Digital Commons Network^™

Corporate Governance In The Last Decade (2012-2021): A Systematic Review Of Literature, Aliyu Abdulaziz

Bullion

This article reviews 100 peer-reviewed corporate governance studies published from 2012 to 2021 across 34 country settings. It applies a systematic quantitative assessment technique to examine publication year, publisher, geography, article type, data-collection method and research theme. The corpus consists mainly of empirical studies and is concentrated in Asian settings. Observation and survey methods dominate, while mixed methods are uncommon. Board composition, board independence and ownership structure are the leading themes. The review identifies geographical, methodological and thematic gaps and recommends broader coverage and greater methodological diversity in future research.

Cash Reserve Ratio As A Monetary Policy Tool In Nigeria: Implications For Banking System Liquidity And Stability, Baba N. Yaaba Phd, Usenobong Akpan Phd

Bullion

In pursuit of price stability, the Central Bank of Nigeria (CBN) deploys a range of monetary policy instruments to regulate liquidity conditions and influence macroeconomic outcomes. Among these, the Cash Reserve Ratio (CRR) has played an increasingly prominent role in recent tightening cycles. While these measures aimed to curb excess liquidity and inflationary pressures, concerns have emerged regarding their implications for bank intermediation and financial stability. This study evaluates the impact of CRR on banking system liquidity and stability in Nigeria using an Autoregressive Distributed Lag (ARDL) model and monthly data from June 2010 to March 2025. The results confirm …

Trapped In Transition: Structural Change And Political Dynamics In Middle-Income Countries, Gabriel Duvidovich

Dissertations and Theses

The middle-income trap literature has examined why relatively few middle-income countries transition to high-income status. A range of explanations has been proposed, but the political dimension has often been overlooked. Studies that take a political perspective often focus on institutional form rather than the state’s ability to effectively implement policy. This study addresses this gap by bringing political capacity to the center of the analysis. It argues that political capacity appears important for the productive upgrading required for sustained growth in middle-income economies and shapes economic growth trajectories across countries at different income levels.

The empirical analysis uses country-period panel …

The Lottery You Do Not Want To Win: The Role Of Local Institutional Quality In Brazil's Fight Against The Persistent Transmission Of Poverty, Adaye Sosthene Yvan N'Guettia

Economics Honors Projects

When does improving local institutions increase the poverty-reducing effectiveness of transfers? This paper examines whether federal oversight strengthens municipal administration of anti-poverty programs in Brazil. I develop a governance model in which incumbents allocate resources across diversion, effort, and institutional investment under audits and incentives. Using exogenous variation from Brazil's random CGU audit lottery across 5,500 municipalities, I find audits reduce irregularities, strengthen capacity, improve nutritional monitoring and school infrastructure, and reduce extreme poverty — with effects largest in municipalities with weakest institutions. A marginal-value-of-public-funds analysis confirms the program is self-financing. Results show the poverty-reducing power of transfers depends critically …

Unpacking Treatment Effect Heterogeneity In A Large-Scale Dropout Prevention Experiment, Thomas Dee, Chloe R. Gibbs, Rebecca Margolit-Chan, Lillian Morrell, James X. Sullivan

Upjohn Institute Working Papers

Timely high school completion is a critical step in successful transitions to post-secondary schooling and the labor market. This randomized controlled trial, deployed in two urban, disadvantaged school districts, tests the effectiveness of a mature and comprehensive student-support program on an unusually large scale (n=2,528). While overall effects on graduation rates are small and statistically insignificant, exploratory analyses reveal notable variation by site and over time, mirroring heterogeneity in treatment timing and program implementation. These findings highlight the challenges of scaling interventions and raise concerns about generalizing results from small-scale, single-site evaluations.

Assessing Healthcare Access Among Overweight And Obese Individuals In Türkiye Using Latent Variable Modeling, Banu Beyaz Sipahi

Makara Journal of Health Research

Background: Overweight and obesity are critical determinants of healthcare access, yet evidence on how the COVID-19 pandemic reshaped these dynamics in Türkiye remains limited. This study investigates whether the early post-pandemic recovery period altered healthcare access patterns for individuals with excess weight.

