This poses particular challenges for applicants with under-recognized or misunderstood medical conditions like Myalgic Encelphalomyelitis/Chronic Fatigue Syndrome (ME/CFS), who may struggle to obtain adequate medical care and thus adequate medical evidence for the purpose of ODSP applications. Through qualitative interviews with five individuals with ME/CFS who applied for ODSP, this paper illuminates the particular challenges faced by those with ME/CFS and other under-recognized disabilities in the ODSP application process. Drawing on literature …


Teaching Evolution After Kennedy And Mahmoud, Alexander Gouzoules Jan 2026

Teaching Evolution After Kennedy And Mahmoud, Alexander Gouzoules

Faculty Publications

One of the longest running disputes at the intersection of education law and the First Amendment has involved conflict over evolutionary biology in American public schools. Through a century of nearly continuous litigation, creationist legislation and parental demands to exempt students from science instruction have been constrained by longstanding First Amendment doctrines.

That settlement is now unraveling. In Kennedy v. Bremerton School District, the Supreme Court abandoned its prior approach to the Establishment Clause in favor of a history-and-tradition analysis that is ill-suited to questions about modern scientific education. And in Mahmoud v. Taylor, the Court held that students' compulsory …


Artificial Intelligence, Judicial Evolution, And Insurance, Renee Henson Jan 2026

Artificial Intelligence, Judicial Evolution, And Insurance, Renee Henson

Faculty Publications

AI-driven platforms have the potential to inflict traditional injuries in new ways. Proprietary algorithms trained on large volumes of personal data can cause mental, emotional, and sometimes physical injuries via conversational exchanges, harmful content recommendations, and the promotion of extremist content. This "algorithmic liability" fundamentally challenges existing legal doctrines and statutory protections, thereby exposing deficiencies in current insurance coverage frameworks. 

Historically, courts dismissed algorithmic liability claims early in litigation, invoking Section 230 immunity and First Amendment protections, and resisted classifying algorithmic tools as "products" for the purposes of products liability law. Recent jurisprudence, however, signals a critical turning point. On …


Campbell At 30: A Retrospective Appreciation, Michael W. Carroll, Peter Jaszi Jan 2026

Campbell At 30: A Retrospective Appreciation, Michael W. Carroll, Peter Jaszi

Scholarly Articles in Law Reviews & Journals

This Article traces the intellectual history of copyright law’s fair use doctrine at the Supreme Court from its first encounter with fair use to its landmark decision slightly more than three decades ago in Campbell v. Acuff-Rose Music, Inc. Campbell provided courts with a coherent, user-centered theory for applying the four statutory fair use factors provided under 17 U.S.C. § 107, a standard the Court recently ratified in Google LLC v. Oracle Am., Inc. and Andy Warhol Foundation for the Visual Arts v. Goldsmith. As one of three related articles, this Article advances two principal claims to contribute to …


International Declaration On Gender Apartheid And Its Destructive Consequences, Georges Abi-Saab, Belquis Ahmadi, Hala Alkarib, Waheeda Amien, Penelope Andrews, Zainah Anwar, Marzia Babakarkhail, Cecilia Bailliet, Manizha Bakhtari, Karima Bennoune, Laurence Boisson De Chazournes, Roya Boroumand, Terry Boullata, Charlotte Bunch, Rebecca J. Cook, Roberta Clarke, Radhika Coomaraswamy, Suraya Dalil, Wesahl Domingo, Shirin Ebadi, Yakin Ertük, Alda Facio, Stephanie Farrior, Hannah Garry, James Thuo Gathii, Richard Goldstone, Pablo De Greiff, Mozn Hassan, Yoko Hayashi, Helena Kennedy, Sisi Khampepe, Fawzia Koofi, Viviana Krsticevic, Joanna Lewis, Marina Mahathir, Haanya Malik, Elham Manea, Gay J. Mcdougall, Juan E. Méndez, Davood Moradian, Denis Mukwege, Nadia Murad, Elizabeth Odio Benito, Thandi Orleyn, Mikiko Otani, Tamana Zaryab Paryani, Pragna Patel, Fausto Pocar, Javaid Rehman, Mary Robinson, Kenneth Roth, Albie Sachs, Mariam Safi, Gita Sahgal, Sima Samar, Habiba Sarabi, Fatou Sou, Leigh Toomey, Melanne Verveer, Zarqa Yaftali, Ganna Yudkivska Jan 2026

