Digital Commons Network^™

Strategic Default And Moral Hazard In Real Estate: Insights From Machine Learning Applications, Arka Prava Bandyopadhyay

Dissertations, Theses, and Capstone Projects

Strategic default has been the achilles heel in academic finance for decades. By definition, whether a default has occurred due to strategic motive is unobservable. Moreover, a household has only so many avenues of conducting a strategic default. I use the context of commercial mortgages as property value as well property cashflow co-determine the default decision of these borrowers. I tease out the different strategic aspects of default from the ones emanating from liquidity constraints. The recent advances in Deep Neural Network (DNN), the advent of big data and the computational power associated with it has enabled me to disentangle …

Culture And Cyber Security: How Cultural Tightness-Looseness Moderates The Effects Of Threat And Coping Appraisals On Mobile Cyber Hygiene, Kok Wei Hoe

Dissertations and Theses Collection (Open Access)

With increasing adoption of smartphone for mobile-commerce and increasing incidents of cyber breaches, it is timely to investigate how the weakest link in this security chain, human, can be strengthened. To date, there has been a gap in research examining the impact of culture on protection motivation. Most extant research focus on technological, organizational and behavioral factors affecting protection motivation. In this study, I develop a model integrating Theory of Cultural Tightness-Looseness and Protective Motivation Theory to investigate how cultural norms, define as shared expectations and rules that guide behavior of people within social groups, affect a person’s intentions to …

What Do Americans Think About Federal Tax Options To Support Transportation? Results From Year Twelve Of A National Survey, Asha Weinstein Agrawal, Hilary Nixon

Mineta Transportation Institute

This report summarizes the results from the twelfth year of a national public opinion survey asking U.S. adults questions related to their views on federal transportation taxes. A nationally-representative sample of 2,516 respondents completed the online survey from February 5 to 23, 2021.

The questions test public opinions about raising the federal gas tax rate, replacing the federal gas tax with a new mileage fee, and imposing a mileage fee just on commercial travel. In addition to asking directly about support for these tax options, the survey collected data on respondents’ views on the quality of their local transportation system, …

Descriptive Literature Review To Classify And Analyze Growth Of Chinese Firms From 1990’S Until 2018, Sara Karam Nassreddine, Nour Mohamad Fayad

BAU Journal - Creative Sustainable Development

This paper presents an understanding of the economic situation of the Chinese firms and their growth model, using a descriptive research model with an extensive literature review of factors argued to be generating growth and persistent high-growth in China. The selection of reviewed and embedded papers included several quantitative, as well as qualitative papers for analysis from the 1990s until 2018. Thus, the descriptive literature review was used as the methodology by which researchers present the history of the firm’s development and discuss the work of others using scientific arguments and comments. The examination has revealed that numerous factors discussed …

"Airbnb Go Home:" Tourism Frictions And Short-Term Rentals In New Orleans, Madeline R. Fussell

LSU Master's Theses

This thesis examines the concerns and conflicts around short-term rental (STR) properties in New Orleans neighborhoods. Using data from collected from critical discourse analysis, semi-structured interviews and social media posts, this paper analyzes the ways the city of New Orleans, residents of the city, STR hosts, and platforms like Airbnb discuss issues of safety, displacement, rising costs of living, as well as responsible STR practices. To understand the complexities of the issues people, have with short-term rental properties, this project approaches STRs from a housing and gentrification lens to understand the role these properties play within in the daily atmospheres …

“Treat Everybody Right”: Examining Foodways To Improve Food Access, Alex B. Hill

Urban Studies and Planning Faculty Research Publications

Detroit is regularly assumed to be a “food desert” despite contradicting evidence. With fruits and vegetables available at each of Detroit’s 70 independent, full-line grocery stores, there remains a lack of understanding among media and academics of residents’ perception and preferences for food access. A baseline study was initiated during the summer of 2014 to understand residents’ own perceptions of food access and to assess the socio-cultural foodways utilized by residents. A total of 207 Detroit residents participated in focus groups and interviews to discuss food provisioning. Residents identified a wide range of food access points, from home gardens and …

Virtual Spring Meeting Of Council, May 25 - May 26, 2021, Volume 2, American Institute Of Certified Public Accountants. Council

Association Sections, Divisions, Boards, Teams

No abstract provided.

Virtual Spring Meeting Of Council, May 25 - May 26, 2021, Volume 2 (Four Pages To The Sheet), American Institute Of Certified Public Accountants. Council

Association Sections, Divisions, Boards, Teams

No abstract provided.