Methods: Using nationally representative microdata from the 2014, 2016, 2019, and 2022 Turkish Health Surveys, we constructed a latent Healthcare Access Index based on six indicators of unmet care needs. Probit models were estimated to assess associations between BMI categories and healthcare access, controlling for socioeconomic and demographic factors. The 2022 wave serves as the early …

Gross Metropolitan Product (Gmp) And Gross State Product (Gsp) In The Mountain West, 2024, Devin Streuter, Phillip Seo, Zafeen Boulware, Caitlin J. Saladino, William E. Brown Jr.

Economic Development & Workforce

This fact sheet presents 2024 Gross Metropolitan Product (GMP) and Gross State Product (GSP) data for five Mountain West states: Arizona, Colorado, Nevada, New Mexico, and Utah, and selected metros in these states. The data are derived from a report by the United States Conference of Mayors titled, “U.S. Metro Economies Annual Report and Forecast June 2025."

Preventive Interventions Targeting Social Determinants Of Health: Implications For Healthcare Utilization And Cost, Audrey Wrinkle

NEXUS: The Liberty Journal of Interdisciplinary Studies

Preventive interventions targeting social determinants of health could reduce avoidable healthcare utilization and positively impact long-term cost outcomes within healthcare systems. Evidence indicates that financial and social barriers to preventive care lead to delayed treatment and increased use of high-cost healthcare services in the long term. Preventive interventions focusing on upstream social factors, like home-based care and digital health programs, could improve patient outcomes and reduce avoidable service utilization. Also, incorporating social needs data into policy creation could promote better allocation of healthcare resources. This research highlights the role of prevention-focused strategies in promoting cost-effective, sustainable healthcare delivery.

Determinants Of Ai Adoption In Banking: Evidence From Tunisia, Rahma Khattab, Sami Bacha

Arab Economic and Business Journal

This study investigates the factors influencing customers’ intentions to adopt Artificial Intelligence (AI) banking services in Tunisa. Building on an integrated framework combining the Technology Acceptance Model, Unified Theory of Acceptance and Use of Technology, Theory of Planned Behavior, Perceived Risk Theory, and Diffusion of Innovation Theory, the study investigates how perceived usefulness, perceived ease of use (, awareness, knowledge, attitude, subjective norms, trust, and perceived risk influence AI adoption intentions. Using survey data from 400 Tunisian retail banking customers and applying regression analysis, the findings show that perceived usefulness, perceived ease of use, subjective norms, and trust positively and …

20 Years Of The Kalamazoo Promise: A Visual Guide To Selected Highlights, Kathleen Bolter

Reports

No abstract provided.

Bridging Fiscal Sustainability And Health Equity: A Policy Analysis Of California’S Healthcare Coverage Safeguards, Guadalupe Castaneda Martinez

Master's Projects and Capstones

Without structural policy intervention, approximately 4.6 million Californians remain at risk of being uninsured by 2030, worsening racial and ethnic health disparities and hospital uncompensated care burdens. This policy analysis advocates for a hybrid universal coverage model combining sliding-scale subsidies (California Senate Bill 78) with full-scope Medi-Cal expansion for all income-eligible residents regardless of legal status (California Assembly Bill 133). The framework relies on existing funding mechanisms, including the Managed Care Organization tax and the Health Care Affordability Reserve Fund. Comparative analysis indicates that market-only subsidies leave severe equity gaps, whereas immediate single-payer transitions pose substantial fiscal and administrative risks. …

Lessons From Tanzania’S Ujamaa For Smart Settlements In Nepal: Social Justice And Economic Development, Keshav Bhattarai, Ambika P. Adhikari

Himalayan Research Papers Archive

Nepal’s constitutional commitment to a “socialism-oriented” state places social justice, equitable access to resources and housing, and protection of marginalized populations at the center of national development discourse. However, persistent landlessness, informal settlements, unemployment, youth outmigration, and unequal access to infrastructure reveal a significant gap between constitutional aspirations and socioeconomic realities.

