Social and Behavioral Sciences Commons^™

Microfinance: A Tool For Financial Access, Poverty Alleviation Or Gender Empowerment ? - Empirical Findings From Pakistan, Ghazal Mir Zulfiqar

Graduate Doctoral Dissertations

In just 30 years microfinance has transformed from a credit-based rural development scheme that has claimed to reduce poverty and empower poor women, to a $70 billion financial industry. In the process, the traditional NGO-led model has given way to commercialized institutions, resulting in an increased emphasis on profitmaking. This has also led to confusion in the sector around its mission: is it to alleviate poverty and empower poor women or simply to provide the "unbanked" with access to formal sources of finance? This research considers the main debates in microfinance with regard to its mission and presents empirical evidence …

Childhood Externalizing Behavior Problems, Maternal Depression, And Father Involvement In Low-Income African American Families, Sara Johns

Master's Theses and Doctoral Dissertations

Data indicate that up to 25% of preschoolers are exhibiting clinical levels of externalizing behaviors. Among children in at-risk populations, such as those attending Head Start preschools, estimates of clinical levels of externalizing behavior problems are as high as 30%. Studies of early childhood externalizing behavior problems indicate the potential for stability of elevated externalizing behaviors over time and the association of these behaviors with a variety of negative outcomes. Maternal depression and father involvement may be important predictors of externalizing behavior. The current study investigated the nature of the relationship between maternal depression, father involvement, and child externalizing behaviors …

The Impact Of Social Integration On The Lived Experience Of Resilience Among Women Who Lived In Poverty During Childhood, Nedra R. Peter

Electronic Thesis and Dissertation Repository

This thesis is a study of the lived experience of poverty and resilience among women who lived in poverty during childhood. The aim of this study was to investigate the impact of social integration on resilience to the adverse effects of poverty. This investigation was conducted as a retrospective study. Using a hermeneutic phenomenological approach, seven women who lived in poverty during childhood were interviewed in semi-structured interviews lasting 60 to 90 minutes. These interviews, along with a member-checking meeting, were the primary method of data collection. Data was analyzed through thematic analysis informed by van Manen (1990, 1997). The …

The Paradox Of Social Capital And The Rural Poor's Relationship With Their Communities, Brady A. Currit

Theses and Dissertations

Is increased access to social capital associated with a lower likelihood of poverty? Using data from a survey of nearly 10,000 residents of Iowa taken in 1994 and again in 2004, this study seeks to understand what types of social capital are associated with higher or lower likelihood of poverty at both the community and individual levels. Results suggest that higher bonding social capital at both levels is associated with a higher likelihood of poverty. The inverse of this relationship is found between bridging social capital and poverty. Although high bonding is generally an asset, when combined with low levels …

Rez Realities: Exploring The Perceptions Of Crime And Justice Among Tribal Police Officers In Indian Country, Favian Alejandro Martin

Sociology & Criminal Justice Theses & Dissertations

Although American Indians and Alaskan Natives (AI/NA) compose just over 1% of the general population in the U.S., they experience higher rates of crime and violence than the total population and are dramatically over-represented in the criminal justice system. In light of these realities, the paucity of research on AI/NA crime, violence, and justice problems is appalling. What research does exist suggests that AI/NA crime and victimization is correlated with social problems such as poverty and illegal drug use which are linked to the social ills of colonialism. Drawing on the work of Loader (1997), this dissertation examines the perceptions …

Family Resilience Model Of Behavioral Health For Low-Income Ethnic Minority Families, Sherria Donae Taylor

Loma Linda University Electronic Theses, Dissertations & Projects

Over the past decade, the concepts of relational and family resilience have emerged as topics of interest in family science. Individual, family, and community level determinants of family resilience have received increased amount of attention in family resilience research particularly among low-income minority families. Correlates of poverty among minority families that have been noted in the literature are that of substance abuse and lower levels of mental health. The primary aim of this study was to operationalize the concept of family resilience and develop an empirically-based model of family resilience. The secondary aim, as it relates to the epidemics of …

Financial Intermediation, Growth, And Microfinance In Turkey: A Quantitative Study, Selina Howe Carter

Economics - Theses

This paper uses pooled data from Turkey's largest microfinance organization to test if loans increase borrower income in the sample. Using savings deposits as a proxy for borrower income, the results show a statistically significant, positive correlation between loans and savings behavior, ceteris paribus. This suggests that microfinance is an effective tool for poverty reduction in Turkey. Since there is no prior quantitative study on microfinance in the country, this study is of interest to Turkish policymakers.

