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Full-Text Articles in Social and Behavioral Sciences
Incentives And Improved Economic Conditions: A Field Experiment In Medellin, Colombia, Lauren Skora
Incentives And Improved Economic Conditions: A Field Experiment In Medellin, Colombia, Lauren Skora
Creative Activity and Research Day - CARD
The motivation for this research is to replicate the Oakland based Family Independence Initiative (FII) and to test the components of this model. The FII program claims its success stems from a bottom-up approach structured around setting life improving goals, mutual support groups, and small monetary incentives for achieved results. We enrolled close to 200 small business owners in four experimental treatments (group, no-group, incentives, no-incentives) and a fifth external control group. The experimental data shows that incentives have the strongest overall impact in improving the likelihood of goal achievement and economic performance. Furthermore, the interaction of goal setting, groups, …
Does Child Sponsorship Have A Positive Impact On The Quality Of Life And Social Behavior Of Sponsored Children? Evidence From Indonesia, Mario Carrillo
Does Child Sponsorship Have A Positive Impact On The Quality Of Life And Social Behavior Of Sponsored Children? Evidence From Indonesia, Mario Carrillo
Creative Activity and Research Day - CARD
Relaxing internal constraints of individuals at early stages of life is an approach that complements traditional policy interventions aimed to alleviate poverty. The Compassion International child sponsorship program focuses their work on the emotional, social, and spiritual development of sponsored children. This study uses age-eligibility as an instrument for sponsorship to investigate the impacts of child sponsorship on self-esteem, aspirational reference points, aspirational capital, reciprocity and patience. It also implements an innovative way of constructing summary indices using a method proposed by Anderson, M (2008). Results reveal child sponsorship does not have an effect on the sponsored children. In fact, …
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Creative Activity and Research Day - CARD
Microfinance is widely recognized as a powerful method for poverty alleviation. However, little is known about the characteristics of those who default on their loans. Understanding the behavior of borrowers is important to mitigate default for microfinance lenders. This study investigates whether non-delinquent and delinquent borrowers reveal any difference in their level of risk and time preference through an artefactual field experiment. The results reveal that non-delinquent borrowers are more likely to be risk-seeking individuals and are more impatient than delinquent borrowers, contradicting current literature on risk-aversion and time preference.