International Declaration On Gender Apartheid And Its Destructive Consequences, Georges Abi-Saab, Belquis Ahmadi, Hala Alkarib, Waheeda Amien, Penelope Andrews, Zainah Anwar, Marzia Babakarkhail, Cecilia Bailliet, Manizha Bakhtari, Karima Bennoune, Laurence Boisson De Chazournes, Roya Boroumand, Terry Boullata, Charlotte Bunch, Rebecca J. Cook, Roberta Clarke, Radhika Coomaraswamy, Suraya Dalil, Wesahl Domingo, Shirin Ebadi, Yakin Ertük, Alda Facio, Stephanie Farrior, Hannah Garry, James Thuo Gathii, Richard Goldstone, Pablo De Greiff, Mozn Hassan, Yoko Hayashi, Helena Kennedy, Sisi Khampepe, Fawzia Koofi, Viviana Krsticevic, Joanna Lewis, Marina Mahathir, Haanya Malik, Elham Manea, Gay J. Mcdougall, Juan E. Méndez, Davood Moradian, Denis Mukwege, Nadia Murad, Elizabeth Odio Benito, Thandi Orleyn, Mikiko Otani, Tamana Zaryab Paryani, Pragna Patel, Fausto Pocar, Javaid Rehman, Mary Robinson, Kenneth Roth, Albie Sachs, Mariam Safi, Gita Sahgal, Sima Samar, Habiba Sarabi, Fatou Sou, Leigh Toomey, Melanne Verveer, Zarqa Yaftali, Ganna Yudkivska

Other Publications

The Declaration is the result of an 18-month process of global consultation with leading experts, including a series of virtual consultations with women human rights defenders (WHRDs) from Afghanistan in spring 2025 and an in-person convening of United Nations (UN) experts, Afghan and South African WHRDs, civil society representatives, and international law experts at the University of Michigan Law School in September 2025.

This effort builds on the precedent of other experts’ declarations, signed on to by leading international legal and human rights experts, which were very influential in developing a human rights jurisprudence on a range of issues, and …


Expanding Astrobiology: The Case For A Lunar Biorepository, Mary Hagedorn, Lynne R. Parenti, Robert A. Craddock, Pierre Comizzoli, Paula Mabee, Bonnie Meinke, Susan Wolf, John C. Bischof, Rebecca D. Sandlin, Shannon N. Tessier, Mahmet Toner, Baptiste Journaux, Robert Ambrose, Garret Fitzpatrick Jan 2026

Expanding Astrobiology: The Case For A Lunar Biorepository, Mary Hagedorn, Lynne R. Parenti, Robert A. Craddock, Pierre Comizzoli, Paula Mabee, Bonnie Meinke, Susan Wolf, John C. Bischof, Rebecca D. Sandlin, Shannon N. Tessier, Mahmet Toner, Baptiste Journaux, Robert Ambrose, Garret Fitzpatrick

Articles

Earth’s resources are essential to support an expanding presence beyond the planet. Yet global conflicts, environmental change, and natural disasters threaten ecosystems and biodiversity, putting the integrity of Earth’s ecosystems and its resources at risk. These converging challenges underscore the urgency to develop innovative strategies to conserve Earth’s biodiversity. Astrobiology—seeking to understand life’s origins, limits, and potential beyond Earth—plays a central role in this effort, helping to preserve Earth’s species while also providing critical assets to explore and work in space. A Lunar Biorepository was proposed to hold cryopreserved samples from among the most critical species on Earth. Here, we …


Environmental Protection In War: Beyond Humans And Nature, Alexandra Huneeus, Pablo Rueda-Saiz Jan 2026

Environmental Protection In War: Beyond Humans And Nature, Alexandra Huneeus, Pablo Rueda-Saiz

Articles

War is not just a human tragedy-it is an environmental catastrophe. Across the globe, armed conflicts leave behind oil-slickened rivers, poisoned soils, and forests reduced to barren landscapes. These harms last for generations, but they are not borne equally. The peoples who live most intimately with the land-drawing from it food, water, culture, and identity-suffer the most enduring losses. Their very existence as a people may be put at risk.

