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Social and Behavioral Sciences Commons

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Washington University in St. Louis

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SEED

Articles 1 - 29 of 29

Full-Text Articles in Social and Behavioral Sciences

From Helena To Harlem: Experiences Of Lower-Income Rural And Urban Parents In Childrens Savings Account Programs, Edward Scalon, Leann Wittman Nov 2010

From Helena To Harlem: Experiences Of Lower-Income Rural And Urban Parents In Childrens Savings Account Programs, Edward Scalon, Leann Wittman

Center for Social Development Research

This report focuses on a qualitative study of parents and other parents who were involved in the SEED program at the Harlem Children’s Zone in New York City and the Southern Good Faith Fund in Helena-West Helena, Arkansas. In-depth interviews with the caregivers of child participants were designed to help provide a richer understanding of perceived facilitators and obstacles to saving, perceived effects of saving, and participants’ experiences of various program features. This report focus on three of our primary research concerns: perceived saving facilitators, perceived saving barriers, and perceived impacts of SEED participation.


Lessons From Seed: A National Demonstration Of Child Development Accounts, Michael Sherraden, Julia Stevens, Deborah Adams, Ray Boshara, Margaret Clancy, Reid Cramer, Bob Friedman, Rochelle Howard, Karol Krotki, Ellen Marks, Lisa Mensah, Bryan Rhodes, Carl Rist, Edward Scanlon, Trina Williams Shanks, Michael Sherraden, Julia Stevens, Leigh Tivol, Robert Zager Sep 2010

Lessons From Seed: A National Demonstration Of Child Development Accounts, Michael Sherraden, Julia Stevens, Deborah Adams, Ray Boshara, Margaret Clancy, Reid Cramer, Bob Friedman, Rochelle Howard, Karol Krotki, Ellen Marks, Lisa Mensah, Bryan Rhodes, Carl Rist, Edward Scanlon, Trina Williams Shanks, Michael Sherraden, Julia Stevens, Leigh Tivol, Robert Zager

Center for Social Development Research

Lessons From SEED: A National Demonstration of Child Development Accounts


Child Development Accounts And Saving For Children's Future: Do Financial Incentives Matter?, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Youngmi Kim, Vernon Loke Sep 2009

Child Development Accounts And Saving For Children's Future: Do Financial Incentives Matter?, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Youngmi Kim, Vernon Loke

Center for Social Development Research

This study examines savings outcomes in the first large-scale demonstration of Child Development Accounts (CDAs) in the United States—the Saving for Education, Entrepreneurship, and Downpayment (SEED) initiative. It is also the first empirical study, to our knowledge, to investigate associations between savings outcomes and incentives in an asset-building program for children. This study enhances knowledge about saving in CDAs, incentives in public policy in general, and incentives in savings policy in particular. Results can inform CDA policy design.


City And Community Innovations In Cdas: The Role Of Community-Based Organizations, Carl Rist, Liana Humphrey Sep 2009

City And Community Innovations In Cdas: The Role Of Community-Based Organizations, Carl Rist, Liana Humphrey

Center for Social Development Research

In the SEED Initiative, twelve community-based organizations (CBOs) across the United States and its territories were chosen to offer CDAs, establish best practices in delivering CDAs and demonstrate “proof of concept.” Since the inception of the SEED Initiative, a second wave of CDA programs has emerged at the local level. The purpose of this paper is to analyze these community and city-wide CDA innovations in the U.S. and to examine the role that CBOs play in these innovations. First, this paper explores the theory behind CBO engagement in asset-building and the roles CBOs typically play at the local level. Second, …


Seed Account Monitoring Research, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Vernon Loke, Youngmi Kim Apr 2009

Seed Account Monitoring Research, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Vernon Loke, Youngmi Kim

Center for Social Development Research

SEED Account Monitoring Research


Seed Account Monitoring Research: Participants, Savings, And Accumulation, Lisa Reyes Mason, Yunju Reyes Mason, Margaret Clancy, Vernon Loke, Youngmi Kim Mar 2009