This article examines lessons Nepal can draw from Tanzania’s experience with Ujamaa, the African socialist development model initiated by President Nyerere in 1967. Using comparative policy analysis, published research, official documents, and exploratory field observations from selected Tanzanian locations, including the capital and villages in the Iringa Region, the …

Shock-Absorption Capacity In Menaap: A Regional Diagnostic Using The Policy Space Index, Alexei Kireyev

Arab Economic and Business Journal

This paper assesses the short-term shock-absorption capacity of the Middle East, North Africa, Afghanistan, and Pakistan (MENAAP) using the Policy Space Index (PSI). The PSI integrates fiscal, monetary, and reserve indicators and adjusts them for institutional constraints to measure nominal and effective shock-absorption capacity. The key finding is that MENAAP effective policy space averaged about 11 percent of GDP in 2024, roughly half the global average and heavily concentrated in oil exporters. The constraints lie in MENAAP's institutional arrangements and insufficient fiscal discipline. Easing them requires fiscal consolidation alongside structural reforms to address the institutional bottlenecks.

The Person As Foundation Of Responsibility: The Insufficiency Of Rights-Based Human Development Approaches, Jaclyn Berg

Electronic Theses and Dissertations

Building on the plethora of research that demonstrates the way rights language has been more useful for those with wealth and power to further expand capitalist markets, this text extends that criticism to human development programs and institutions. While they claim to be directed towards addressing global issues of poverty and hunger as well as climate crises, they continue to treat the symptoms without accurately diagnosing the disease. Approaches to development that rely on rights without questioning the way rights have been influenced by neoliberal capitalists or without questioning the capitalist global economic system will never be able to achieve …

What, Exactly, Is Surveillance Pricing?, Kaylina Stroud

McNair Summer Research Program

Surveillance pricing is a method of price discrimination in which firms use personal data to set individualized prices. While this practice is often criticized on grounds of privacy, unfairness, or exploitation, these objections do not fully explain what is morally objectionable about surveillance pricing. This paper examines surveillance pricing through the lenses of price discrimination, market competition, efficiency, exploitation, and deception. I argue that surveillance pricing is not inherently unethical merely because it results in different consumers paying different prices for the same product. Nor is it necessarily objectionable when it promotes mutually beneficial exchanges and efficient market outcomes. The …

The Economic Benefits And Costs Of State And Local Incentives For Clean Energy Projects, Timothy J. Bartik, Gerrit Anderson, Brian J. Asquith, Kathleen Bolter, Kyle Huisman, Iryna V. Lendel, Jeremy Morris, Sevrin Williams

Upjohn Institute Policy and Research Briefs

No abstract provided.

Ai And The Music Industry: Its Current Status And A Speculative Projection Of Its Evolutionary Trajectory, Rhett D. Morris, Clayton Rosati, Stefan Fritsch

Honors Projects

Music serves as one of society's biggest cultural outlets, allowing millions to share in what used to be a uniquely human form of expression. The commodification of music has built a huge industry full of companies and platforms that have used technology and property laws to shape music's relationship with the public. This study aims to look into the future to see how AI and its implementation could affect the structure of the music industry. To look into the future, this piece establishes two of the most pressing kinds of AI technology for the music industry and looks to contextualize …

The Introduction Of High-Speed Rail And Its Impact On Mode Choice The Case Of Morocco’S Al Boraq, Michael Stewart

Theses and Dissertations

Morocco's Al Boraq, Africa's first high-speed rail line, reshaped mode choice along the Casablanca-Tangier corridor. Drawing on ONCF ridership data, 234 rider surveys, and nine months of fieldwork, this ex-post assessment finds accelerated passenger growth, substantial induced demand, and mode shift from automobiles, informing Global South HSR development.

Teen Suicide And The Outcomes Of Surviving Peers, Emily Cuddy, Janet Currie, Elisa Jácome, Lucy Manly

Cowles Foundation Discussion Papers

By age 17, a quarter of U.S. students have experienced a peer suicide. Using linked administrative data from South Carolina and a matched difference-in-differences design, we find that exposure to a peer’s self-harm death increases the probability of a self-harm diagnosis by nearly 50% and both the incidence and frequency of mental health visits. Effects on care use and criminal behavior are concentrated among white boys, and responses diverge by prior mental health history: students without a prior diagnosis increase felony offending rather than care-seeking. Deaths from assault and transportation accidents produce no comparable rise in self-harm, consistent with contagion.