This Article asks: How have the laws of war addressed environmental destruction, and, more specifically, what protection do they afford to communities whose very existence is bound to the places …


Home Rule, Dillon’S Rule, And The Legal Shape Of Local Governance, Bradon J. Rothschild Jan 2026

Home Rule, Dillon’S Rule, And The Legal Shape Of Local Governance, Bradon J. Rothschild

National Policy Consensus Center Publications

Public policy in common law democracies such as the United States is dictated by many factors, which you might call streams or strands. While on the one hand the vox populi may insist on a certain action, governing coalitions of political leaders may deign another direction, or policy researchers may conclude a third option is better yet. All such options, however, are constrained by the legal parameters of governance as defined by constitutional, statutory, and case (jurisprudence, or stare decisis) law. Where these streams meet, public policy actions which are popularly supported, politically advantageous, technically effective, and (importantly) legal may …


J Mich Dent Assoc January 2026 Jan 2026

J Mich Dent Assoc January 2026

The Journal of the Michigan Dental Association

Each month, the Journal of the Michigan Dental Association delivers news, information, and features about Michigan dentistry to our state's oral health community and the MDA's 6,200+ members. It remains the main publication reaching Michigan dentists and is available worldwide through ADA Commons. The January 2026 (Volume 108, No. 1) issue of the Journal is published in a print format to provide updates and insights for Michigan's oral health community and MDA members. Print editions occur every other month beginning with January.

This issue includes feature articles on Pediatric Dentistry and 2025 Life Membership recipients.

Regular monthly contributions include:

  • Editorial …


Government And Insurance And Access (Cgia) Update, James Budd Mpp Jan 2026

Government And Insurance And Access (Cgia) Update, James Budd Mpp

The Journal of the Michigan Dental Association

The MDA Board of Trustees has established its 2026 legislative priorities, focusing on dental loss ratios, assignment of benefits, and virtual credit card payment reform. Key issues include addressing the workforce shortage, student debt, and improving Medicaid anesthesia reimbursement. The update also tracks several House Bills, such as those regarding voluntary license surrender (HB 4929) and foreign-trained dentist licensure (HB 4921), which the MDA opposes to maintain standards. Despite a slow legislative session in 2025, the MDA continues to advocate for transparency in third-party litigation and updates to specialty advertising rules. These efforts aim to protect the profession and ensure …


Is Being A Shareholder ‘In Name Only’ A Problem?, Daniel Schulte Jd Jan 2026

Is Being A Shareholder ‘In Name Only’ A Problem?, Daniel Schulte Jd

The Journal of the Michigan Dental Association

This column addresses the legal risks for Michigan dentists entering "shareholder in name only" agreements with non-dentist entities. Michigan law requires dental practices to be owned by licensed dentists to ensure professional control over public healthcare. Arrangements where management companies or manufacturers can reclaim stock for a nominal fee effectively strip the dentist of true ownership. This lack of control can lead to ethical conflicts, such as pressure to sell specific appliances regardless of professional judgment. Engaging in such schemes may endanger a dentist's license by thwarting state laws intended to protect clinical independence.


Adequate Representation In Group Litigation, Elizabeth Chamblee Burch Jan 2026

Adequate Representation In Group Litigation, Elizabeth Chamblee Burch

Scholarly Works

This article examines the inherent tension between the legal system's desire for "global peace" (finality) and the constitutional requirement for adequate representation in collective lawsuits. While Rule 23 class actions provide structural safeguards—such as judicial oversight of counsel and settlement, and opt-out rights—alternative mechanisms like multidistrict litigation (MDL) and parens patriae suits often lack these protections . Using the In re National Prescription Opiate Litigation as a primary case study, the article illustrates how informal, "backroom" leadership selection in MDLs empowers a small circle of elite "repeat players" at the expense of marginalized groups, such as Native American tribes and …


Taxing Ai, Assaf Harpaz Jan 2026

Taxing Ai, Assaf Harpaz

Scholarly Works

Artificial intelligence (AI) is poised to transform the distribution and sources of income, with some experts predicting widespread job displacement. Even under optimistic projections, AI is expected to exacerbate wealth inequality, given that the technology’s ownership and immense value are concentrated within a subset of Big Tech companies and AI startups. These outcomes will have far-reaching impacts on the federal tax system, which heavily relies on taxing individual labor income and payroll, rather than capital or consumption.

