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Full-Text Articles in Social and Behavioral Sciences

The Effects Of Grameen-Model Microfinance Institutions And Self-Help Group Microfinance On Women’S Economic Empowerment In Rural India, Forrest Weaver Jan 2016

The Effects Of Grameen-Model Microfinance Institutions And Self-Help Group Microfinance On Women’S Economic Empowerment In Rural India, Forrest Weaver

Dissertations and Theses

Women in rural India suffer from pervasive gender inequality and disempowerment. One road to equality is economic empowerment through microfinance. Economic empowerment consists of an increase in savings, income, ownership of property or a microenterprise, and access to social services and training. I compile studies of two most common types of microfinance models used in India in order to determine if there is a general trend indicating that microfinance as a whole has a positive impact on women’s economic empowerment. The two types of microfinance examined are Grameen-model microfinance institutions (MFIs) and Self-Help groups (SHGs) through the SHG-Bank linkage model. …


The Pitfalls Of The Microfinance Promise, Kelleen R. Mull Jan 2016

The Pitfalls Of The Microfinance Promise, Kelleen R. Mull

Global Tides

The validity of microfinance institutions as poverty alleviation instruments is drawn into question by the structure and practices of the industry, which hinder the efficiency and depth of aid. This paper aims to outline the history and popularity of microfinance, followed by the difficulties of its implementation. Then, it will explain the status of research in the field, microcredit’s role in the empowerment of women, and the perception of microfinance in the West. Finally, it will discuss the monumental shifts within the industry based on ideological opinions and the consequential negative effects on the field.