Digital Commons Network^™

Consumer Reaction To The Use Of Artificial Intelligence Chatbot On Distribution Of General Insurance In Singapore, Lai Hing Tan

Dissertations and Theses Collection (Open Access)

As technology rapidly permeates all aspects of our lives, it is not unusual to question and even challenge the rationale on why certain industries are slower to adapt to the new digital age. Insurance is a business that is under scrutiny given its traditional ways of selling and legacy challenges. Why is technology investment in insurance companies lagging others? One emerging technological disruption is artificial intelligence (AI). It is the science of designing and building intelligent systems that can complete tasks traditionally performed by humans. AI is expected to fundamentally transform today’s marketplace, for businesses and consumers alike. However, because …

The Effect Of Yearly Labor Earnings On Commute Time To Work In South Carolina, Peter Trela

All Theses

In this paper, I attempt to ascertain the effect of labor earnings on commute time to work for individuals in South Carolina by using ACS 1-year Public Use Microdata Sample Estimates. First, I use standard linear regression models with controls to determine the direction and magnitude of the association between yearly labor earnings and commute time to work. I later use standard linear regression models with limited controls to determine how the association between yearly labor earnings and commute time changes before and during the events of the COVID-19 pandemic. There exists a positive relationship between yearly labor earnings and …

Social Reproduction And Covid-19, Caroline I. Donovan

Dartmouth College Master’s Theses

As Covid-19 rips across the world we are collectively asked to examine the structures of society to see what is working and what we can change. What can we learn from the roughly 6.9 million deaths (and counting) worldwide? How can we prevent something like this from happening again? This paper follows the course of Covid-19 from its birth in Wuhan, China, to the present day of mid-April 2023. By looking at the ways in which we have reacted to the pandemic, we are able to look forward and imagine new ways of tackling future pandemics and other pressing problems …

Teaching In The Right Context: Textbook Supply Program, Language, And Vocabulary Ability In Vietnam, Tomoki Fujii, Maki Nakajima, Sijia Xu

Research Collection School Of Economics

An ethnic gap in education is prevalent around the world. This remains the case in Vietnam, a country that has achieved phenomenal economic growth and raised the educational attainment of the public. This paper examines the impact of language policy reorientation represented by the textbook supply program in Vietnam on the ethnic gap in children's learning measured by a vocabulary test. Applying difference-in-differences estimation to the Young Lives data between 2006 and 2015, we show that the program became more effective in narrowing the ethnic gap as the education policy became reoriented toward ethnic minority children. A causal mediation analysis …

Two Essays In Human Capital, Illia Polovnikov

All Dissertations

This dissertation is comprised of two essays on human capital. I analyze how early-life human capital boost shapes micro-level outcomes among disadvantaged children in the US. In the second chapter, I study the productivity convergence among OECD countries and evaluate to what extent the labor force’s sectoral allocation (due to different human capital profiles across countries) contributes to it. In the first chapter, which is joint work with Jorge Garc´ia and William Dougan, we analyze a large-scale trial of an early-childhood education program targeting premature, low-birthweight children, thereby oversampling twins. We find that failing to account for this oversampling obscures …

The Impact Of Local Broadband Access On High School Graduation Rates, Eugen Brazdil

UNLV Theses, Dissertations, Professional Papers, and Capstones

The United States government has been funding infrastructure expansions and upgrades to bring Internet access to schools and households. While this broadband funding has increased access and adoption, it is unclear how improvements in Internet access affect student performance because Internet access has both productivity and distraction effects. The Internet provides students with access to vast amounts of educational content, instructional videos and other valuable resources that increase productivity. It also provides students access to social media, video games and other forms of entertainment that distract students and reduce student performance. While the literature shows that advances in technology (computers) …

Essays On Labor Market Size And Job Match Quality, Lan Lan

All Dissertations

This dissertation is comprised of two essays that delve into the construction of a major-related labor market and its correlation with college graduates’ job match quality. Investigating the job match quality of college graduates for different majors in large cities is crucial, as it provides evidence on which majors tend to yield better job matches. This contributes to the study of the return on major while also shedding light on how city size impacts individuals’ ability to find jobs that align with their educational level and major, thereby enriching the study of the benefits of agglomeration.

The first chapter examines …

Multivariate Econometric Regression Of Factors That Determine Form Of Disposition Of Human Remains Using Archival Death Certificates, Salt Lake County, Utah, Delphine T. Feigenbaum

All Graduate Plan B and other Reports, Spring 1920 to Spring 2023

This project considers the inescapable and burgeoning issues concerning the long-term allocation of scarce natural resources between the living and the deceased. America’s population growth will demand more space and maintenance resources used for disposition. To meet the forthcoming exigencies, economic planners need to address natural resource availability for future generations while incorporating sustainable and innovative technologies to prohibit environmental injustice.