This Article argues that AI threatens to disrupt the tax system’s ability to fulfill its fundamental goals of raising revenue, redistributing income, and …


From Privacy To The Data Economy: The Ftc’S Reframing Of Its Regulatory Priorities, Maria P. Angel Jan 2026

From Privacy To The Data Economy: The Ftc’S Reframing Of Its Regulatory Priorities, Maria P. Angel

Scholarly Works

This Article argues that the Federal Trade Commission’s turn to “commercial surveillance” reflects a strategic shift away from traditional privacy frameworks toward addressing structural power dynamics in the data economy. Drawing on an analysis of 112 FTC documents, it identifies three core commitments: tackling systemic harms, adopting a political economy lens, and constraining corporate power. The Article contends that this reframing is both necessary in the AI age and should influence the future of privacy regulation in the United States, even amid efforts to limit the FTC’s authority.


Qui Tam Legislation And Article Ii: State Constitutional Precursors To The “Take Care” Clause, Randy Beck Jan 2026

Qui Tam Legislation And Article Ii: State Constitutional Precursors To The “Take Care” Clause, Randy Beck

Scholarly Works

Anglo-American legislation since the fourteenth century has often authorized “popular” or “qui tam” enforcement, in which an uninjured “common informer” litigates to collect a forfeiture for violation of a statute. Popular enforcement has become considerably less common than in earlier centuries, but remains important because of the qui tam provisions of the federal False Claims Act (FCA). In Vermont Agency of Natural Resources v. United States ex rel. Stevens, the Supreme Court rejected an Article III standing challenge to qui tam litigation, concluding that the long history of popular enforcement means qui tam suits present cognizable “cases and controversies of …


Abandoning Press Freedom, Ronnell Andersen Jones, Sonja R. West Jan 2026

Abandoning Press Freedom, Ronnell Andersen Jones, Sonja R. West

Scholarly Works

Among elected officials and the broader public, attitudes toward the press are deeply polarized along ideological lines. Polling shows that most liberals favor the press, while conservatives view it more negatively— a partisan divide that has widened significantly over the past decade. Conventional wisdom suggests that the same ideological split is also at work at the Supreme Court, with liberal Justices championing the work of the press while their conservative colleagues express more skepticism. This perception is reinforced by historical examples of liberal Justices advancing press rights alongside broader democracy-engagement and social-justice issues. Recent calls from some conservative Justices to …


State Medical Licenses Without Borders, Meighan Parker Jan 2026

State Medical Licenses Without Borders, Meighan Parker

Scholarly Works

Access to health care in the United States is undermined by a maldistribution of physicians, and state medical licensure remains a barrier to correcting this issue, despite legal reforms that attempt to streamline physician licensure pathways. Geographic distribution gaps can have serious consequences in rural areas, such as poor health outcomes, reduced access to care, and further entrenchment of health disparities.

On the bright side, physicians can potentially use telemedicine to help improve geographic distribution gaps through the provision of clinically appropriate, virtual care across state lines. But states have traditionally required physicians, even those who are currently licensed in …


Workers’ Empowerment As U.S. Trade Policy, Desiree Leclercq Jan 2026

Workers’ Empowerment As U.S. Trade Policy, Desiree Leclercq

Scholarly Works

U.S. trade policy stands at an inflection point. The Biden administration’s “worker-centered” trade policy promised to empower foreign workers to improve employment and living standards globally, but it linked its trade assistance to political allies. The Trump administration’s “America First” trade policy promises to use tariffs and isolationism to protect and empower U.S. workers, but it is fostering antagonism rather than cooperation in trade. Both policies, while sharply diverging at the edges, recognize that U.S. trade policy affects employment opportunities in the United States. Both policies also critically overlook the relationship between the treatment of workers in trade partner countries, …


Press Freedom's History And Tradition, Ronnell Andersen Jones, Sonja R. West Jan 2026

Press Freedom's History And Tradition, Ronnell Andersen Jones, Sonja R. West

Scholarly Works

Backward-looking, history-and-tradition analysis is gaining greater prominence at the U.S. Supreme Court. While the Court has not yet explicitly applied its history-and-tradition framework to press freedom questions, the methodology’s dominance across other areas, coupled with some urgent concerns about the scope of newsgatherer protections and some Justices’ interest in reconsidering long-established precedent, suggest that this application could be imminent. In anticipation of that moment, we set out to empirically map the Court’s engagement with the history and tradition of press freedom in its rhetoric over time. Our goals were to explore, both quantitatively and qualitatively, how the Court’s Justices have …


