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Full-Text Articles in Social and Behavioral Sciences
The Empirical Verification Of Becker's Theory Of Discrimination: What Have We Learned?, Harlan M. Smith Ii
The Empirical Verification Of Becker's Theory Of Discrimination: What Have We Learned?, Harlan M. Smith Ii
Harlan M. Smith
For over 30 years now empirical research on racial discrimination in the workplace has been defined by, and focused on, Becker's insight The literature is now extensive, highly technical, and to some extent fragmented-as groups of analysts have concentrated on different aspects of the problem. This paper is intended to be a "primer" on this work for the nonspecialist who wants to get up to speed on, or possibly begin contributing to, this line of research. In what follows, therefore, I highlight some of the important articles, key methodological advances, and central results that have been obtained to date. More …
A Strategy For Rural Financial Market Reform: Applying The Financial Systems Approach In Ghana, Harlan M. Smith Ii, Abor Yeboah
A Strategy For Rural Financial Market Reform: Applying The Financial Systems Approach In Ghana, Harlan M. Smith Ii, Abor Yeboah
Harlan M. Smith
We construct, using methods advocated in one strand of the Financial Systems Approach literature, a reform-and-renewal program for one of Ghana’s struggling Rural Banks--the Kaaseman Rural Bank. Questionnaire results, local informal financial practices, recent institutional innovations in Ghanaian finance, the experiences of successful “Nontraditional” rural finance institutions in developing countries, and the operating structure of the Rural Bank program indicate that this bank can implement a group-lending scheme that will reduce significantly its transaction costs and those of its customers. We thus demonstrate how the Financial Systems Approach can be employed to promote sustainable rural financial intermediation in a specific …