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Full-Text Articles in Social and Behavioral Sciences

Artificial Intelligence & Personal Finance: Legal And Ethical Implications, Aaron Klein Mar 2020

Artificial Intelligence & Personal Finance: Legal And Ethical Implications, Aaron Klein

Brookings Scholar Lecture Series

As part of the Brookings Scholar Lecture Series, Brookings Mountain West presents a lecture titled "Artificial Intelligence and Personal Finance: Legal and Ethical Implications" by Brookings fellow in economic studies, Aaron Klein. The rise of big data, machine learning, and artificial intelligence herald great promise in making our financial system safer, fairer, and more inclusive. However, the legacy of the use of credit as a tool to enforce and promote discrimination means these same tools can recreate and reinforce biases in ways that challenge basic ethics and the law. This lecture explores how data is used to make financial decisions, …


Payday Lenders And Credit Cards: A Hidden Driver Of Income Inequality, Aaron Klein Sep 2019

Payday Lenders And Credit Cards: A Hidden Driver Of Income Inequality, Aaron Klein

Brookings Scholar Lecture Series

As part of the Brookings Scholar Lecture Series, Brookings Mountain West presents a lecture titled "Payday Lenders and Credit Cards: A Hidden Driver of Income Inequality" by Brookings Fellow in Economic Studies, Aaron Klein. This lecture examines how, for millions of working families, America’s slow payment system costs billions of dollars. The system needs technological innovation, but incumbency, economies of scale, and government may counter technological advancement. This lecture explores if the U.S. remains the dominant global standards setter for payment instruments.


"The Great Debate" 2019 - Brookings V. Unlv Debate Team, Brookings Mountain West, University Of Nevada, Las Vegas Mar 2019

"The Great Debate" 2019 - Brookings V. Unlv Debate Team, Brookings Mountain West, University Of Nevada, Las Vegas

Brookings Scholar Lecture Series

Brookings Mountain West, in partnership with the UNLV Debate Team, was proud to host the inaugural UNLV - Brookings Institution event, “The Great Debate.” Representatives from the nationally ranked UNLV Debate Team engaged colleagues from the Brookings Institution in a battle of ideas and policy positions destined to be remembered as one of the great intellectual forums of the 21st century. Featured speakers participated in a modified format of intercollegiate debate rules that allowed teams and individual members the opportunity to craft their arguments and responses in an open and respectful exchange of information to persuade, inform, and entertain audience …


Dream Hoarders: The Dangerous Separation Of The American Upper Middle Class, Richard Reeves Feb 2017

Dream Hoarders: The Dangerous Separation Of The American Upper Middle Class, Richard Reeves

Brookings Scholar Lecture Series

This lecture blends economics, philosophy and policy analysis to examine the growing gap between the upper middle class (broadly the top 20 percent) and the majority of Americans. In terms of dollars, but also education and skills, social capital, health, lifestyle and leisure attitude and zip code - not just by standard of living, but a way of life. The inheritance of upper middle class status in the next generation results from a growing gap in human capital formation, or ‘market merit’, and from a degree of ‘opportunity hoarding’. What changes are required to ensure that the American Dream is …


Mega-Regional Trade, Joshua Meltzer Mar 2015

Mega-Regional Trade, Joshua Meltzer

Brookings Scholar Lecture Series

This lecture will discuss the impact of the Trans Pacific Partnership negotiations and the Transatlantic Trade and Investment Partnership negotiations on U.S. economic competitiveness and leadership in Asia and Europe. This will lead into a discussion of large Free Trade Areas (FTA), or groups of countries that have few or no price controls in the form of tariffs or quotas between each other. FTAs allow the agreeing nations to focus on their comparative advantages and to produce the goods they are comparatively more efficient at making, thus increasing the efficiency and profitability of each country. We will explore the impact …


Power America's — And Nevada's — Advanced Industries: State By State, Region By Region, Mark Muro Oct 2014

Power America's — And Nevada's — Advanced Industries: State By State, Region By Region, Mark Muro

Brookings Scholar Lecture Series

With the U.S. economy still flat, economic experts and leaders continue to search for the next source of U.S. and regional growth. One key component of the next era of prosperity can be projected: It is what the Brookings Metropolitan Policy Program calls the advanced industry (AI) sector. The nation’s most strategic R&D — and STEM worker intensive industries, AIs like aerospace and IT are prime movers of regional and national prosperity, because they are key sources of technology innovation and generate domestic and international exports. Accordingly, the AI swatch of 50 discrete industries has emerged as an important new …


Three African Futures, John Page Apr 2014

Three African Futures, John Page

Brookings Scholar Lecture Series

Africa has experienced a remarkable turn-around in economic performance since 1995. It grew at around 4.6 percent per year during the first decade of the 21st century, and the region boasts three of the world’s ten fastest-growing countries. Cheerleaders as diverse as the Economist and the World Bank have branded Africa the developing world’s next “frontier market”. But beneath the headlines lie some disturbing realities. Africa is not creating enough good jobs – those capable of paying decent wages and providing opportunities to develop skills – and it is not reducing poverty at the same rate as other parts of …


America's Role In A Changing World, Bruce Jones Mar 2014

America's Role In A Changing World, Bruce Jones

Brookings Scholar Lecture Series

For over sixty years the United States has led an international order that provided the underpinnings of peace, security, and economic prosperity. Today, that order is under strain from a variety of sources: the rise of new powers, an economic crisis, resource scarcity, technological innovations, rising nationalism, territorial disputes, and transnational challenges. This lecture will examine these pressures and ask how the United States can reform the international order so it plays as constructive a role in the 21st century as it did in the 20th.


Does Access To Information Technology Make People Happier? Insights From Well-Being Surveys From Around The World, Carol Graham, Milena Nikolova Feb 2014

Does Access To Information Technology Make People Happier? Insights From Well-Being Surveys From Around The World, Carol Graham, Milena Nikolova

Brookings Scholar Lecture Series

This lecture summarizes new research on the relationship between access to cell phones, TV, and the internet and subjective well-being worldwide. Technology access is positive for well-being in general, but with diminishing marginal returns for those who already have much access. It is also associated with increased stress and anger among cohorts for whom access to the technologies is new. The increased financial inclusion in very poor countries that comes with cell phones and mobile banking also has effects on well-being. Well-being levels are higher in the countries with higher levels of access to mobile banking, but so are stress …


International Migration And Economic Development Of Global Metropolitan Areas, Neil Ruiz Feb 2014

International Migration And Economic Development Of Global Metropolitan Areas, Neil Ruiz

Brookings Scholar Lecture Series

International migration is a global and local development issue. Migrants across international borders are transformative agents with economic, social, and political ties to origins and destinations. Migrants are the agents that link local economies through global flows of knowledge, trade, capital, and production. Through their networks, international migrants serve as valuable bridges between U.S. metropolitan areas and regional economies in other countries, and can facilitate trade networks through exports, imports, or the circulation of knowledge and the production process.