An Analysis Of Pediatric Retinoblastoma Medical Malpractice Litigation, Victoria Miller, Alyssa D. Reese, Katherine Foote, Alejandro Navarro, Andrew Galfano, Christian Hietanen Jan 2026

An Analysis Of Pediatric Retinoblastoma Medical Malpractice Litigation, Victoria Miller, Alyssa D. Reese, Katherine Foote, Alejandro Navarro, Andrew Galfano, Christian Hietanen

Department Surgery Faculty Publications

BACKGROUND: Retinoblastoma is a cancer of the retina that is most commonly diagnosed in the pediatric population. Unfortunately, this cancer can spread, leading to poor outcomes such as enucleation. The purpose of this study was to determine the characteristics of medical malpractice litigation associated with a diagnosis of retinoblastoma in the pediatric population.

METHODS: A search for all available cases associated with "retinoblastoma" in the Westlaw Campus Research Legal Database was conducted. This spanned from database inception to August 2023. Cases were included if there was a complaint of medical malpractice related to retinoblastoma present in a pediatric patient. Demographic …


A More Perfect Union? (Reviewing Erwin Chemerinsky, No Democracy Lasts Forever: How The Constitution Threatens The United States (2024)), Neil Fulton Jan 2026

A More Perfect Union? (Reviewing Erwin Chemerinsky, No Democracy Lasts Forever: How The Constitution Threatens The United States (2024)), Neil Fulton

South Dakota Law Review

It is a bold claim that the United States Constitution is a threat to democracy in the United States. It is certainly a claim that most would reject outright or be highly skeptical of at least. It is, however, exactly the claim that Erwin Chemerinsky makes in his book No Democracy Lasts Forever.

Erwin Chemerinsky is a prolific scholar, particularly of constitutional law. It is not surprising that he would produce a timely, topical, and thought-provoking book on the subject. What is surprising is his fundamental premise that the Constitution itself threatens democracy in the United States today. This provocative …


Oversight Of Conservatorships And Guardianships In South Dakota: A Call For Legislative Reform, Peyton Forney-Rassat Jan 2026

Oversight Of Conservatorships And Guardianships In South Dakota: A Call For Legislative Reform, Peyton Forney-Rassat

South Dakota Law Review

Courts have the legal and ethical duty to monitor guardianship and conservatorship cases in order to protect the rights and livelihoods of persons subject to such arrangements. With increased aging populations and people with disabilities in America, this has become an area of concern for both federal and local governments. Lack of data regarding the number of guardianships and conservatorships present in America, as well as the number of individuals subject to abuse in such arrangements, has become difficult to address. However, recent highly publicized cases have brought this issue to the forefront of many American minds. The number of …


Common Law Creep And Judicial Optionality: A Measured Critique Of Restrictive Covenant Law In South Dakota, Alex M. Hagen Jan 2026

Common Law Creep And Judicial Optionality: A Measured Critique Of Restrictive Covenant Law In South Dakota, Alex M. Hagen

South Dakota Law Review

South Dakota law governing restrictive covenants establishes a statutory framework with a simple structure: a general prohibition against restraints on trade, subject to four narrow exceptions. In theory, courts need only determine whether a challenged covenant falls within a statutory exception. In practice, however, courts exercise far broader discretion, applying elaborate analyses that extend well beyond statutory boundaries. In this Article, I critique the current doctrine of restrictive covenant law in South Dakota and contend that the judiciary has provided itself with too many options in deciding how these types of contractual agreements will be assessed and played too active …


Protecting Democracy Through Servant Leadership Actions On The Jury Trial System, Laura Anne Rose Jan 2026

Protecting Democracy Through Servant Leadership Actions On The Jury Trial System, Laura Anne Rose

South Dakota Law Review

In the face of the declining use of the right to trial by jury, this article argues for more action by members of the legal profession, and specifically action grounded in the principles of servant leadership. The article covers the historic roots of the right to trial by jury before turning to its importance in the areas of civic education, continuing legal education, legislative efforts, and innovative interdisciplinary courses in legal education. The article posits that members of the legal profession in all stages of their careers must defend the right to trial by jury through servant-leader based action in …


