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Full-Text Articles in Social and Behavioral Sciences
Financial Literacy In China: Priorities And A Direction, Yiqing Yuan, Minchao Jin
Financial Literacy In China: Priorities And A Direction, Yiqing Yuan, Minchao Jin
Center for Social Development Research
Growing income disparity, a shrinking social welfare system, expanding financial markets, and diversifying financial products have pushed economically vulnerable groups in China into greater disadvantage in recent decades. The government has acknowledged the urgency of this situation, which underscores the micro- and macro-level importance of financial literacy and of its study. In general, there are two priorities in efforts to study financial literacy in China. One is theoretical, and the other is empirical. The theoretical priority, which comes from Western research, is to develop conceptual precision; the financial-literacy framework is not well defined, fails to differentiate among related concepts, and …
Financial Inclusion In China: Use Of Credit, Zibei Chen, Minchao Jin
Financial Inclusion In China: Use Of Credit, Zibei Chen, Minchao Jin
Center for Social Development Research
Limited access to credit can cause financial vulnerability for a household and economic loss for a country. Previous studies have shown that only small portions of populations in developing countries use formal credit, but few studies have focused on Chinese populations. Analyzing data from the 2011 China Household Financial Survey, this study explored Chinese households’ credit use. Over half of the sample (53.21%) reported using credit, and only 19.77% of the sample used formal credit. Use of formal credit was associated with the socioeconomic characteristics of household heads (e.g., employment and education) and of households (e.g., income and net worth). …
Asset-Based Policy In China: Applied Projects And Policy Progress, Li Zou, Baorong Guo, Suo Deng, Jin Huang, Minchao Jin, Michael Sherraden
Asset-Based Policy In China: Applied Projects And Policy Progress, Li Zou, Baorong Guo, Suo Deng, Jin Huang, Minchao Jin, Michael Sherraden
Center for Social Development Research
Since the Center for Social Development (CSD) at Washington University in St. Louis introduced the idea of asset building in China in 2004, asset-based projects and policy discussion have drawn great attention from the central government and mainstream media. CSD research and consultation have played a central role in these developments.
Household Assets, School Enrollment And Parental Aspirations For Children's Education In Rural China: Does Gender Matter?, Suo Deng, Jin Huang, Minchao Jin, Michael Sherraden
Household Assets, School Enrollment And Parental Aspirations For Children's Education In Rural China: Does Gender Matter?, Suo Deng, Jin Huang, Minchao Jin, Michael Sherraden
Center for Social Development Research
Using rural household data from the China Household Income Project (CHIP) 2002, this paper provides an analysis of different effects of household assets independent of family income on children’s school enrollment and parental aspirations for education, examining both outcomes by child’s gender. The study first compares the responsiveness of boys’ and girls’ enrollment to the improvement of household assets, measured as liquid assets and net worth, relative to family income. The multivariate regression analysis further detects the effects of household assets on both boys’ and girls’ school enrollment and parental aspirations for children’s future education by child’s gender. Statistical results …
Asset Poverty In Urban China: A Study Using The 2002 Chinese Household Income Project, Jin Huang, Minchao Jin, Suo Deng, Baorong Guo, Li Zou, Michael Sherraden
Asset Poverty In Urban China: A Study Using The 2002 Chinese Household Income Project, Jin Huang, Minchao Jin, Suo Deng, Baorong Guo, Li Zou, Michael Sherraden
Center for Social Development Research
Defining asset poverty as insufficiency of assets to satisfy household basic needs for a limited period of time, the study examines asset poverty rates in urban China using the 2002 survey data from the Chinese Household Income Project (CHIP). We find that asset poverty rates in urban China are lower than those of developed countries, in part due to Chinese households’ strong commitment to precautionary savings and the low poverty standards. However, the liquid asset poverty rate is five times that of the income poverty rate in urban China. Notably, the asset-poverty-gap ratio shows that most households in asset poverty …
Productive Aging Conference Report, Center For Social Development
Productive Aging Conference Report, Center For Social Development
Center for Social Development Research
Productive Aging Conference Report
Productive Aging Conference Report, Nancy Morrow-Howell, Gao Jianguo, Li Zou, Xie Yuxi
Productive Aging Conference Report, Nancy Morrow-Howell, Gao Jianguo, Li Zou, Xie Yuxi
Center for Social Development Research
Productive Aging Conference Report
Household Assets And Health In China: Evidence And Policy Implications, Baorong Guo, Lin Zhang, Michael Sherraden
Household Assets And Health In China: Evidence And Policy Implications, Baorong Guo, Lin Zhang, Michael Sherraden
Center for Social Development Research
China’s health care reform of the 1990s has not yielded much success. The market-oriented health system has resulted in declines in fairness of health services and efficiency of investment in the health sector. Further health care reform will be required. Among many options, asset-based policy has demonstrated some potential in domestic policy development. To provide evidence to inform health policy development in China, this study focuses on effects of household assets on health in China. Specifically, the current study examines how household assets may affect health status and how assets differ from income in predicting health status. Using a random …
中国呼图壁养老保险质押贷款项目双重激: 励和双重资产积累 [Dual Incentives And Dual Asset Building: The Hutubi Rural Social Security Loan Program In China], Baorong Guo, Jin Huang, Michael Sherraden, Li Zou
中国呼图壁养老保险质押贷款项目双重激: 励和双重资产积累 [Dual Incentives And Dual Asset Building: The Hutubi Rural Social Security Loan Program In China], Baorong Guo, Jin Huang, Michael Sherraden, Li Zou
Center for Social Development Research
The Hutubi Rural Social Security Loan program is a policy innovation in a rural area of China by loaning savings in social security accounts back to peasants for them to purchase assets for agricultural and other development. In contrast to the nationwide recession in rural social security, this program has shown its success in proliferating rural social security funds and retaining social security participants. With a focus on the administrative data of the loan program, this study aims to provide an in-depth understanding of the loan program and examine how asset building is possible for the poor when institutional incentives …
Dual Incentives And Dual Asset Building: The Hutubi Rural Social Security Loan Program In China, Baorong Guo, Jin Huang, Michael Sherraden, Li Zou
Dual Incentives And Dual Asset Building: The Hutubi Rural Social Security Loan Program In China, Baorong Guo, Jin Huang, Michael Sherraden, Li Zou
Center for Social Development Research
The Hutubi Rural Social Security Loan program is a policy innovation in a rural area of China by loaning savings in social security accounts back to peasants for them to purchase assets for agricultural and other development. In contrast to the nationwide recession in rural social security, this program has shown its success in proliferating rural social security funds and retaining social security participants. With a focus on the administrative data of the loan program, this study aims to provide an in-depth understanding of the loan program and examine how asset building is possible for the poor when institutional incentives …