The goals are to answer the following questions: How do demographical variables, age and sex influence the choice of disposition? How do cause of death variables influence the choice of disposition? I also evaluate the hypothesis that the average …

Historic Downtown Streetscape Plan Price City, Utah, Patricia Beckert

All Graduate Plan B and other Reports, Spring 1920 to Spring 2023

The idea of a small-town Main Street has profound meaning within the American culture that has prevailed for the past two centuries. Historically, Main Street serves as the beating heart of a community, a place where economic, social, cultural, and civic activities are centered (Francaviglia, 1996; Main Street America, n.d.). Since the beginning of the 19th century, many factors have led to the decline of Main Streets, and despite a variety of efforts from different stakeholders, that decline has only intensified in recent decades (Isenberg, 2008; Orvell, 2014 Howard, 2015). In 1980, after a three-year project conducted by the National …

The Impact Of Rule Of Law And Property Rights On Development And Economic Growth: A Comparative Analysis Of Cameroon And Côte D'Ivoire, Raoul Tayou Tayou

Open Access Theses & Dissertations

The issues of economic growth and development occupy a central place in the studies of underdeveloped or developing countries. Many solutions have been proposed, including foreign aid or institutional reforms. This last aspect is the subject of this research, particularly the rule of law and the property rights.Analyzing what is the impact of these two institutions on economic growth and development is at the center of my dynamic. Over a period from 1960 to 2022, I carry out a comparative study of the growth, and development trajectories of two countries in sub-Saharan Africa, which share the same demographics: Cameroon, and …

How Method And Usage Of Coffee Relate To Consumer Attitudes, Vince Benedetto, Jocelyn Perez, James Iwatsubo [email protected]

Undergraduate Research Symposium Posters

Coffee is a staple in many American’s daily routines, with popularity growing globally ever year. User's consume coffee for a multitude of reasons including, health benefits, increasing productivity, social and cultural rituals, and pleasure. Regular coffee users prefer specific methods of sourcing their beverages. Consumer attitudes affect purchasing behavior and provide valuable insights for marketers.

Debt And The Medicare Eligibility Discontinuity: Disparate Effects Across Households, Olivia Falck

Honors Theses

Public health insurance programs like Medicare and Medicaid have been shown to help reduce household debt caused by healthcare costs. The impact of health insurance literacy makes the relationship between public health programs and debt more ambiguous. The increasing complexity of Medicare raises the question of whether cost savings associated with enrollment might be mitigated by the complexity of choosing the ideal plan for those with low health insurance literacy. In this study, I utilize the Medicare eligibility cutoff at age 65 to implement a regression discontinuity design that analyzes the impact of Medicare eligibility on household debt and out …

Vietnam’S Gdp: Re-Assessing Growth Rate And Identifying An Alternative Indicator, My Linh D. Nguyen

Honors Theses

Since the economic reform known as Doi Moi (Renovation) in 1986, Vietnam has changed from one of the world’s poorest to a middle-income country in one generation (USAID, 2022). The country has consistently registered high and stable economic growth since the reform, averaging 6.3% from 1985 to 2021 (World Bank, 2022). High growth rate of gross domestic product (GDP) is good news, but it has also raised questions that go both ways. On one side, there is much speculation that the government of Vietnam has manipulated economic statistics, compared to the case of China and India. As quoted in Kinh …

Esg Reporting And Its Effect On Financial Performance Of Oil, Gas, And Utility Companies In The United States, Logan Lam

Honors Theses

According to the Harvard Business Review article ESG Investing Isn’t Designed to Save the Plant (Pucker and King 2022), the term ESG investments – which stands for environmental, social, and governance investing – often confuses investors because it is unregulated. Additionally, the author continued to claim that the data is outdated and mostly unaudited. Even if data on these investments is available to investors, it can still be challenging for them to make decisions regarding ESG. Trusting compatibility and accuracy can be difficult considering that companies can choose how to produce or calculate their own ESG data. Another claim that …

The Parental Labor Gap: The Impact Of Daycare Access On The Parental Labor Force During The Covid-19 Pandemic, Acacia Wyckoff

Honors Theses

In the two years since the COVID-19 pandemic began, the landscape for work has shifted dramatically. Many companies and employers switched to telework when the pandemic hit, and many still do not require workers to come into the office. Research suggests these COVID-induced changes have led to a closing of the gap in childcare duties between men and women in households. Comparing parents in positions with telework eligibility versus in-person positions, Heggeness and Suri (2022) found that while telework improved the labor participation rate of mothers slightly, there was still a major gap in labor force participation between mothers and …

A Prospective-Randomized Study: The Impact Of Four Different Caries Removal Method On Pain And Clinical Evaluations, Merve Aydemir, Serdar Bağlar