This paper first outlines existing literature on financial intermediation and growth. It then describes the development of Turkey's banking industry and its nascent …

Cost-Benefit Analysis Of Farmer Training In Ghanaian Cocoa Farming, Michael Norton

Agricultural Economics and Agribusiness Undergraduate Honors Theses

While billions of dollars flow into low-income countries each year to help alleviate poverty, assessing the effectiveness of these dollars is a challenging task. The literature is rich in studies that measure the benefits of rural development programs. However, many of these studies lack a temporal dimension because they measure cost and benefits for only capital investments and for only a single, static year, while not accounting for skill enhancement. By only measuring net producer benefits during the life of the development program, the cost-benefit analyses (CBA) may not truly capture the full net benefits of a given program. In …

Fair Trade An Analysis Of The Effects On Poverty Alleviation And Empowerment For Women In Developing Countries, Maribel Concepcion Lora

Graduate Program in International Studies Theses & Dissertations

This thesis approaches the economic development model of Fair Trade with a critical analysis on determining its success in alleviating poverty and empowering women of the developing world. Because international labor regulations are not consistently enforced in all producer countries, the Fair Trade model has established labor standards that ensure above all, a fair wage and safe working conditions for producers participating in the international market. As a recent strategy of economic development, Fair Trade has made great strides to empower poor producers in impoverished countries; however there has been limited analysis focused on its impact for improving the quality …

Accessing Human Rights Through Faith-Based Social Justice And Cultural Citizenship: Hartford's Low-Income Latino Immigrants., Sarah C. Kacevich

Senior Theses and Projects

Many low-income Latino immigrants in Hartford lack access to the human rights to education, economic security, and mental health. The U.S. government’s attitude is that immigrants should be responsible for their own resettlement. Catholic Social Teaching establishes needs related to resettlement as basic human rights. How do Jubilee House and Our Lady of Sorrows, both Catholic faith-based organizations in Hartford, Connecticut, fill in the gaps between state-provided services and the norms of human rights? What are the implications of immigrant accommodation via faith-based social justice for the human rights discourse on citizenship and cultural relevance? A formal, exploratory case study …

Predictors Of Food Insecurity In 3 Central Florida Communities, Tangela Towns

Electronic Theses and Dissertations

This study examined the association between different socio-demographic factors and food insecurity in the Central Florida Communities of Maitland, Winter Park, and Eatonville. Data from the Institute for Social and Behavioral Sciences at the University of Central Florida were utilized to analyze 3 main questions: In which community is food insecurity more prevalent? To what extent are food consumption, transportation, poverty, and unemployment associated with food insecurity? Does the association between food consumption, transportation, poverty, unemployment, and food insecurity remain when controlling for self-reported overall health, education, marital status, and race. The results revealed differences in predictors of food insecurities. …

State Level Earned Income Tax Credit’S Effects On Race And Age: An Effective Poverty Reduction Policy, Anthony J. Barone

CMC Senior Theses

In this paper, I analyze the effectiveness of state level Earned Income Tax Credit programs on improving of poverty levels. I conducted this analysis for the years 1991 through 2011 using a panel data model with fixed effects. The main independent variables of interest were the state and federal EITC rates, minimum wage, gross state product, population, and unemployment all by state. I determined increases to the state EITC rates provided only a slight decrease to both the overall white below-poverty population and the corresponding white childhood population under 18, while both the overall and the under-18 black population for …

More Than Just A Meal: The Economic Utility Of Social Capital In The Lives Of The Poor, Benjamin Higby Strange

Senior Independent Study Theses

No abstract provided.

Snap Use Among Older Adults, Jennifer R. Geiger

LSU Master's Theses

Older adults participate in the Supplemental Nutrition Assistance Program (SNAP) at much lower rates than the general population. Possible explanations for this disparity include stigma, lack of information, and lack of transportation. However, past research focusing on SNAP use among older adults is limited and utilizes age cohorts in their analyses that may not accurately reflect actual age differences in SNAP participation. This study explored four different models of age categorizations as they relate to SNAP participation rates among older adults over 55. Using a sample of 10,116 from the nationally representative Health and Retirement Study (HRS), the research used …

Government Spending And Child Well-Being : A Correlational Study Of The Organization For Economic Co-Operation And Development (Oecd) Countries, Rachel Suzanna Foretich

LSU Master's Theses

Children who live in poverty are more likely to suffer from avoidable illnesses, become teenaged parents, be involved in the criminal justice system, and mature into adults who live in poverty (Isaacs et al., 2011). This study examines the relationship between government spending as a percent of gross domestic product (GDP) and 21 child well-being indicators. The samples in this study were collected from 30 Organization of Economic Co-Operation and Development (OECD) countries for the years 2009 and 2012. The major finding of this study reveals that there is a statistically significant relationship between government spending as a percent of …

Agency Or Agencies? Catalysts Of Resilience In Drop-In Participants, Andy D. Bayer

Theses and Dissertations (Comprehensive)

In this thesis, the factors that contribute to resilience are explored in a sample of participants who attend a food bank/clothing bank drop-in program in North Hamilton, Ontario. Resilience is defined as obtaining positive outcomes despite a level of risk to development. This thesis expands on the literature clarifying the concept of resilience. This thesis also contributes importantly to the smaller amount of literature on resilience in adults and older adults. Purposive sampling was used to obtain participants from the drop-in program at which the researcher volunteers. Phenomenology was utilized for this research, semi-structured interviews were used for data collection, …