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Full-Text Articles in Social and Behavioral Sciences

Trends. The Paradise Hotel Bombing: Trouble In Judicial Paradise, Ibpp Editor Dec 2002

Trends. The Paradise Hotel Bombing: Trouble In Judicial Paradise, Ibpp Editor

International Bulletin of Political Psychology

This article discussed the bombing of the Kenyan Hotel Paradise in November 2002, and the detention of suspects.


A Method For Modeling Low-Probability, High- Consequence Risk Events: Vessel Traffic On The Lower Mississippi River, George Wooddell, Robert Gramling, Craig J. Forsyth Dec 2002

A Method For Modeling Low-Probability, High- Consequence Risk Events: Vessel Traffic On The Lower Mississippi River, George Wooddell, Robert Gramling, Craig J. Forsyth

The University of New Hampshire Law Review

[Excerpt] "A variety of commodities, from chlorine to corn and petroleum to passengers, are transported on the lower Mississippi River regularly. Corn, wheat and coal are the most commonly carried commodities. From a human health and safety perspective, these are relatively benign products in that a vessel accident and spill of these are not directly hazardous to people, whatever other ecological disturbances may ensue. However, over eighty million tons of petroleum products are transported on the river annually. Over a million tons of liquid natural gas traverse the river through the center of New Orleans. Additionally, over 400,000 tons of …


The Recovery Of The Aviation Industry: The Aviation Security Challenge, Ibpp Editor Nov 2002

The Recovery Of The Aviation Industry: The Aviation Security Challenge, Ibpp Editor

International Bulletin of Political Psychology

This article is based on a presentation made to the SAE 2002 World Aviation Congress on November 6, 2002 by the IBPP Editor. The article’s focus is on how representatives of the aviation industry need to think about aviation security to facilitate the industry’s economic recovery.


Trends. Implications Of War And Peace For The Morality, Ethics, And Legality Of Killing And Incarceration, Ibpp Editor Nov 2002

Trends. Implications Of War And Peace For The Morality, Ethics, And Legality Of Killing And Incarceration, Ibpp Editor

International Bulletin of Political Psychology

This article provides a perspective for the controversy surrounding the appropriateness of killing and incarceration during a war on terrorism with global reach.


Personnel Security: Beyond Initial Screening And Selection To Career Aftermath, Ibpp Editor Oct 2002

Personnel Security: Beyond Initial Screening And Selection To Career Aftermath, Ibpp Editor

International Bulletin of Political Psychology

This article describes Issues pertaining to personnel security in the aftermath of an individual’s career with an organization.


Positive Attitude - The Key To Success, N K. Dhooper, Renu Luthra Oct 2002

Positive Attitude - The Key To Success, N K. Dhooper, Renu Luthra

Management Dynamics

No abstract provided.


Creativity As A Problem-Solving Tool, Ratan Mani Lal Oct 2002

Creativity As A Problem-Solving Tool, Ratan Mani Lal

Management Dynamics

No abstract provided.


Leading Effectively, Malay Bhattacharyya Oct 2002

Leading Effectively, Malay Bhattacharyya

Management Dynamics

No abstract provided.


Customer Relationship Management In Bhartiya Bank, S Bhattacharya, V Jham Oct 2002

Customer Relationship Management In Bhartiya Bank, S Bhattacharya, V Jham

Management Dynamics

No abstract provided.


Trends. Personnel Security In An Age Of Terrorism With Global Reach, Ibpp Editor Sep 2002

Trends. Personnel Security In An Age Of Terrorism With Global Reach, Ibpp Editor

International Bulletin of Political Psychology

This Trends article discusses what an appropriate level of commitment to a security bureaucracy might look like.


Trends In The Transportation Of Goods In The U.S., James S. Keebler Sep 2002

Trends In The Transportation Of Goods In The U.S., James S. Keebler

Journal of Transportation Management

This article describes the development and growth of various modes of transportation in the United States and recent trends in the length, size and value of domestic shipments. Changes in the transportation of goods in the United States are being driven largely by four factors—the shift toward a digital economy, the growth of third-party logistics providers, globalism, and the application of new technologies. Finally, this paper looks at emerging forms of supply chain integration and operation.