Working In Coalition, And Wall-To-Wall: The New Progressive Normal, Gary Rhoades

Journal of Collective Bargaining in the Academy

As the U.S. starts to come out of the pandemic, public declamations about and private deliberations within colleges and universities are framed in part by negotiating getting back to some form of “normal.” At the center of and delimiting these labor/management negotiations is an all-too-familiar master narrative articulated by management invoking a “new normal,” a time of conditions and challenges borne of, transmitted by, and/or accelerated and amplified due to Covid-19. Yet, I suggest that yet another iteration of disaster/disastrous academic capitalism is neither called for nor does it offer a compelling future for higher education. In addition, there is …

Islamic Moral Economy: A Scientometric Using R, Aam Slamet Rusydiana, Aisyah Assalafiyah

Library Philosophy and Practice (e-journal)

This scientometric study investigates the current state of various studies on the Islamic moral economy published by journals equipped with a digital-object-identifier. The analysis is focused on descriptions of the characteristics and trends of keywords, authors and journals. The data analyzed were 182 research publications in Dimensi (https://dimension.ai). The search used to determine the research dataset was last updated on January 9, 2021. Descriptive statistical methods were used, and bibliometric analysis was performed using the R Biblioshiny to determine the bibliometric map. The number of articles discussing the theme of the Islamic moral economy is quite large in recent years. …

La Communication Au Service De La Promotion Touristique De La Ville D’Agadir, Fatiha Makach

Dirassat

There are two spaces in every touristic city real space related to real and everyday life rlated to local people and an imaginary space relatedto the idea the advertising is giving to the distination, the picture that we make about a place befor we visit it , Agadir as a touristic destination is presented in guides in the way that the only attractive thing is the sea and the sun , in this article we present differents guides which describes Agadir,

Agadir is not weel presented in those ways of communication many efforts has to be done, we need to …

The Impact Of Covid-19 On Utah Women And Work: Career Advancement Challenges, Marin Christensen, Susan R. Madsen

Marketing and Strategy Faculty Publications

The COVID-19 pandemic of 2020–2021 has impacted every Utahn in significant ways. Yet, research has found that women have been even more negatively impacted than men. For example, nearly 3 million American women have left the labor force over the past year and not returned. In Utah, from 2019 to 2020, jobs held by women declined at more than twice the rate of men. In addition, many studies have found that, for American couples, there continue to be gender gaps in household responsibilities even if both individuals work full-time. The Institute for Women’s Policy Research reported that women, and particularly …

Community Foundations As Community Leaders, Colton Strawser

Dissertations

Community foundations claim to play an integral role in fostering philanthropy at a community level all across the United States. Community foundations have three distinct operational roles, including asset building, grantmaking, and community leadership. While asset building and grantmaking have methods available to quantify and measure their impact, community leadership has remained an elusive concept for community foundations for many years.

This study investigates the idea of community leadership in the context of 81 community foundations based in California. The first part develops a conceptual framework of community leadership based on existing studies and practical guidelines, including the use of …

International Opportunities And Innovation Between Australia And The United States In A Post Pandemic Economy, Amanda Meegan, Scott Delanty

Honors Thesis

A 15-hour flight and 7,500 miles of water separate these two countries, but innovative ideologies and opportunities unite them. Combined, the investment relationship between the US and Australia is worth more than $1.14 trillion USD, about the size of Australia’s entire GDP. It positions the United States as Australia’s largest foreign direct investor. These two major players in the Asia Pacific Economy have forged an alliance that champions democracy and fortitude.

COVID-19, however, interrupted many investment opportunities across the Pacific. Both countries had to impose border restrictions and put many business processes on hold, forcing governments and industry alike to …

Honors Accounting Thesis, David Falkenheiner

Honors Theses

During the fall and spring semesters of the 2019-2020 University of Mississippi school year, I had the privilege of taking Dr. Vicki Dickinson’s Honors Accounting class and benefit from it greatly. This course was based around challenging its participants throughout various aspects of not only accounting coursework but real scenarios that arise as an accounting professional. Dr. Dickinson did an outstanding job at preparing her students not only for their internship experience in the spring of their senior year but also for interviewing for those positions. This class gives its participants a drastic advantage over the normal accounting undergraduate through …

Price Elasticity Of Demand In The Market For Governance In Businesses Location Decisions In Oecd Nations From 2015-2019, Luke Kendall