Hkc07 - Bayesian Conspiracy Theorists? Equivocal Signals And Persistent Polarization, Javier A. Granados Samayoa, Timothy Hyde

Oberlin College Kasper Economics and Business Working Paper Series

Conspiracy beliefs are the subject of a rich literature in psychology, which explains them through personal dysfunction. The corresponding economics literature is scant. We offer a demand-side model of belief in specific conspiracy theories with no biases, misspecification, or strategic manipulation. A conspiracy, by its nature, generates equivocal evidence about its own existence, because the same strength that produces more to detect also produces better concealment. We model belief in a specific conspiracy theory as learning about the strength 𝑞 of a cabal, a stand-in for the secretly coordinating actors of any conspiracy theory. In the baseline the cabal influences …

Pathways To The Streets: A Proposed Model Examining The Factors Influencing Gang Affiliation And Involvement Among Young Black Men In The United States, Ceauna L. Juarez

Dissertations

This literature review examined gang involvement among young Black men in the United States and explored the factors that contribute to joining gangs and the consequences that may follow. The first chapter provides a brief history of gang involvement in Black communities and introduces Erikson’s development model, self-determination theory, and the minorities’ diminished returns as the three theoretical frameworks. The second chapter discusses common challenges faced by young Black men who are currently involved in gangs or are at risk of joining. The chapter explores issues such as life expectancy after gang involvement, adverse childhood experiences, mental health concerns, and …

Cost-Effectiveness Evaluation Of Artificial Intelligence-Assisted Chest Radiograph Interpretation For Tuberculosis Screening In Rural Health Units In The Philippines, Harold Henrison C. Chiu, Bryan Christopher C. Lao, Gloanne C. Adolor

Graduate School of Business Publications

Background: Tuberculosis remains a major public health burden in the Philippines, where diagnostic delays are amplified by limited radiology capacity in rural health units (RHUs) and geographically isolated and disadvantaged areas (GIDAs). Computer-aided diagnosis (CAD) using artificial intelligence (AI)-assisted chest radiograph interpretation may shorten the screening pathway and reduce reliance on scarce specialist readers. However, its economic value for RHUbased tuberculosis screening has not been fully evaluated.
Methods: We developed a decision-tree cost-effectiveness model in Microsoft Excel 365 to compare AI-assisted chest radiograph interpretation with conventional manual radiologist or teleradiology interpretation among a theoretical annual cohort of 1,000 presumptive tuberculosis …

Essays On Reputation And Feedback System In Digital Markets, Huiyu Yang

All Dissertations

Online review systems play an increasingly important role in reducing information frictions in digital markets. This dissertation studies three aspects of these systems, including sellers' incentives to manipulate reviews, the design of rating systems, and how horizontally differentiated negative reviews affect consumer demand. The first chapter investigates key drivers influencing online sellers' decisions to invest in fake reviews. I first construct a model in which sellers strategically invest in fake reviews to influence consumers, who form beliefs about product quality based on observed reviews. I then empirically test the model's predictions on the main determinants of fake review prevalence using …

Essays On Gender Reforms, Education, And Child Marriage In India, Pratistha Adhikari

All Dissertations

This dissertation comprises three chapters that examine the effects of gender reforms on education and child marriage in India.

In Chapter 1, I estimate the causal effect of the Hindu Succession Act Amendment of 2005, which granted Hindu women equal inheritance rights to certain household assets, on their education. I use the National Family and Health Survey (NFHS-5) data from 2019–2021 and a difference-in- differences design that exploits variation across religions and women’s ages at the time of the reform. The reform increased the likelihood of completing Grade 12 by 7 percentage points for Hindu girls in rural areas. The …

External Debt In Sub-Saharan Africa: A Five Country Case Study On External Lending, Andres Ramirez