Developing The Buyer-Friendly Transportation Salesperson: An Empirical Analysis Of The Most Important Seller Traits And Behaviors From The Transportation Buyer’S Perspective, Charles E. Pettijohn, R Stephen Parker, John L. Kent Sep 2002

Developing The Buyer-Friendly Transportation Salesperson: An Empirical Analysis Of The Most Important Seller Traits And Behaviors From The Transportation Buyer’S Perspective, Charles E. Pettijohn, R Stephen Parker, John L. Kent

Journal of Transportation Management

The research reported in this manuscript provides several insights regarding the specific behaviors and traits of transportation salespersons as sought by a sample of shippers. Shippers in both manufacturing and non-manufacturing industries were asked to evaluate the importance of 30 potential salesperson characteristics. Overall, dependability, ethical conduct, honesty, provision of regular service, and solution selling were ranked as the most important (“must have”) characteristics. In addition to the overall rankings, t-tests were used to compare the manufacturing and non-manufacturing groups and ANOVA tests were used to compare the responses of shippers which were grouped by number of contacts from salespersons.


Short-Line Railroad Managers Discuss Class I Railroads, James C. Johnson, Diane J. Mcclure, Kenneth C. Schneider, Donald F. Wood Sep 2002

Short-Line Railroad Managers Discuss Class I Railroads, James C. Johnson, Diane J. Mcclure, Kenneth C. Schneider, Donald F. Wood

Journal of Transportation Management

Managers/owners of short-line railroads were queried about three issues: (1) How would you describe your company’s business relationship with the Class I railroad(s) with which you interchange traffic; (2) Do you believe that mergers between Class I railroads have been good or bad for short-line railroads; and (3) Besides merger activity, what do you believe will be the most important trend for Class I railroads in the next 10 years?


Examining Sources Of Driver Turnover From A Managerial Perspective, Hokey Min Sep 2002

Examining Sources Of Driver Turnover From A Managerial Perspective, Hokey Min

Journal of Transportation Management

There is growing concern about the declining profitability of the U. S. trucking industry. Such concerns often stem from the increased difficulty of recruiting and retaining qualified drivers. In fact, the trucking industry has been hit hard by shortages of qualified truck drivers over the last two decades. To cope with this chronic problem, trucking firms have attempted to formulate various driver recruitment and retention strategies that include pay raises, bonuses, equipment improvement, and adjustments in working hours. This article provides trucking firms with the means to implement a more effective driver recruitment and retention strategy by examining sources of …


Liberalization Of International Air Transportation Markets: The Effect Of Terrorism On Market Trends, Dawna L. Rhoades Sep 2002

Liberalization Of International Air Transportation Markets: The Effect Of Terrorism On Market Trends, Dawna L. Rhoades

Journal of Transportation Management

Since the United States deregulated its airline industry with the Airline Deregulation Act of 1978, the international air transport industry has been on a path toward market liberalization. Market changes have included entry, capacity, and pricing freedom as well as increased levels of foreign ownership. The recent terrorist acts of September 11, 2001 have the potential to alter, if not reverse this course. This paper examines the forces fueling the trend toward liberalization and analyzes the impact of recent events on the future prospects of open aviation markets.


Challenges To Microfinance Commercialization, Anita Campion Sep 2002

Challenges To Microfinance Commercialization, Anita Campion

Journal of Microfinance / ESR Review

This paper was presented to audiences in Vietnam, Indonesia, Singapore and the Philippines through a World Bank multimedia distance education program in October 2001. The presentation addressed some of the core obstacles to microfinance commercialization, defined here as the application of market-based principles to providing financial services to the poor. The paper discusses some of the challenges to microfinance commercialization, such as inappropriate donor subsidies, poor regulation and supervision, and limited management capacity of microfinance institutions. Given the initial target audience of primarily World Bank employees, the paper concludes with a discussion on what donor can do to move microfinance …


Front Matter, Journal Of Microfinance Sep 2002

Front Matter, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.