Journal of Dentistry Indonesia

Objective: There are many different methods for removing caries. In this study, to evaluate four caries removal methods in terms of patient comfort and to evaluate the clinical success of restorations according to modified-USPHS criteria. Methods: In 31 patients with at least 4 Class II caries in their posterior teeth, 4 teeth were randomly divided into four groups and 4 different methods (conventional method, Carisolv, Papacarie, Er-Cr:YSGG Laser) were used for caries removal. Pain formation during caries removal was determined by FACE Pain Scale questionnaire. The restorations were controlled with Modified-USPHS criteria in 3-6-12 months period. Mann-Whitney U …

Treatment Of Oral Vascular Malformations With Ethamolin: A Report Of Two Cases, Maria Clara De Moura Santos Coelho Ferreira, Marco Vinícius De Sales Lima, Anna Laura Almeida Barreto, Dárcio Kitakawa, Alexandre Do Prado Scherma, Felipe Peralta, Luis Felipe Das Chagas E Silva De Carvalho

Journal of Dentistry Indonesia

A hemangioma is a benign vascular neoplasm, relatively common in the head and neck. In the oral region, it affects the tongue, gums, mucosa, palate, and lip. Its size can vary from millimeters to centimeters, characterized as a purplish or reddish lesion. The present study aims to present two clinical cases of hemangiomas, the first of a male patient treated by sclerotherapy and the second of a female patient in which she was treated with ethamolin and later surgical treatment. It was concluded that sclerotherapy, in addition to being a safe treatment, managed to drastically reduce the initial size of …

A Two-Year Retrospective Evaluation Of Cone Beam Computed Tomography Indications In Pediatric, Adolescent And Adult Patients, Zeynep Betül Arslan, Esra Ceren Tuğutlu

Journal of Dentistry Indonesia

Objective: The objective was to evaluate cone-beam computed tomography (CBCT) indications and distribution in pediatric, adolescent and adult patients. Methods: A total of 1013 CBCT images were reviewed in detail from the electronic patient database. The patient’s age, gender, CBCT indications and acquisition sites, referral departments, reason for referral, incidental findings in the imaging field and the presence of artifacts in the CBCT images were all recorded. The European DIMITRA project recommendations were used to categorize CBCT indications in the children and the European Guidelines were used for adults. Results: From a total of 1013 images; 5.3% …

Treatment Of Gingival Fenestration Using Mucoperiosteal Flap With Connective Tissue Graft: A Report Of Two Cases, Swati Jaglan, Shikha Tewari

Journal of Dentistry Indonesia

Fenestration term is derived from the Latin word ‘fenestra’ means ‘window’. Gingival fenestration is not found in routine while its actual occurrence is assumed to be higher. Additionally, if these mucogingival defects persist for a longer duration it may lead to adverse outcomes like compromised esthetics, hypersensitivity, plaque and calculus deposition, and susceptibility to dental caries. Present cases of gingival fenestration were successfully treated by using full-thickness flap elevation with connective tissue graft placement. Two cases were presented with the accumulation of plaque and calculus and having gingival fenestration to the respective sites. After phase 1 therapy, full thickness flap …

Management Of Tooth Hypersensitivity Under A Cantilever Fixed Partial Denture Using A Novel Low-Level Laser Therapy Protocol: A Case Report, Mohamed Fattouh, Manal Mohammed Aljuaid, Nada Ali Abdelaleem

Journal of Dentistry Indonesia

Tooth hypersensitivity is a common clinical complaint after dental treatment.

Objective: This study presents a case report of the use of a diode laser for treating tooth hypersensitivity in a patient with a cantilever fixed partial denture abutment.

Case Report: A 23-year-old female patient presented to the Faculty of Dentistry, Umm Al-Qura University in Makkah, with the chief complaint of pain in a deeply carious maxillary right first premolar. The tooth was extracted, and a cantilever fixed partial denture was placed using the second premolar as an abutment. One year later, the patient experienced tooth hypersensitivity under the bridge. Low-level …

Reviving Agricultural Growth : Part - V, Ishrat Husain Dr.

Faculty Research - Newspaper and Magazine Articles

Mechanization, technology and advisory services: one of the major constraints facing small holders is the lack of resources and knowledge about modern practices to adapt techniques of production using mechanization. The intensity of the use of machinery and implements by large farmers is one of the factors responsible for the wide differential in the productivity attained on their farms compared to that on small farms. A number of agritech companies have sprung up in the country but they are also mostly catering to the well-to-do and educated farmers, thus causing anxiety that this will further widen the productivity gap.

Why Are Unemployment Insurance Claims So Low?, Christopher J. O'Leary, Kenneth J. Kline, Thomas A. Stengle, Stephen A. Wandner

Upjohn Institute Policy and Research Briefs

No abstract provided.