Seed Account Monitoring Research: Participants, Savings, And Accumulation, Lisa Reyes Mason, Yunju Reyes Mason, Margaret Clancy, Vernon Loke, Youngmi Kim

Center for Social Development Research

SEED Account Monitoring Research: Participants, Savings, and Accumulation


The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Curley Jami, Michael Sherraden Jan 2009

The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Curley Jami, Michael Sherraden

Center for Social Development Research

The history and status of children's allowances: Policy background for Children's Savings Accounts


Helping People Act On Their Hopes Rather Than Their Fears: Lessons From Non-Enrollees In The Seed Initiative, Trina Williams Shanks, Toni Johnson, Kerri Nicoll Jul 2008

Helping People Act On Their Hopes Rather Than Their Fears: Lessons From Non-Enrollees In The Seed Initiative, Trina Williams Shanks, Toni Johnson, Kerri Nicoll

Center for Social Development Research

Helping People Act on Their Hopes Rather Than Their Fears: Lessons From Non-Enrollees in the SEED Initiative


Equal Opportunity For All?: Parental Economic Resources And Children's Educational Achievement, Yunju Nam, Jin Huang Jul 2008

Equal Opportunity For All?: Parental Economic Resources And Children's Educational Achievement, Yunju Nam, Jin Huang

Center for Social Development Research

We investigate the roles of parents’ economic resources in children’s educational attainment and test the liquidity constraint hypothesis. Using data from the Panel Study of Income Dynamics, we find that parents’ liquid assets have significantly positive associations with years of schooling, high school graduation, and college attendance. We find that the relationship between liquid assets and education is non-linear: children from negative liquid asset households have a higher chance of finishing high school but a lower chance of graduating college than those from zero liquid asset households. Results suggest that we should consider assets when seeking to understand educational mobility.


Seed Account Monitoring Research: Participants And Savings Outcomes At June 30, 2007, Lisa Reyes Mason, Margaret Clancy, Vernon Loke, Youngmi Kim, Yunju Nam, Soda Lo Jul 2007

Seed Account Monitoring Research: Participants And Savings Outcomes At June 30, 2007, Lisa Reyes Mason, Margaret Clancy, Vernon Loke, Youngmi Kim, Yunju Nam, Soda Lo

Center for Social Development Research

SEED Account Monitoring Research: Participants and Savings Outcomes at June 30, 2007


Seed Participant Characteristics And Financial Accumulation, Lisa Reyes Mason, Vernon Loke, Margaret Clancy, Yunju Nam, Youngmi Kim, Soda Lo Jul 2007

Seed Participant Characteristics And Financial Accumulation, Lisa Reyes Mason, Vernon Loke, Margaret Clancy, Yunju Nam, Youngmi Kim, Soda Lo

Center for Social Development Research

SEED Participant Characteristics and Financial Accumulation


Reforming 529 College Savings Plans To Better Reach Low-Income Families, Margaret Clancy, Leslie Parrish Jul 2006

Reforming 529 College Savings Plans To Better Reach Low-Income Families, Margaret Clancy, Leslie Parrish

Center for Social Development Research

Reforming 529 College Savings Plans to Better Reach Low-Income Families


Do Assets Affect Well-Being? Perceptions Of Youth In A Matched Savings Program, Edward Scanlon, Deborah Adams Jul 2006

Do Assets Affect Well-Being? Perceptions Of Youth In A Matched Savings Program, Edward Scanlon, Deborah Adams

Center for Social Development Research

Do Assets Affect Well-Being? Perceptions of Youth in a Matched Savings Program


Account Monitoring Report At December 31, 2005, Lisa Reyes Mason, Vernon Loke, Margaret Clancy Jul 2006

Account Monitoring Report At December 31, 2005, Lisa Reyes Mason, Vernon Loke, Margaret Clancy

Center for Social Development Research

Account Monitoring Report at December 31, 2005


Seed Account Monitoring Research At June 30, 2006, Lisa Reyes Mason, Vernon Loke, Margaret Clancy Jul 2006