Evaluation And Microenterprise Programs In The United States, Mark Schreiner Sep 2002

Evaluation And Microenterprise Programs In The United States, Mark Schreiner

Journal of Microfinance / ESR Review

Microenterprise programs attempt to help poor people start or strengthen small businesses. Funding and political support have grown rapidly. Is microenterprise a good use of scarce development funds? Unfortunately, most evaluations have been case studies in what not to do. Because benefits and costs cannot be measured completely nor with perfect certainty, rigorous evaluations should support their necessarily subjective judgements with logic and explicit assumptions. The usefulness of an evaluation lies not in its (apparent) incontrovert-ibility but rather in its clarity of assumptions and in its openness to meaningful review and critique.


A Symposium On Savings-Led Microfinance And The Rural Poor, Jeffrey Ashe Sep 2002

A Symposium On Savings-Led Microfinance And The Rural Poor, Jeffrey Ashe

Journal of Microfinance / ESR Review

No abstract provided.


Unfinished Business: The Need For More Effective Microfinance Exit Monitering, James G. Copestake Sep 2002

Unfinished Business: The Need For More Effective Microfinance Exit Monitering, James G. Copestake

Journal of Microfinance / ESR Review

High rates of exit remain the "Achilles heel" of many micro-finance organizations. After reviewing definitional issues, the paper explores how exit rates adversely affect both their commercial and social objectives. It then reviews case studies of exit monitoring based on routine, questionnaire based and focus group methods, making detailed suggestions as to how data collection, analysis and reporting can be improved.


Savings And Credit For U.S. Microenterprises : Integrating Individual Development Accounts And Loans For Microenterprise, Caroline E. Glackin, Eliza G. Mahony Sep 2002

Savings And Credit For U.S. Microenterprises : Integrating Individual Development Accounts And Loans For Microenterprise, Caroline E. Glackin, Eliza G. Mahony

Journal of Microfinance / ESR Review

This paper provides a framework for the integration of two asset-building instruments, Individual Development Accounts (IDAs) and loans for microenterprise. Initially, it provides an overview of the emergence of the asset-based approach to poverty alleviation in the U.S. context and the evolution of IDAs and microenterprise development (MED). Then, it evaluates the potential role of IDAs in reducing risk using conventional lending criteria. The paper summarizes the findings of initial research on integrated programs and highlights four case studies. Finally, the paper provides some preliminary observations regarding potential benefits and challenges of the integrated approach and proposes an agenda for …


Pact's Women's Empowerment Program In Nepal : A Savings- And Literacy- Led Alternative To Financial Building, Jeffrey Ashe, Lisa Parrott Lparrot@Freefromhunger.Org Sep 2002

Pact's Women's Empowerment Program In Nepal : A Savings- And Literacy- Led Alternative To Financial Building, Jeffrey Ashe, Lisa Parrott Lparrot@Freefromhunger.Org

Journal of Microfinance / ESR Review

Pact's Women's Empowerment Program (WEP) in Nepal operated through 6,500 groups with 130,00 women members. These groups mobilized nearly $2,000,000 of assets in less than three years with 94% on loan to 45,000 group members. By mid 2001, WEP had as many outstanding loans as CARD in the Philippines and Compartamos in Mexico, two very well known "credit-led" microfi-nance institutions, while working through three times as many groups. In addition, 65,000 group members learned to read through Pact's innovative curriculum that focused exclusively on managing a group, starting a business, and women's empowerment. WEP was implemented by 240 partners (most …


Ashrai: A Savings-Led Model For Fighting Poverty And Discrimination, Brett Matthews, Ahsan Ali Ashraibd@Bd.Drik.Net Sep 2002

Ashrai: A Savings-Led Model For Fighting Poverty And Discrimination, Brett Matthews, Ahsan Ali Ashraibd@Bd.Drik.Net

Journal of Microfinance / ESR Review

Ashrai is getting results with a savings-led model among minority peoples in northwest Bangladesh. These people are mostly landless and illiterate, and earn about $50 a year per person. They are a vital population segment that microfinance institutions in Bangladesh and elsewhere are unable to serve successfully. Ashrai began its field work ten years ago by replicating Grameen Bank, but rapidly learned from its clients that they needed savings at least at much as loans, flexible loan repayment schedules structured around seasonal cash flow, and an easing of the requirement that loans be for productive purposes. Ashrai takes an innovative …


End Matter, Journal Of Microfinance Sep 2002

End Matter, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.


