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Full-Text Articles in Social and Behavioral Sciences
Shelter Poverty: The Chronic Crisis Of Housing Affordability, Michael E. Stone
Shelter Poverty: The Chronic Crisis Of Housing Affordability, Michael E. Stone
Michael E. Stone
This paper examines housing affordability in the United States over the past three decades using the author’s concept of “shelter poverty.” The major findings are as follows: The number of shelter-poor households has been over 30 million since the early 1990s, an increase of more than 70 percent since 1970. Among families with children, rates of shelter poverty are much higher, and over the past several decades have risen faster, than among households with just one or two persons. Nearly half of all renter households are shelter-poor, victims of low incomes and rising rents; most low-income renters are headed by …
Latino Shelter Poverty In Massachusetts, Michael E. Stone
Latino Shelter Poverty In Massachusetts, Michael E. Stone
Michael E. Stone
There were about 121,000 Latino-headed households in Massachusetts in 2000 – nearly 5% of all households, an increase from 3.5% in 1990. The median annual income for Latino-headed households was $27,400 in 2000. About one-third of Latino households had annual incomes of less than $15,000; one-third had between $15,000 and 40,000; and one-third had incomes of $40,000 or more. The median Latino household size was 3 persons. 78% of Latino-headed households rented housing, and only 22% were homeowners.
Shelter Poverty In Massachusetts, 2000-2007: An Overview, Michael E. Stone
Shelter Poverty In Massachusetts, 2000-2007: An Overview, Michael E. Stone
Michael E. Stone
Nearly half of all renter households in Massachusetts - 415,000 households - are "shelter poor." After paying for their housing, they do not have enough resources left to meet their non-shelter needs for food, clothing, medical care, transportation, etc., at even a minimal level of adequacy. The median income of these shelter poor renters in Massachusetts is only $14,000 a year. This is just 16 percent of the median family income for Metro Boston (AMI). Shelter poverty is a more realistic approach to assessing affordability than the conventional 30 percent of income standard because it takes into account the cost …
Unaffordable “Affordable” Housing: Challenging The U.S. Department Of Housing And Urban Development Area Median Income, Michael E. Stone
Unaffordable “Affordable” Housing: Challenging The U.S. Department Of Housing And Urban Development Area Median Income, Michael E. Stone
Michael E. Stone
There is no such thing as “affordable” housing. Affordability is not a characteristic of housing: It is a relationship between housing and people. For some people, all housing is affordable, no matter how expensive. For others, no housing is affordable, no matter how cheap.