Senior Honors Theses

This study proposes a framework of viewing the competition between governments to attract businesses into their jurisdiction as a competitive market. Literature is reviewed on the market forces and incentives of businesses and governments in location decisions. A possible gap in the literature of quantifying the price elasticity of competition between national governments for business activity is identified. OECD data is analyzed using equations supported by literature and results are evaluated to better understand the elasticity of international location decisions. The results of this study indicate that elasticity varies widely between countries, and countries with smaller economies may face more …

Water Elites’ Perceptions Of Water Security In The Middle East And North Africa Region, Ghaleb Akari

Dissertations

The Middle East and North African region continues to face significant water security challenges. The purpose of this dissertation is to gain a deeper understanding of water elites’ perceptions of water security in the MENA region. It is not meant to generalize the findings. Instead, the intention for the research is to identify, explain, and analyze by national elites' contrasting perceptions in Jordan, Iraq, Egypt, and Tunisia.

The study examines water elites’ perceptions in four areas: current knowledge level of water security, water resource management, water service delivery, and water-related risk mitigation. These elites’ perceptions of water security will help …

Group Living Environment Responses To Pandemic: A Case Study Of Advocates, And The Covid-19 Crises, Nicole K. Atchue

School of Professional Studies

The literature will take a deeper look in the personal lives of developmentally disabled members and their staff who experienced COVID-19 pandemic in a group living environments. The holistic approach of understanding will navigate the history of care and the level care needed as well as external factors that played a larger role in explanation for the support provided.

Willingness-To-Pay For Halal And Branded Poultry In Northern Mozambique, Alison Creasey

Agricultural Education, Communications and Technology Undergraduate Honors Theses

While price typically drives consumers’ food purchasing decisions in low-income countries, religious attributes associated with food production and corporate branding could influence buying patterns. In Mozambique more than 46% of people were living below the poverty line of ($0.31 USD) per day in 2018. That being said, in the Nampula Province (the location of this study), which is the second poorest province in the country, over 25% of the population is Muslim and may be willing-to-pay (WTP) a premium for Halal meat products to uphold Islamic beliefs. Like many parts of sub-Saharan Africa, poultry is the fastest growing source of …

A Comprehensive Analysis Of Food Insecurity And Solutions In Worcester, Massachusetts, David Sullivan

School of Professional Studies

Worcester, Massachusetts is a postindustrial city with high levels of potential that faces the persistent obstacle of food insecurity for its low-income and ethnic minority communities. This research thesis examines food insecurity in general and explores data and trends in Worcester, then combines this with conceptual frameworks which explain how socioeconomic factors play into food security. It also explains the systemic inequalities present as a result of food insecurity and critiques academic assumptions surrounding food insecurity. One of these assumptions is that food deserts on their own can explain food insecurity in Worcester and elsewhere, though it has been found …

Consumer Behavior And Coronavirus: How The Pandemic Transformed The American Shopper, Gina L. Riedell

Supply Chain Management Undergraduate Honors Theses

This study examines the changes in consumer shopping behavior resulting from the coronavirus pandemic in the United States as well as the effects on in-store and e-commerce sales and market share within the CPG industry. Most Americans faced some level of disruption throughout developments in the coronavirus outbreak. The study of their ongoing behavior changes in shopping preferences and purchasing decisions is revealed through CPG sales and offers insight into how it has affected the industry long-term. This paper analyzes the consumer behavior shifts in chronological order as new developments in the pandemic affected shopping decisions from January 2020 to …

Applied Microeconomics And Business Intelligence In The Digital Age, Thomas J. Weinandy

Dissertations

The Digital Age is defined by advances in big data, low-cost computing, and modern analytical methods. In three chapters, I apply microeconomic thought to the influence these digital technologies have on business and consumer decision-making.

Chapter One considers how Transportation Network Companies (TNCs) like Uber and Lyft impact the relationship between the quantity of car service trips and fuel prices. I find that a single day 1% increase in fuel prices is associated with a 0.367 to 0.486% decrease in the number of TNC trips and a 0.033 to 0.088% increase in the number of taxi trips, even though the …

2021-May-01-Horsepower 2021 Tweetsie Celebration Running Back-To-Back, University Marketing And Communication, East Tennessee State University

ETSU News

Horsepower 2021, Tweetsie Celebration running back-to-back

JOHNSON CITY — Prepare for two weekends filled with railroading history at East Tennessee State University. On May 29, the George L. Carter Railroad Museum, located in the Campus Center Building, will kick off its Modern Equipment “Horsepower 2021” Heritage Day, followed by a limited-attendance, two and a half-day Tweetsie Celebration, June 4-6.