Care's Mata Masu Dubara (Women On The Move) Program In Niger: Successful Financial Intermediation In The Rural Sahel, William J. Grant, Henry C. Allen Cd@Approtec.Or.Tz Sep 2002

Care's Mata Masu Dubara (Women On The Move) Program In Niger: Successful Financial Intermediation In The Rural Sahel, William J. Grant, Henry C. Allen Cd@Approtec.Or.Tz

Journal of Microfinance / ESR Review

CARE's Mata Masu Dubara (MMD) project is a women's time-bound accumulating savings and credit association (ASCA) program in rural Niger. Over the past decade, CARE has facilitated the creation of over 5,500 active women's groups with over 162,000, providing the purest forms of financial intermediation to their members in some of the poorest parts of Niger. Working from a very simple and appropriately adapted savings based product, sustainability and replication of the associations is easy to achieve. Due to the overwhelming demand for the product, CARE's role has evolved from service provider creating the associations to a facilitator that trains …


The New Microfinance: An Essay On The Self-Help Group Movement In India, Kim Wilson Sep 2002

The New Microfinance: An Essay On The Self-Help Group Movement In India, Kim Wilson

Journal of Microfinance / ESR Review

Indian NGOs have created at least one million self-help groups with 17,000,000 members since the self-help group concept was developed by MYRADA in the late 1980s. India is unique in that banks are permitted to lend directly to unregistered self-help groups and by May 2001, banks and cooperatives had financed 461,478 of these groups, with almost 200,000 new self-help groups financed between May 2000 and May 2001, indicating an accelerated process of expansion. The National Bank for Agriculture and Rural Development (NABARD) trains banks and refinances their loans. The key to NABARD's success is decentralization. Responsibility for group development and …


Book Review: Inner-City Entrepreneurship Development: The Microcredit Challenge By Nitin Bhatt, Jerry Black Sep 2002

Book Review: Inner-City Entrepreneurship Development: The Microcredit Challenge By Nitin Bhatt, Jerry Black

Journal of Microfinance / ESR Review

No abstract provided.


To Pay Or Not To Pay?: Local Institutional Differences And The Viability Of Rural Credit In Nicaragua, Johan Bastiaensen, Ben D'Exelle Sep 2002

To Pay Or Not To Pay?: Local Institutional Differences And The Viability Of Rural Credit In Nicaragua, Johan Bastiaensen, Ben D'Exelle

Journal of Microfinance / ESR Review

Innovative credit enterprises, aiming to expand the frontier of the rural credit market, can attain financial sustainabihty and broadened social outreach if they embed financial operations in local institutions, such as social networks and prevailing rules. Only in this way can the "rules of the game" imposed by the credit enterprise gain the local legitimacy that is necessary to reduce transaction costs sufficiently. The nature of preexisting local institutional environments, therefore, has a profound effect on the performance of credit enterprises. Our analysis of a rural microcredit program in two neighboring villages in Nicaragua indicates that existing patron-client structures, conditioned …


Community Savings Funds: Providing Access To Basic Financial Services In Marginalized Rural Areas Of Mexico, Gabriala Zapata Sep 2002

Community Savings Funds: Providing Access To Basic Financial Services In Marginalized Rural Areas Of Mexico, Gabriala Zapata

Journal of Microfinance / ESR Review

The Community Savings Funds (CSFs) promoted by the Ministry of Agriculture in Mexico seek to provide marginalized community groups with a simple mechanism that allows them to save and administer their own funds securely, efficiently, and profitably, according to their own needs and priorities. Specially trained promoters help set up CSFs for a period of one year—using a standardized Toolkit—after which they are expected to work autonomously. There are 540 CSFs in 12 states with over 12,800 members and savings totaling 4.45 million pesos (US 5445,000). This paper describes the characteristics of the CSF model and the results to date. …


Vol. 04 No. 2 Journal Of Microfinance, Journal Of Microfinance Sep 2002

Vol. 04 No. 2 Journal Of Microfinance, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.