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The Second-Generation Effects Of Microcredit In Western Guatemala, Jordyn Elizabeth Haught

Open Access Theses & Dissertations

Most microfinance institutions have assumed that positive second-generation effects follow involvement in microcredit, but the nature of these effects has been unclear since few scholars have directly focused their attention on them. To address this gap in the literature I conducted exploratory survey research in Western Guatemala in January 2011. I returned with 97 interviews conducted with 68 Guatemalans who had received a microloan at some point in their lives, and 29 who had never received a formal loan. In the sample of their 306 children, the parents of 94 had never received a loan, while the parents of 212 …