Times Are Changing: The Case Of Movado Group, Phuong Anh Nguyen, Wenting Pan

School of Economics and Business Administration Faculty Works

No abstract provided.

Why Are Unemployment Insurance Claims So Low?, Christopher J. O'Leary, Kenneth J. Kline, Thomas A. Stengle, Stephen A. Wandner

Upjohn Institute Working Papers

In this paper, we examine the reasons why unemployment insurance (UI) claims have declined so dramatically over the past three decades. The fall in the UI claims rate is concerning because it suggests a reduced countercyclical effectiveness of the UI program. Additionally, weekly initial UI claims are regarded as an important leading indicator of aggregate economic activity, so their meaning has changed. We use a Oaxaca (1973) decomposition approach to identify the main factors for the decline in claims. The procedure suggests what the level of claims would have been later in the period, had values of variables or parameters …

Social Influence On Risky Choice, Kesha Patel, Michael Bixter

Student Research Symposium

Are people’s risk preferences influenced by the preferences of others they interact with or observe? Traditionally, decision preferences were conceptualized as a stable, dispositional trait. However, recent research has demonstrated that there is a degree of malleability in preferences, with social influence having a particularly potent impact. To better understand the extent of social influence on risky decision-making, a mixed-study design was carried out that involved participants making a series of hypothetical monetary choices between smaller-certain and larger-risky rewards. Participants completed three blocks of the risky-choice task: (1) the pre-exposure block where choices were made without any social information, (2) …

Assessing The Impact Of Supply Chain Management Processes On The Lebanese Industry Of Goods And Services During Times Of Uncertainty, Atef Harb, Mony Trad

Arab Economic and Business Journal

In general and through the three functions of Marketing, Operations and Finance, value for the customer is created. However, firms seldom create this value by themselves. Instead, they rely on a variety of suppliers who provide everything from raw materials to accounting. These suppliers when taken together can be thought of a supply chain. Being so diversified, the Lebanese firms have a huge challenge in setting an efficient supply chain process, thus, the firms and through their professional teams were able to set a detailed list of requirements to be followed to consolidate its data and to manage properly the …

Analisis Intensi Masyarakat Muslim Di Indonesia Dalam Menggunakan Bank Syariah: Integrated Model, Maskur Seto Samiaji, Tika Arundina

Jurnal Kebijakan Ekonomi

This study was conducted to analyze the intentions of the Muslim community regarding to their using of the Islamic banks in Indonesia. The study was structured by an integrative approach, where the Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB) were integrated by adding the religiosity variable to see its effect on the intentions of the Muslim community in Indonesia to use Islamic banks. The variables used in this study include perceived ease of use, perception of benefits, attitude, subjective norms, control over behavior, and religiosity. The research data used is primary data collected using a questionnaire in …

Estimating The Xi Effect: How Chinese Aid Affects Economic And Political Institutions, Mackenzie Owens

Business and Economics Honors Papers

Under Xi Jinping, China has expanded its aid allocation worldwide and has introduced global infrastructure projects to connect itself to countries everywhere. With such ambitious aid allocation, China has been the recipient of both admiration and scorn on the international stage. This paper assesses these concerns using data from 2000 to 2017 to determine how Chinese aid affects recipient states’ economic and political institutions. Specifically, this research looked to ascertain if there is a measurable Xi Effect in recipient states. The quantitative analysis shows the Xi Effect is small and positive on economic institutions and political institutions, signifying Xi Jinping’s …

Vertical Accountability Among Ministries Of State In An Emerging Economy: A Case Study Of Ghana, Joseph Ofori Acheampong, Michael K. Dzordzormenyoh, Justice Nyigmah Bawole, Albert Ahenkan, Emmanuel Kojo Sakyi

Political Science Student Research

Since 1992, Ghana has implemented several initiatives and reforms such as the National Anti-Corruption Plan (NACAP), Right to Information (RTI) Act, Economic and Organized Crime Office (EOCO), and the Office of the Special Prosecutor (OSP) with the goal of improving accountability while reducing corruption. These policies provide researchers with a lot of opportunities to examine how effective these programs have been as well as their impact on accountability. Hence, the present study seeks to accomplish three main objectives: 1) to explore the factors that facilitate vertical accountability; 2) to explore the limitations to vertical accountability; and 3) to investigate the …

Japan: Where Did All The People Go? An Empirical Study On Economic And Social Impacts On Low Fertility In Japan, Sasha Heasley

Business and Economics Honors Papers

This project analyzed potential impacts on the Total Fertility Rate (TFR) in Japan (2010 and 2015), which is dealing with both a declining population and an ageing population in parallel. Results indicate that income per person has the largest impact on TFR, and it is highly considered when making fertility decisions. Results also show that government policies are largely ineffective in impacting TFR. Results were obtained through two panel regressions and two Ordinary Least Squares (OLS) regressions, in which TFR was the dependent variable.