International Studies (MA) Theses

This thesis examines China as a new external lender to Africa and analyzes if their large infrastructure loans are leading developing countries into debt distress, compared to Multilateral and Commercial Private financing. A regression analysis is run on a 10-year data set, 2014-2024, and analyzes the external debt service-to-revenue ratio, relative to the external debt stock by lender, across a panel of five East and West African economies, Kenya, Ethiopia, Ivory Coast, Rwanda, and Benin. The empirical findings in the analysis shows that commercial private debt causes the most strain on a country’s external debt service to revenue ratio, but …

A Machine Learning And Artificial Intelligence Sentiment Analysis Of Esg Disclosures, John Barnett Davis

Graduate Theses and Dissertations (2019 - present)

This dissertation examines whether environmental, social, and governance (ESG) disclosure sentiment extracted from SEC Form 10-K Item 1A risk disclosures aligns with Bloomberg ESG scores. The study combines SEC textual disclosures, Bloomberg ESG ratings, firm financial data, executive compensation data, and executive gender characteristics. Natural language processing and artificial intelligence methods, including FinBERT, Loughran-McDonald sentiment measures, BART-MNLI zero-shot classification, LLaMA-based ESG scoring, and readability analysis, are used to evaluate ESG-related disclosure signals. Results reveal that SEC 10-K Item 1A risk-factor sentiment and Bloomberg ESG scores represent related but distinct constructs. ESG sentiment in Item 1A is poorly aligned with third-party …

The Legend Of The Bear Lake Monster, Melissa Anderson Asay

All Graduate Reports and Creative Projects, Fall 2023 to Present

The Bear Lake Monster is a legend that has persisted for centuries. This monster is rooted in Shoshone oral traditions and hold the potential to be based off of fossils found in the Shoshone territory. This living legend was later amplified by Mormon settlers. One settler in particular, Joseph C. Rich, played a significant role in shaping its narrative. Though he eventually admitted to fabricating sightings to encourage settlement, belief in the creature remains alive today. The serpent’s presence in local lore has undeniably influenced the Bear Lake region, shaping both its identity and tourism industry. This legend serves as …

Three Essays In Discrete Choice Analysis: Valuation, Attention Level, And Spatial Heterogeneity, Marcelo Pignatari

All Graduate Theses and Dissertations, Fall 2023 to Present

Understanding how people value food labels and environmental goods is essential for designing policies, incentives, and market mechanisms that improve the well-being of the population. In this study, we found that a local label indicating that fruit was produced in Utah makes Utahns value strawberries, gala apples, and dried tart cherries more. An organic label has a similar effect, which is especially strong for dried tart cherries. In contrast, a freshness label only increases value for fruits with a shorter shelf life, such as strawberries. We also found that people who chose to access clarifying information about what these labels …

Daily Consumer Expenditures And Income: New Evidence From A Payment Diary, Shaun Gilyard, Scott Schuh

Economics Faculty Working Papers Series

This paper demonstrates that unique daily consumption and income transactions data derived from the Diary of Consumer Payment Choice (DCPC) produced unplanned benefits: they cover high percentages of U.S. data, forecast well in real time, offer new insights to payday and pay-cycle effects, and suggest selection effects in convenience samples of transactions data. Relative to other transactions data, DCPC data are more representative, publicly available, and offers other advantages. Daily data more clearly exhibit three explicit features largely absent from lower frequencies: 1) discrepancy between consumption and expenditures; 2) discrete expenditures and income; and 3) asynchronous consumer expenditures (daily) and …

When Does Emigration Reduce Domestic Economic Activities? Evidence On The Loss Of Management Capacity From A Visa Lottery, Marup Hossain, Ahmed Mushfiq Mobarak

Discussion Papers

Economic development is often conceived as structural transformation and migration out of rural agriculture (Lewis, 1954; Fei & Ranis, 1964). Understanding development therefore requires us to identify how rural economies transform in response to emigration. We study how international migration reshapes domestic economic activity in origin households using a randomized visa lottery that gave Bangladeshi men job opportunities in Malaysia. Winning the lottery raises total household income through remittances, but income earned in Bangladesh declines due to contractions in nonfarm business activity. In contrast, crop income remains stable despite large reductions in agricultural input expenditures, because farming gets delegated through …