Both events will allow visitors to see railroading’s diverse history, beginning with the annual modern diesel day to showcase today’s high-horsepower equipment. Operating in …

How Remote Work Is Shaking Up The U.S. Workforce: Research On The Recent Shift To Remote Work, Jonathan Oliver

Finance Undergraduate Honors Theses

As the COVID-19 pandemic swept across the United States and lingered, it brought many new norms in the workplace. At the top of that list is the number of employees now working remotely. Though remote work is not a new concept, mandated lockdown restrictions beginning in March of 2020 prevented most citizens from working in their business offices. Companies were challenged to re-evaluate business practices and determine whether their employees could produce work from home.

There have been benefits recognized in the past for remote work, including employee life balance. The environmental benefits of people working remotely are possibly the …

Economic Growth In Haiti, Marc Arthur L. Barthelemy

Applied Economics Theses

Poverty is a persistent problem in Haiti, resulting in an abundance of famine and suffering for many. The root of poverty and the lack of economic growth in Haiti has been associated with political instability. From this perspective, this thesis investigates the relationship between political instability and economic growth within Haiti. In relation to the same, the question that is raised is “can economic growth promotes political stability?” This research is purposely designed to be qualitative to facilitate the investigation of the source of poverty and its relation to political instability. Case studies on South Korea and China have been …

Economic And Strategic Analysis Of Minority Entrepreneurs In Omaha, Nebraska, Lizbeth Perez Hernandez

Theses/Capstones/Creative Projects

Few resources of published studies exist identifying the needs or motivational factors that would assist minority business owners (MBOs) in Omaha, NE wishing to open a new business venture. Although MBOs have accounted for significant growth in the United States, there is not a lot of information available about how they access capital and resources to launch and grow their businesses. Findings show that MBOs continue to experience high barriers trying to find basic resources. There is evidence that proves the persistence of low minority business ownership rates and the survival of existing minority businesses is affected by social norms, …

Food Hubs And Rebuilding Missing Middle Market Structure In Agriculture: The Social In Supply Chain Development, Stephen Luoni

Community Design Center Faculty Publications and Presentations

Tens of millions of Americans became food insecure during the COVID-19 pandemic as independent farmers dumped millions of tons of food due to economic lockdowns. Yet contract growers looped into vertically integrated monopoly supply chains escaped system breakdowns. Food provisioning is often seen as polarized between local scale and continental/ global market scale. Food supply and consumption are functions more of market structure than scale. Farmers reliant on direct sales to local restaurants, schools, universities, and hospitals saw their markets evaporate overnight. This Food Away from Home market constitutes 54 percent of food consumed nationally yet is vulnerable since direct-to-consumer …

Hedge Fund Performance With The Treynor-Black Model, Gurkamal S. Pannu

Honors Theses

This paper seeks to analyze the information ratio differences between long/short hedge funds over the past two decades using the Treynor-Black model. The Treynor-Black model is a method to derive an optimal portfolio allocation across safe and risky assets, based off of expected alphas of active investments and the unsystematic volatility that can be attributed to each given security. We first developed and implemented a model to forecast information ratios on a database of long/short hedge funds. With the predicted information ratios, we calculated out-of-sample allocation weights from a Treynor-Black active portfolio model. These weights were then tested in a …

Implications Of Emerging Technologies On The Accounting Profession, Collin Peace

Undergraduate Honors Theses

Automation recently implemented for some and awaiting to be implemented for others is set to revolutionize the field of accounting, as well as the roles and responsibilities of those who work in it. This study will present and analyze the impacts of current emerging technologies on the accounting profession through first-hand interviews with current accounting professionals. Secondary data obtained will provide the reader with the proper context and background of these technologies, while the primary data acquired from the interviews will explain the implications such technologies will have or are currently having in their respective companies/firms. The results of this …

An Analysis Of Accounting Principles Through Case Studies, Kyle Liebert

Honors Theses

The following ten cases are compilation of a semesters worth of work in my Accy 420 class. Each of these were introduced by Dr. Dickinson, at which time she gave us a perspective. From my knowledge of accounting principles, financial and managerial concepts, I was able to interpret the case. Each case required a deep understanding of the topic or an ability to understand a new concept. After being introduced, I analyzed the topic and followed up with research. These case studies outlined by Dr. Dickinson were completed in the academic year of Fall 2019 and Spring 2020 from the …