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Social and Behavioral Sciences Commons

Open Access. Powered by Scholars. Published by Universities.®

Sociology

St. John's University

Theses and Dissertations

2023

Financial capability

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Full-Text Articles in Social and Behavioral Sciences

Pre-College Access And Financial Literacy, Oriel C. Straker Jan 2023

Pre-College Access And Financial Literacy, Oriel C. Straker

Theses and Dissertations

Student loan debt within the United States has reached insurmountable default rates worth trillions of dollars. While the federal government debate lingers on student loan debt reauthorization legislation known as Promoting Real Opportunity, Success, and Prosperity Through Education Reform (PROSPER ACT), a vote must pass to finalize the provision for this legislative policy (Baime, 2018). Meanwhile the issue of high student default rates disproportionately affects minoritized, first-generation, low-income students attending public and private institutions of higher education. This exploratory qualitative case study research approach (Yin, 2009) of the Upward Bound Program, aims to examine the sense of awareness of financial …