Social and Behavioral Sciences Commons^™

Ireland And Iceland In Crisis D: Similarities And Differences, Arwin G. Zeissler, Daisuke Ikeda, Andrew Metrick

Journal of Financial Crises

On September 29, 2008—two weeks after the collapse of Lehman Brothers—the government of Ireland took the bold step of guaranteeing almost all liabilities of the country’s major banks. The total amount guaranteed by the government was more than double Ireland’s gross domestic product, but none of the banks were immediately nationalized. The Icelandic banking system also collapsed in 2008, just one week after the Irish government issued its comprehensive guarantee. In contrast to the Irish response, the Icelandic government did not guarantee all bank debt. Instead, the Icelandic government controversially split each of the three major banks into a new …

Ireland And Iceland In Crisis B: Decreasing Loan Loss Provisions In Ireland, Arwin G. Zeissler, Andrew Metrick

Journal of Financial Crises

All public companies in the European Union, including Ireland’s major banks, were required to adopt IAS 39 for their annual accounting periods beginning on or after January 1, 2005. Under the “incurred loss” model of IAS 39, banks could set aside reserves for loan losses only when objective evidence existed that a loan was impaired, not in anticipation of future losses. As a result, Irish banks saw their aggregate reserve for bad loans drop from 1.2% of loan balances at the end of 2000 to only 0.4% by 2006-07, just before the collapse of the banking industry caused loan losses …

Ireland And Iceland In Crisis A: Increasing Risk In Ireland, Arwin G. Zeissler, Karen Braun-Munzinger, Andrew Metrick

Journal of Financial Crises

Ireland went from being the poorest member of the European Economic Community in 1973 to enjoying the second highest per-capita income among European countries by 2007. Healthy growth in the 1990s eventually gave way to a concentrated boom in property-related lending in the 2000s. The growth in the aggregate loan balances of Ireland’s six major banks greatly exceeded the growth in gross domestic product (GDP); as a result, bank loan balances grew from 1.1 times GDP in 2000 to over 2.0 times GDP by 2007. Given the small size of the domestic retail depositor base, the Irish banks increasingly funded …

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A Blueprint Or Change: How Punk Music In Belfast Affects Activism Today, Hannah Williams, Jacob Hickman

Journal of Undergraduate Research

Though art can be found in all walks of life, it lends itself particularly well to the expression of political frustration. During the deeply rooted religious conflict between Catholic and Protestant communities in Northern Ireland, commonly referred to as the Troubles, many artists and musicians used their creativity to speak out against the violence of the conflict. Born into a society of religious division and hatred, youths of the 1970s and 1980s often turned to the local punk music movement in order to bridge and speak out against the religious divide. Many believe this was critical to eventual peace in …

Moral Transformation Of Religious Conflict: Believers & Bonfire In Belfast, Northern Ireland, Brinnan Schill, Jacob Hickman

Journal of Undergraduate Research

The purpose of this project was to investigate the cultural and historical implications of contemporary religious changes among two case studies of millenarian movements, drawing specifically on ethnographic field research already conducted in a Hmong village in Northern Thailand, and continuing research on conflict transformation among the Protestant and Catholic communities of Belfast, Northern Ireland. Drawing from both written and visual ethnographic methodology, the aim of this project is to use the unique qualities of a visually supplemented narrative to illustrate and explicate how people within these millenarian movements interpret religious conflict as an “enchanted” (Gell 1994) narrative of persecution, …

The Effects Of Institutional Support Of Endangered Languages On Language Ideologies, Christy Box

The Pegasus Review: UCF Undergraduate Research Journal

Endangered languages are those that are spoken by a very small percentage of the population and are at risk of disappearing with all the knowledge and diversity they contain. Endangered languages often become endangered because the speakers and the society perceive the language as low status or of little use, and a positive change in perception of the language could aid in revitalizing the language. Institutions such as governments, businesses, and universities have recently begun supporting endangered languages in several areas, and this support could greatly affect language ideologies, perceptions of and attitudes about the language. In this research project, …