Seed Account Monitoring Research At June 30, 2006, Lisa Reyes Mason, Vernon Loke, Margaret Clancy

Center for Social Development Research

SEED Account Monitoring Research at June 30, 2006


Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton Jul 2006

Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton

Center for Social Development Research

Barriers to Asset Accumulation for Families in the SEED Pre-School Demonstration and Impact Assessment


How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams Jul 2006

How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams

Center for Social Development Research

How Young People Save Money: Findings From Interviews With SEED Participants


Account Monitoring Report At June 30, 2005, Richard Larock, Margaret Clancy Jul 2005

Account Monitoring Report At June 30, 2005, Richard Larock, Margaret Clancy

Center for Social Development Research

Account Monitoring Report at June 30, 2005


Section 529 Savings Plans, Access To Post-Secondary Education, And Universal Asset Building, Margaret Clancy, Reid Cramer, Leslie Parrish Jul 2005

Section 529 Savings Plans, Access To Post-Secondary Education, And Universal Asset Building, Margaret Clancy, Reid Cramer, Leslie Parrish

Center for Social Development Research

Section 529 Savings Plans, Access to Post-Secondary Education, and Universal Asset Building


Participants In Seed: A Report From Account Monitoring Research, Vernon Loke, Margaret Clancy Jul 2005

Participants In Seed: A Report From Account Monitoring Research, Vernon Loke, Margaret Clancy

Center for Social Development Research

Participants in SEED: A Report From Account Monitoring Research


In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams Jul 2005

In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams

Center for Social Development Research

In-Depth Interviews With SEED Youth: Profiles of Participants in a Pilot Study


College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden Jul 2004

College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden

Center for Social Development Research

College Savings Plans: A Platform for Inclusive Saving Policy?


The Potential For Inclusion In 529 Savings Plans: Report On A Survey Of States, Margaret Clancy, Michael Sherraden Jul 2003

The Potential For Inclusion In 529 Savings Plans: Report On A Survey Of States, Margaret Clancy, Michael Sherraden

Center for Social Development Research

The Potential for Inclusion in 529 Savings Plans: Report on a Survey of States


Experience In The American Dream Demonstration: Lessons For Monitoring In A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner Jul 2001

Experience In The American Dream Demonstration: Lessons For Monitoring In A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner

Center for Social Development Research

Experience in the American Dream Demonstration: Lessons for Monitoring in a Children and Youth Savings Account Policy Demonstration


Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald Jul 2001

Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald

Center for Social Development Research

Assets, Health, and Well Being: Neighborhoods, Families, Children and Youth


Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy Jul 2001

Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy

Center for Social Development Research

Financial Education in a Children and Youth Savings Account Policy Demonstration: Issues and Options


Maximizing Internal And External Validity: Recommendations For A Children And Youth Savings Account Policy Demonstration, Sondra Beverly, Michael Sherraden Jul 2001

Maximizing Internal And External Validity: Recommendations For A Children And Youth Savings Account Policy Demonstration, Sondra Beverly, Michael Sherraden

Center for Social Development Research

Maximizing Internal and External Validity: Recommendations for a Children and Youth Savings Account Policy Demonstration


Savings Deposits, Incentive Structure, And Management Information Systems: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner Jul 2001

Savings Deposits, Incentive Structure, And Management Information Systems: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner

Center for Social Development Research

Savings Deposits, Incentive Structure, and Management Information Systems: Implications for Research on a Children and Youth Savings Account Policy Demonstration


The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Jami C. Curley, Michael Sherraden Jul 1998

The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Jami C. Curley, Michael Sherraden

Center for Social Development Research

Children’s allowances, a common feature of twentieth century welfare states, are cash grants to families with children. The concept of a government-provided monthly cash benefit to foster income security for all children has never had widespread political appeal. This report traces the history of children’s allowances in other nations to see what can be learned about child support policies.