Protecting The Due Process Rights Of South Dakota Treatment Court Participants Facing Termination, Ryleigh Christopherson Jan 2026

Protecting The Due Process Rights Of South Dakota Treatment Court Participants Facing Termination, Ryleigh Christopherson

South Dakota Law Review

Treatment courts in South Dakota are designed to reduce recidivism by treating the root cause of criminal behavior. The data shows that, of the almost three thousand participants who have applied and been selected to take part in a South Dakota treatment court, over a thousand participants have successfully graduated from these post-plea diversion programs. A slight majority of participants, however, did not complete the program and either left voluntarily or were terminated from treatment court. The apparent success of treatment courts can overshadow due process concerns which arise when a participant faces termination. While the Supreme Court of the …


Access To Justice In Indian County: Strengthening The Ecosystem Of Law In Native Communities, Mary Smith Jan 2026

Access To Justice In Indian County: Strengthening The Ecosystem Of Law In Native Communities, Mary Smith

South Dakota Law Review

No abstract provided.


Criminal Incidence In Indian Country: Evidence From The Fbi Uniform Crime Reporting Program, K. Aleks Schaeffer, Brian E. Whitacre Jan 2026

Criminal Incidence In Indian Country: Evidence From The Fbi Uniform Crime Reporting Program, K. Aleks Schaeffer, Brian E. Whitacre

South Dakota Law Review

This article examines patterns of criminal incidence in Indian Country using longitudinal, county-level data from the FBI’s Uniform Crime Reporting (“UCR”) Program.  Public discourse and policy debates frequently assume that areas containing tribal lands experience systematically higher levels of crime—particularly violent crime—yet these assumptions are often based on anecdotes, selective statistics, or aggregated victimization reports rather than comprehensive comparative evidence.  Against this backdrop, this article asks a straightforward but underexplored question: how do reported crime rates in counties that include tribal lands compare to those in counties without tribal lands, once socioeconomic and demographic differences are accounted for?

Using data …


Regulating For Birth Justice, Jamille Fields Allsbrook Jan 2026

Regulating For Birth Justice, Jamille Fields Allsbrook

Lewis & Clark Law Review

Impacted persons have shared accounts of traumatic birthing experiences, and advocates have raised the alarm on the urgent need to advance birth justice. Despite this raised awareness, women and birthing people are still dying and suffering unnecessarily. Even more, systems are still structured to impede birthing choices, particularly those from marginalized communities such as Black and Indigenous women. Notably, over 80% of U.S. maternal deaths are preventable, according to federal government data. Ironically, the same laws and systems that have created, perpetuated, and tolerated birth injustices can be leveraged to move the country towards birth justice. On the national level, …


Catching The Forgotten: Repairing The Safety Net For Cofa Migrants In The United States, Brian Aguilar Jan 2026

Catching The Forgotten: Repairing The Safety Net For Cofa Migrants In The United States, Brian Aguilar

Lewis & Clark Law Review

Citizens of the Freely Associated States—the Republic of the Marshall Islands, the Federated States of Micronesia, and the Republic of Belau—are permitted to live and work in the United States without a visa under the Compacts of Free Association (COFA). Yet, for nearly three decades, COFA migrants were excluded from the federal public benefits safety net. This exclusion, a product of legislative oversight in the Personal Responsibility and Work Opportunity Reconciliation Act of 1996, devastated communities like the Marshallese in Springdale, Arkansas, who endured dangerous working conditions, poverty, and severe health vulnerabilities without access to critical federal benefits programs. While …


Dischargeability Of Student Loan Debt In Bankruptcy Cases, Dean Van Noy Jan 2026

Dischargeability Of Student Loan Debt In Bankruptcy Cases, Dean Van Noy

Bankruptcy Research Library

(Excerpt)

Student loan debt represents one of the largest categories of consumer debt in the United States. Currently, statistics show that there is $1.8 trillion in outstanding student-loan debt owed by approximately 42.5 – 45.8 million debtors. This statistic can be attributed to the fact that the cost of higher education has increased significantly. Department of Education data shows that average tuition prices have more than doubled at colleges and universities around the country over the last three decades. As a direct consequence of this continuously increasing cost of tuition, many debtors have struggled to pay back their student-loan debt, …